Miriam Bernstein,Westchester County Real Estate

Now Mortgage Brokers are expected to predict future income of borrowers and must be careful not to discriminate against certain groups by not offering certain loans that could be a problem. From the New York Times:

"The legislation, which was passed by the New York Legislature in June and is expected to be signed by Gov. David A. Paterson, aims to curb the current surge in foreclosures, but it also includes provisions meant to prevent borrowers from taking out loans they cannot repay.

Among other things, it says that brokers have a "duty of care" to offer appropriate loans to subprime borrowers - those with poor credit."

Mr. Tricozzi of the the state mortgage brokers group says that he would just lie to the consumer to avoid any problems. Isn't this how we got where we are now?

"In some cases, I might say I don't have a lender that supplies a certain subprime program," said Mr. Tricozzi of the state mortgage brokers group, "even though, in reality, I do."

Mortgage Brokers as Naysayers

Caramoor is home to metropolitan New York's largest outdoor music festival. 80 acres of unique gardens that were recently restored are the background for a variety of outdoor musical events. Enjoy afternoon tea, May through October, in the summer dining room. Caramoor is located in Katonah, New York which is in the north east quadrent of Westchester County, New York

"Caramoor is known far and wide for the opulent riches and rewards of its International Music Festival, metropolitan New York's largest outdoor summer music festival.

The incomparably romantic Spanish Courtyard and the magnificently atmospheric and acoustically marvelous Venetian Theater, placed among gorgeous gardens and green lawns, are the settings for the high-powered music-making of the Festival. And, when the Festival ends, Caramoor's activities, responding to the signal of the season's change, move indoors.

Then a new grandeur is revealed - a smaller, more intimate, highly-polished jewel at the heart of Caramoor: the Music Room in the House Museum.

The Music Room is the centerpiece of the Caramoor House Museum - a house in the Mediterranean style containing entire rooms originally found in European villas and palazzos, and filled with furniture, tapestries, paintings, sculptures, and decorative objects from Europe and the Orient, spanning the 14th to the 20th centuries."

For directions, schedules and programming please visit their website, here.

On Saturday July 19th at the County Center is Westchester they are featuring a Rhythm and Blues night. The County Center is centrally located and easily accessed by train as it is a short walk from the White Plains train station, or by car.

There will be a Temptation Revue with Dennis Edwards, You Are My Lady with Freddy Jackson among others.  Doors Open at 6pm and the show starts at 7pm sharp.  They serve refreshments. For further information, here.  In case you can't make it here is a little sample:

In Pleasantville, New York we are all lucky to have the Jacob Burns Film Center. They present the best of world and independent cinema every day. The Jacob Burns just celebrated it's 7th birthday. Starting on July 2nd through the end of the month they are presenting 16 Alfred Hitchcock movies. How every cool. You can check out the Jacob Burns Center on their main site, Jacob Burns Film Center for the other events throughout the summer.

For those of you who don't know Hitchcock was the master of suspense. His movies are just wonderful and if you look very carefully Mr.Hitchcock appears in the first few frames of each of his movies. He doesn't speak, he is always seen briefly in a crowd, getting on a bus and if you aren't looking you will miss him.

"Who can resist a summer of Hitchcock movies-on the big screen in beautiful prints? This time around, we're showing twelve great films we haven't screened before, along with four of the master's greatest hits: Vertigo, Psycho, Rear Window, and North by Northwest.

Notorious July 2, 6, 7
Dial M for Murder July 3, 4
Lifeboat July 5, 9
The Wrong Man July 5, 10
To Catch a Thief July 8, 11, 14
Mr. and Mrs. Smith July 12, 15
Rebecca July 12, 16
Vertigo July 13, 17
Suspicion July 18, 21
Saboteur July 19, 22
Spellbound July 19, 23
Rear Window July 20, 24
Frenzy July 25, 31
The Man Who Knew Too Much July 26, 28
Psycho July 26, 29
North by Northwest July 27, 30

Who would have thought collecting trash could actually be fun?

But fun it will be on Saturday, June 28 when kids who bring 100 or more used plastic bags to Playland will receive free rides as their reward. "Plastic Bag Day at Playland" is Westchester County's way of encouraging youngsters to start recycling and cleaning up their environment.

Any child who turns in 100 or more used and clean plastic bags at the recycling booth near the park's entrance will receive a Fun Card good for three free rides and a round of miniature golf redeemable any day this season. The offer is good from noon to 5 p.m. at Playland Park in Rye. The rain date is Sunday, June 29.

Once collected, the bags will be passed on to recyclers to be made into products such as outdoor decks and fencing.

From the Westchester County website, here.