Scott Nelson

Tuesday, September 15, 2009

A plea for help from one of the readers

Image via Wikipedia

Hi,
I got a call today for a little older lady whose gas stove went bad today. She was wondering if anyone reading this and in a reasonable proximity to Medford, Massachusetts would be throwing out a gas stove. Anyone remodeling & upgrading & looking for a way to get rid of the old would make this woman very happy.

We have the plumber who will come & remove it properly, and a trucker who will haul it away. Any assistance would be greatly appreciated.

Answers to the Ten Most Common Questions Home Sellers Ask

Image by mbgrigby via Flickr

Answers to the Ten Most Common Questions Home Sellers Ask
By Scott A. Nelson www.MedfordHouse.com

Selling a home. For most people, it's a little like being on trial: They're faced with more questions than they could imagine, and one wrong answer could cost them dearly. For first-timers, the decisions and implications of selling their most important investment can seem overwhelming. Even for experienced home sellers, keeping up to date with the changes in the real estate market-or perhaps finding ways to overcome the problems they ran into last time-can be daunting. That's why information becomes such an invaluable commodity for anyone selling a home today.
Local real estate professional Scott A. Nelson ofPrudential Prime Properties Wolfson Cutler www.PPPWC.com has compiled a list of answers to ten of the most common questions most home sellers face.

"How can I be sure now is the right time to sell?" For some home owners, the decision to sell at a particular time is necessitated due to job relocation or some other factor that makes the answer to this question an easy one, Scott says. However, "for the majority of sellers, moving is a more subjective matter," she adds. Therefore, one of the most important first steps any potential seller can take is to decide exactly what his or her own personal motivations for selling are.

"How do I find out what market conditions are like in my area?" After sellers know why they want to sell, the next step is to get a clear picture of the current local real estate market to determine whether factors are in favor of allowing them to achieve their goals, she says. According to Scott, potential sellers can compile this information themselves by researching home sales to find out what comparable homes are selling for, or they can talk to a Realtor® they trust who can provide them with this information as well as current insights on the market.

"How much can I expect to get for my home?" For the most part, Scott says, pricing will depend on how much similar homes in the area are selling for. "But each home is different," he adds. "The best price is the one that takes all of the property's advantages and disadvantages into account as well as the goals of the seller." For instance, if the sellers absolutely must sell within a given time frame, they may need to set a slightly lower price than a similar home with owners who are in no rush and want to maximize their profit.

"How long will it take for my home to sell?" Local real estate boards keep track of the average length of time most properties stay on the market in the area. Scott advises prospective sellers to pay close attention to the time frames established in their listing agreement before they sign with any agent. They should ask their agent how long most of his or her listings remain on the market, and what will happen if their home doesn't sell within the prescribed time. "But beware of an agent who promises extra speedy results," he says. "They could be simply pricing too low just to get the sale quickly."

"Can I save money by selling my home myself?" Initially the idea of not having to pay a commission to an agent may be tempting to some sellers. However, any erstwhile do-it-yourself-ers should also be aware of exactly what's involved in selling a home and make sure they have what it takes to follow through with every step. The majority of home owners choose to let a professional real estate agent handle all the legwork and paperwork for them-as well as any potential problems that may arise in even the seemingly simplest of transactions. In addition, by listing with a Realtor,® home owners have access to the Multiple Listing Service, the marketing tool that accounts for the vast majority of home sales.

"Even if sellers choose to go it alone," Scott says, "they should still talk with a Realtor® they know and trust. Many professionals will still offer to help with paperwork and marketing for home owners handling their own sales. This way, if something unexpected does happen, the seller has already built a relationship with a professional who is ready to help."

"Does choosing the right agent really make a difference?" Contrary to conventional wisdom, all Realtors® are not created equal. "The key to choosing the right agent is to find someone whose personal style and methods fit in with your own," Scott says. Start by getting referrals from friends or by contacting local agents and setting up interviews. Never go blindly with a referral. What works for your friend may not work for you.

"How can I find the right Realtor®?" Take time to interview each potential agent. Look at the professionalism of his or her marketing materials and get a feel for how comfortable you feel talking with this person. Don't be afraid to ask for references. You should feel confident that the agent you choose is a trustworthy and knowledgeable individual, working full-time and representing a solid and reputable agency, who will treat your best interests as paramount. If you don't, look for someone else.

"What do I need to do to prepare my home for sale?" Selling your home involves more than simply putting a sign in the front yard. To maximize your home's appeal to potential buyers, you may need to be willing to make some minor cosmetic changes or repair major problems. Ask your Realtor® for a complete list of cleaning and makeover strategies, as well as other details which can add to thecurb appeal and ultimately may make your home worthy of a higher price.

