Spring is here and along with it comes our annual spring cleaning. Here are a few tips that will keep you safe when using an extension ladder:

- Before using a ladder outside, make sure to pick out a spot that is far enough from power lines, contact with live wires can be very dangerous
- Place your ladder on ground level and make sure all the locks are in place
- For extension ladders, use the 4 to 1 rule; for each 4 feet of distance between the floor and the topmost point on your ladder, move the base of the ladder one foot outwards. Suppose the ladder is 16 feet long, you would need to place the base 4 feet out.
- Always face the ladder when climbing and make sure to wear slip resistant shoes such as ones with rubber soles
- Make sure all the steps are dry before getting on the ladder and always keep your body centered on the ladder
- Always stand below the "safe-standing level" on a ladder. For an extension ladder this is the fourth step from the top
- Make sure to read and follow the manufacturers instructions. You can find these on your ladder manual
Whether you're decorating your house, hanging a painting or just doing some cleaning around the yard, here are a few basic ladder safety tips that will help you stay safe:

- Always use a sturdy ladder while climbing and make sure to wear slip-resistant shoes, like ones with rubber soles
- Face the ladder while climbing up and down, and make sure to keep your body centered on the ladder
- Stand below the "safe standing level" on a ladder, for aa stepladder this is the second step from the top
- Make sure all locks on the ladder are in place and keep the ladder on ground level
- NEVER climb a chair, it is far too dangerous so always use a ladder
|
Financial Institution |
Mortgage Term |
||||||
|
Variable |
6 Mth |
1 Year |
2 Year |
3 Year |
4 Year |
5 Year |
|
|
CanEquity Mortgage |
2.20*/2.20 |
3.95 |
3.05 |
3.65 |
3.55 |
4.10 |
4.14 |
|
AGF Trust |
- |
4.65 |
3.15 |
3.65 |
4.00 |
4.14 |
4.19 |
|
ATB Financial |
2.60 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
3.99 |
|
Alterna Bank |
2.75 |
4.40 |
3.30 |
3.90 |
3.99 |
4.29 |
4.14 |
|
Alterna Savings |
2.75 |
4.40 |
3.30 |
3.90 |
3.99 |
4.29 |
4.14 |
|
Bank of Montreal (BMO) |
2.85 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Bank of Nova Scotia |
2.85 |
4.55 |
4.30 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Bridgewater Bank |
- |
- |
3.25 |
3.65 |
3.99 |
4.29 |
4.34 |
|
CIBC Mortgages |
2.85 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Caisses Desjardins |
- |
4.35 |
3.69 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Canadian Western Bank |
4.00 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Canadian Western Trust |
4.00 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Comtech Credit Union |
- |
6.60 |
2.89 |
3.49 |
3.79 |
3.99 |
3.79 |
|
Concentra Financial |
- |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
DUCA Financial Services |
2.20 |
4.40 |
2.77 |
3.27 |
3.66 |
3.76 |
3.86 |
|
Effort Trust |
- |
4.45 |
3.65 |
4.00 |
4.50 |
5.15 |
5.65 |
|
Equitable Trust |
- |
- |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
First Calgary Financial |
- |
4.45 |
2.99 |
4.05 |
3.69 |
4.09 |
4.19 |
|
First National Financial LP |
2.25 |
4.45 |
3.19 |
3.59 |
3.69 |
3.79 |
4.34 |
|
FirstLine Mortgages |
2.55 |
4.75 |
3.49 |
3.955 |
4.30 |
4.44 |
4.69 |
|
FirstOntario Credit Union |
2.70 |
4.44 |
3.39 |
3.69 |
4.19 |
4.29 |
4.19 |
|
HSBC Bank Canada |
2.80 |
4.45 |
3.70 |
4.05 |
4.55 |
5.14 |
5.69 |
|
Home Trust Company |
- |
- |
3.99 |
- |
4.59 |
- |
5.09 |
|
ICICI Bank Canada |
2.25 |
- |
3.15 |
3.65 |
3.99 |
4.19 |
4.24 |
|
ING Direct |
2.25 |
- |
3.19 |
3.59 |
3.69 |
3.79 |
4.29 |
|
Investors Group Trust |
2.65 |
4.55 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Laurentian Bank Canada |
2.85 |
4.40 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
League Savings & Mortgage |
- |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Libro Financial Group |
- |
4.10 |
3.50 |
3.70 |
4.40 |
4.90 |
4.10 |
|
London Life |
2.65 |
4.55 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Macquarie Financial Ltd. |
2.80 |
- |
3.30 |
- |
3.80 |
- |
4.39 |
|
Manulife Bank |
- |
4.45 |
4.00 |
3.50 |
3.70 |
4.15 |
4.35 |
|
Manulife Trust |
- |
4.45 |
4.00 |
3.50 |
3.70 |
4.15 |
4.35 |
|
Meridian Credit Union |
2.40 |
4.45 |
3.65 |
4.00 |
4.50 |
3.94 |
4.13 |
|
National Bank |
2.85 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Ontario Civil Service CU |
- |
6.00 |
2.95 |
4.20 |
3.99 |
4.60 |
4.35 |
|
PACE Savings & CU |
- |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Parama Credit Union |
2.85 |
- |
4.00 |
3.50 |
3.75 |
4.00 |
4.35 |
|
Peace Hills Trust |
- |
6.00 |
3.50 |
3.75 |
4.35 |
4.99 |
5.34 |
|
President's Choice Financial |
2.25 |
6.04 |
3.24 |
3.60 |
3.74 |
4.04 |
4.39 |
|
ResMor Trust |
- |
- |
3.89 |
- |
3.74 |
- |
4.34 |
|
Royal Bank of Canada (RBC) |
2.80 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Servus Credit Union |
- |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Steinbach Credit Union |
- |
- |
2.70 |
3.20 |
3.70 |
3.90 |
4.00 |
|
TD CanadaTrust |
2.85 |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Teachers Credit Union |
4.45 |
- |
3.69 |
3.89 |
4.29 |
4.29 |
4.39 |
|
Ukrainian Credit Union |
- |
4.05 |
3.20 |
3.75 |
4.35 |
4.09 |
4.19 |
|
Windsor Family CU |
- |
4.45 |
3.70 |
4.05 |
4.55 |
5.19 |
5.69 |
|
Your Neighbourhood CU |
- |
- |
3.25 |
3.75 |
4.20 |
4.60 |
4.90 |
Yard Cleaning Tips
These tips are from the American Academy of Pediatrics
Garage Cleaning Tips
These tips are from the American Academy of Pediatrics
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