Michael Kupper

Recieveand $8,000 check after closing on a home with a massive value already built in.

visit www.michaelkupper.com for inventory

$8,000 tax credit for qualified first-time home buyers. Tax credit cannot be used as down payment. Tax credit is to be applied at tax time. Consult a tax professional for limitations. Not all borrowers will qualify. Terms and conditions are subject to credit approval, market changes and availability.

We continue to enjoy helping people take advantage of the best buying market we have scene in a very long time. The combination of D.R. Horton's unsurpassed new home value mixed with favorable interest rates and tax credit benefits has kept this community an exciting place to be.

	Armeria	03/13/09	Pending
	Pavonia	03/06/09	Pending
	Armeria	03/06/09	Pending
	Pavonia	03/06/09	Pending

Please click on the picture for specific home information.

Quick Delivery for $ ZERO Down USDA

	Madsen	1340	3 Bedroom, 2 Bathroom, Open Plan	TOTAL: $138k
	Rosewood	1371	3 Bedroom, 2 Bathroom, Stone, Corner Lot	TOTAL: $149k
	Rosewood	1371	3 Bedroom, 2 Bathroom, Oversized lot	TOTAL: $141k
	Spanish Oak	1597	3 Bedroom w/ Loft, 2.5 Bathrooms	TOTAL: $138k
	Cypress	1766	3 Bedroom w/ Loft, 2.5 Bathrooms, Master Downstairs	TOTAL: $153k

•· Up to 6 points in closing costs, prepaids and/or upgrades for homebuyers that use DHI Mortgage and DHI Title Company to finance and close homes in Hutto Town Square. Closing cost incentives subject to change without notice. Additional restrictions may apply.

•· No Down Payment move-in available with USDA Home Loan Program. Income and community location restrictions apply. Not all borrowers or communities will qualify. Additional restrictions may apply.

Dear Realtors & Potential Homebuyer,

There's an old adage in the real estate business: "What are the three most important things in real estate? Location, Location, Location!" At D.R. Horton, we realize that many things are important to our homebuyers in addition to location. For 30 years, our homes have been designed and built with a focus on quality and value, while including livable floor plans, energy efficient features, a home warranty - and the list goes on.

What else should you consider as you are selecting your new home? We believe the financial strength of the homebuilding company is an important consideration, especially in today's uncertain economic environment. Below are a few items for your consideration in determining our ability to "be there for you," both during the construction process and after you have closed on your new home:

• In the 30 years since D.R. Horton was founded in 1978, we have delivered more than 380,000 homes to our homebuyers
• D.R. Horton, Inc. is a publicly traded company, listed on the New York Stock Exchange under the ticker DHI
• For each of the past 6 years, we have delivered more homes to our customers than any other homebuilder in the United States*
• Our equity at September 30, 2008 was $2.8 billion, fourth highest of the public homebuilders*
• Our cash balance at September 30, 2008 totaled $1.4 billion, second highest of the public homebuilders*
• We expect our cash balance to increase to approximately $2 billion by December 31, 2008

Thank you again for visiting D.R. Horton, America's Builder, as you search for your new home. If you have any questions about our homes or communities, please visit our website at www.DRHORTON.com or any of our communities. If you would like further information about D.R. Horton, Inc., please call 1-800-846-7866 and ask for Investor Relations, or visit the Investors section of our website.

* Based on closings, equity and cash information as reported by public homebuilders in the United States as of November 25, 2008.

Impressive New Models at

Are you ready to be impressed? Be one of the first people to see three brand new models at D.R. Horton's non-equity golf course community, Valencia Golf and Country Club in Naples. You're sure to love these fully furnished and beautifully detailed models.

The Salina, Devon and Rialto are the newest, decorated model homes available for touring. The two-story Salina model priced from the mid $260's features 2,676 square feet and offers plenty of space with 4 bedrooms, 2 ½ baths, a tiled entry foyer, living room, dining room and family room, plus an optional loft with a 2-car garage.

The Devon model features a spacious great room, 3 bedrooms, 2 baths, a total of 1,827 square feet, a 2-car attached garage and is priced from $222,990. The uniquely designed single story Rialto model is large and perfect for a big family with up to 4 bedrooms, 2 ½ baths, a large family/kitchen "great room feel", plus a large covered lanai and is valued at $324,990.

In addition to the three new models, Valencia Golf and Country Club offers homebuyers a choice of 9 floorplans with the flexibility of customization from flooring to countertops, cabinetry to lighting and unbelievable golf course views. Unbelievably priced from just the high $100s, Valencia's one and two story floorplans include 3 to 5 bedrooms, up to 4 ½ baths, and 2 to 3-car garages, making Valencia Golf and Country Club the most unbeatable value for this Naples area today.

With the recent grand opening of the clubhouse, Valencia Golf & Country Club offers a multitude of amenities, including a café, card room, children's play room, movie theatre, lounge, kitchen, state-of-the-art fitness center, and huge resort-style heated swimming pool with waterfall.

Plus, Valencia is surrounded by a gorgeous and challenging golf course for players of all levels. Best of all, Valencia is a non-equity golf course, so players can choose to become members, or pay as they play. That's right, there's no golf membership required! You can enjoy the view and pay only when you want to play. What more could you ask for?

The community also offers a prime Naples' location in the middle of an up-and-coming area of impressive growth. Here residents will be able to enjoy the comfort and convenience of city living with the peace and quiet of a relaxed country club lifestyle. Plus the community is conveniently located near schools, restaurants, boutique shops, grocery stores and more.

To visit the decorated models today, take I-75, exit Immokalee Rd. eastbound approximately 9 miles. Turn right at the light at Randall Blvd. Continue east to the Valencia Golf and Country Club entrance. Follow the signs to the sales office.

The sales center is open Monday - Thursday and Saturday from 10 a.m. to 6 p.m., Friday from 1 p.m. to 6 p.m. and Sunday from 11 a.m. to 6 p.m. D.R. Horton is an equal opportunity builder.

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