"What if there's something wrong with my home? Do I have to tell the buyer?" "It is always in the seller's best interest to disclose everything regarding the state of the property," Scott says. "In most cases it is illegal not to." In many areas laws have been established to hold the seller accountable for home defects even if the seller wasn't aware of the problem. "Sellers should consider going above and beyond the law's requirements for home inspections and disclosure," he adds. "This will make buyers more comfortable about buying your home and, in some cases, even paying more for it."

"How can I tell a good offer from a bad one?" Each seller should know in advance what his or her "bottom line" is, what contingencies or terms would be acceptable and what would not. In addition, the seller should find out whether the buyer has been prequalified for financing-something most real estate agents will quickly determine right from the start-before seriously counting on any offer. Beyond that, each offer should be reviewed for a deposit, the price offered, the down payment, the terms involved, occupancy details and any contingencies.

"Any offers should be reviewed in private with the seller's agent," Scott says. "This way, the home owner and the agent can openly discuss how well this offer matches the seller's goals and what should be included or deleted from any counteroffer that may be necessary."

Scott has included this information and more in an insightful special report titled, "How to Sell Your Home for the Highest Price Possible." He created the report specifically for consumers who need the right information to make the best decisions regarding their home sales. He is offering the special report free of charge as a community service to anyone who's considering selling a home. To receive a free copy, just call Scott Nelson at781-820-2518 or email Pondguard1@aol.com for a free copy to be emailed to you.

09/14/2009 Upcoming Auctions in Middlesex County, MA

Image by harold.lloyd (won't somebody think of the bokeh?) via Flickr

More Counties Available @ http://www.medfordhouse.com/

Direct Link: http://h3x.mlspin.com/tools/vow/index.asp?PageType=3&PageId=402894#ScrollDown

MIDDLESEX NORTH

Dracut
09/24/09 03:00 PM 650 Robbins Ave U:27
Owner:Jeffrey M Surette
Lender:MERS Deposit:$5,000
Bk/Pg:21079/146 D:03/26/07
Source:Sun (The) (09/03/09)
Atty:Orlans Moran PLLC 617-502-4100

09/28/09 11:00 AM 114 Gerrish Ave
Owner:Andrew D Kenney
Lender:MERS Deposit:$5,000
Bk/Pg:21392/110 D:06/27/07
Source:Sun (The) (09/04/09)
Atty:Jon S Davis 781-834-9181

Lowell
09/14/09 11:00 AM 61 Bigelow St
Owner:Ram Homes LLC
Lender:Lowell Coop Bk Deposit:$5,000
Bk/Pg:18597/223 D:04/07/05
Source:Sun (The) (09/02/09)
Atty:John C Oakley

09/16/09 12:00 PM 11 Lafayette St U:11
Owner:Frank J Belluschi
Lender:Onewest Bk Deposit:$5,000
Bk/Pg:18245/53 D:12/27/04
Source:Sun (The) (09/02/09)
Atty:Bendett & Mchugh 860-677-2868

09/21/09 04:00 PM 20 Powell St U:10
Owner:Nongsi Roun
Lender:Countrywide Home Loans Deposit:$5,000
Bk/Pg:17982/259 D:10/21/04
Source:Sun (The) (09/04/09)
Atty:Harmon Law Offices 617-558-0500

09/24/09 01:00 PM 90 Columbia Rd
Owner:Gerard P Emond
Lender:MERS Deposit:$5,000
Bk/Pg:21331/1 D:06/11/07
Source:Sun (The) (09/03/09)
Atty:Orlans Moran PLLC 617-502-4100

09/24/09 12:00 PM 25 Damon St
Owner:Noupeng Boualaphanh
Lender:Deutsche Bank Natl T Co Deposit:$5,000
Bk/Pg:19519/121 D:11/09/05
Source:Sun (The) (09/03/09)
Atty:Orlans Moran PLLC 617-502-4100

09/24/09 12:00 PM 172 Middle St U:304
Owner:Carole Anne Meehan
Lender:Taylor Bean&Whitaker Mtg Deposit:$5,000
Bk/Pg:20539/67 D:09/22/06
Source:Sun (The) (09/03/09)
Atty:Orlans Moran PLLC 617-502-4100

09/24/09 11:00 AM 365 Pine St
Owner:Etta M Nadeau
Lender:Taylor Bean&Whitaker Mtg Deposit:$5,000
Bk/Pg:19588/117 D:11/23/05
Source:Sun (The) (09/03/09)
Atty:Orlans Moran PLLC 617-502-4100

09/28/09 09:00 AM 41 E St
Owner:Robert J Dozois
Lender:Wells Fargo Bk Deposit:$5,000
Bk/Pg:16186/106 D:08/28/03
Source:Sun (The) (09/04/09)
Atty:Harmon Law Offices 617-558-0500

