I've been very fortunate to obtain a lot of business from Active Rain and have been rewarded many times over by helping many a distressed homeowner. However, a recent event left me feeling really bad that I couldn't help.
An out of state distressed homeowner found me online here at Active Rain and reached out to me for some guidance. He's part of a young family with just him, his wife and small infant child. He and his family came across hard times and had reached out to his Lender to try to come to a solution. He had been speaking with his Lender about possibly modifying his loan and they were speaking with him about it. They had indicated that they were just waiting on a few more details from new government plans that may aide him. He had a made a usual follow up call to his Lender to check on the status of his loan modification and the Lender said, "...oh, we now own your home as it was just foreclosed on...." "What...", he asked. He had never received anything in the mail or over the phone to indicate that his home had been foreclosed on. Talk about having the rug pulled out from under your feet. Could you just imagine the grief he felt at that very moment.
Days later, he received a Realtors business card on his door and called him leaving a message. The Realtor returned his call to tell him of his options. The Lender was going to offer him $500 if they would move out of their home within 30 days. $500 wouldn't get him anywhere and he had no idea where he would go in 30 days.
I had asked him why he didn't consider a Short Sale. He replied, "What is a Short Sale?..." Oh my gosh! Why didn't he know all of his options, particularly the benefits of a short sale. ( Find out more if you qualify for a short sale ) I say this time and time again, that distressed homeowners aren't in the know when it comes to the benefits of a Short Sale. We hear about the rise in foreclosures here and there, the causes of foreclosures... but not enough is being said about the benefits of a Short Sale. Why didn't the Lender let him know that a Short Sale might have been an option?
It's awful enough to hear of this family's misfortune and that I couldn't help this time yet distressed homeowners should know what their choices are when it comes to being faced with a foreclosure. Why not require that all homeowners be served with their options when a foreclosure is pending. Most will get served with a notice of foreclosure. Why not include with that an easy to read fact sheet?
My prayers go out to families like this young family as it shouldn't have happened this way.
The more you know, the better prepared, the better the outcome.
I serve Coral Springs and the surrounding cities such as Coconut Creek, Parkland, Sunrise to Southwest Ranches in Broward and Dade and Palm Beach Counties of South Florida as your dedicated Realtor and CDPE Certified Distressed Property Expert ready to work for you. I'm looking forward to hearing from you soon. Please call me at 954-464-1100 or email me at: lynnp@ImagineYourHouse and it would be my pleasure to help you!
Learn more about me and Coral Springs Real Estate as your Coral Springs Realtor
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I just recently obtained a Short Sale approval on a unique Short Sale scenario and it was completed really fast - in 29 days. I've been so busy with getting offers on my Short Sale Listings and getting approvals on my Short Sale Listings that I'm happy to say that I just love working with Short Sales and getting them closed.
This homeowner was a bit different in that the home had already been through a bankruptcy and the homeowner had its debt discharged yet she wanted to do the right thing and try to sell it.
The process was a bit different in that the Lender didn't need to see the Seller's finances even though they tried to obtain it yet I reiterated that it was not necessary as this debt has already been discharged. They agreed and sent it off to PMI for approval and PMI tried to gain financials and I again stressed that it wasn't necessary and they ultimately agreed. Shortly thereafter I gained an approval. I wondered what would have happened if the offering price wasn't within fair market value....would they have denied the sale even if the debt was discharged? Would there have been a point in which they would have said "no".
They went through the same basic approval process regiment of obtaining an appraisal and we were within the fair market value from the appraisal and all was good.
Happily the Buyers received a home that has long been on their "wanted" list as they had looked at the home many years before and when they saw it came on the market they wanted to immediately snatch it up! So once again, a happy outcome for all concerned on a successufl Short Sale approval. Relieved Seller, Happy Buyer, "Off the books" Happy Lender and "rewarded in more ways" Realtor.
Now I'm off to tackle the next Short Sale and very happy to do so!
The more you know, the better prepared, the better the outcome.
