Buyer Tips On Finding Your Moscow Idaho Home
by Lori Cofer, "Your Moscow Real Estate Connection"
My name is Lori Cofer of Beasley Realty and I am licensed in both WA & ID serving Whitman and Latah Counties. I enjoy helping clients find the house that says home. Here are a few tips you might find helpful as you begin your journey to buying your new home.
GET YOUR FINANCES IN ORDER

Credit scores, your overall income, and your debt are all important factors in determining whether or not you will qualify for a loan and what the terms of your loan will be. Don't be afraid to shop around. But do shop for mortgage rates all at once. Rates change daily, so make sure you are comparing apples to apples. It is true that too many credit card applications can lower your credit score, but several inquires from the same type of lender are counted as one inquiry if done in a short period of time. So be prepared to do your shopping around as quickly as you can.
WORK WITH A REALTOR
Find a REALTOR®. They are the experts in buying and selling real estate. You may buy or sell a few homes in your lifetime, but REALTORS® deal with real estate transactions on a daily basis. Furthermore, real estate law varies from state to state and are not static. Real Estate is an ever changing business, and you need someone who is well informed to guide you through the complex process of a real estate transaction.
GET PREAPPROVED
This is a tremendously important step. Your want to begin your home search understanding your price range. You don't want to fall in love with a home you can't afford. Also, start looking at the low end of your price range. You never know what you may find!
BE REALISTIC
Make a list of needs versus wants. Start with your needs. Then make a list of wants or desires. Often buyers begin the process of looking at home, only to find out their perception of needs versus wants change. Be realistic about your list. And make sure you communicate that to your REALTOR
Do, however, keep an open mind. Remember, there is no perfect property. Focus on the top priorities of your list, and let the more insignificant ones or things that you can easily change go. Let's begin that journey!
Courtesy of Lori Cofer, REALTOR ~ "Your Moscow Idaho Connection"

Moscow Idaho is home to the University of Idaho, and is situated between beautiful Moscow Mountain and the rolling hills of the Palouse.
The university provides a broad cultural base, and the beautiful countryside a variety of outdoor activities.
If you love wide open spaces and a friendly community, Moscow is a great place for you. I would love to answer any questions you may have.
The above beautiful picture is one of my personal favorites. It was taken of the Arboretum on the University of Idaho Campus and is courtesy of Rod Schwartz.
~Market Snap Shot of Moscow Idaho Single Family Homes, Townhouses & Condos
~Year to Date (December 12, 2009) ~
We have 100 HOMES ACTIVE ON THE MARKET WITH 19 of those HOMES CONTINGENT
WE Have 1 HOME PENDING
WE have SOLD 160 HOMES
Our AVERAGE DAYS ON MARKET is 120
Our AVERAGE LIST PRICE is 239,647
Our AVERAGE SELLING PRICE is 205,011
(Based on Latah County Association Board of Realtors Mulitple Listing Service)
If you have any questions about the Moscow Real Estate or Pullman Real Estate Market I am here to help!
I am licensed in Both Washington and Idaho to help serve you on both sides of the border making your search for a home in our Pullman WA & Moscow ID area an extensive one and an easy one!
(This information is deemed reliable but not guaranteed.)
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