09/28/09 02:00 PM 71 Fulton St
Owner:Koudani Traore
Lender:US Bk Deposit:$5,000
Bk/Pg:20451/29 D:08/24/06
Source:Sun (The) (09/04/09)
Atty:Harmon Law Offices 617-558-0500

09/28/09 12:00 PM 80 New York St U:80
Owner:Flavio Cesar Pereira
Lender:JP Morgan Chase Bk Deposit:$5,000
Bk/Pg:21532/96 D:08/16/07
Source:Sun (The) (09/04/09)
Atty:Harmon Law Offices 617-558-0500

09/28/09 11:00 AM 532 School St
Owner:Edita Mejia-Ulloa
Lender:Suntrust Mortgage Inc Deposit:$5,000
Bk/Pg:21232/127 D:05/09/07
Source:Sun (The) (09/04/09)
Atty:Harmon Law Offices 617-558-0500

MIDDLESEX SOUTH

Ayer
10/01/09 10:00 AM 12 E Main St
Owner:Stephen C Wentzell
Lender:US Bk Deposit:$5,000
Bk/Pg:46315/85 D:10/19/05
Source:Shirley Oracle (09/04/09)
Atty:Harmon Law Offices 617-558-0500

10/01/09 10:00 AM 83 E Main St
Owner:Charmaine Cook
Lender:HSBC Mortgage Svcs Inc Deposit:$10,000
Bk/Pg:46888/129 D:01/27/06
Source:Shirley Oracle (09/04/09)
Atty:Reneau Longoria 978-921-2670

Framingham
09/30/09 03:00 PM 23 Janebar Cir
Owner:Matthew Hendrix
Lender:Aurora Loan Services LLC Deposit:$10,000
Bk/Pg:48749/270 D:12/28/06
Source:Metro West (09/02/09)
Atty:Reneau Longoria 978-921-2670

09/30/09 12:00 PM 410 Mount Wayte Ave
Owner:Darlan S Lemos
Lender:Amtrust Bk Deposit:$5,000
Bk/Pg:50796/519 D:02/27/08
Source:Metro West (09/02/09)
Atty:Partridge Snow&Hahn LLP 401-681-1900

Holliston
09/23/09 10:00 AM 8 Regency Dr U:8
Owner:Lori Cummins
Lender:Needham Bk Deposit:$7,500
Bk/Pg:46193/186 D:09/30/05
Source:Metro West (09/02/09)
Atty:Antonellis&Jachowicz LLP

09/24/09 12:00 PM 2306 Washington St
Owner:Carol Zeigler
Lender:Wells Fargo Bk Deposit:$5,000
Bk/Pg:48599/255 D:11/27/06
Source:Metro West (09/02/09)
Atty:Harmon Law Offices 617-558-0500

Hudson
09/24/09 12:00 PM 19 Bennett St
Owner:Mark D Cutler
Lender:BAC Home Loans Svcng LP Deposit:$5,000
Bk/Pg:48907/427 D:01/25/07
Source:Metro West (09/02/09)
Atty:Harmon Law Offices 617-558-0500

Marlborough
09/24/09 09:00 AM 298-300 Lincoln St
Owner:Juan Morales
Lender:Chase Home Finance LLC Deposit:$5,000
Bk/Pg:46934/110 D:01/31/06
Source:Metro West (09/02/09)
Atty:Harmon Law Offices 617-558-0500

09/24/09 01:00 PM 277 W Main St U:12
Owner:Renier Semprum
Lender:Central Mortgage Co Deposit:$5,000
Bk/Pg:43770/445 D:09/20/04
Source:Metro West (09/02/09)
Atty:Harmon Law Offices 617-558-0500

09/30/09 10:00 AM 117 Spoonhill Ave
Owner:Peter Drakulich
Lender:MHFA Deposit:$10,000
Doc#:1437140 D:03/09/07
Source:Metro West (09/02/09)
Atty:Reneau Longoria 978-921-2670

Newton
09/28/09 12:00 PM 249 Woodcliff Rd
Owner:Irena Rayeck
Lender:Onewest Bk Deposit:$15,000
Bk/Pg:49007/319 D:02/12/07
Source:Newton Tab (09/02/09)
Atty:Harmon Law Offices 617-558-0500

09/30/09 11:00 AM 22 Morseland Ave
Owner:Howard J Baker
Lender:Aurora Loan Services LLC Deposit:$10,000
Bk/Pg:48230/260 D:09/20/06
Source:Newton Tab (09/02/09)
Atty:Reneau Longoria 978-921-2670

Prudential Prime Properties Wolfson Cutler to Host Internet Strategies For Home Buyers & Sellers Seminar

MEDFORD, MA - Scott Nelson & Maha Hanania of Prudential Prime Properties Wolfson Cutler are hosting a seminar on how to take advantage of the Internet and other electronic technologies that will help you maximize your real estate experience. The seminar will be held on Saturday October 10th, 2009 at their office 366 Salem St.Medford, MA 02155. The seminar will begin at 10am and last 45minutes to 1 hour. Attendees can watch as sales professionals showcase actual websites and gather a wealth of information.