I serve Coral Springs and the surrounding cities such as Coconut Creek, Parkland, Sunrise to Southwest Ranches in Broward and Dade and Palm Beach Counties of South Florida as your dedicated Realtor and CDPE Certified Distressed Property Expert ready to work for you. I'm looking forward to hearing from you soon. Please call me at 954-464-1100 or email me at: lynnp@ImagineYourHouse and it would be my pleasure to help you!
Learn more about me and Coral Springs Real Estate as your Coral Springs Realtor
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I have a Buyer who found me after searching for a Realtor who specializes in Short Sales. She is keenly aware of the fabulous values available with a Short Sale - that is, if you get a Listing Agent who wants to actually get a house sold. Could you imagine...is there such an Agent who would list a house for sale but have no desire to sell it? Apparently so, as I'm dealing with one currently.
His head must be stuck in the sand somewhere.
I submitted an offer to a Broker who has his own Real Estate firm named after himself. I spoke to him prior to sending the offer to confirm that there were no current offers on the home and to let him know that it would be coming. Told him the offering price, okay not a bad offer, within fair market value, not a low ball offer and a pre approved Buyer, a conditional approval given not a pre qualification but a strong Buyer. And nothing, nada, no response, no return email, no return phone call. WHAT? Hey, if he didn't like the offer, pick up the phone, send an email or at least tell me to fly a kite, but something, some type of acknowledgment would be nice. What on earth goes through some Agents mind? Why did he list the house for sale without the desire to sell the home. Where did he learn that skill? So why do so many people think Agents can be shady? It's always the few bad apples that spoil it for the rest of us who go out of our ways to be a customer advocate. It is just so maddening to me.
It's a nice home too. It could easily be sold as it really is move in ready. A perfect Buying opportunity!
What's worse is that the Seller thought they found the perfect Agent to sell their home, to save them from foreclosure, to put their nightmares behind them to get on with their lives. HALT....wait....not so fast with this type of Agent. There is no accountability by this Agent. Who is holding them responsible for the lives of another? Nobody does and how can we. There really should be a way for them to be held responsible. It just makes me ill. All too often, bottom feeders come out when people are at their weakest. Geeze, how can they stand themselves. I wish there was something that I could do.
The more you know, the better prepared, the better the outcome.
I serve Coral Springs and the surrounding cities such as Coconut Creek, Parkland, Sunrise to Southwest Ranches in Broward and Dade and Palm Beach Counties of South Florida as your dedicated Realtor and CDPE Certified Distressed Property Expert ready to work for you. I'm looking forward to hearing from you soon. Please call me at 954-464-1100 or email me at: lynnp@ImagineYourHouse and it would be my pleasure to help you!
Learn more about me and Coral Springs Real Estate as your Coral Springs Realtor
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What? Yes, there are Buyer's Agents with this mentality running rampant. With all the talk you hear of Code of Ethics within posts, I would say a Real Estate Agents's ethics would be questioned if they do not show Buyer's listings that are marked as a Short Sale.
I was fortunate enough to benefit from receiving a customer recentlly who found me on line because she wanted to look at Short Sales and her Agent wouldln't show her any Short Sales. Yes, you heard me, the Agent wouldn't show her any Short Sales. This is wrong, dead wrong.
Points perhaps taken by the Buyers Agent is that Listing Agents who aren't knowledgeable in Short Sales will not help their Buyers close on a Short Sale which leads me to question whether or not Listing Agents who take on Short Sales listings are putting themselves in a position of others questioning their ethics practices when they knowingly accept a Short Sale Listing without taking the extra efforts needed to arm themselves with the skills to fulfil a Short Sale closing.
Hmmm, so who is more of a detriment to the customer?
The Buyer's Agent or the Seller's Agent. Arguments from both sides clearly have their place. How are Agents making their choices when it comes to customer representation?
What it really boils down to however is ones conscious. How can you do what you do and sleep at night? These types give this profession that I view as being an honorable profession, a dirty name. I say clean up your act!
