Key Largo Pirates Festival
October 17 to October 19
Costume contests, walk the plank, rum tasting, booty hunt, pirate show, thieves market, underwater poker and more! Visit web site for details on these three days of pirate-themed fun.
Contact: Sue Finney (305) 394-3736
Pirates, parades, boats and BBQ wat more fun do you need??? Come join in the fun at the Key Largo Pirate Festival....
MARATHON FLORIDA REAL ESTATE SEARCH
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first. 
Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland and Long and Foster Realtors. She rose quickly to the top of her office and was the Rookie of the Year in 1989 with Coldwell Banker. Over the years she has earned numerous sales awards, sold millions and millions of dollars in real estate and attended a vast number of training programs. Kelly has specialized in working with many REO and foreclosure properties over the last 20 years. And, she holds the SRES, Seniors Real Estate Specialist designation for working with senior citizns and their special needs.
Kelly and her family have been very involved with Island Community Church and Island Christian school. Being involved as a youth leader with the teens sparked their interest in foreign missions. They have taken many trips to the Dominican Republic to serve the impoverished of that country and founded a non-profit corporation, Micah Missions, to raise money and awareness of that cause.
For all your real estate needs in Marathon, Duck Key, Key Colony Beach 
and Grassy Key call Kelly Willey at 305-289-2212 or email her at MicahMissions@Gmail.com. We are always happy to help you with area attractions, local schools or the value of your Marathon, Florida Keys home.
A one week old baby sperm whale stranded last week in the upper Keys has been euthanized....
Life in the Florida Keys is a constant reminder of God's amazing creation and creatures!!!!
MARATHON FLORIDA REAL ESTATE SEARCH
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first. 
Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland and Long and Foster Realtors. She rose quickly to the top of her office and was the Rookie of the Year in 1989 with Coldwell Banker. Over the years she has earned numerous sales awards, sold millions and millions of dollars in real estate and attended a vast number of training programs.
Kelly and her family have been very involved with Island Community Church and Island Christian school. Being involved as a youth leader with the teens sparked their interest in foreign missions. They have taken many trips to the Dominican Republic to serve the impoverished of that country and founded a non-profit corporation, Micah Missions, to raise money and awareness of that cause.
For all your real estate needs in Marathon, Duck Key, Key Colony Beach and Grassy Key call Kelly Willey at 305-289-2212 or email her at MicahMissions@Gmail.com. We are always happy to help you with area attractions, local schools or the value of your Marathon, Florida Keys home.
This is part 2 in a series of posts defining all the jargon used by real estate professionals.... D Debt-to-income ratio: a comparison of gross income to housing and non-housing expenses; With the FHA, the-monthly mortgage payment should be no more than 29% of monthly gross income (before taxes) and the mortgage payment combined with non-housing debts should not exceed 41% of income. Deed: the document that transfers ownership of a property. Deed-in-lieu: to avoid foreclosure ("in lieu" of foreclosure), a deed is given to the lender to fulfill the obligation to repay the debt; this process doesn't allow the borrower to remain in the house but helps avoid the costs, time, and effort associated with foreclosure. Default: the inability to pay monthly mortgage payments in a timely manner or to otherwise meet the mortgage terms. Delinquency: failure of a borrower to make timely mortgage payments under a loan agreement. Discount point: normally paid at closing and generally calculated to be equivalent to 1% of the total loan amount, discount points are paid to reduce the interest rate on a loan. Down payment: the portion of a home's purchase price that is paid in cash and is not part of the mortgage loan. E Earnest money: money put down by a potential buyer to show that he or she is serious about purchasing the home; it becomes part of the down payment if the offer is accepted, is returned if the offer is rejected, or is forfeited if the buyer pulls out of the deal. EEM: Energy Efficient Mortgage; an FHA program that helps homebuyers save money on utility bills by enabling them to finance the cost of adding energy efficiency features to a new or existing home as part of the home purchase Escrow account: a separate account into which the lender puts a portion of each monthly mortgage payment; an escrow account provides the funds needed for such expenses as property taxes, homeowners insurance, mortgage insurance, etc. F Fair Housing Act: a law that prohibits discrimination in all facets of the homebuying