"As a leader in the real estate industry, our sales professionals are top producers with a commitment to serving clients in the manner that is most convenient for them," said Marc Cutler & Richard Wolfson Broker/Owners, Prudential Prime Properties Wolfson Cutler.

The event is being hosted by Scott Nelson and Maha Hanania and will offer tips on Internet home sale marketing and valuable lessons about accessing online information.

"More and more, people have access to the Internet. As buyers and sales professionals become more sophisticated, more of the initial stages of the home buying process can be augmented electronically," Maha said. "Prospective buyers no longer have to waste time and gas driving all over town to see properties they know aren't right the minute see them."


Prudential Prime Properties Wolfson Cutler's own website, located at http://www.pppwc.com/ , provides instant access to the Multiple Listing Service (MLS) for Medford. So prospective homebuyers can search for homes in their price range and view photos of properties that meet their criteria. They can also find up-to-date information on current mortgage rates, home-buying aids such as mortgage payment calculators, and links to other helpful real estate sites.

"People are looking to streamline the home search process," said Scott. "By helping them predetermine what price range they can afford and which properties fit their profile, we can save everyone time and energy. And through our relationship with other Prudential Real Estate sales professionals around the country, homebuyers can view properties in cities where they may be relocating. By linking to an income index, they can even calculate how much they will have to earn in a new city to maintain their current standard of living."


For more information, or to register for the seminar, interested parties can call Scott at 781-820-2518 or Maha at 617-407-9830.

Prudential Prime Properties Wolfson Cutler, which is independently owned and operated, became an affiliate of Prudential Real Estate in 1997. Prudential Prime Properties Wolfson Cutler then known as Wolfson Realty was founded in 1953. Since that time it has earned a host of honors and been active in community events & charities.


Prudential Real Estate and Relocation Services, Inc., a Prudential Financial, Inc. [NYSE:PRU] company, is Prudential's integrated real estate brokerage franchise and relocation services business. Prudential Real Estate franchises are independently owned and operated. Companies are selected based upon outstanding performance records, high levels of customer service and shared business values with those of Prudential.

Prudential Real Estate provides franchises with business strategies using Operation Reviews as well as numerous benefits, including access to Prudential Real Estate's Online Seller AdvantageSM program designed to provide real-time information to sellers with the touch of a keystroke. Prudential Real Estate is one of the largest real estate brokerage franchise networks in North America, with nearly 1,940 franchise offices and approximately 62,000 sales professionals in the franchise Network as of December 31, 2008.

09/06/2009 Upcoming Auctions in Middlesex County, MA

Image via Wikipedia

More Counties Available @ http://www.medfordhouse.com/
Direct Link: http://vow.mlspin.com/default.aspx?id=49907&PageType=3&PageId=402894

MIDDLESEX NORTH

Billerica
09/21/09 10:00 AM 45 George Brown St
Owner:Troy G Fields
Lender:Deutsche Bank Natl T Co Deposit:$5,000
Bk/Pg:1/**** D:08/04/06
Source:Sun (The) (08/28/09)
Atty:Harmon Law Offices 617-558-0500

09/21/09 02:00 PM 26 Kenmar Dr U:255
Owner:Dennis J Senono
Lender:Deutsche Bank Natl T Co Deposit:$5,000
Bk/Pg:18937/34 D:06/29/05
Source:Billerica Minute-Man (08/27/09)
Atty:Jon S Davis 781-834-9181

Chelmsford
09/03/09 11:00 AM 25 Equestrian Ln U:11
Owner:Balaram Velega
Lender:BAC Home Loans Svcng LP Deposit:$5,000
Bk/Pg:21421/153 D:07/13/07
Source:Chelmsford Independent (08/27/09)
Atty:Orlans Moran Pllc 617-502-4100

09/18/09 12:00 PM 13 Lovett Ln
Owner:Paula J Shields
Lender:Onewest Bk Deposit:$5,000
Bk/Pg:20117/14 D:05/16/06
Source:Chelmsford Independent (08/27/09)
Atty:Bendett & Mchugh 860-677-2868

09/21/09 11:00 AM 14 Sinai Cir U:C
Owner:Eugene F Sheehan
Lender:PHH Mortgage Corp Deposit:$5,000
Bk/Pg:21811/8 D:12/13/07
Source:Chelmsford Independent (08/27/09)
Atty:Korde & Associates 978-256-1500

Dracut
09/17/09 10:00 AM 98 Vandette Ave
Owner:Jeffrey L Wiggins
Lender:Taylor Bean&Whitaker Mtg Deposit:$5,000
Bk/Pg:20766/198 D:11/29/06
Source:Sun (The) (08/27/09)
Atty:Orlans Moran PLLC 617-502-4100

