FHA has raised the annual Mortgage Insurance Premium to 1.25% beginning April 1st. MIP is required on all FHA loans and used to fund losses by lenders for borrowers who default on their mortgages. As of June 1st, FHA loans in excess of the standard maximum of $625,500, in high-cost areas, will have a premium of 1.5% of the loan amount.
In addition to the increase in the annual MIP, FHA also announced it plans to raise the fee on the up-front MIP from 1.00% to 1.75%. No date was reported for its implementation.
The bottom line will result in a borrower’s payments going up. However, it might not be restricted to the MIP. Freddie Mac’s Primary Mortgage Market Survey showed that both 30 year and 15 year mortgages have gone up too.
One way to avoid the increase is to have a completed sales contract and have your lender order the FHA commitment prior to April 1, 2012. If you plan on buying a home this spring, there is a reason to do it earlier rather than later.
RE/MAX Prestige Properties
(928) 208-9827 Mobile/Direct
www.LoriDee.com
"Serving the Lake Havasu City Community”
Spring is in the air in Lake Havasu City!
Our current market offers an Excellent Value of Homes and Properties for Sale, with a continued increase in Home Sales. We currently have 548 Single Family Homes on the market, with just 14 listed under $100,000.
March is right around the corner, bringing another month of FUN and EXCITING events in Beautiful, Lake Havasu City!
Mark your Calendars & Join the FUN!
4th Annual Bluegrass On The Beach - March 2-4
Lake Havasu State Park, Windsor 4
699 London Bridge Road
Don't miss this amazing 3 day Festival at Windsor Beach, in beautiful sunny Lake Havasu City, Arizona!
Admission: Adults $20; Teens $10; $12 yrs & under Free
Fri/Sat/Sun: 10:00 a.m. - 6:30 p.m.
For Details & Map: http://www.golakehavasu.com/events/details/81/4th-annual-bluegrass-on-the-beach/
Uptown Arts & Crafts Festival - March 3
In the Shambles Village on Main Street - Downtown McCulloch Blvd.
2126 N. McCulloch Blvd.
Take a Stroll along Main Street in Beautiful Uptown Lake Havasu City, for a Special Exhibit of Local Artists, featuring a wide variety of Artwork; Pottery, Paintings, Jewelry, Photography & Crafts at Shambles Village!
Sat. 4:00 pm - 7:00 pm (First Saturday of the Month - from October thru May)
Admission is Free
For Detailed Information & Map, visit: http://www.golakehavasu.com/events/details/210/uptown-arts-and-crafts-festival/
Hobie-McCulloch Cup - March 10-11
In the waters North of the Island, isan Exciting Weekend of Racing & Fun, at the Regional Mid-Winter Sailing Racing Event for Hobie Cats, with Participants from all over the Western U.S. & Canada! Spectators are Welcome to watch the Beautiful Colored Sails, as they coast along the Blue Waters of Lake Havasu! Races take place in waters North of the Island. This meeting is open to all HCA-NA (Hobie Cat Association of North America) Members.
10:00 a.m. - 5:00 p.m.
http://www.golakehavasu.com/events/details/69/hobiemcculloch-cup/
World Off-Road Championship Series (WORCS) - March 16-18 & March 23-25
Crazy Horse Campgrounds - On the Island
1534 Beachcomber Blvd.
Two High-Speed, Mud-Slinging Weeks, with Over 11,000 Professional & Amateur Racers
Adults $10/day or $20/weekend; Youth 12 & under $5 Weekend Pass
For Detailed Schedule of Events & Map: http://www.worcsracing.com
13th Annual Sidewinders 4x4 Desert Run - March 16-19
The 13th Annual Sidewinders 4 x 4 Desert Run is a Friendly, Fun-Filled Event for All Levels, Easy Going or Exhilarating - Mild to Wild! This is not a competitive event - there are no prizes or awards. It is simply a chance for Off-Road Driving Enthusiasts - from Novice to Experienced, to Enjoy the Scenic, Historic, and Challenging Trails of Lake Havasu City!
Venue: Aquatic Center
100 Park Avenue
Admission: $65 Trail Registration/ $10 Dinner Tickets
For Detailed Schedule of Events & Map: http://www.golakehavasu.com/events/details/126/13th-annual-sidewinders-4x4-desert-run/
Or Visit Their Website: http://www.sidewinders4wheelers.com
Big Boy's Toys - Featuring Extreme Machines - March 17
Downtown Main Street, on McCulloch Blvd.
