Marcie Purcell, Bucks & Montgomery Co PA Realtor

In Today's Market There Are People Who Know It Is A Great Time To Buy But Can't. The Main Reasons I Hear Are They Don't Have Enough Down Payment Saved, Their Credit Score Isn't High Enough, And They Have Too Much Debt. Instead Of Getting Discourage What Can They Do?

Here Are Few Thoughts That May Help. All Of These Are Personal Choices And Can Work For Each Individual. Now Some Of These Aren't Easy To Do But The Sacrifice You Make Now Could Make Your Dream To Be A Homeowner Come True.

Getting A Second Job To Save More Money Or Pay Down Debt.This Could Be Something You Like Doing, But Pays You. Horse Riding Lessons, Cleaning, Bartending, Art or Music Lessons. A Few Hours A Week May Make A Difference. This Doesn't Have To Be Forever Or You Could Find It Could Open Another Career Choice.

If You Have Extra Rooms In Your Apartment Get A Roommate.A Friend Of Yours Might Have The Same Goals As To Buying A House Like You. If You Split The Cost For Awhile You Can Get There Quicker. Moving In With A Relative Or Parents May Be An Options.

Stop Buying Things You Have Too Much Of. Look In Your Closet; Do You Have More Shoes Then You Really Needs Or More Sweatshirts, Movies, CD's, Magazines? Getting A Magazine Subscription Usually Cost Less Then Buying Them In The Store And It Comes To Your Mailbox!

Do You Have Tons Of Unused Minutes On Your Phone Plan?If You Are Texting More Instead Of Talking How Many Minutes Do You Need? Contact Your Service Provided And See What Plan Makes Sense And If You Can Change It. I Saved $30 A Month!

Get A Personal Loan To Pay Credit Cards Off. If Your Interest Rates Are Out Of Control Could You Get A Personal Loan From A Bank, Credit Union, Or Someone You Know. Add Up All Your Debt And See How Much You Pay A Month And How Long It Will Take You To Pay It Off? Keep A Worksheet Every Month On How Much Is Owned, When It Needs To Be Paid By And Your Other Month Bills. I Do This Every Month On Microsoft Word Program.

Saving Money With Your Car. Can You Pay Less For Your Insurance With Another Company? Can You Take Public Transportation. Is Your Car Paid Off Or Are You Making High Payments? Is Car pooling An Option?

Credit Issues.First You Must Determine What It Is Your Credit Score And Why Is It That Number? It Will Tell You If You Have To Much Debt, You Aren't Paying On Time, If There Are Unpaid Bills Or Repo of A Car. Once You Know The Problems You Can Start Working On Them. Some Will Take Time To Correct And Some May Be Older Or Something You Took Care Of And It Hasn't Been Removed.

If You Are Looking To Buy A Home In The Future I Hope These Tips Help You! Contact Marcie Purcell Or Linda Tremblay For Your Real Estate Needs In Bucks And Montgomery Counties!

The Pennridge Region Is Located In Upper Bucks County PA. It Includes Beautiful Settings, Parks, Updated School Buildings And Quaint Towns. The Pennridge Region Borders Montgomery County. Commuting To Local Towns Like Lansdale, Souderton, And Harleysville Can Open Your Home Search. It Is Also The Region In Between Quakertown And Central Bucks(Doylestown) Areas.

Here Is Information About The Townships And Boroughs In The Pennridge Region:

Perkasie Borough: Perkasie Is The Center Location For The Region. There is Menlo Park And Pool, Bucks County Free Library, And An Old Time Carousel. There Are Shops In Town Located On Walnut, Market, & 7th Streets. You Can Find Historical Homes Through Out Perkasie. Large Twin Homes, Colonials And Ranchers. There Are Developments That Are Less Then 30 Years Old To Choose From. If You Are Looking To Start Or Move Your Business There Could Be A Commercial Building.

East Rockhill Township: If You Are Looking For A Rural Setting This Township Offers Its. Lake Nockamixon Is Also in Area Off Of Route 563. Parts Of The Township Borders Perkasie Borough. This Part Of The Area Include Townhomes And Twin.

Hilltown Township: Country Settings And Horse Farms Are Located All Over Hilltown. There Are Some Estate Styles Homes And Brand New Construction As Well As Townhome. Land To Build A Custom Home Could Be Found Here. The Village Of Blooming Glen Has Business And Victorian Homes.

Silverdale Borough: It Is Small Residential Community With A Small Shopping Area And Great Pizza. Close To Souderton, Montgomery County. Routes 113 Take You Where You Need To Go. There Is A Pleasant Mix Of Older And New Homes. The Senior Citizens Center Is Here To Keep People Social.

West Rockhill: Another Rural Area With Many Older Farms. This Is The Border To Montgomery County With Either County Line Or Allentown Roads. Grandview Hospital Is Located Here Because Of It's Great Location To Service The Area.

Sellersville Borough: If You Are Looking To Live In A Town Setting Sellersville Has It. You Can Walk Through Lenape Park To Get To Perkasie's Park Or Menlo. You Can Have A Fine Night Out At The Washington House Restaurant and Watch A Show At The Sellersville Theater.

Bedminster Township: Another Farm And County Setting Mixed Now With Newer Homes. There Are New Developments With Lots To Offer. New Construction Sales Are Everywhere. There Is A Village Style Area. Routes 113, 313, & 611 Are Great Commuting Routes.

Dublin Borough: A Small Quaint Borough With The Dublin Diner, Dublin Inn, And Gift Shops. Located On Route 313 And Next To Bedminster Township. Walk To The Store Or Grab A Bite To Eat It Is All Close By.

When You Are Looking For A New Home Or Selling Your Current One In The Bucks County Or Montgomery County Areas Contact Linda Tremblay Or Marcie Purcell To Lead The Way.