09/21/09 01:00 PM 28 Bayard St
Owner:Gino Orlando
Lender:Chase Home Finance LLC Deposit:$5,000
Bk/Pg:134/**** D:07/18/03
Source:Sun (The) (08/28/09)
Atty:Harmon Law Offices 617-558-0500

09/25/09 12:00 PM 91 Donohue Rd U:10
Owner:Bethany Macleod
Lender:US Bk Deposit:$10,000
Bk/Pg:20361/252 D:07/28/06
Source:Sun (The) (08/27/09)
Atty:Reneau Longoria 978-921-2670

10/01/09 10:00 AM 760 Nashua Rd
Owner:Hosanna All Nations Inc
Lender:Enterprise B&T Co Deposit:$10,000
Bk/Pg:188/331 D:02/27/04
Source:Sun (The) (08/25/09)
Atty:Timothy J Sullivan

Lowell
09/03/09 10:00 AM Foster St
Owner:Christopher Ochijeh
Lender:John H symbarski Deposit:$5,000
Bk/Pg:2592/167 D:12/16/82
Source:Sun (The) (08/27/09)
Atty:Barbara Maloney 978-452-3221

09/14/09 11:00 AM 61 Bigelow St
Owner:Ram Homes LLC
Lender:Lowell Coop Bk Deposit:$5,000
Bk/Pg:18597/223 D:04/07/05
Source:Sun (The) (08/26/09)
Atty:John C Oakley

09/16/09 11:00 PM 22 Ames St
Owner:Nhak Soth
Lender:Marathon Reo Mgmt LLC Deposit:$5,000
Bk/Pg:21454/121 D:07/25/07
Source:Sun (The) (08/25/09)
Atty:Harmon Law Offices 617-558-0500

09/16/09 12:00 PM 349 Hildreth St U:15
Owner:Ralph C Alfaro Jr
Lender:JP Morgan Chase Bk Deposit:$5,000
Bk/Pg:4555/101 D:06/21/88
Source:Sun (The) (08/25/09)
Atty:Harmon Law Offices 617-558-0500

09/16/09 12:00 PM 9-11 Lafayette St
Owner:Frank J Belluschi
Lender:Onewest Bk Deposit:$5,000
Bk/Pg:18245/53 D:12/27/04
Source:Sun (The) (08/26/09)
Atty:Bendett & Mchugh 860-677-2868

09/16/09 09:00 AM 6 Rockdale Ave
Owner:Michael R Loiselle
Lender:Wells Fargo Bk Deposit:$5,000
Bk/Pg:18028/27 D:10/29/04
Source:Sun (The) (08/25/09)
Atty:Harmon Law Offices 617-558-0500

09/16/09 05:00 PM 21 Wedge St
Owner:Tina Evans
Lender:Bank Of America NA Deposit:$5,000
Bk/Pg:20854/29 D:12/28/06
Source:Sun (The) (08/25/09)
Atty:Harmon Law Offices 617-558-0500

09/17/09 10:00 AM 15 Maitland Ave U:15
Owner:Darci J Mccauley
Lender:MERS Deposit:$5,000
Bk/Pg:20841/254 D:12/28/06
Source:Sun (The) (08/27/09)
Atty:Orlans Moran Pllc 617-502-4100

09/21/09 04:00 PM 20 Powell St U:10
Owner:Nongsi Roun
Lender:Countrywide Home Loans Deposit:$5,000
Bk/Pg:259/**** D:10/21/04
Source:Sun (The) (08/28/09)
Atty:Harmon Law Offices 617-558-0500

09/23/09 10:00 AM 54 Branch St
Owner:Paul R Leclair
Lender:RBS Citizens NA Deposit:$5,000
Bk/Pg:47/**** D:07/12/03
Source:Sun (The) (08/28/09)
Atty:Neil Cohen 617-332-4700

09/23/09 01:00 PM 47 Magnolia St
Owner:Paulo Lima
Lender:Deutsche Bank Natl T Co Deposit:$10,000
Bk/Pg:20550/248 D:09/28/06
Source:Sun (The) (08/25/09)
Atty:Reneau Longoria 978-921-2670

09/23/09 12:00 PM 1219 Pawtucket Blvd U:68
Owner:Bright Ansah
Lender:Household Finance Corp 2 Deposit:$10,000
Bk/Pg:20746/142 D:11/22/06
Source:Sun (The) (08/27/09)
Atty:Reneau Longoria 978-921-2670

09/25/09 02:00 PM 309 Aiken Ave
Owner:Jorge L Zapata
Lender:Aurora Loan Svcs LLC Deposit:$10,000
Bk/Pg:191/**** D:03/23/06
Source:Sun (The) (08/28/09)
Atty:Reneau Longoria 978-921-2670

