“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Lyle Allen

Homeowners are paying credits cards before their mortgage

02-16-10
Lyle Allen


TransUnion, the third-largest American consumer credit reporting agency, has recently released a report showing more and more consumers are paying their credit card bills instead of their mortgages. The study revealed that Americans who are current on their credit cards but delinquent on their mortgage increased from 4.3 percent in the first quarter of 2008 to 6.6 percent in the third quarter of 2009.

“This goes against conventional wisdom and that has always been that, when faced with a financial crisis, consumers will pay their secured obligations first, specifically their mortgages,” said Sean Reardon, author of the study and a consultant in the analytics and decisioning services business unit of TransUnion.

Read the rest of this entry »

Posted by Sharon

The new and improved HAMP

02-10-10
Lyle Allen


In an effort to increase the efficacy of the Home Affordable Modification Program (HAMP), the U.S. Treasury and the U.S. Department of Housing and Urban Development (HUD) recently released new guidelines to assist mortgage servicers in converting trial loan modifications to permanent modifications.

In this new process, servicers are required to collect three key documents prior to granting a trial loan modification:

Read the rest of this entry »

Posted by Sharon

Connect2agent

02-09-10
Lyle Allen

Email not displaying correctly? View it in your browser.
Get Connected : The 60 Second Skinny to Real Estate Success
Discover Your Character Strengths...

Character StrengthsPsychology researcher Alex Linely, Ph.D. describes character strengths as "things that we are good at and that give us energy when we are doing them. Using our strengths helps us perform at our best and deliver results."

The VIA Institute on Character groups character strengths into 6 areas:

Wisdom - Aquiring & using information creatively

Courage - Exercising will in spite of obstacles

Humanity - Befriending others; loving & being loved

Justice - Treating others fairly

Temperance - Exercising forgiveness & mercy

Transcendence - Showing gratitude, being thankful

No one has strengths in all of these areas. However, each person has strengths within these areas. To identify your personal character strengths, consider actions you are more intrinsically motivated to do.

In areas where you are not as strong, delegate to others who exhibit those strengths. Aside from personal growth and career success, you will find a greater sense of happiness in your life and work.

Find Agents

US:
800-520-2979

Canada:
888.554.6111

We send email only to professionals who opt-in. You can opt-out at any time.

Unsubscribe lyle@connect2agent.com from this list.

Our mailing address is:
Connect2Agent, a division of Profile Referral Systems, Inc.
5700 Aurelius Road,
Suite 400
Lansing, MI 48911

Add us to your address book

Copyright (C) 2009 Connect2Agent, a division of Profile Referral Systems, Inc. All rights reserved.

Forward this email to a friend
Update your profile

Superbowl Sales Lessons

02-08-10
Lyle Allen

MONDAY, FEBRUARY 08, 2010

Last night’s Superbowl game was a great example of the importance of preparation. I could spend a lot of time talking about how each team prepared by reviewing video footage of the other team or completing intense workouts or planning their basic strategy. However, because I’m a big fan of The Who I want to look at the sales lesson that was demonstrated by during the halftime show. It’s about the importance of preparation.


From set up to tear down, the entire show was executed in less than 30 minutes.

The performers had exactly twelve minutes for their performance. With an event like this timing is essential which meant that the band not only had to write the medley, they also needed to ensure that they could perform it in the allotted time. How many times did they rehearse their performance to ensure that they could actually perform their act in the allotted time?

I was impressed to learn that the ground crew had less than six minutes to construct the entire stage for the halftime performance. And, when the show was finished the crew had just over seven minutes available to remove the stage from the field. Although I’m sure the gear was set up behind the scenes and it was disassembled in sections, it’s still an impressive feat to execute this feat.

How frequently did the crew practice? How often did they run through their “performance” to ensure that they could execute on game day? How many times did they set up and tear down that stage?

This leads me to the real reason for writing this post.

How much practise do YOU put into your work? When you apply a new concept or strategy into your approach, do you rehearse it with a coworker first? Do you practise before you use that strategy with a prospect or customer? Do you rehearse your sales presentations before you meet with a customer? Do you know exactly what message you want to deliver?

When you have an important meeting scheduled with a new prospect, do you take the time to prepare your questions? Do you make the effort to verbally run through those questions BEFORE your meeting? Do you keep on eye on the time and make sure that you respect your prospect’s time?

One of the key to success in sales is preparation. However, the vast majority of people who sell a product, service or solution simply do not invest enough time preparing before important calls, meetings or presentations.

Follow the lead from an aging rock band and invest more time preparing. Your results will reflect that effort.


U.S. government sets guidelines for documenting Chinese drywall issues

02-08-10
Lyle Allen

U.S. government sets guidelines for documenting Chinese drywall issues

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Consumer Product Safety Commission (CPSC) have set up criteria on how homeowners can document that their home is plagued with Chinese drywall.

The government agencies have outlined what homeowners are to look for in identifying the faulty drywall, and how inspectors can confirm and document those observations.

Read the rest of this entry »

Posted by Sharon