Michael Carrier

About Us:

The Morgan & Carrier Financial Group truly loves working with clients and providing sensible solutions to help them acquire their dream home or commercial property. We take pride in making the process as easy as possible so our clients can focus on the more pleasant aspects of new home ownership. Our team of top professionals ensures that our borrowers, realtors and developers have a knowlegeable person they can speak to at all times. We also realize that when we are referred a loan, our partners are referring us their livelihood, and we take this very seriously. We pride ourselves on the efficient flow of accurate information to our referral partners and customers.

In 2006 Michael Carrier earned the "Circle of Excellence" award for being a part of the top 2% of all loan officers for Countrywide Home Loans. At the time Countrywide was one of the nations largest lenders, financing one out of every seven homes in America. Mr. Carrier also earned an award in 2006 as the top originator for the southwest Florida region, focusing on new construction. In 2008, after the acquisition of Countrywide Home Loans by Bank of America, Mr. Carrier was recruited to assist one of the nation's top 10 lender's, Taylor, Bean & Whitaker, open their retail loan operation, now called Platinum Community Bank. With banks and lender's disappearing at a staggering rate, Taylor Bean created a new approach to the challenging market. We are a "boutique" type lender, offering an assemblance of core mortgage products, and an agility to find the right mortgage or financing solution by brokering agreements with other major national lenders. We are essentially "the right mortgage company at the right time".

Mr. Carrier's formal financial experience and education began while attending the University of South Florida and attaining a bachelors degree in Finance. He was then employed by Paine Webber, in the private client group, as a licensed financial advisor while holding his series 7, 65 and 66 state licenses as well as his state life, health, and variable annuities license. He worked with high net worth individuals developing financial and estate plans. These valuable experiences allowed him to seamlessly move into the banking arena, where he turned his attentions to lending money, carrying with him a deep sense of the client's perspective. He took a position with Wells Fargo. This is where he "cut his teeth" in the mortgage business until moving to Countrywide in 2005 and then on to Taylor, Bean & Whitaker.

Areas of Expertise

The Morgan & Carrier team specializes in residential and commercial construction financing, home acquisition and refinances. We are versed in all types of loan transactions and are well suited for the novice as well as the sophisticated borrower. With Mr. Carrier's background as a financial advisor, his team's 30 plus years in banking and lending, and a certified public accountant on staff, we bring added value and unparalleled customer service to the loan process. As Tayor, Bean/Platinum Community bank continues to commit itselft to the current market environment, we have created one of the most efficient mortgage operations, with a commitment to VA, FHA and the USDA Rural Development Program mortgage products. All these loans are underwritten and processed in house and we can boast an average 2 week turn around time on these notoriously cumbersome loans. Please call us today so we can help you realize your dreams of home ownership.

Testimonials

I wanted to introduce everyone to one of Tampa Bay's Premier Loan Officers. His name is Mike Carrier and he specializes in contruction loans and purchase money mortgages in Tampa and is based out of the Carrollwood office. I've known Mike for years and feel very comfortable referring my Real Estate clients to him. I know they will receive the best service and I can feel secure knowing that the loan will be approved. He is definitely a valued Partner of "The Burkett Collection. He can be reached at 813.391.5356 or email him at mbcarrier@aol.com

Posted by Tom Burkett http://insidetampabayrealestate.blogspot.com/2007/03/tampa-bays-premier-mortgage-broker.html#links at 11:32 AM 0