09/25/09 03:00 PM 233 Burnham Rd
Owner:Steven M James
Lender:Beneficial Mass Inc Deposit:$10,000
Bk/Pg:21107/204 D:03/30/07
Source:Sun (The) (08/27/09)
Atty:Reneau Longoria 978-921-2670

09/25/09 01:00 PM 41-43 Royal St
Owner:Lim Poy
Lender:Wells Fargo Bk Deposit:$10,000
Bk/Pg:263/**** D:10/29/04
Source:Sun (The) (08/28/09)
Atty:Reneau Longoria 978-921-2670

09/25/09 11:00 AM 231 School St
Owner:Rebecca W Collins-kironji
Lender:US Bk Deposit:$5,000
Doc#:234997 D:10/28/05
Source:Sun (The) (08/28/09)
Atty:Partridge Snow&Hahn LLP 401-681-1900

Tyngsboro
09/16/09 01:00 PM 22 Fay Memorial Dr
Owner:David J Aguiar
Lender:PHH Mortgage Corp Deposit:$5,000
Bk/Pg:17273/136 D:05/03/04
Source:Sun (The) (08/25/09)
Atty:Harmon Law Offices 617-558-0500

MIDDLESEX SOUTH

Ayer
09/09/09 01:00 PM 18-C Bates St
Owner:George G Maciel Jr
Lender:Salem Five Mortgage Co Deposit:$5,000
Bk/Pg:361/**** D:11/27/06
Source:Shirley Oracle (08/28/09)
Atty:Harmon Law Offices 617-558-0500

Cambridge
09/14/09 10:00 AM 10 Museum Way U:229
Owner:Avtar Singh
Lender:Wells Fargo Bk Deposit:$5,000
Bk/Pg:48105/242 D:08/31/06
Source:Cambridge Chronicle (08/27/09)
Atty:Harmon Law Offices 617-558-0500

09/22/09 10:00 AM 43 Harding St
Owner:Robert C Belloste
Lender:Cambridge SB Deposit:$10,000
Bk/Pg:40028/93 D:07/17/03
Source:Cambridge Chronicle (08/27/09)
Atty:Barron & Stadfeld 617-723-9800

Concord
09/23/09 01:00 PM 1079 Main St
Owner:Victor Salemme
Lender:BAC Home Loans Svcng LP Deposit:$5,000
Bk/Pg:44815/383 D:03/16/05
Source:Concord Journal (08/27/09)
Atty:Harmon Law Offices 617-558-0500

Framingham
09/14/09 10:00 AM 40 Cedar St
Owner:Alicia Rodriguez Reyes
Lender:Wells Fargo Bk Deposit:$10,000
Bk/Pg:46905/6 D:01/27/06
Source:Metro West (08/31/09)
Atty:Reneau Longoria 978-921-2670

09/15/09 01:00 PM 2 Universal St
Owner:Vanderleia D Santana
Lender:RBS Citizens NA Deposit:$5,000
Bk/Pg:326/**** D:09/20/06
Source:Metro West (08/28/09)
Atty:Lawrence P Cohen 617-332-4700

09/17/09 02:00 PM 186 Brook St
Owner:Brandon Fitzpatrick
Lender:Deutsche Bank Natl T Co Deposit:$5,000
Bk/Pg:46774/92 D:12/29/05
Source:Metro West (08/27/09)
Atty:Orlans Moran PLLC 617-502-4100

09/17/09 12:00 PM 30 Curtis Rd
Owner:Patricia J Robinson
Lender:Wells Fargo Bk Deposit:$5,000
Bk/Pg:38871/488 D:04/14/03
Source:Metro West (08/26/09)
Atty:Harmon Law Offices 617-558-0500

09/17/09 11:00 AM 13 Ellis St
Owner:Marina Batista
Lender:Onewest Bk Deposit:$5,000
Bk/Pg:45728/518 D:07/28/05
Source:Metro West (08/27/09)
Atty:Bendett & Mchugh 860-677-2868

09/17/09 04:00 PM 6 Woodward Rd
Owner:Carlos A Medeiros
Lender:MERS Deposit:$5,000
Bk/Pg:48220/277 D:09/20/06
Source:Metro West (08/27/09)
Atty:Orlans Moran PLLC 617-502-4100

09/18/09 09:00 AM 605 Hollis St
Owner:Mario Herrera
Lender:US Bk Deposit:$5,000
Bk/Pg:46605/140 D:11/29/05
Source:Metro West (08/27/09)
Atty:Harmon Law Offices 617-558-0500

09/18/09 02:00 PM 149 Summer St
Owner:Marciclene Camilo
Lender:Aurora Loan Svcs LLC Deposit:$10,000
Bk/Pg:46483/584 D:11/11/05
Source:Metro West (08/27/09)
Atty:Harmon Law Offices 617-558-0500