The more you know, the better prepared, the better the outcome.
I serve Coral Springs and the surrounding cities such as Coconut Creek, Parkland, Sunrise to Southwest Ranches in Broward and Dade and Palm Beach Counties of South Florida as your dedicated Realtor and CDPE Certified Distressed Property Expert ready to work for you. I'm looking forward to hearing from you soon. Please call me at 954-464-1100 or email me at: lynnp@ImagineYourHouse and it would be my pleasure to help you!
Learn more about me and Coral Springs Real Estate as your Coral Springs Realtor
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Incredible to say the least!
I've had a Short Sale listing that has been on the market for months. A young family struggling. We'd get notice of showings and the majority of the Agents never even showed up or even bothered to call to cancel a showing; talk about the homeowners losing faith in the hopes of getting out of their awful financial situation. Suffering through despair and depression I had recommended that they attend my church to find some peace in God's word. They had considered but never went.
After months of no offers, I received a call from an out of the state Buyer looking for a home for a family member and they liked my listing that they found online of this young family's. The Buyer indicated that their family member was in training at a local church and they wanted to purchase a home for them to live in that would be close to the church. They gave me the address of the church and oh my, it was my church; my church that its Pastor has communicated such astounding words of God to me. In fact, they were family of one of the Pastors.
The whole time that this communication was taking place between myself and the out of state family, the family had family members living here locally and they thought that they would drive by the Short Sale home for sale to get a closer look. As they drove by, the homeowner happened to be outside the door shaking a rug. The family asked if they could take a look and the homeowner, desperate for a Buyer, said well "okay" but don't let my Realtor know that I let you in." (I had told her not to let just anybody in) She let the family in, they liked the home, introduced themselves as being family members of my church and that they should try visiting the church. The homeowners said, "...yes, our Realtor has told us about Church by The Glades and that we should go but we haven't yet..."
Welll, fast forward, the family has put in an offer on my homeowners home, the homeowner have gone to my church and experienced a service that seemed to have been speciallly prepared just for them plus they visited the church the following weekend and have loved it! It all seems to have been part of the plan. I couldn't have orchestrated a better plan if I tried - really something, isn't it?!
The more you know, the better prepared, the better the outcome.
I serve Coral Springs and the surrounding cities such as Coconut Creek, Parkland, Sunrise to Southwest Ranches in Broward and Dade and Palm Beach Counties of South Florida as your dedicated Realtor and CDPE Certified Distressed Property Expert ready to work for you. I'm looking forward to hearing from you soon. Please call me at 954-464-1100 or email me at: lynnp@ImagineYourHouse and it would be my pleasure to help you!
Learn more about me and Coral Springs Real Estate as your Coral Springs Realtor
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As your Realtor and a long time Coral Springs FL resident, you can count on me to work hard for you & receive the service that you expect whether you're selling a home or buying a home. CDPE
Coral Springs Florida Real Estate is full of great things for homeowners. I love being a Realtor and couldn't think of doing anything else.
I'm very passionate about being able to truly help someone get what they want in life knowing that I did my best for them never sacrificing integrity to reach a goal. I will always feel good knowing that I did the right thing. Your real estate solution must be unquestionable knowing that your needs were foremost. Next to helping my clients achieve their goals, I hope that you are so thrilled with the service that I provided to you that you will want to recommend all your friends and family to me. When you think of a great Real Estate experience, I want you to think of me!
My prior business experiences has always included sales. Before joining the Real Estate Industry I was a dedicated Sales Professional selling investments in the Financial Markets as a Financial Advisor. I achieved a lot in my career as a Financial Advisor, yet it lacked something. That something I found in Real Estate and there's been no turning back.
My educational background includes having received a Bachelors in Business Marketing and an Associates in Design Merchanding; perfect partners attributing to my Real Estate success as your Coral Springs Realtor.
