Another exciting week is coming up in Miami with US Sailing Rolex Miami Olympic Regatta with 532 participants sailors from 44 countries celebrating its 23rd Edition. Racing is scheduled to last from January 23rd to January 28th 2012 in Biscayne Bay in front of Coconut Grove. Medals will be given on January 28th on each Olympic Class.
Make sure to attend and give support to this unique athlets.
Love the water? Buy your Waterfront property in Miami
Image Credit: Canadian Laser sailor Michael Leigh - Rolex Miami OCR 2011 - © Rolex-Daniel Forster
Go to the Official Site for the Rolex Miami OCR event here: http://rmocr.ussailing.org/
The Four Seasons Miami, one of the most prestigious residential destinations in Miami has only five units left to sell thanks to their recently reduced prices. Out of 9 residences only 5 remain unsold.
Located on Brickell Avenue, one block from Biscayne Bay, in the heart of the financial District, the Four Seasons Residences represents a sophisticated urban living destination – within easy reach of the very best of Miami. A sleek and well designed tower with Luxury Residences, Hotel Rooms, Offices and Hotel amenities with impressive views of the City and The Bay. A provocative permanent or second home destination for the refined buyer.
Residences available to purchase at The Four Seasons Miami with special reduced pricing from developer closed out inventory:
$1,075,000 usd - Residence 62DU with 2 beds 2 baths 1,732 Sq Ft (160 m2) Reduced $70K
$1,200,000 usd - Residence 63A with 2 bedrooms 2 baths and 1,670 Sq Ft (155 m2) - Reduced $300K
$1,275,000 usd - Residence 41C with 2 bedrooms 2 baths and 2,139 Sq Ft (198 m2) Reduced $175K
$1,300,000 usd - Residence 69A with 2 bedrooms 2 baths and 1,612 Sq ft (149 m2) Reduced $300K
$3,999,000 usd - Residence 69F with 3 beds 4 baths and 3,779 Sq Ft (351 m2) Reduced $701K
Take advantage of Developer closed out reduced pricings on this developer promotion
View all available condos for Sale at Four Seasons Miami - (Resells)
Four Seasons Miami Residences is one of the tallest building in Brickell - Downtown Financial District in Miami, offering mesmerizing views the downtown Miami skyline, Biscayne Bay, Brickell Key, Fisher Island, Key Biscayne, and the Ocean.With a separate more private entrance for residences, The Four Seasons greets owners with an elegant lobby, concierge services, residents-only pool and lounge, and preferred membership at the Sports Club/LA Miami ensuring owners have immediate and discreet access to their homes and all your favorite amenities.
What sets apart the Four Seasons Miami Residences from the rest of the luxury condos in Brickell is its hotel service and upscale amenities such as the the Bahia Bar, Acqua Restaurant and a watery grove of lush royal palms set against the backdrop of the Miami skyline. Four Seasons Pool Terrace is an incomparable setting for socializing and relaxing amongst guests and residents.
Call me for more information on Four Seasons Residences 305-586-4160 or email me here.
A 15,000 aquare feet mansion on Star Island Miam Beach Florida sold on April 2011. This elegant residence, a waterfront estate with 8 bedrooms, 8 baths, it was built in 2003 and had four car garage. Sold price was $2,132 per square feet. Transaction was paid in Cash. Buy your own Mansion in Miami
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A historically significant waterfront property designed by Maurice Fatio was sold in July of 2011. This unique residence offerred 70,886 Sq ft of land with over 11,000 square feet of interiors. An estate of 7 bedrooms 7 baths with 3 car garages for a price tag of $2,195 per square feet. Buyer purchases this property in Cash.Buy your own Mansion in Miami
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3. - Miami Beach - 4580 N BAY RD - Sold for $15,000,000
This Mizner Mediterranean mansion was offerred with ample entertainment spaces in addition to 8 bedrooms, 9 full baths and 3 half baths plus an office and formal bar. Approx 150 ft of curved open bay frontage ample dockage for a mega yacht, sitting on a 26,168 square foot lot and with an interior size of over 13,000 square feet. Buyer purchase this property in september 2011 in cash.
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This Parisian Estate in Fisher Island, Miami Beach was designed & decorated with the the most exquisite finishes with 6 bedrooms 8 baths 9,200 interior space and double car garage. A Magnificent setting over the golf course of Fisher Island and views of the water. This mansion was sold for $1,836 per square feet and buyer purchase in cash.