09/21/09 11:00 AM 595 Concord St
Owner:Philippe A Vert
Lender:JP Morgan Chase Bk Deposit:$5,000
Bk/Pg:43678/213 D:08/30/04
Source:Metro West (08/31/09)
Atty:Jon S Davis 781-834-9181

09/22/09 10:00 AM 715 Potter Rd
Owner:Cristiane Benites
Lender:Amtrust Bk Deposit:$10,000
Bk/Pg:47836/44 D:07/20/06
Source:Metro West (08/24/09)
Atty:Reneau Longoria 978-921-2670

09/25/09 02:00 PM 7 Weld St U:47
Owner:Alessandro M Alves
Lender:Amtrust Bk Deposit:$5,000
Bk/Pg:202/**** D:12/30/04
Source:Metro West (08/28/09)
Atty:Partridge Snow&Hahn LLP 401-681-1900

Holliston
09/15/09 12:00 PM 295 Norfolk St
Owner:Michael J Fanning
Lender:BAC Home Loans Svcng LP Deposit:$5,000
Bk/Pg:25892/122 D:12/13/95
Source:Metro West (08/24/09)
Atty:Harmon Law Offices 617-558-0500

09/18/09 12:00 PM 200 Chamberlain St
Owner:Clarence L Davis
Lender:Aurora Loan Svcs LLC Deposit:$5,000
Bk/Pg:49124/533 D:03/09/07
Source:Metro West (08/27/09)
Atty:Harmon Law Offices 617-558-0500

Hopkinton
09/22/09 11:00 AM 9 Oakhurst Rd
Owner:Gregory Cowell
Lender:Century B&T Co Deposit:$15,000
Doc#:1288751 D:08/18/03
Source:Metro West (08/28/09)
Atty:James D Baldassini 781-337-3008

Hudson
09/30/09 10:00 AM 213 Main St
Owner:Danny Resendes
Lender:Stoneham Savings Bank Deposit:$25,000
Bk/Pg:47866/109 D:07/21/06
Source:Metro West (08/27/09)
Atty:Todd H Whilton 617-342-6800

Lexington
09/23/09 01:00 PM 33 Partridge Rd
Owner:Tahmouress Sadeghi
Lender:Wells Fargo Bk Deposit:$10,000
Bk/Pg:47210/93 D:03/31/06
Source:Lexington Minute Man (08/27/09)
Atty:Harmon Law Offices 617-558-0500

Littleton
09/25/09 05:00 PM 2 Worcester Dr
Owner:Rebecca Robinson
Lender:Deutsche Bank Natl T Co Deposit:$10,000
Bk/Pg:47780/416 D:07/03/06
Source:Littleton Independent (08/27/09)
Atty:Reneau Longoria 978-921-2670

Marlborough
09/03/09 12:00 PM 25-37 Hosmer St
Owner:Jean Hughes
Lender:Wells Fargo Bk Deposit:$5,000
Bk/Pg:47630/455 D:06/09/06
Source:Metro West (08/26/09)
Atty:Harmon Law Offices 617-558-0500

09/11/09 12:00 PM 39 Settlers Ln U:B83
Owner:William G Good
Lender:Nationstar Mortgage LLC Deposit:$5,000
Bk/Pg:45580/381 D:06/24/05
Source:Metro West (08/27/09)
Atty:Harmon Law Offices 617-558-0500

09/17/09 09:00 AM 57 Harrison Pl
Owner:Oswaldo A Filho
Lender:Chase Home Finance LLC Deposit:$5,000
Bk/Pg:34036/494 D:11/09/01
Source:Metro West (08/26/09)
Atty:Harmon Law Offices 617-558-0500

09/18/09 12:00 PM 555 Farm Rd
Owner:Diane Price
Lender:MERS Deposit:$5,000
Bk/Pg:48768/147 D:01/02/07
Source:Metro West (08/27/09)
Atty:Shechtman Halperin Savage 401-272-1400

09/21/09 12:00 PM 688 Boston Post Rd E U:207
Owner:Giovanni Nanni
Lender:Greenpoint Mtg Funding Deposit:$10,000
Bk/Pg:47973/466 D:08/10/06
Source:Metro West (08/31/09)
Atty:Ablitt Law Offices 781-246-8995

Melrose
09/22/09 03:00 PM 73 Florence Ave
Owner:Jill Batchelder
Lender:Wells Fargo Bk Deposit:$10,000
Bk/Pg:48097/548 D:08/31/06
Source:Melrose Free Press (08/27/09)
Atty:Harmon Law Offices 617-558-0500