Coral Springs FL Real Estate helping Sellers and Buyers with their homes. I, Lynn Pineda, lived here in Coral Springs Florida and South Florida since the early 80's. Coral Springs is an wonderful town to live in with all it has to offer. I live here with my husband and son and truly love my family. I can really appreciate what ones home means to a family. So many lasting memories occur in our homes - memories that last a lifetime. To be a part in finding someone their home to create memories in is a very satisfying job; in fact, I can't call it a job as I really love helping people to buy and sell their homes.
I work with all type of homeowner's and their Real Estate needs; home buyers, home sellers and a special focus on distressed home sellers and Short Sales. As a Realtor and Certified Distressed Property Expert (CDPE) here in Coral Springs and surrounding cities of Coconut Creek, Parkland, Tamarac, Sunrise and Plantation, I've also chosen to actively help homeowners who are facing foreclosures in south Florida's real estate market; if this is you, please don't hesitate to give me a call. If I'm able to help homeowners during this difficult time, I know I'll feel good knowing that a difference was made.
It's also a very exciting time for First Time Home Buyers - the opportunities are wonderful; simply take advantage of one of the foreclosures or short sales in the market. I take pleasure in helping First Time Home Buyers find that perfect home to settle into and begin making new memories that will last a lifetime.
Homes can no longer be sold by simply putting a sign in the front yard and advertising on the MLS. An aggressive marketing plan is critical in getting a home sold in today's market. I offer my Premier Marketing Package that offers advanced internet strategies. I also understand the extreme importance of communication and keeping you informed along the way.
Also, being a part of the team at our Keller Williams Realty office, you'll have our entire staff backing your success. We feel that it must be a Win-Win or no deal.
Why Keller Williams Realty
There is a reason more and more agents are making the change to Keller Williams Realty. Here's why it matters to you :
Knowledge
Powerful curriculum through Keller Williams University keeps us ahead of trends, tools and advancements in the real estate industry.
Speed
Leading-edge technology solutions accelerate our efficiency and productivity.
Teamwork
Contrary to other real estate companies, Keller Williams Realty was designed to reward agents for working together - to serve clients better.
Reliability
Keller Williams Realty was founded on the principles of trust and honesty, emphasizing the importance of having the integrity to do the right thing and always putting the customer's needs first.
Success
Keller Williams Realty is the fastest growing real estate company in North America.
When you offer a superior level of service, the word spreads fast.
As part of the Keller Williams Realty team, I look forward to providing you with a phenomenal real estate experience!
Serving: Coral Springs, Coconut Creek, Parkland, Sunrise, Tamarac and other Broward county cities.
I think I found the best Realtor on the planet and her name is Lynn Pineda! When we decided to list our home with a Realtor, I did some serious searching for just the right person to help us. We were in a short sale situation. From the moment I first spoke with Lynn, I heard something different that I hadn't heard from other Realtors. Passion. Her passion for her job is amazing. She doesn't give up. She's persistent, compassionate, organized, conscientious, and thoughtful. If we had questions, she had the answers. She returned phone calls and responded to e-mails with lightening speed. She worked so hard for us, and kept me calm throughout the whole process. For all of you selling homes in this slow market, you know how stressful it can be. In football terms, Lynn was like a lineman to my quarterback. Linemen are the largest and strongest players on the field. (She's petite, but don't let that fool you!) She completely kept the "bad guys" away from me so I could concentrate on my job and my life outside the short sale. In closing, it is our pleasure to endorse Lynn Pineda. We are thankful for her expertise and knowledge during this difficult time of selling our home in a short sale. Regardless if you're buying or selling, we hope you'll have an opportunity to know her and find out for yourself as we have. Lynn is genuine, and she's out there to help you. Sincerely, Diana and Adam *************************************************************************************************************