Big Boy's Toys has an Amazing Display of everything from Cruisers to High-Tech Racing Machines for Dirt, Track, Road, Water & Air - with Vendor Booths featuring Local Businesses!
Free Admission
Saturday: 10:00 a.m. - 6:00 p.m.
http://www.golakehavasu.com/events/details/359/big-boys-toys-featuring-extreme-machines/
30th Annual Home Show - March 23-25
Lake Havasu High School
2675 S. Palo Verde Blvd.
Colorado River Building Industry Association
Two Gymnasiums Full of Vendors, an outside Food Court with more Vendors outside Showcasing What's New & Exciting for the Home & Much More, with Everything Conveniently in One Place!
Free Admission
Friday: 3:00 pm - 7:00 pm / Saturday: 9:00 am - 5:00 pm
Sunday: 9:00 am - 3:00 pm
http://www.golakehavasu.com/events/details/502/30th-annual-home-show/
Havasu Classic's 16th Annual Show & Shine - March 24
Shops at Lake Havasu
5601 Highway 95
Bigger and Better than Ever! 21 Classes of Cars and Trucks awarded Trophies; including the Selection for the "80th" Anniversary 1932 Ford! Open to all Makes, Models & Years. Designed for Local Car Enthusiasts to Display their Cars & Raise Money for Local Charities in the Process, with Raffles, 50/50 Drawing, Vendors, Food & Awards.
Saturday: 9:00 a.m. - 3:00 p.m.
For Detailed Information with Registration Fees & Map: http://www.golakehavasu.com/events/details/107/havasu-classics-16th-annual-show--shine/
There really IS Something Here for Everyone!
You'll find local community and relocation information, as well as fun things to do in and around Lake Havasu City, at LoriDee.com!
If you have any questions, please feel free to contact me at (928) 208-9827, (877) LORI-DEE, or email me at Lori@LoriDee.com.
Lori Dee Doerfler, Associate Broker
RE/MAX Prestige Properties
(928) 208-9827 Mobile/Direct
www.LoriDee.com
"Serving the Lake Havasu City Community”
Don't miss out on these upcoming Lake Havasu City, AZ events:
2012 Ever Start Western Division Qualifying Tournament - February 23 - 25
Lake Havasu State Park, Windsor 4
699 London Bridge Road
Watch them Reel in the Big One, in Person! Qualifying Tournament returns to the Waters of Lake Havasu!
6:30 a.m. - 2:30 p.m.
Admission: Free for Spectators
For Event Schedule: http://www.flwoutdoors.com/
8th Annual Mark Hahn Memorial 300 Mile PWC Race - February 25
American Power Boat Association (APBA) Mark Hahn Memorial Havasu 300
Crazy Horse Campground
7:00 a.m.
Admission: Free for Spectators
Website: http://www.pwcfun.com/markhahn300.asp
Or visit: http://www.golakehavasu.com/events/details/67/hot-products-apba--mark-hahn-memorial-havasu-300/
There's Something Here for Everyone!
You'll find local community and relocation information, as well as fun things to do in and around Lake Havasu City, at LoriDee.com!
My goal is to provide YOU with a single source of Outstanding Real Estate Services and Information in the Lake Havasu Area. Please take a moment to review the many resources my website has to offer! If you have any questions, please feel free to contact me at (928) 208-9827, (877) LORI-DEE, or email me at Lori@LoriDee.com.
I Look Forward to Working With You!
My husband and I love Ceviche...Ceviche is basically fish (in this case shrimp) lime juice, onion, c
ilantro, jalapeno, probably salt and pepper.
Anyway, my husband and I been to Sonora Tacos y Mariscos, 2690 North Kiowa Avenue in Lake Havasu a number of times. The food is GREAT!...the prices are very reasonable. They have the best Ceviche in town, in my humble opinion.
Today, I was out looking at and taking pictures of a potential new listing. Guess what?? I drove right by Sonora Tacos Y Mariscos and the OPEN sign was clearly flashing red. It was only about 10am. I've only been there for dinner and didn't realize they opened so early...Yea! I got an early lunch...guess what it was??? That's right, it was a shrimp ceviche tostada with home made corn chips for $4.00...