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If you believe in numerology, here you have it an odd number for an exclusive bayfront home in Coconut Grove Florida. Casa Sirena, a magnificent 2+ acre family compound with incredible open bay views with 300 feet of water frontage. Main house is 11,000 sq feet with 7 bed 8 bath. and a 4, 400 sq foot guest house. This mansion was sold for $1,536 per square feet and buyer paid in cash. It was initially offered at $16,900,000.
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A Beautiful estate in Palm Island, main house has 6 bedrooms 7.5 baths, staff quarters, 1br/1ba guest house,plus 3 brs, 2 baths over garage. Pool house has his and hers cabanas and gym. Magnificent pool with mosaic tile. Sold price was equivalent to $1,136 per square feet. Listed price was $16,000. Buyer also paid in cash.Buy your own Mansion in Miami
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An open bay estate located on the island of Key Biscayne with vistas of Miami Skyline on private cul-de-sac with deep water yacht dockage and 2 story furnished Tuscan guest house. Main house has 3 stories with over 9,321 square feet featuring a private office, elevator with all major rooms facing open bay with 196.15 lineal ft. on open bay. Price reflectes a $1,519 dollars per square feet. This Mansion was listed and offerred at $14,000,000. Buy your own Mansion in Key Biscayne
Casa Di Paolo, a 2-story 1925 architectural beauty located on the exclusive guard-gated Star Island had a lot to offer. Main house with 15,000 sq. ft, with a separate 2-story guest house and 100 ft of deep water dockage. Additionally 12 bedrooms with 13 baths and 3 car garage complemented the opulence of this mansion. Sold for $863 per square feet a great bargain for the buyer!
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This architectural masterpiece features a purity of design offering more than 15,000 sf of interior living area. Rich woods, expanses of glass, steel & select marble are lavished throughout this ultra-modern residence that features sky terraces with incredible views, 9 bedrooms with 9 baths. This 3-level estate with more than 120' of water frontage offers an unmatched lifestyle on La Gorce Island, a private oasis of serenity of breathtaking beauty. Sold for $854 per square feet. Buy your own Mansion in Miami
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Custom-built a 9,628 Sq ft exquisite Tropical Bermuda waterfront Mansion had to offer no bridges to Biscayne Bay.6 BR/7.5 baths on 28,725 SF gated lot in Old Cutler Bay in Coral Gables.Buyer purchase this property paying a premium of $1,018 per square feet. Buy your own Estate in Coral Gables
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Coral Gables is the City Beautiful and if you are an avid fisherman or love your family cruiser, as much as I do, you will enjoy it here. When buying a house in Coral Gables Florida, you should be informed of the canals and waterways where your homes is located, does it have fixed bridges to the bay? will the boat fit? how long to exit to the ocean, and so on.
Available Waterfront Homes for Sale in Coral GablesIf you happen to own one of my favorites, A Viking 54, you need to know the bridge heights (if any bridges are located on the canal) and if the canal leads to the ocean.For example Gables by the Sea is a community with canals and waterfront properties however some homes do not have ocean access. Another concern when looking to buy a waterfront properties in Coral Gables is the time it will take you to navigate on the canal to reach the bay. Marinas such as Black Point has a long channel to reach the bay and most likely you want the least amount of time to open waters.
Here is a list of Coral Gables Bridges, with its height and location. A a handy guide when buying a waterfront property in Coral Gables.
| Isla Dorada Blvd | 21 Clear Ft | Le Jeune Road Bridge | 18 Clear Ft |
| Maynada Street Bridge | 18 Clear Ft | Hardee Road Bridge | 18 Clear Ft |
| Granada Mahi Bridge | 18 Clear Ft | Matheson Hammock Bridge | 16 Clear Ft |
| Old Cutler Road Bridge | 13 Clear Ft | Cocoplum Blvd Bridge | 12 Clear Ft |
| Granada Blvd Bridge | 12 Clear Ft | Blue Road East Bridge | 11 Clear Ft |
| Blue Road West Bridge | 10 Clear Ft | Bird Road Bridge | 10 Clear Ft |
| Lugo Avenue Bridge | 10 Clear Ft | Ponce de Leon Blvd Bridge | 10 Clear Ft |
| US-1 Bridge | 10 Clear Ft | Alhambra Bridge | 9.5 Clear Ft |
| Prado Blvd Bridge | 7 Clear Ft | Pisano Avenue Bridge | 7 Clear Ft |
Please be patient Map links to a large PDF document detailing each location and oficial information from City of Coral Gables
Interested in buying, selling, acquiring a lot to build your home in Coral Gables? contact me at 305-586-4160 or send me your message here.
