Mark Higareda

Good Morning Everyone,

It's going to be a sunny and almost 80 degrees today in the Southern California area. Interest rates are at it's lowest in decades! The market looks positive out there for buyers and even sellers. Now is the time to BUY!

If you are looking for that perfect home in the Temecula-Murrieta Valley or you having trouble with making your mortgage payments on your home. Let the Higareda Team from HomeSmart Real Estate help you with finding that perfect home and finding you the financing you need or we can provide solutions for your distressed home. We specialize in working with buyers that have great credit as well as those who have not so good credit. We can offer positive solutions for those who are in a disstressed situation.

The Higareda Team can understand and relate to the current market condition in todays Real Estate market. We can offer free advice on any situation you are in or we can help you with all of your home buying needs. Just call today with any inquires you may have.

~Higareda Team

Murrieta - Temecula Valley Lease Option To Purchase!!

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to purchase (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

The Higareda Team from HomeSmart Real Estate can help you find that home you are looking for. We work with many private equity firms that are willing to provide you with the funds to purchase the home of your dreams. We specialize in working with you and negotiating the terms of your lease option to purchase. Our Team with great experience as a Temecula Real Estate Agent and Broker servicing all areas in Riverside County, CA such as Murrieta, Winchester, Wildomar, Menifee, and Temecula, we help both the buyers and the sellers meet their real estate goals in our great community.

How Does Your Lease Option To Purchase Programs Work?

We give you the ability to search through our database of homes through the MLS (multiple listing service)and give you the exclusive right to purchase it at a later date. Our buyers love the programs because it gives them time to save up for a larger down payment; time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. With lease option to purchase, the owners are obligated to sell to you; however you are not obligated to buy. We have several lease option terms made available to you and they can be anywhere from 1 -3 year term, plus you may be eligible to receive a credit of the monthly payment towards the purchase price every month you pay your lease on time.

What Is The Interest Rate On Your Lease Option To Purchase Home?

While every seller is different in what they offer, the typical interest rates range from 6% to 9% depending on down payment and application strength. All credit is accepted and most of the time applications are necessary to verify income and employment.

How Much Down Payment is Required for a Lease Option to Purchase Home?

While every seller is different in what they require, a good baseline for a house for lease option to purchase is 5% of the purchase price. Some sellers will even work with you on putting you on the 1st trust deed with a minimum %20 down.

Finding homes for lease option to purchase in Temecula - Murrieta Valley area has never been easier when you work with The Higareda Team from HomeSmart Real Estate. Call today for more information.

Murrieta - Temecula Valley Lease Option To Purchase!!!

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to purchase (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

The Higareda Team from HomeSmart Real Estate can help you find that home you are looking for. We work with many private equity firms that are willing to provide you with the funds to purchase the home of your dreams. We specialize in working with you and negotiating the terms of your lease option to purchase. Our Team with great experience as a Temecula Real Estate Agent and Broker servicing all areas in Riverside County, CA such as Murrieta, Winchester, Wildomar, Menifee, and Temecula, we help both the buyers and the sellers meet their real estate goals in our great community.

How Does Your Lease Option To Purchase Programs Work?

We give you the ability to search through our database of homes through the MLS (multiple listing service)and give you the exclusive right to purchase it at a later date. Our buyers love the programs because it gives them time to save up for a larger down payment; time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. With lease option to purchase, the owners are obligated to sell to you; however you are not obligated to buy. We have several lease option terms made available to you and they can be anywhere from 1 -3 year term, plus you may be eligible to receive a credit of the monthly payment towards the purchase price every month you pay your lease on time.

What Is The Interest Rate On Your Lease Option To Purchase Home?

While every seller is different in what they offer, the typical interest rates range from 6% to 9% depending on down payment and application strength. All credit is accepted and most of the time applications are necessary to verify income and employment.

How Much Down Payment is Required for a Lease Option to Purchase Home?

While every seller is different in what they require, a good baseline for a house for lease option to purchase is 5% of the purchase price. Some sellers will even work with you on putting you on the 1st trust deed with a minimum %20 down.

Finding homes for lease option to purchase in Temecula - Murrieta Valley area has never been easier when you work with The Higareda Team from HomeSmart Real Estate. Call today for more information.

The Murrieta-Temecula Valley Short Sale Experts! - Higareda Team HomeSmart Real Estate

Full service Realtors specializing in Temecula, Murrieta, Menifee, Wildomar, Lake Elsinore, Canyon Lake, Sun City and Perris. Free information for buyers, sellers, homeowners and investors, on schools, local communities and Real Estate current events.

Whether you're a buyer looking to take advantage of the savings a short sale can provide or a seller on the hunt for a short sale Realtor, The Higareda Team from HomeSmart Real Estate is here to serve you. We are a locally owned real estate brokerage firm that specializes in short sales and foreclosure properties.

A short sale Realtor brings to the table a wealth of knowledge about this rather unique, but increasingly popular, way of selling or buying a home. A short sale is a property that is sold at a price lower than the outstanding loan balance, often at less than the true market value. As the foreclosure rate remains high, more banks are agreeing to sell properties for less than loan value to recoup some of their investment and assist homeowners in avoiding foreclosure. The process calls for a professional who knows the ins and outs of working not only with buyers and sellers, but also the banks and mortgage companies that hold the loans.

If your plans include buying or selling a short sale, you need an Short Sale Realtor who understands the intricacies of this process. When an experienced professional works on your side, you will have valuable assistance every step of the way. The Higareda Team from HomeSmart Real Estate provides the knowledge and expertise you need. You will find our team members are all highly versed in this alternative to a traditional buy-sell transaction. Our Team is experienced in all aspects of the short sale foreclosure process and are ready to serve all your real estate needs.

If a shrot sale is not an option for you and you are looking to save your property from foreclosure, we do offer the Smart Sale Lease Back program. The program is designed to keep you, the homeowner in control of your property. The program can help you reduce your Payments by 40% to 60%, Remove all of his/her Negative Equity created by the Market, and Stay in Control of your Property!! We help you negotiate the terms of your lease with option to purchase back your home and structure your monthly payments with the private equity firms we work with.


Contact Mark and Debbie Higareda to schedule an appointment or to view a property in the Riverside and San Diego area.

Joining Active Rain and then becoming a Rainmaker member was the best thing I have done for my Real Estate business. I have only been a member for less than 30 days and all ready I have generated leads for my business and out of those leads I am currently working with three new solid buyers. How exciting to be a part of a great social network and being able to learn from other professionals with in my industry. Thank you - Active Rain!!

~Higareda Team

Contact Mark and Debbie Higareda to schedule an appointment or to view a property in the Riverside and San Diego area.

(951) 239-9377 Cell Phone
(951) 491-7800 Office Phone
www.Higareda-Team-HomeSmart.com
Mark Higareda DRE Lic.# 01854006
Debbie higareda DRE Lic.# 01869979

Short Sale Certified