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I just read some good news today for Bank of America customers who have their mortgage with BofA and are having difficulty paying the mortgage.
Below is a link to the article.
http://news.yahoo.com/s/ap/20100324/ap_on_bi_ge/us_bank_of_america_mortgages
Bank of America said Wednesday that,
"...it will forgive up to 30 percent of some customers' total mortgage balances. The homeowners must have missed at least two months of mortgage payments and owe at least 20 percent more than their home is currently worth."
This program will certainly help some homeowners keep their house and continue to make payments that they can afford.
HELP!!!!!
With the earthquake hitting home in Eureka CA last Saturday January 9, 2009, I am glad that no one was seriously injured or killed in Eureka.
But on Tuesday, January 12, 2010, the capital of Haiti was hit hard with a 7.0 earthquake that could potentially have killed up to 100,000 people and there were lots of buildings that collapsed.
You can do your part and donate as little as $5 by visiting this site: http://twitter.com/wyclef or texting YELE to 501501 via your cell phone.
If you feel like donating more, you can donate $10 by texting Haiti to the number 90999 via your cell phone. This money will be donated straight to the Red Cross.
For more information, visit: http://buzz.yahoo.com/buzzlog/93314?fp=1
Today in Eureka, there was a 6.5 earthquake that was the biggest to hit Eureka, CA if almost 20 years. Most of the lights are out in Eureka tonight and businesses were closed do to no electricity. I myself came home to find all my belongings on the floor and some flower vases were broken.
Here is a link to an article about the Earthquake:
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2010/01/09/BALS1BG3RV.DTL
As we look forward to 2010, all of us, Real Estate professionals as well as buyers and sellers are wondering the same things. Is the housing market going to get better? Is it going to bottom out? What factors are involved that will help the housing market? How about interest rates? Employment? Economy? All these factors are important in determining the outcome of the housing market.
Here is a list of 10 things to know about the housing market in the coming year that will help answer some of those questions:
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My name is Thavisak Syphanthong,I am a Realtor in Humboldt County Ca, serving Arcata, Eureka, Crescent City, Fortuna, Ferdale, McKinleyville and surrounding area. Call me for your real estate needs.
Thavisak Syphanthong is the Broker of Lucky Star Realty. Thavisak belongs to several professional real estate associations including the Humboldt Association of Realtors, the Crescent City Association of Realtors, the California Association of Realtors and the National Association of Realtors. Thavisak is also on the boards of several committees within the Humboldt Association of Realtors (HAR) and participates in other community-related activities, as well. Thavisak graduated from Humboldt State University with 3 degrees and also speaks 5 different languages, including Lao, Thai, and French.
Find the home of your dreams with the help of Lucky Star Realty. We serve Northern California in both Humboldt and Del Norte Counties. With knowledge of the local area and a flexible schedule, Lucky Star Realty makes it easy and simple to find the home or investment property you have always been looking for. 
Specializing in Residential and Commercial properties along the North Coast of California from Sourthern Humboldt County to Del Norte County. I work in Both my Crescent City and Eureka offices serving clients in their search for a home in the North Coast. Other areas I service are Fortuna, McKinleyville, Ferndale, Loletta, Field Brook, Bayside, Arcata, Somoa, Klamath, Smith River, Trinidad, Humboldt Hill, Cutten, Elk River, and many more. Whether listing or selling, call me. I also work with referrals and will gladly service your referrals with the best real estate service available.
I work in Eureka and its surrounding communities, such as Crescent City, Arcata, Fortuna, McKinleyville, Trinidad, Klamath, Smith River, Fort Dick, or Gasquet River areas, are great places to live. Whether you already know which area you are interested in, or are looking, call for some suggestions. Contact me today, and I can discuss any question you might have about Eureka California or any of the surrounding cities!
Lucky did a wonderful job with selling our house in Fort Dick California. We had it listed with him for a few months last year, but then decided to go with a bigger company. But after 6 months with the other company, we decided to go back to Lucky and Lucky Star Realty because of his dedication, hard work and work ethics, and he would always keep us updated every week even when there was no activity that week. Lucky was always on the ball and we sold our home finally, thanks to Lucky and the service of Lucky Star Realty.---Harvey and Lynda, Fort Dick, CA (now residing in Hawaii!)
The team from Lucky Star Realty in Crescent City helped us purchase our first home earlier this summer. It was a bumpy road from the beginning, but they helped understand the home buying process and walked us through every step of the way. They even spent hours at home inspections and at our request for them to be there, although they did not have too. Even after the purchase was over and escrow closed, they were there to answer our questions and concerns about the house. Our family would choose the team at Lucky Star Realty again for our next home purchase and we highly recommend them to our friends and relatives as well! Thank you Lucky Star Realty!!--Katrina and Geneva, Crescent City, CA
I have been working with Lucky for my first home purchase and it has been over a year since we first started. We are now in escrow on our first home thanks to Lucky. Lucky never once gave up on us and kept us informed on new homes that would come on the market and was always willing to spend his time walking us through those houses. I appreciate Lucky and Lucky Star Realty very much for sticking with me and my family, now we are about to purchase our first home!--Ne Lovan, Eureka, CA
Lucky helped make our transition smooth from selling our home in McKinleyville to buying our new one in Crescent City, CA. We will recommend Lucky to all our friends when they are ready to buy or sell their home.--Wes and Wyly of Crescent City, CA.
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