Getting a loan to purchase a condo in brickell is a complicated and frustrated task to many buyers. Last week my client Oscar was very impressed when i told him that most of the condo purchase in Brickell were cash deals. And he said: Well I am willing to put 30% to 40% down payment I am sure i can get financing. Unfortunately that's not the case, lenders want more assurance, its not only qualifying the buyer is also qualifying the property in question. Many banks feel at risk extending financing to purchase condos in Brickell.
I've made a research on the last 90 days of condo closing and found out very interesting facts. While many new construction condos have Fannie Mae 1028 Project approval, what about the rest of the condos in brickell and which banks are lending?
Which Brickell condos recently got financing?
Icon on brickell was the big winner. With many units selling in the last 90 days and getting a big help from its Fannie Mae condo approval, Icon on brickell was blessed to get financing from: HSBC (usa), WellsFargo, Bac Florida, boutique bankers at Northern Trust, Espirito Santo Bank,Interaudi Bank and Transouth Mortgage Corp. The average loan at Icon on Brickell was $293,965 the average down payment was 40%.
Thought Condo Hotel Financing was over? Think again. Millennium Towers Condo Hotel, also known as Four Seasons Condo Hotel was very lucky also. Bac Florida Bank gave loans with average of $207,298, buyers contribute with an average of 44% down payment in the purchase of a condo hotel in brickell.
The Plaza on Brickell was also fortunate. Banks were confident enough such as HSBC usa, WellsFargo and Home Financing center. Altough most of the sales were done in cash, buyers were able to get an average loan of $259,376 with a down payment of 20%. The Plaza on Brickell is also Fannie Mae Approved Project.
Neo Vertika Condo Lofts located west of Brickell Avenue was a surprise to me. Not only did Neo Vertika was able to get financing, it got Conventional and FHA financing. The average condo loan was $126,742 and the average down payment was 15%. Lenders were: Hayhurst Mortgage, Regions Mortgage, Hsbc Mtg Corp (Usa) and Homeservices Lending.
Brickell Bay Club an older condo in the south of brickell also got financing with an average loan of $191,833 and with an average down payment of 40%. Lenders getting confidence on the brickell market in this particular condo were: Hsbc Mtg Corp (Usa), Jp Morgan Chase Bank and Wells Fargo Bank.
Remember when Jade at Brickell Bay was a bad word to lenders? well it was a huge surprise to me when i saw that Home Services Lending extended a loan in the amount of $417,000 for the purchase of a condo in Jade Condo at Brickell Bay. A great sign for this building it seems that recovery is very well on the way. Many buyers would love to purchase a condo using financing in the desirable and luxury Jade at Brickell Bay maybe Home Services Lending opens the gate to many more lenders to give loans in this bueatiful building.
Carbonell Condo at Brickell Key is back: WCS was confident in lending $290,000 with a 55% down payment, hopefully this is also a good sign for this building and financing is back to Carbonell at brickell key a beautiful building.
The Club at Brickell Bay have been in newspapers headlines for the past years, too many foreclosures, too many short sales, and too many management companies in and out. Nowdays The Club at Brickell Bay is different, new hallways, better security and it seems lending is back. Plaza Home Mortgage and Gibraltar Private Bank extended loans in the last 90 days in the Club at Brickell Bay. The average loan was $187,500 with a down payment of 25%
Isola Condo in Brickell Key has a preferred Lender: Wellsfargo feels confident with Isola and has extended loan in the past months, also a new lender geting acquanted is Gibraltar Private Bank. Loan were few but the average loan at Isola was $141,250 and the average down payment was 30%
One Miami Condo located right across the river got financing also from Branch Banking & Trust, Regions Mortgage, Churchill Mortgage Corp and Wells Fargo Bank. The average Loan was $225,500 and buyers contribute with an average of almost 40% down payment.
The most expensive loans were given to Three Tequesta at Brickell Key and Epic Residences: At Three Tequesta in Brickell Key, Northern Trust gave a loan in the amount of $750,000 for the purchase of a 1Million Plus Condo. At Epic Residences the close neighbor Espirito Santo granted a loan for $700,000 for a purchase of a luxury 1Million+ condo in the recently built condo tower and hotel. Down payment? 40%
Which lender approved more loans in Brickell in the recent months? Lets take a look at the winners:
1st Place to HSBC Usa with 15 loans and an average of $237,000 loan. Many of the loans were granted in Fannie Mae Approved Projects.
2nd Place to Wellsfargo Bank Na with 8 loans the average loan was $192,322. Many of the condos were also Fannie Mae approved Projects.