If you are reading this testimonial, then you are probably considering putting your home up for a short sale, or even worse, letting it fall into foreclosure. And if you are reading this testimonial, you are probably considering whether or not to utilize Lynn Pineda as your realtor. The answer to that question should be "Absolutely!!" I had no choice but to put my home on the market in hopes of completing a short sell in January of 2009. This was one of the hardest decisions I've ever had to make and by far one of the most stressful ones. The real stress didn't start until the process finally began, and believe me it is a lengthy one. ***************************************************************************** Wow. I still can't believe it. You have no idea how grateful we are for your help Lynn. We are so happy we found you because now we know we could have never done this without you. Your persistence was what made this happen. Should you ever need a reference, we would be more than happy to help you with that or anything else you might need. ***************************************************************************** Hi Lynn, I wanted to take a moment to thank you for the exceptional service that you provided to us on the sale of our property in Coral Springs. With the difficult economy and the numerous other obstacles we encountered, this was clearly not the typical real estate sale. Through it all you were enormously hard-working and helpful. Between locating contractors, handling repairs and dealing with a less-than-cooperative homeowners' association, you really did it all for us. We are genuinely appreciative of the significant effort that you put into selling our property. If we find ourselves with property in your area again, you are the first call that we will make! Thanks again for everything. Regards, Mike Murphy Michael R. Murphy ● Executive Vice President/COO ● Motorola Employees Credit Union *****************************************************************************
My husband and I recently worked with Lynn Pineda for the purchase of a condominium in Broward County. Our experience was great! Lynn is a friendly and competent professional. She is quite knowledgable in the area of distressed sales.
To anyone who may be thinking of using Lynn Pineda for their real estate needs please read the following testimonial
Recently I went through some tough times. I was taking care of my mother who had just undergone a cancer transplant and then had a stroke. I had also been in a financially destructive relationship which left me with nothing but foreclosures and debt. All my mortgages had fallen behind with the market changes, and all my properties were nearing foreclosure. I actually discovered Lynn Pineda through my search online for a short sales specialist. I called and left her a message, and she returned promptly and answered all my bombarding questions very kindly and professionally. I had a condo in Sunrise that was my first home I ever purchased-and I was so sad to see it go. I asked Lynn if she could manage a short sale on it even though we had already received the foreclosure papers for it. She said absolutely. All throughout the short sale process, Lynn was great about following up, answering all questions, and being professional and polite. She managed to sell my condo, and is now finishing up on a short sale for my mother as well on her condo. I could not have asked for a better person/agent to take care of my short sale than Lynn. She even recommended a good financial attorney to help me with my financial troubles as well. It's funny, but we almost consider her as family now. I would without hesitation recommend Lynn to anyone I know. Thanks so much Lynn, you rock. Sincerely, Jill H.
I couldn't have hoped for a better, more compassionate professional guiding me through this process. I know I was very difficult, demanding, and high maintenance at times. Never once did Lynn loose her patience, professionalism, and motivation to successfully complete this closing for me. In fact, the closing was delayed for several reasons, several times (which is very common) and Lynn never backed down or gave up even when I felt it was never going to happen. There are many so called "Short Sale Specialists" out there. Unfortunately, many are not and many have never even completed a short sale closing. Lynn is a competent professional and "Master of Her Craft" and truly knows how to attack these complicated closings in this most challenging of economic times.
Lynn Pineda will be at the top of my list when I finally decide to buy or sell a home again in the future, and she should be at the top of your list now.
Thank you Lynn!!
R. Eisenman
Because of you, we now feel we can move forward with our lives and start a family of our own. :)
Thank you again so very much from the bottom of our hearts!
With Warmest Regards,
Cathy & Alex
Lynn provided outstanding service. I would recommend Lynn and will definitely call her the next time we look for a property in South Florida!
Dee Mooney
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Thank you, Lynn, for taking the time to let us know the end result. If only every other Realtor out here was as committed to your level of communication our business would be a hell of a lot more enjoyable. - Rick R.
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We were very impressed with the thorough research you carried out, the excellent advertising and the hassle free manner in which the transaction was done.
Very best wishes for the future with your chosen career, which on the evidence of our experience, should indeed be very successful.
Yours sincerely,
Jack & Clodagh Kirwan
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