MeLisa Minter, Realtor® Short Sale Agent Kaufman County Texas Real Estate

I recently listed a GMAC Forney, Texas Short Sale during the holidays and by the end of the year it was under contract!

Of course as you know when listing a property, even a GMAC Forney, Texas Short Sale, the three must-have elements to a successful quick offer are: Price, Location and Condition. This property had all of that! It was priced well below market value, it is located in the popular community of Travis Ranch in Forney, Texas and the condition is like new since it was a former DR Horton model home and is only a few years old! But your home does not have to be in immaculate shape! As a matter of fact, most GMAC Forney, Texas Short Sales are sold AS-IS, since the bank's rarely agree to repairs that are not essential in getting the transaction closed!

GMAC Forney, Texas Short Sales have certain criteria that must be met. If you owe more on your home than what it is worth or are having a hardship, here is the link to initiate your GMAC Forney, Texas Short sale.

Of course you will need a Short Sale Listing Agent to list your property and you can contact us to schedule your appointment today. The listing process is the same as if you were listing your home the normal way, minus all of the additional paperwork that is required by your lender. Let us handle all of that! so that you can focus on the next step for you and your family.

Avoid FORECLOSURE on your home. Let us help you with your GMAC Forney, Texas Short Sale. Contact us today and we'll handle the rest!

Well it took almost 120 days to get this Cedar Hill, Texas Bank of America Short Sale CLOSED, but it did finally happen. Our journey was long and arduous and very interesting. I really don't know how BOA keeps saying that they are simplifying their Short Sale Process, what with all the hands they have involved in it, there is not that much that is simple about it!

First of all, I must say that Equator is a whole lot better than it has been since it's inception. The Bank of America Twitter Team http://twitter.com/#!/BofA_Help Rocks! and the UTLS Escalations Department has some great hands-on escalators. But there are some things that I just don't seem to understand when it comes to BOA Short Sale Initiation Stage.

First of all, my client was doing a Bank Of America HAFA Short Sale. We were informed of this once I uploaded her Personal Information to the Equator System. Once she met all of the requirements for the Bank of America HAFA Program, the file was then sent to AMS, one of BOA Servicers. Well that's where I got stuck.... for 60 days. Upon initial contact with AMS I was told to wait for a list price from the lender before I could list the property. An appraisal was done almost immediately, but for some reason, the results were not made known for at least a month. I had prospective buyers waiting with Offers in hand. So I sent messages to the assigned AMS Negotiator via Equator, but they only bounced back. I left him voicemails, but no returned calls. I then contacted the Bank of America Twitter Help Team and they were great in getting the AMS negotiator to respond to me within a day! Ironically, my seller's short sale file was denied because no offer was submitted with the Short Sale Package...WTH??! Wasn't I told to wait on a list price!!.

Anyway, the file was then sent to Bank of America's other Servicer, UTLS! I was then told that we would have to start the process all over again, with BPO's, Appraisals, short sale package submission, everything! The file was placed with a great UTLS Escalation's Representative, Margaret Lewis. She returned emails, phone calls and answered any questions that I had about the status of the file. So from the time that Ms. Lewis was assigned the file (October 5, 2001), until the time the file Closed (December 12) was approximatley, 67 more days! WHEW...Finally DONE!!

So whether you need to do a Bank of America Short Sale or any other lender, please CALL US TODAY!! We can help you avoid Foreclosure! Let us deal with the run-around from the banks and their servicers! It's what we do!

Buying a New home in Forney, Texas will be exciting and thrilling, but before you make that purchase, you need to know what to be aware of. Sure buying a new home in Forney, Texas is pretty much like buying a new car. You get the same giddy feeling of having something pretty, shiny and new...and let's not forget that "new home smell." But you absolutely need to know:

• New Home Builders are Sellers. The onsite salesperson represents the builder NOT YOU!
• Their design center staff's job is to get you to upgrade from basic to premium products, even for the brick exterior.
• The in-house lender is affiliated with the builder and all of the builder incentives will only apply if you use that lender.
• You have the right to have the home inspected by a professional residential home inspector of your choice.
• The FINAL PRICE is not always the FINAL PRICE. The sales manager always has more in their back pocket.
• DON'T EVEN THINK OF BUYING A NEW HOME IN FORNEY, TEXAS WITHOUT YOUR OWN REPRESENTATION!!

Some of the new home builders that are currently building in Forney, Texas are: Horizon Homes ,Cheldan Homes, History Maker Homes, DR Horton, Highland Homes, First Texas Homes and many custom builders for those of you who are looking for custom home builders.

Forney, Texas is located twenty minutes east of downtown Dallas. It is the fastest growing city in Kaufman County and has an Exemplary Rated School District. It is close to country without being too far from the city.

So if you are thinking of Buying a new home in Forney, Texas, start your search here or please do not hesitate to contact us! We would welcome the opportunity to represent you on your new home purchase. We have agents that are former new home sales consultants, so they know where all of the deals and incentives are and how to best use them for your new home purchase.

If you're looking to purchase NEW Homes in Forney Texas then look no further than Horizon Homes. Horizon Homes in Forney Texas offers a great value and a fantastic product. This past weekend I sold a first-time buyer one of Horizon's inventory homes located in the Travis Ranch Community, and she was able to purchase a 3 bedroom 2.5 bath with study and covered patio for $159,900 with $0 Down and only $1000 earnest money. Take a look at this Beauty!

Buyers looking to Purchase a Brand New Home in Forney Texas with $0 Down, have several Programs that they may qualify for. The first is the USDA Direct Home Loan, the second is the Mortgage Credit Certificate Program and the final one is the Bond Program.

If you are a Returning Service Member looking to move to Kaufman County, we have homes and loans for you! Search for your Kaufman County home through the MLS right on our website.

Carl Thomas and Associates Real Estate in Kaufman, Texas, is a one-stop shop for all of your real estate needs. Whether you are looking to build on your own land, purchase a new home or are searching for investment properties, in Kaufman County, we are here to assist you with all of your real estate needs.

Some of the loans that are available for Returning Service Members moving to Kaufman County include:

• Texas Veteran's Land Board (manufactured & modualr homes may qualify). View requirements here.
• USDA Direct Home Loans - qualifies for $0 down $0 Closing Cost., current loan limit is $139,800. The majority of Kaufman County qualifies under USDA Property Eligibility list.
• FHA 203K -Rehab Loan (for properties for sale in Kaufman County that need repairs and rehabilitation)
• Veteran's Affairs Home Loan Programs - loan limit is $417,000 for Texas.
• Seller Financing (in certain situations)
• Lease Homes ready for immediate move-in. Click to view Kaufman County Homes for Lease

Carl Thomas and Associates would like to take the Opportunity to Welcome Home all of our Returning Service Members and to give a heartfelt THANK YOU! for risking your lives, leaving your families and protecting our Country!!

Please contact us for all of your Real Estate needs. We are here to serve you and look forward to working with you.