The Short Sale and Foreclosure Resource designation is a very valuable designation in this market. Not having done very many short sales in the recent previous years, I found it very valuable to myself and my clients to educate myself in this endeavor. Having completed the Certified Distressed Property Expert Designation earlier this spring, I found myself covered over in a wealth of knowlege and accessible to tons of resources and information through this program. The SFR designation further enhanced what I had already learned. Having completed several closings in short sales as well as foreclosures, the first hand experience combined with the education resources have definitely expanded and enriched my understanding of the banks and their inner workings these days. I highly recommend taking the time to complete the educational hours and webinars that this desigation requires. Through the end of the year, they are offering discounts on registration and there is time to still take the classes. Education is knowledge, but applied , it is the power to move, act and succeed.

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Do you feel like someone just burst your bubble? You purchased a home maybe 2-4 years ago and what promised to be your great investment has just turned into your biggest nightmare!!! Are you facing financial hardship for one of the following reasons listed below:
If one of these above reasons is affecting you in being able to make your mortgage payments and you are upside down on your mortgage and feel trapped, a short sale might be the answer for you.
Unlike a foreclosure, a short sale does not challenge most security clearances or employment. Only late payments on a mortgage will show up and after the sale, mortgage will be reported as paid or negotiated. If all other credit is on time, this could only reduce your credit score by 50 points.
If this is you, and you are in finacial distress, call me today, Maria Holland, at RE/MAX Elite at 615-289-6056/615-661-4400 to discuss your options. Don't let your home go into foreclosure. There are better alternatives. www.mariaholland.net

Statistics have recently shown that 2 out of 5 Tennesseans living in Nashville Suburbs are here due to relocation from another area. 39% of Tennessee's growth since 2000 is made up of Davidson County and the 12 counties that make up its metropolitan statistical growth. The two top counties out of the 12 were Rutherford and Williamson. From 2000-2007 Rutherford County grew 31.5% and Williamson by 30%. Davidson only grew by 8.6%, but 49,300 residents were added which was second only to Rutherford County in terms of population increase. Tennessee's lack of a state income tax coupled with its mild climate and friendly atmosphere as well as the growing economic climate of Middle Tennessee make it a target for people wanting to retire, relocate from states such as Louisiana or up North or simply just to return to their original roots. The growing industry continues to draw new businesses to the area. Although Nashville is in a downward trend in real estate, it has faired well compared to other parts of the country. Nashville is a great place to live. If you are looking to relocate and need a realtor, give me a call. Maria Holland, American Heritage Realty, 615-298-900/615-289-6056 www.mariaholland.net Trust a Native Nashvillian to help you find that perfect place to live.

Are you a bargain hunter? Get your prowess on. This weekend is the 4th weekend of the month, and Nasville Flea Market will have its doors open. With the economy being shaky, more people will be pouring through looking for those great deals. October is typically a good month when more vendors visit in hopes of getting early Christmas shoppers puchasing their products. There will be a 1000 vendors in 7 sheds. Make sure you wear your tennis shoes. You will be able to find everything from Christmas Trees, to furniture, to furniture polish to electronics, accessories, golf and the like. It is a bargain shoppers paradise.
The Flea Market is held at the Tennessee State Fairgrounds. Hours are 8:00 A.M-5:00 P.M. on Friday. 7:00 A.M. to 6:00 P.M. on Saturday and 7:00-A.M. - 4:00 P.M. on Sunday. Parking is $4.00 which includes a shuttle from the parking lots to the market itself. Admission is free, so load your car up and save on gas and shopping.

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