Natick
09/23/09 10:00 AM 60 High St
Owner:Donald J Bellofatto
Lender:HSBC Bank USA Deposit:$10,000
Bk/Pg:389/**** D:12/22/06
Source:Natick Tab (08/28/09)
Atty:Harmon Law Offices 617-558-0500

09/24/09 03:00 PM 2 Temple St
Owner:Laura J Mahoney
Lender:MERS Deposit:$5,000
Bk/Pg:424/**** D:06/08/07
Source:Natick Tab (08/28/09)
Atty:Orlans Moran PLLC 617-502-4100

Shirley
09/22/09 01:00 PM 160 Ayer Rd U:A6
Owner:Lisa Deletter
Lender:BAC Home Loans Svcng LP Deposit:$5,000
Bk/Pg:51/**** D:07/29/02
Source:Shirley Oracle (08/28/09)
Atty:Shechtman Halperin Savage 401-272-1400

Somerville
09/03/09 09:00 AM 450 Medford St
Owner:Sherley Brice
Lender:MERS Deposit:$5,000
Bk/Pg:48803/166 D:01/08/07
Source:Somerville Journal (08/27/09)
Atty:Orlans Moran PLLC 617-502-4100

09/10/09 03:00 PM 36 Cedar St
Owner:Johnelle Monroe
Lender:Citimortgage Inc Deposit:$5,000
Bk/Pg:41364/217 D:10/31/03
Source:Somerville Journal (08/27/09)
Atty:Harmon Law Offices 617-558-0500

09/17/09 01:00 PM 11 Albion St
Owner:Jean I Millien
Lender:TD Bank NA Deposit:$5,000
Bk/Pg:42270/113 D:03/19/04
Source:Somerville Journal (08/27/09)
Atty:Salter Mcgowan&Sylvia Inc

09/17/09 01:00 PM 32-34 Main St
Owner:Nivea S Canelas
Lender:US Bk Deposit:$5,000
Bk/Pg:48263/482 D:09/29/06
Source:Somerville Journal (08/27/09)
Atty:Orlans Moran PLLC 617-502-4100

09/18/09 02:00 PM 429 Norfolk St U:1
Owner:Stephanie N Albino
Lender:Emigrant Mortgage Co Inc Deposit:$5,000
Bk/Pg:50348/352 D:11/08/07
Source:Somerville Journal (08/27/09)
Atty:Shechtman Halperin Savage 401-272-1400

09/23/09 10:00 AM 23 Melvin St
Owner:Marie Valmont
Lender:Wells Fargo Bk Deposit:$5,000
Bk/Pg:1255/566 D:10/22/03
Source:Somerville Journal (08/27/09)
Atty:Korde & Associates 978-256-1500

Sudbury
09/18/09 03:00 PM 17 Saunders Rd
Owner:David M Herzog
Lender:US Bk Deposit:$25,000
Bk/Pg:49136/237 D:03/16/07
Source:Sudbury Town Crier (08/27/09)
Atty:Harmon Law Offices 617-558-0500

Townsend
09/24/09 01:00 PM 5 Turnpike Rd U:112
Owner:Stephanie Lynn Livingston
Lender:US Bk Deposit:$5,000
Bk/Pg:77/**** D:03/28/07
Source:Shirley Oracle (08/28/09)
Atty:Orlans Moran PLLC 617-502-4100

Waltham
09/17/09 02:00 PM 50 Curtis St
Owner:Magdaleno A Molina
Lender:MERS Deposit:$5,000
Bk/Pg:48260/276 D:09/26/06
Source:Daily News Tribune (08/27/09)
Atty:Orlans Moran PLLC 617-502-4100

09/21/09 01:00 PM 388 Crescent St U:3
Owner:Robin L Brodsky
Lender:Cambridge SB Deposit:$10,000
Bk/Pg:1/**** D:05/26/06
Source:Daily News Tribune (08/28/09)
Atty:Barron & Stadfeld 617-723-9800

Woburn
09/18/09 04:00 PM 2 Cutting Ave
Owner:Robert L Fraser Jr
Lender:Deutsche Bank Natl T Co Deposit:$10,000
Bk/Pg:46810/240 D:01/11/06
Source:Daily Times and Chronicle (08/27/09)
Atty:Harmon Law Offices 617-558-0500

09/23/09 12:00 PM 27 Orange St
Owner:Allison Mondi
Lender:HSBC Bank USA Deposit:$5,000
Bk/Pg:47129/398 D:03/17/06
Source:Daily Times and Chronicle (08/26/09)
Atty:Korde & Associates 978-256-1500

09/30/09 10:00 AM 1 Adams Dr
Owner:Michael F Foley
Lender:Dedham Inst For Saving Deposit:$5,000
Bk/Pg:37194/167 D:11/12/02
Source:Daily Times and Chronicle (08/28/09)
Atty:Lawrence E Obrien Jr 617-288-4050