We have not remained immune to the unemployment crisis that has hit the nation but statistically we are doing pretty well. Listed as #14 by state with a 7.2% unemployment rate puts us way below the national average of 9.7%. Yes we are a vibrant community holding our own in this economic downturn.
One of the leading factors to our lower unemployment rate is our diverse employment field. Though government and defense-related fields make up the biggest part of our employment sector we also have a healthy diversity in tourism, commercial, retail and high-tech industries too.
If you are looking to make a career or job change then you just may want to take a peek at the top 10 employees in both the private and public sectors in and around Annapolis Md. Clicking on the link will take you directly to the job opportunity page of each employer.
So go ahead and take a look... a new career or job just may be waiting for you. You just never know.
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About the Author- Martha Brown is a Certified Residential Specialist (CRS) whose passion is homes in the Annapolis MD area and surrounding communities. Her goal is to help her clients understand the real estate market and to then be able to make sound real estate decisions. Martha is a 3rd generation Annapolitan who writes about her experiences in and out of the real estate market. Her passion has carried over to her granddaughter, Nichole, who is her partner in business. Between the two of them they offer a wide and full range of real estate services that cover 4 counties bordering Annapolis MD. Martha has been in the real estate business for 17 years of which all have been associated with Long & Foster Real Estate, Inc., the largest independently owned real estate company in the Mid Atlantic.
Martha can be reached at 800-735-5122 X5011 or Martha@TheRealEstate-Lady.com
To search for homes for sale in the Annapolis Md area or to see Martha's listings visit:
After a long, long day in real estate the thought of cooking a meal when I got home was very unappealing to me so I talked hubby into going out for something quick and close by. We headed to Edgewater, a town just a few minutes away from where we live just outside Annapolis. We had a totally different food venue on our mind when we saw the Wharfside Bar and Grill come into view. Having said many a time we should try this place out we decided tonight was the night.
Not knowing what to expect from this little restaurant located on the side of Route 214 we parked the car and looked around. The marguee said it was prime rib night and from the looks of the full parking lot it was a favorite night to be here. So we ventured inside to see for ourselves.
Upon opening the door we were greeted with the unexpected, at least for me. There is no waiting area. No indeed. From the moment you open the door you are IN the restaurant amidst all the buzz of a roomful of happy customers enjoying themselves. The waitress saw us from across the room and said come on in and make yourself comfortable. We have two tables available a two seater and a four. Since it was only the two of us we of course took the two seater near the back of the room.
As we sat down I told our waitress, Debbie was her name, that this was our first visit and I was quite surprised at what I saw. I was expecting something totally different as far as decor and she just laughed and said a lot of people think that.
The restaurant, though small in size is not small in ambiance. Tastefully decorated with corian high top tables, an L shaped bar off to one side and a few TV's along the wall, this restaurant exudes a very comfortable and welcoming style. Off to one side from where we were sitting is an outside eating area decked out with beautiful flowers. This evening was chilly so no one was there but what a nice place to eat on a warmer day or evening.
Since it was prime rib night that is what we ordered and were not disappointed. The cuts were tender, the aujus was perfect along with the creamy horseradish sauce for dipping. We were given a choice of two sides with our meal and we both chose the salad and baked potato. The salad was wonderful with nuts and dried cranberries and the potato was cooked just right.
It was not long before I saw a familiar face while there. A real estate colleague came out from behind the bar area and started making her way around to each table greeting those of us who were dining. When she made her way to ours I learned that Wharfside is owned by her hubby. Small world for sure.
We finished our meal and ordered a dessert to go and headed out the door. As we made our way to our car we both said what a nice surprise this little restuarant was. We were glad we had stopped in.
Wharfside Bar and Grill is certainly a trip worth taking when looking for a casual yet friendly dining experience. The wonderful atmosphere, good food and reasonable prices will delight you on any night (except for Mondays when they are closed).
Oh, and if you get Debbie as your waitress the service will be delightful too.
