Maryal Boumann

A little about me.....

I have been a licensed Realtor since 1980 so as you can imagine I've ridden the real estate roller coaster over the years! In the late 1970s I worked for a large mortgage company and obtained a degree in Loan Processing from Mortgage Bankers of America (MBA). I qualified for the Life-Time Top Achiever's Club through the Association of Realtors and am Quality Service Certified (QSC).

I purchased my first home in 1980 in the Bay Area where I worked on a new home tract/subdivision. In 1984 I sold that home and moved to El Dorado County. Over the years I have either lived or worked in Cameron Park, Shingle Springs, Placerville and Pollock Pines and yes, I have seen a ton of changes in this beautiful area~

Besides selling homes and land, there's a great opportunity for ALL of us to save gas $$$$$ and make $$$$$. I personally now use this product, a fuel additive which was only recently approved by the EPA in America but has been used in Europe and Asia for over 14 years and 15 BILLION road tested miles! The owners of eeFuel have invested over a million (yep, a million!) dollars of their own money, they have a 30,000 sq. ft. building in Livermore and are DEBT FREE! I used to have to use Premium in my car but NOW I can use Regular which saves .22 - .25 cents a gallon right off the top, I get better gas mileage, it's less emissions, and MORE POWER! You may want to watch the video/check it out at my other website - If you sign up too you will have a website similar to mine!

http://www.fuellegacy.com/Maryal

We can all save gas $$$, make $$$, be blessed and bless others! :-)

Areas of Expertise

As a long-time Realtor, I have experienced and learned a whole lot about what it takes to do the best job in the representation of my clients. With the market ever-changing, I think it's important to continue learning and not get stuck in a rut.....

On the Buyer(s) end I enjoy writing 'clean' contracts and negotiating the best deal on their behalf. I prefer to present the offer directly to the Seller but in this market, with many vacant homes and out-of-area Sellers that is not always possible. In that case I will write a letter to the Seller to substantiate the price, terms, and usually add personal comments about the home and the Buyer/my client. Part of my job is to 'sell the Seller' my clients and their offer!

On the Seller(s) behalf I try to get them the most money for their property as I represent them in the best way possible, highly exposing their property through the internet highway....if they are facing possible foreclosure I will make the time to explain their options without obligation.

I am happy to discuss whatever is on your mind regarding your real estate situation whether it's to help you find out how much you qualify for, your home needs and desires, whether you should sell, refinance, take out a Home Equity Loan or just sit tight and wait....

I can show you any home or property that is currently on the market for sale through MLS including bank-owned or short sales even if they are listed with a different company. I would love to represent YOU!

Are you heading toward Foreclosure? Have you received a Notice of Default? Is your credit poor? Would you like to SAVE your home? There are options available and one of them may work for you. Please contact me at my email address:

maryal@innercite.com

Life experiences....

I think that a person's beliefs clearly reflect the way they handle LIFE CHALLENGES!

Some of my personal life 'stretching' experiences:

*Cancer survivor

*Death of my husband

*Being a Caregiver (along with other siblings) to my wonderful Mom (now in Heaven!) during her illness

*Spending time with patients in their final moments of life on earth. I serve as a hospital chaplain

*Losing a best friend to suicide

*Struggling financially but trusting God for His provision as I do my part

We all have every-day challenges. For some it's their children, spouse or family conflict, others it's health issues, for others it's job or financial stress.

Where do you put your hope and trust? What we believe in our hearts and speak with our mouths make us who we are....Hopefully we can encourage, help and bless one another as we travel this journey called life :-)