3rd Place goes to Bac Florida Bank. A bank known for its great loan products tailored to foreignationals. Average loan amount was $221,256. And its favorite property was Millenium Condo Hotel. Also lended in Icon at Brickell.
4th Place goes to a Regions Mortgage. This is a surprise, regions is coming to Brickell and it seems it likes it altough conservative. The average loan was $ 182,120. And was one of the bank granting an FHA loan in Neo Vertika.
Brickell Financing Conclusion:
It still hard to get a loan when purchasing a condo in Brickell, just take under consideration that if the building is Fannie Mae Approved you have higher probabilities.Many New construction condos have fannie mae Approvals but not all of the them for a list of Fannie Mae Approved Projects in Brickell visit my post: Brickell and Downtown Miami Condo Financing Approved Fannie Mae Condo Projects.
Low end condos have more trouble getting financing it seems that Neo Vertika and Isola at Brickell Key are one of the few lucky ones most of condos for less than $250,000 have been purchased in cash. The average downpayment for this segment was 25%
Mid-Range condos have better luck, condo purchases in brickell between $250,000 and $500,000 were able to get financing with an average downpayment of 40%.
Upper-Range condos from $500,000 and up were able to get financing in a positvie way considering the average loan amount was $405,000. In this segment luxury buyers needed to increase their downpaymet to an average of 50%
Disclaimer:This Information was obtained from Miami Dade Public Records. To make sure a property you are purchasing has financing please consult with your mortgage lender or mortgage consultant. closed sales does not automatically indicates that a certain bank will lend again in a particular condo project you must consult it directly with the lender and fill out a mortgage application in many cases. Each mortgage application needs to be given a one on one consideration by the lender since many cases differ from another.
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Miami Florida Luxury Real Estate blog by Alicia Ale, Broker. A bilingual Insider's Look for Real Estate Agents, Sellers & Buyers who would like to know more about Miami & Key Biscayne. Bienvenidos!
Welcome to my "Miami Riviera" as I call it, and why not Miami is a mesmerizing Tropical Riviera in North America, with palm trees, long sandy beautiful beaches, high rises overlooking the ocean, golf courses, warm waters with dolphins and manatees. Miami is a tropical paradise with so many cultures and residents from all over the world. Me and my team of young professional Realtors are part of the boutique Real Estate Firm named Miami Riviera, llc. We specialized in selling waterfront condos and homes, golf homes, boating communities, property management and condos on the beach in the areas of Downtown Miami, Brickell Financial District, Key Biscayne and Miami Beach in Florida, USA. We have represented local and foreign sellers, buyers and Real Estate Developers of mainly condos on the water, townhomes and Luxury Real Estate in other countries such as Panama, Central America. Our team speaks many languages and have lived in different countries giving each of us the opportunity to profoundly understand our client's needs meet and exceed their expectations.
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I was born in Cuba, in the central province of the island. In my early years i remember being bless by all of my surroundings among domestic and wild animals, tropical forest, clear water rivers, horses. My connection with nature and animals remains today, with a firm commitment to nature preservation, recycling, energy savings and being able to deliver this message to my clients today enriches my life every day. I always loved cultures and foreign languages my curiosity for human communication and its versatile mutations open myself to get to know different people from all over the world. My clients for life, as i call them, are from India, most of them surgeons, scientists, very smart individuals, rich in culture, traditions and happy dancers, Bulgaria, very caring people, Italians, always with a smile, Spain, always reminds me of my roots as a colony back then, all Latin Americans, Venezuela Colombia, Mexico, Ecuador, Chile, Peru, Brazil, Uruguay, Argentina, all of them are excellent and with peculiar personalities which makes it a bliss to work with specially when they all call a fruit different names, what a challenge!
When i came to the States first started working in an Insurance Company being in an office environment 8 to 5 was simply not for me. During that time i met a senior real estate investor and open my eyes to a whole new world of possibilities, which is my passion today. Real Estate.
I got my Real Estate license in 1999 and short after that my Mortgage Broker License. I have participated in first time home buyer counseling, radio programs, Fannie Mae counseling for church members in poor communities, have also help the Haitian community by delivering affordable loans to first time home buyers and immigrants which made me earn an Excellence Achievement Award from the Florida Housing Administration. In recent years have represented luxury real estate developers in the selling of their project locally and internationally.