Sonora Tacos y Mariscos has a varied menu; from seafood appetizers to whole fish to 15 types of shrimp dinners to traditional (from my experience) mexican dishes like tacos, burritos, quesadillas with chicken/beef/pork. They have a "kids menu" consisting of a cheese crisp, chicken nuggets, fish sticks or shrimp. Additionally, they have a full bar as well as serve soft drinks. What more could you want???
If you are ever on North Kiowa traveling east toward Avalon, it's on the right side...
Similar to Diogenes’ search for an honest man, homeowners want someone to do quality repairs or services at a fair price. The task appears reasonably easy but if you’ve ever tried to locate someone, you know just how difficult it is.
Finding a list of companies from a phone book doesn’t mean they’ll be reasonable and reliable, it just means they have a phone and are willing to pay for an ad. Searching on the Internet may direct you to a website that appears to be a local company but really is a marketing company who will sell the lead to a repairman or company who will pay a referral fee.
There are consumer organizations like Angie’s list who rate repairmen and contractors but they usually require an annual membership fee to be able to access the information. There are also services like Renovation Experts or Service Magic that are registries for contractors but they may not be the most competitively priced.
Your best recommendations are going to come from friends, family and neighbors you trust who have actually used the repairmen before and would use them again. The problem here is that you might have to make multiple calls before you can find a friend who can recommend the type contractor you need.
Repairs are a normal part of selling homes and we certainly come in contact with lots of contractors. This experience leads us to understand who is reputable and reasonable as well as who to avoid. As part of our commitment to helping you be a better homeowner from the time you buy your home until you sell it, we’re more than happy to make a recommendation of good repairmen or other professionals you might need. Give us a call…we want to help.
My goal is to provide YOU with a single source of Outstanding Real Estate Services and Information in the Lake Havasu Area. Please take a moment to review the many resources my website has to offer! If you have any questions, please feel free to contact me at (928) 208-9827, (877) LORI-DEE, or email me at Lori@LoriDee.com.
Lori Dee Doerfler, ABR CRS e-PRO GRI SRES
Associate Broker – REALTOR®
President, Lake Havasu Area Women’s Council of REALTORS®
RE/MAX Prestige Properties, 330 Smoketree Avenue S, Lake Havasu City, AZ
928.208.9827 direct * 877.567.4333 toll free * 928.208.4673 fax
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Looking for real estate in Lake Havasu City, AZ? Please allow me the opportunity to be of service. I strive to exceed YOUR expectations!
I represent both Sellers and Buyers from First all the way up to Luxury Homes. According to the Arizona Department of Real Estate I am licensed to sell property ALL over the state of Arizona as a real estate Broker. Through the Western Arizona REALTOR Data Exchange (our MLS) I have access to listings in Bullhead City, Kingman, Mohave Valley, Parker...but since I believe that REAL ESTATE is local...I have chosen to specialize in Lake Havasu City, Arizona only.
I would rather refer you to a local REALTOR in the area outside of Lake Havasu City than to provide less than outstanding service.
My family and I visited Lake Havasu City for over 10 years before making it our permanent home nine years ago. Our favorite summer activity is boating while during the winter we enjoy desert off-road activities. Our family is involved in various organizations within this community, and our son was a 2006 Lake Havasu High graduate. He moved on to Flagstaff and recently graduated from the Northern Arizona University with a degree in Elementary Education. Our daughter is a Family Nurse Practitioner in California.
It is my goal as your REALTOR specializing in the Lake Havasu City area, to provide you with outstanding service at all times. My local expertise, real estate experience and education will benefit you whether you are serious about buying or selling property at this time, or are a returning client checking out the many real estate resources I offer.
Buying a home or land? I look forward to helping you select the property of your dreams by taking time to listen to your needs and desires.
Selling a home? My real estate expertise and many effective marketing programs will give you the exposure and edge you need to sell your home quickly for top dollar.
Returning Client? I appreciate the opportunity to continue to serve you and hope you take advantage of the valuable resources I provide. Please come back to visit often!
I consider Lake Havasu City a fantastic place to live and would love to share my excitement for all that it offers. I pride myself on providing service that exceeds your expectations and I look forward to developing a long-term relationship with you. Please feel free to contact me if you would like to talk about this place I call HOME, Lake Havasu City, AZ.
I look forward to working with you....Lori Dee Doerfler, Associate Broker, RE/MAX Prestige Properties
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