process on the basis of race, color, national origin, religion, sex, familial status, or disability. Fair market value: the hypothetical price that a willing buyer and seller will agree upon when they are acting freely, carefully, and with complete knowledge of the situation. Fannie Mae: Federal National Mortgage Association (FNMA); a federally-chartered enterprise owned by private stockholders that purchases residential mortgages and converts them into securities for sale to investors; by purchasing mortgages, Fannie Mae supplies funds that lenders may loan to potential homebuyers. FHA: Federal Housing Administration; established in 1934 to advance homeownership opportunities for all Americans; assists homebuyers by providing mortgage insurance to lenders to cover most losses that may occur when a borrower defaults; this encourages lenders to make loans to borrowers who might not qualify for conventional mortgages. Fixed-rate mortgage: a mortgage with payments that remain the same throughout the life of the loan because the interest rate and other terms are fixed and do not change. Flood insurance: insurance that protects homeowners against losses from a flood; if a home is located in a flood plain, the lender will require flood insurance before approving a loan. Foreclosure: a legal process in which mortgaged property is sold to pay the loan of the defaulting borrower. Freddie Mac: Federal Home Loan Mortgage Corporation (FHLM); a federally-chartered corporation that purchases residential mortgages, securitizes them, and sells them to investors; this provides lenders With funds for new homebuyers. G Ginnie Mae: Government National Mortgage Association (GNMA); a government-owned corporation overseen by the U.S. Department of Housing and Urban Development, Ginnie Mae pools FHA-insured and VA-guaranteed loans to back securities for private investment; as With Fannie Mae and Freddie Mac, the investment income provides funding that may then be lent to eligible borrowers by lenders. Good faith estimate: an estimate of all closing fees including pre-paid and escrow items as well as lender charges; must be given to the borrower within three days after submission of a loan application.
Equity: an owner's financial interest in a property; calculated by subtracting the amount still owed on the mortgage loon(s)from the fair market value of the property.
MARATHON FLORIDA REAL ESTATE SEARCH
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first.
Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland and Long and Foster Realtors. She rose quickly to the top of her office and was the Rookie of the Year in 1989 with Coldwell Banker. Over the years she has earned numerous sales awards, sold millions and millions of dollars in real estate and attended a vast number of training programs.
Kelly and her family have been very involved with Island Community Church and Island Christian school. Being involved as a youth leader with the teens sparked their interest in foreign missions. They have taken many trips to the Dominican Republic to serve the impoverished of that country and founded a non-profit corporation, Micah Missions, to raise money and awareness of that cause.
For all your real estate needs in Marathon, Duck Key, Key Colony Beach and Grassy Key call Kelly Willey at 305-289-2212 or email her at MicahMissions@Gmail.com
The Marathon Lady has been our favorite party boat for years. It's a great day of fishing on the reef and you cannot beat the prices and the guides are always friendly and helpful...
Make sure you take plenty of sunscreen, snacks and if prone to motion sickness some dramamine.
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Special All Day Rates! |
Our 48th Year Of Fishing Keys Waters
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Our Crews are famous for their courtesy & friendly assistance in helping |
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YOU CATCH FISH! |
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Easy To Locate: MARATHON LADY DOCKS
U.S. 1 at Vaca Cut Bridge, Mile Marker 53
Marathon, Florida ~ The Heart Of The Keys
Contact The Marathon Lady:
Phone: (305)743-5580
E-mail: marathonlady@fishfloridakeys.com
MARATHON FLORIDA REAL ESTATE SEARCH
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first.
Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland and Long and Foster Realtors. She rose quickly to the top of her office and was the Rookie of the Year in 1989 with Coldwell Banker. Over the years she has earned numerous sales awards, sold millions and millions of dollars in real estate and attended a vast number of training programs.
Kelly and her family have been very involved with Island Community Church and Island Christian school. Being involved as a youth leader with the teens sparked their interest in foreign missions. They have taken many trips to the Dominican Republic to serve the impoverished of that country and founded a non-profit corporation, Micah Missions, to raise money and awareness of that cause.