I am committed to my clients and delivering excellence in my work, etiquette and respect. I try my hardest to accomplish this in every aspect. I believe that communication is key to a smooth and successful achievement of any business transaction and i strive to accomplish this by using the most advance software tools on the real estate industry today. As an Aquarius, if you like astrology, feel very attracted to technology and everything cutting edge and modern. In order to save trees, reduce pollution and effectiveness, all documents are created and stored electronically, we have being one of the first Realtors to implement electronic signatures, our office is virtual and our file system along with our database and transaction programs are all web based allowing any member of our team log in to the system and be up to date with every aspect of listings and transactions. Our office is always evolving and implementing new ways of keeping our relationship as personal as possible while taking advantage of today's technology. There are no barriers or continents far apart enough when using the best channels to be connected.
The understanding of cultures, heritage, traditions and the methods of how real estate is sold and purchase in different countries gives us a better prospective and advantage over other real estate agents in our field, not only we enjoy helping sellers and buyers come together from different countries and languages, we understand their special needs and desires and facilitates our day to day negotiations.
Affiliations:
National Association of Realtor,Florida Association of Realtors, Miami Dade County Association of Realtors, International Consortium of Real Estate Associations, Transnational Property Certification.
Miami Real Estate Neighborhoods and Areas we work:
Downtown Miami, Brickell Avenue Financial District, Key Biscayne, Miami Beach, Doral, South Miami, Coral Gables, Miami Lakes, Miami Gardens, Aventura, Sunny Isles, South Beach, Coconut Grove, Pinecrest, Palmetto Bay.
SEE MORE PHOTOS OF BRICKELL AVENUE ON MY FLICKR ACCOUNT CLICK HERE
June 2010.
I became familiar with Alicia Ale through my daughter and her recommendation. Through many months of looking for a condominium in downtown Miami, and a couple of failed offers, Alicia remained dedicated to our quest and was always prompt about doing her paperwork and responding to our inquiries. We have successfully purchased a condominium with a gorgeous downtown skyline view and are very happy with the process. Alicia went beyond her basic duties as a realtor and really helped make this purchase happen and we appreciate it. We would highly recommend her to anyone.
Sincerely, Dr. and Mrs. Fredric Plotkin
April 2010.
Alicia is not your typical real estate broker. She earns every penny. Not only does she know the properties and the buildings, but understands how things work and what is a good investment. She is very adept in working with out-of-towners, and the electronic tools Alicia uses makes working with her fast and secure. The price went up a LOT on an approved short sale, and Alicia was the driving force toward getting the deal done, negotiating with the HOA and the bankers, coordinating to meet all prerequisites, and tactfully creating the urgency needed for this tough deal to close. I implicitly trust Alicia Ale, and recommend her to anyone seeking residential or investment property in Miami.
Cheryl Dopp, purchased a condo in Downtown Miami on April 2010.
A little Note to the story:
Condo was a short sale, I represented Buyer and Seller as a Transaction Broker. To be able to meet lender requirements we had to negotiate with the lender, the condo association legal department since the unit was in foreclosure and seller and buyer needed to bring more money to the table. Complex negotiations were done to reach happy outcome for all parties involved including existing tenant. Tenant decided to do a new lease with Cheryl after occupying the property for over 3 years.
Thank you Cheryl for your feedback i really appreciated we worked hard on this but we made it, most importantly you are happy and that is what really counts!
October 2009
Dear Alicia,
I just wanted to thank you for all of your hard work in helping me become a home owner! We both know that the process of purchasing a property is not always a fun/ stress-free experience. Your communication skills, I think, was what made it pass with ease. I appreciate the fact that you always let me know whenever news would come up- within minutes of you learning it yourself. I was especially impressed with your flexibility in your schedule-- and coordinating your own life to help accommodate your clients. Thank you also for your honesty in the process and for always looking out for your clients best interests. Knowing you from both renting and purchasing within the same building, I can honestly say that you are a joy to work with and that you really make people feel comfortable around you. I would highly recommend you to anyone looking to rent or purchase a property. I will always remember and appreciate all the effort you put into helping me throughout this process. I hope to see you again soon!
Kiss Sebastian for me :D !
Sarah AbdelFattah.
A little Note to the story:
Sarah came to me searching for a rental condo close to the University of Miami School of Medicine. As an out of town tenant was very nervous in making a right decision. After renting the unit she always mentioned to me her desire to become a homeowner and years after contacted me to accomplish just that. As a First Time home buyer Sarah was not sure where to buy and we looked over a few areas and condo opportunities, at the end she decided to purchase in the same building she had rented for all these years. Sarah purchased a foreclosure condo repossessed by the bank (REO) property negotiations were though since multiple offers were presented and after several attempts with different properties finally we were able to win the bid and close. To Sarah is a great accomplishment and I am very happy for her.
Thank you Sarah for your trust and your kind words!
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Barcelona Meeting Point
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