Are you unable to make your mortgage payment? Are you in over your head and don't know
which way to turn. Don't get overwhelmed by an unmanageable mortgage payment. I can
help you to get your home sold before its too late and you are facing the uneasiness of
foreclosure. At Appleseed Homes we are well-trained to help you get a quick sale and move
on with your life, free of the burdens of a home you really can't afford. You will receive
professional advice and help, we are equipped to deal with the banks and get the job done for
you.
If you are interested in a private and confidential meeting, you can call me, Gaye Granice
Associate Broker at Appleseed Homes, at 917-575-0583. You are under no obligation.
Spring is just around the corner. As a homeowner, there are certain maintenance we should do at different times of the year. Take a look at these helpful hints to keep your home in tiptop shape:
OUTSIDE THE HOUSE
>Remove storm windows.
>Install window screens
>Recheck caulking and windows.
>Inspect porches, steps and patio for
surface cracks, peeling and paint rot.
>Clean out gutters.
>Check flashing around chimney, dormers
and vents.
>Inspect roof.
>Air out the basement.
INSIDE THE HOUSE
>Shut off humidifier, clean and drain.
>Inspect air conditioner system. Call for repair if necessary.
THESE TIPS WILL HELP YOU HAVE YOUR HOME READY FOR THE LAZY DAYS OF SUMMER.
IF YOU ARE THINKING OF SELLING YOUR HOME AND WOULD LIKE A FREE MARKET ANALYSIS, CALL ME.
YOU ARE UNDER NO OBLIGATION, AND I WOULD BE HAPPY TO TAKE THE TIME TO GIVE YOU THIS SERVICE.
GAYE GRANICE, ASSOCIATE BROKER
APPLESEED HOMES, CELL # 917-575-0583
New York is the first state to suppy homeowners facing foreclosures legal aid. Criminal defendents are guaranteed legal assistance, but New York will be the first state to extend that pledge to foreclosures. Right now there are about 80,000 active foreclosure cases in the New York courts, and in more than half of them only the banks have lawyers. This is an uneven scenario. Banks wind up with the property and the homeowner winds up on the street. It is not in anyone's best interest, including the banks.
Within the next few weeks, the procedures will be put in place in Queens and Orange Counties and across the state by the end of the year. Any homeowner in foreclosure, who does not have a lawyer will be supplied one by legal aid groups or other pro bono groups. This will make the proceedings more efficient.
Several major banks have been cited as using improper methods to speed foreclosure. Homeowners can sharply delay the proceedings by simply responding to a foreclosure notice in court. This is a change from when the foreclosure crisis began a few years ago. Most homeowners would not show up at court proceedings and would simply abandon their homes. Inevitably, the lenders would be the winners. Now, New York mandates settlement meetings overseen by a judge and and attended by the lender. Homeowners are participating but those without lawyers are not equiped to defend themselves.
This will be a great asset to homeowners facing foreclosures because attorneys can take more of an early intervention in the case, helping with the accuracy of the documents and significantly slowing the pace of the foreclosure. Homeowners, dealing with the necessities of life, now will get a fair day in court.
If you have a home to sell, and would like a current market analysis, with no obligation, you can call me at
917-575-0583
Gaye Granice, Associate Broker
Appleseed Homes
Tomorrow is Superbowl Sunday and everyone is excited to kick back and enjoy the game. Whether you are at a party, or in the comfort of your own home hope your team wins. I am happy to be going to a fun party with lots of good food and drinks and most importantly, great people. I have my numbers, and my team and am ready to enjoy the game. There's only one problem - I don't understand the game. Oh well, there will be plenty of coaches there. HAVE A FUN NIGHT!!!

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