The Quakertown Community Is in Upper Bucks County PA. The Upper Bucks Region Also Borders Lehigh and Montgomery Counties. Commuting To The Allentown, Pottstown, New Jersey, and Philadelphia May Be A Reason You Are Considering To Live Here. It Offers Something For Everyone. Whether It Is To Live In A Town Setting Or Country.

These 6 Townships Make Up The Quakertown Community:

1) Quakertown Borough: This Is The Center Of The Community. There Are Old Historical Buildings, Affordable Twins, Rowhomes & Singles. If You Want To Live In Town This Where You Want To Be! Enjoy Memorial Park, Bucks County Free Library, & The Quakertown Pool Located All On Mill Street. On The Fourth Of July Plan To Spend The Day At The Community Events Followed By FIREWORKS! The Public High School Is Located On Park Ave. There Also Is St. Luke's Quakertown Hospital Which Is Also Located On Park Ave. View The Borough Website: www.quakertownboro.com

2) Richland Township: A Mix Of Just About Everything. You Can Choose A Development, Condos, 55+ Community, Or Rural Homes. Richland Township Has It All. Most Of The Shopping Centers Are Located Here. Walmart, Target, Kmart, Kohl's, Giant, Taco Bell, McDonald, Pizza, Chinese, Sushi, Car Lots, Diners, I Could Go On Forever... Routes 309 And 313 Are Your Major Routes To Get Around.

3) Richlandtown Borough: Small Borough With A Post Office, Fine Dining Restaurant, Pizza Shop, Grida's Ice Cream, & 7-11 . This Borders Richland Township So Convenience Is Close. There Are A Few Development, Great Starter Townhomes, Older Builders. Some Of These Buildings Are Multi Units Which Could Be A Great Investment Tool. There Is A Small Park On Cherry Road With Benner Hall Which Holds Family Fun Nights With Games And Movies. A Wonderful Way To Get To Know Your Neighbors.

4) Trumbauersville Borough: Another Small Borough Between Richland And Milford Townships. There Are Great Places To Eat, A Little Store Call Spores, The Trum Tavern, & The Chocolate Factory. Choose An Older Victorian On Broad Or A Row On Main. Again Minutes From The Convenience For All Your Needs.

5) Milford Township: If You Need More Land Of A Farm You Can Find One Here. You Can Also Get A Great Neighborhood Development Or A Village Style Home In Spinnerstown. There Are New Constructions Sites Ready With Some Great Deals. The Views Are Amazing. Your Major Routes Are 663 & PA Turnpike 476. If You Work In Philadelphia But Need More Peace An Quiet In Your Home Life Milford Is A Great Choice. If You Are Coming In From Out Of Town Or Have Friends And Family That Would Like A Hotel There Are Plenty To Choose From As Soon As You Make A Left Off The Turnpike.

6) Haycock Township: Live The Country Life Here! There Aren't Any Developments Or Townhomes Here. Single Family Homes, Large Farms Or The Village Of Applebachsville. You Can Take A Walk Or Go Fishing At Lake Nockamixion And Lake Towhee. There Are Custom Built Homes and Smaller Subdivisions For The Someone That Wants To Live In The Country But Would Like New Construction. Not Much Shopping Here But Only 8 miles From Quakertown. To Find Out More Of What Goes On Visit My Website www.HomesInHaycock.com

Contact Linda Tremblay Or I To Help You With Your Real Estate Needs. Whether You Are Selling Your Home in The Quakertown Area, A First Time Homebuyer, Relocation Buyer, Or Investor. Our Real Estate Knowledge And Experience Will Lead You Thru The Process

In The Past Few Months More People Have Asked Me If I Am Staying In Real Estate For 2009. Most Of Time I Get The Question "Are You Still Doing Real Estate? It Must Be Tough With The Market..."

My Answer Is "Yes I Am And Yes It Did Get Tougher" But Here Is Why I Am Still Selling Real Estate!

Everyone Needs A Place To Live, Real Estate Is A Life Skill, Meeting New People, Negotiating For Buyers and Sellers, Making You Own Hours And Not Punching A Clock, Seeing Changes In Fixer-Uppers, The Knowledge To Buy And Sell Properties, Knowing The Local Area & Market, Working With A Great Partner - Linda Tremblay, First Time Home Buyers, Bucks County Farmhouses, &

Because I LOVE IT!

The Agreement Of Sale Contract Used To Purchase A Property In Pennsylvania Is Detailed And Has Many Options To Protect Buyers And Sellers. When The Buyer Makes An Offer To A Seller There Are Often Inspection Contingency. In The Contingency Paragraph There Are 2 Options To Choose. The Options Apply To Your Property Inspection, Wood Infestation Inspection, Radon Insepection, Water and Sewer Inspection. Option 2 Is Different When Making An Offer With A Property With On Site Sewer/ Septic Systems.

Option 1: (Time Period Is Usually 15 Days From Accepted Agreement Of Sale But Could Be Shorter or Longer As Long As Seller And Buyer Agrees.)

1) Accept the property with the information stated in the reports.

2) If Buyer is not satisfied with the information stated in the reports, terminate the agreement by written notice to the seller, with all deposit monies returned to the buyer.

3) Enter Into A Mutually acceptable written agreement with the seller providing for any repairs or improvements to the property and/or any credit buyer at settlement, as accepted by the mortgage lender.

**** If the Buyer And Seller Do Not Reach A Written Agreement During The Specified Contingency Period, and Buyer Does Not Terminate The Agreement In Writing To The Seller Within That Time, Buyer Will Accept The Property.

Stay Tune For Information On Option 2. I will provide the Inpections Option 2 and the Septic Option 2.