About the Author- Martha Brown is a Certified Residential Specialist (CRS) whose passion is homes in the Annapolis MD area and surrounding communities. Her goal is to help her clients understand the real estate market and to then be able to make sound real estate decisions. Martha is a 3rd generation Annapolitan who writes about her experiences in and out of the real estate market. Her passion has carried over to her granddaughter, Nichole, who is her partner in business. Between the two of them they offer a wide and full range of real estate services that cover 4 counties bordering Annapolis MD. Martha has been in the real estate business for 17 years of which all have been associated with Long & Foster Real Estate, Inc., the largest independently owned real estate company in the Mid Atlantic.
Martha can be reached at 800-735-5122 X5011 or Martha@TheRealEstate-Lady.com
To search for homes for sale in the Annapolis Md area or to see Martha's listings visit:
About the Author- Martha Brown is a Certified Residential Specialist (CRS) whose passion is homes in the Annapolis MD area and surrounding communities. Her goal is to help her clients understand the real estate market and to then be able to make sound real estate decisions. Martha is a 3rd generation Annapolitan who writes about her experiences in and out of the real estate market. Her passion has carried over to her granddaughter, Nichole, who is her partner in business. Between the two of them they offer a wide and full range of real estate services that cover 4 counties bordering Annapolis MD. Martha has been in the real estate business for 17 years of which all have been associated with Long & Foster Real Estate, Inc., the largest independently owned real estate company in the Mid Atlantic.
Martha can be reached at 800-735-5122 X5011 or Martha@TheRealEstate-Lady.com
To search for homes for sale in the Annapolis Md area or to see Martha's listings visit:
All Photos are the sole property of Martha Brown and can not be copied or used without her express permission. Copyright 2009
For months now the word has been that if you are a first time homebuyer or have not owned a home for at least three (3) years that Uncle Sam will give you a tax credit of up to $8,000 when you buy a home. Hmmmm... sounds like a promising proposition for sure.
You betcha, as many have jumped at the chance. Not only did they jump at the chance of receiving up to $8,000 back in their pockets from Uncle Sam but they jumped at the chance to buy a home at a time when Sellers are wheeling and dealing too. Wow... what an opportunity they took advantage of. Do you think???
But now the clock is ticking louder...tick tock....TICK TOCK... as the door closes on the $8,000 tax credit advantage as of December 1, 2009. Big deal some say as it is only the end of September so there is still plenty of time. Wrong answer.
First off- with the large amount of inventory it may take you a couple weeks to find the home that speaks back to you. After all.. you dont want to settle on just any ol' home.
Second- obtaining a mortgage. Gone are the days of 2 week turnarounds. To be on the safe side you should allow at least 30- 45 days from start to finish.
Third- the new truth in Lending rules could add a least another week onto the settlement date. After all we want to make sure you understand everything you are signing and how all the numbers work when you buy a home.
So lets add that time together and see where we are. 14-21 days to finds a home, write a contract, get a reply and start the ball rolling. 30-45 days to get the mortgage from start to finish, through underwriting and the loan package to the settlement company along with the funds to close. 5-7 days to satisfy the truth in lending rules. That brings us to a grand total of anywhere from 49 to 74 days. One gives time to spare and the other...well oops sorry. It is over the November 30 deadline to settle.
So the reality is you better hurry if you really want to take advantage of Uncle Sams offer.
Really Hurry.
About the Author- Martha Brown is a Certified Residential Specialist (CRS) whose passion is homes in the Annapolis MD area and surrounding communities. Her goal is to help her clients understand the real estate market and to then be able to make sound real estate decisions. Martha is a 3rd generation Annapolitan who writes about her experiences in and out of the real estate market. Her passion has carried over to her granddaughter, Nichole, who is her partner in business. Between the two of them they offer a wide and full range of real estate services that cover 4 counties bordering Annapolis MD. Martha has been in the real estate business for 17 years of which all have been associated with Long & Foster Real Estate, Inc., the largest independently owned real estate company in the Mid Atlantic.