For all your real estate needs in Marathon, Duck Key, Key Colony Beach and Grassy Key call Kelly Willey at 305-289-2212 or email her at MicahMissions@Gmail.com
"8TP" transition program helps reduce Monroe County School violence
I have had an opportunity to be involved with this organization and they are doing amazing work in the public school system and throughout the community....
The "8TP" or eighth-grade transition programs that took place last week at all three Monroe County public high schools were designed by students for students through the sponsorship and leadership of Monroe Youth Challenge Program to reduce school violence.
Immediately after the first 8TP, the Safe and Drug-Free Schools Report showed the number of violent acts against persons, harassment, and fighting incidents on all three campuses dropped. From the school year 2004-2005 to 2005-2006 reports dropped at Coral Shores from 19 to 4. Marathon went from 25 to 22 incidents and Key West dropped from 21 to 16.
The MYCP-sponsored transition programs are designed to benefit eighth-grade classes merging into the district’s three high schools. In Marathon, the program is called 6TP because it focuses on the incoming middle school class.
Statistics indicate that ninth-grade is a critical year for high school students and the success or failure of a student during this year is connected to drop out rates among at-risk students. The creators of the 8TP, all former students of CSHS, designed the program to address some crucial developmental assets that these and all youth need which is to feel connected, safe and have a sense of choice and self confidence.
Monroe Youth Challenge Program is a project of the Monroe County Education Foundation to foster acceptance, respect, and success in the youth of Monroe County. For more information about this project or any other MYCP-sponsored program call MYCP Director Sunny Booker at (305) 293-1400 ext. 53319
MARATHON FLORIDA REAL ESTATE SEARCH
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first. 
Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland. She rose quickly to the top of her office and was the Rookie of the Year in 1989 with Coldwell Banker. Over the years she has earned numerous sales awards, sold millions and millions of dollars in real estate and attended a vast number of training programs.
Kelly and her family have been very involved with Island Community Church and Island Christian school. Being involved as a youth leader with the teens sparked their interest in foreign missions. They have taken many trips to the Dominican Republic to serve the impoverished of that country and founded a non-profit corporation, Micah Missions, to raise money and awareness of that cause.
For all your real estate needs in Marathon, Duck Key, Key Colony Beach and Grassy Key call Kelly Willey at 305-289-2212 or email her at MicahMissions@Gmail.com
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Coco Plum Realtors is family run and serves the Florida Keys with Integrity and Creativity. Specializing in vacation homes from luxury Oceanfront estates to short sales, foreclosures and REO homes.
Coco Plum Realtors is a small family owned business in the heart of the Florida Keys, Monroe County, Florida. While they are small in size they are big on service and cutting edge marketing techniques.
Kelly Willey is a licensed real estate broker n Florida with over 20 years experience. She was trained in the highly competitive Baltimore Washington real estate market and has the tools necessary to succeed in any market conditions.
REO and Foreclosure Specialist with 20 years experience marketing REO properties.
Kelly and her husband Jim Willey specializes in the marketing of single family homes in the Marathon, Key Colony Beach, Duck Key area. She also has worked extensively with numerous REO properties, foreclosures and they do BPO's.
Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland and Long and Foster Realtors. She rose quickly to the top of her office and was the Rookie of the Year in 1989 with Coldwell Banker. Over the years she has earned numerous sales awards, sold millions and millions of dollars in real estate and attended a vast number of training programs. Kelly has specialized in working with many REO, short sale, pre-foreclosure and foreclosure properties over the last 20 years. And, she holds the SRES, Seniors Real Estate Specialist designation for working with senior citizens and their special needs.
Kelly and her family have been very involved with Island Community Church and Island Christian school. Being involved as a youth leader with the teens sparked their interest in foreign missions. They have taken many trips to the Dominican Republic to serve the impoverished of that country and founded a non-profit corporation, Micah Missions, to raise money and awareness of that cause.
For all your real estate needs in Marathon, Duck Key, Key Colony Beach and Grassy Key call Kelly Willey at 305-289-2212 or email her at MicahMissions@Gmail.com. We are always happy to help you with area attractions, local schools or the value of your Marathon, Florida Keys home.
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