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Mary Zychowski

Moving to Phoenix|Relocating to Phoenix


I moved to Arizona over 8 years ago with my husband and two children. Upon entering the Grand Canyon state I immediately fell in love. Driving through the snow capped mountains of Flagstaff and the colorful red rock topography of Sedona. I was stunned at all of the variety and beauty offered by one state. We decided to live in northern Phoenix in a community called Anthem. We liked how the community was out of the city area and everything we needed within close proximity.

Anthem Water ParkI was especially attracted to Anthem because of all the amenities it offered. Schools that were ranked highest in the school district, amazing parks with lush green grass, catch and release ponds, gorgeous ball fields, hockey rink and incredible park play zones. Not to mention the state of the art Community center, amazing water park, shopping and medical centers close by. It was dreamy and perfect in every sense. Fast forward 8 years later and I still love Anthem and couldn’t imagine a better place to live.

With all of that said, I recognize how hard and confusing it can be selecting a community to reside in when relocating. I was a licensed real estate agent in New Jersey prior to the move. Going through the relocation process myself , gave me a new found love and developed expertise in my profession with helping others relocate. I know the questions to ask to get you where you want be. I take the time to listen to what is important to you, where you are in life right now and where you want to be down the road. In addition, I keep on top of the surrounding communities and everything they offer.

When families contact me to help them relocate, I develop a clear action plan for them that make the process fun, easy and exciting. You receive relevant information that is essential to your move. My clients are never alone and they know they count on me every step of the way.

If you need help moving to the Phoenix area give me a call.

I’ll help you find the perfect place to live : )

Short Sale's For the Smart N' Savvy?


Let’s face it folks, we’ve all been affected by the housing market. If you haven’t lost your house to foreclosure, you are probably sick to your stomach over the loss of your equity in the past 24 plus months. This leaves many of us questioning, what should we do? What makes sense? Do we stay or do we sell? These are questions that need to be seriously considered. The outcome is uniquely different for each circumstance.

What I can share with you is a Short Sale or Foreclosure is not just happening to the penniless. Many savvy business people are choosing to short sell their property now because the numbers being forecast-ed don’t make economic sense for them to “hold on to” their property any longer. Also they do not want to put themselves in a position of looking at a Foreclosure in the future if a Short Sale is an option now. According to industry experts Metro Phoenix home values won’t recover to pre-boom levels until 2015. The median price of an existing valley home is now at $114,000. In 2003 the median was $155,000 according to Arizona State University’s realty-studies group. Furthermore home prices are not expected to rise this year, in fact they may actually decline a tad more. As we anticipate an increase of foreclosures to hit the marketplace.

Following is a scenario that may hit very close to home: Let’s say you have a property with an interest only loan of $350,000. In today’s market the home value may very well be $180,000. (This is very common, by the way) At 4% appreciation it will take 18 years for the property to be even in loan to value. You may say, “Well I don’t have an interest only loan. I have a loan where I am paying off the principle every month.” In this case it would take you 12 years at a 4% rate of appreciation to get to an even point. Families are positioning themselves for worst case scenarios. Get out a pen and paper and write down your situation in black and white. Then ask yourself this question, does it make sense to ride out this storm? Seek professional guidance from your accountant and an attorney. Just because David and Marge did it, doesn't necessarily make it right for you.

If you need help navigating through the real estate storm, we can help you. We have comprised a team of experts in areas of real estate, law, accounting, credit and lending. Many of our preferred partners offer free consultations. Contact us for more information.

Phoenix Real Estate Housing Report Feburary 2011

Phoenix Housing reportThe latest metro Phoenix real estate housing report. This unique predictive tool is made available to you by Monarch, Realtors®. If you have a Real Estate need, Please contact us for more information and resources.

The following report will provide you with monthly statistics in the areas of:

  • Sales year over year
  • New Inventory
  • Months Supply of Inventory
  • Median List & Sales Prices
  • Lender Owned & Distressed sales data

It is our pleasure to provide this informative information to you. If you need help buying or selling a home, please consider Monarch, Realtors®. Contact us at 623.398.5800

Are you upside down on your mortgage? Do you have questions regarding what is best for your family? Should I short sale my property or let the bank foreclose? Many people have misinformation that can hurt them. Contact us today. We will provide you with professional information that may help you from making a costly mistake!

Phoenix real estate is home to some of the most beautiful communities and properties in all of Arizona. Monarch, Realtors is located in Anthem, Arizona. We work closely with our sellers & future homeowners, providing excellent service in Phoenix and the sourounding communities since 2004. Professional and exceptional real estate services provided by Monarch, Realtors and our team. If you’re searching for Phoenix real estate for investment, relocation or any other reason, including buying or selling, then please browse through our Phoenix real estate listings and contact us for further assistance.

The Phoenix real estate market statistical data is provided by armls.

Anthem Country Club

Anthem Country Club, The perfect place to live & play!

Happy Birthday Boomers!

It’s now 2011 and the first baby boomers turn 65! Traditionally speaking, 65 marks the age of retirement and Baby boomers are looking for the perfect place to live and play during their golden years. Most are seeking quality over quantity and are looking to enjoy the best of times ahead. A life full of hope, vitality, new experiences and many choices to suit their highly active lifestyle.

Visit Anthem Country Club

Search All MLS Listings Here!

Anthem Country Club has been officially selected as our “Arizona’s Top Baby Boomer Community for 2011! Anthem Country Club is nestled in the quiet beauty of the high Sonoran desert foothills at the base of Daisy Mountain. It is tucked away within a gated, resort-style community and was also voted the “Best Master Planned Community in America” by the National Association of Home Builders. Anthem Country Club is at the heart of the community and consistently provides an affordable private club lifestyle. The typography is outstanding; and offers breathtaking sunsets, majestic mountain vistas and dewy golf course greens. Prospective owners can select from the numerous floor-plans and locations within the community but the most exciting part is almost always deciding upon which “view” of the amazing Sonoran surroundings to choose.

"Anthem is known as the club community with at least two of everything — two championship golf courses, two golf practice facilities, two spectacular clubhouses, two dining rooms, two state-of-the-art fitness centers, two heated pools, and two tennis gardens. Social Membership is an integrated part of the homeowner experience for those residing within the gates of the country club. Anthem Golf & Country Club is a member of the ClubCorp family, the World Leader in Private Clubs."

The small town feel of Anthem is complemented by big city activities just a short drive away including major professional sports teams, cultural and arts programs, shopping, nationally-acclaimed restaurants and major universities. You get the best of both worlds. Quick access to major medical facilities and sky harbor airport make this an ideal location. The scenery is world class and there are many national and state parks to visit. Outdoor recreation in this area is nothing short of extraordinary.

Anthem County Club

If you have been searching for the best lifestyle that Arizona has to offer, Anthem Country Club is it! Homes for sale range between $129,000 (1400+ Sq.Ft.) $750,000 (4300+ Sq.Ft.).

Contact us to arrange a private showing of Anthem country club, the anthem community and the available properties. We will select numerous options according to your specifications.

2011 is sure to be a year of prosperity and growth for Anthem Arizona: “Arizona’s Top Baby Boomer Retirement Community for 2011!

Mary Zychowski, Designated Broker of Monarch,Realtors® located in Phoenix, Arizona. You can reach Mary direct at 623.398.5800