Martha can be reached at 800-735-5122 X5011 or Martha@TheRealEstate-Lady.com
To search for homes for sale in the Annapolis Md area or to see Martha's listings visit:
Helping families, couples or even a single person make the transition from their city to ours is always a fun and exciting time for me when selling real estate. The anticipation along with the trepidation of making such a move can seem and feel quite daunting to them and I love to help smooth the way and introduce them to our area.
Last year one such couple was transferring here from the Midwest. Excitement was in the air as they contemplated their new positions in Washington DC and their new home in the Annapolis Md area. We found the perfect new home for them and before long they were settled in and exploring all that Annapolis, Baltimore and the Washington DC area had to offer.
But alas, the Midwest kept calling their names so when a position became available back in their previous hometown area they jumped at the chance and then gave me a call to come list their home. I was excited for them but knew there would be some challenges ahead as they had only been here a little over a year.
Our first challenge was prices had dropped in their neighborhood. About 2% from when they bought. Not too shabby considering other areas had dropped far more but still not a good thing since it meant money being brought to the table to sell.
Our next challenge was the competition. With 14 available homes on the market all very similar to theirs and 8 of those in their very own neighborhood that was a heavy load to cut through.
Another challenge was that the average days on market was 84 days. Way too long for them to be able to be at their new jobs in the Midwest on time. And our final challenge was our view. We had a lovely woodsy view with a side peak of other homes but we did not have that golf course view so many others on the market had this time around. What to do, what to do.
So we sat down and concentrated on their neighborhood. We looked at the Solds (only 3 recent ones) and the under contracts (only 2 of those) and the 8 available for sale (way too many). The other 6 available we kept on the back burner as they were in the same zip code but not the same amenity filled neighborhood. We went through each and every one with a fine tooth comb and came up with a plan to price and market their home.
Now I will say this property was beautiful as the Sellers had done a fine job of making it a home however there were also a few others out there that were just as beautiful and priced just as well for a Buyer to choose from. So we were quite happy when on the very first day of being listed we got word of a showing. A showing by an agent who I had worked with just a few months earlier.
After the showing I received feedback via email saying that it was a consideration. Great I thought. I emailed back saying thanks for showing and for the feedback and if there was any additional information that he or his Buyer needed in regards to the home to not hesitate to contact me. Then I said if this home works for your Buyer that it sure would be nice to work with you once again.
A few days passed with no word and I was beginning to feel they had moved on when a call came my way saying they were going to write a contract. The call ended by him saying he was taking me up on my offer to work together once again. Wow!!
So now we are under contract. The Buyer is ecstatic over the home, the agent is happy to be working with me and me with him and the Sellers.... well they are ecstatic too. They can not believe how quickly they cut through the competition and that their dream of moving back to the Midwest is actually going to happen and on time.
So how did we cut through ALL the competition and go under contract in 8 days? Well... part of it came from the time the Sellers and I strategized over price and where in the competition we wanted to be. And yes part was the beautiful condition of the property. But another part was the relationship built between me and the other agent. From the two of us working successfully and professionally together in the past to make a home that was for sale by one work to become the new home of another.
Yes, agency relationships are very important. Important between a Seller and their agent and a Buyer and their agent. But they are also important between one agent and another.
It can make all the difference in the world when cutting through the competition.
About the Author- Martha Brown is a Certified Residential Specialist (CRS) whose passion is homes in the Annapolis MD area and surrounding communities. Her goal is to help her clients understand the real estate market and to then be able to make sound real estate decisions. Martha is a 3rd generation Annapolitan who writes about her experiences in and out of the real estate market. Her passion has carried over to her granddaughter, Nichole, who is her partner in business. Between the two of them they offer a wide and full range of real estate services that cover 4 counties bordering Annapolis MD. Martha has been in the real estate business for 17 years of which all have been associated with Long & Foster Real Estate, Inc., the largest independently owned real estate company in the Mid Atlantic.
Martha can be reached at 800-735-5122 X5011 or Martha@TheRealEstate-Lady.com
To search for homes for sale in the Annapolis Md area or to see Martha's listings visit:
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