Ok, so I am a bit of a tree hugger... and I need to do something on Earth Day to help save the planet. Anyone out there looking to do something to help out, but doesn't have the time? Stopping junk mail catalogs is a huge way to help!
Over 19 billion catalogues are mailed in the United States alone. That means every man, woman, and child is slated to receive 63 of their very own glossy cataloges this year. They are all filled with clothes, furniture, and things they never knew they needed until it showed up at the door printed on endless pages.
Where does all the paper come from anyway? Over 53 million trees are used to produce the 3.6 million tons of paper that produces the junk mail you and I receive everyday. Some of those catalogs end up in the recycling bin, but most end up in our landfills.
Did you know you can opt out of and manage those junk mail catalogs? Keep the ones you want and stop the ones you don't want. Catalog Choice is a free service and can help you manage that process from one point of contact. Take a minute today and follow the link to stop unwanted junk catalogs.

I was able to eliminate 15 catalogs! Let me know how many you were able to eliminate!
And Thank You!
Looking for a house in Delaware? Try www.DelawareHouseFinder.com
With declining markets in most areas along with landlords on fixed mortgages, renting is becoming more expensive than owning your own home.
Some municipalities realize the benefit of ownership and are chipping in contributions making it more affordable to own. As an example, the City of Newark, Delaware is currently running a program to benefit anyone buying a home in their municipality. They are offering a low interest loan that can be used toward the down payment or closing costs. You can find this program here.
Your Federal Government is even giving first time home buyers an $8,000 tax credit, that is not a deduction taken from your gross pay, but a straight credit. That means if you owe $1,000 at the end of the year, you will get a refund of $7,000 from your federal tax return. Details of this program and FAQ's can be found here. www.federalhousingtaxcredit.com
If you are looking for an updated townhouse with three bedrooms, two and a half bathroom, and with 1,550+ sqft. in Bear, DE, you can expect to pay around $1,200 per month. The same townhouse is currently on the market for sale priced at $154,900. Your payment for that same house with principal, interest, taxes, and insurance would be $1,086! (I assumed a $7,000 down payment and 4.75% interest).
Want to start your home search now? Visit my website www.delawarehousefinder.com I have information packets available for first time home buyers.

Getting the facts about your local market is a part of being a responsible home owner. It is just as important as checking on your 401k, IRA, or money market accounts. For most home owners, their home is the biggest investment they will make and being informed is the best way to protect your investment.
This information is from March '09 in New Castle County, Delaware and reflects information for single family homes for last month.
| March '08 | March '09 | |
| Inventory | 3,119 | 2,999 |
| Settlements | 378 | 302 |
| Median Price | $230,000 | $226,000 |
| % of asking $ | 93.90% | 90.90% |
In the first quarter of this year 761 homes have settled compared to 983 in the first quarter of last year. The median price of homes is also down from $234,000 to $218,000. Sellers are also not getting the prices they are asking for, they are only achieving 90.7% of the listing price compared to 93.63% for the same period last year.
What does this mean for the consumer? It is a great time to buy!
1) As a first time home buyer, you can take advantage of the down market to make a great investment and STOP PAYING RENT.
2) If you need to move and don't need to sell your current home, YOU CAN WIN! You can do this by buying a property and renting your current home. You will be building your real estate portfolio and someone else will be paying for it!
3) Real Estate investors will not see interest rates this low or buying value so high!
Whether you are a procrastinator or just don't want to give your money to your Uncle Sam till the last
minute, you can find a post office with extended hours here!
Need a break from doing your taxes, follow this link to see a vintage WWII propaganda video from Walt Disney Pictures featuring our old friend Donald Duck!
Free Home Search in Delaware Here
First time home buyers welcome!
Here is the Official State of Delaware website. It has great information like employment opportunities, local meetings and events, news, and even school announcements! It is a great resource for all your needs.
Love Delaware enough to move here or become a first time home buyer? My website is a first rate search engine dedicated to buyers like you. Click here to log on and sign up for listing alerts.
Exit Realty is a full service real estate brokerage, and is the fastest growing real estate company in the US today! Log on and see why.

ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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