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Michelle Burgos, CDPE~Short Sale Expert Pembroke Pines,Miramar,Davie,Hollywood

Is Your Mortgage out of Balance with your Budget?

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CAUTION! It can happen quickly.

An expensive car repair, an unexpected hospital visit, a missed week of work – just a few little things and the life you’ve worked so hard to build can feel like it’s tipping dangerously out of balance.

Once the scales turn against you, it can feel like it is impossible to ever tip them back in your favor again. When your financial problems reach the point where they threaten your home, it is difficult to manage the stress. Sometimes it is even difficult to force yourself to seek help.

As a Florida real estate professional in Broward County, who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially-challenged homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Don't attempt this on you own. Choose to face the challenge with a professional on your side.

I can help you realign the balance in your financial life and tip the scales back in your favor. Call or email me and schedule your free, confidential consultation. We can work together to make sure you end up ahead.

I am here to HELP!

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Do I Qualify For The New Obama Loan Modification / Refinance Program?

There are a lot of questions and confusion regarding the Obama administration's announcement of its latest plan to help troubled homeowners, enabling an estimated 3.5 million underwater mortgage holders to refinance at today’s historically-low interest rates.

There are many hopeful homeowers that are delaying the recovery process in hopes of qualifying for the program. Lets take a moment to review the qualifications of the plan...

Under the current proposal, to be eligible borrowers must:

Have not missed a mortgage payment in the past six months, and have no more than one late payment in the six months prior;
Have a credit score of 580 or higher;
Have a current mortgage balance within loan limits for FHA-insured loans in their communities; and
The property must be their primary residence

it’s important to remember that this program would require Congressional approval, which may never happen.

If you or someone you know is on the edge, if you are facing foreclosure and need immediate help, don’t let the media talk of this proposal distract you from finding a real solution. Time is of the essence.

Whitney's Last Words to Her Family and Friends... Don't Cry For Me [Video]

Whitney Sings - Don't Cry For Me... A song of her departure as if these were her final words to her family and fans. Beautiful video!!!

U.S. Treasury Just Announced Triple Incentives To Servicers For Principal Reduction Loan Modifications

BREAKING NEWS: The U.S. Treasury just announced major changes to the Home Affordable Modification Program [HAMP] that may help many homeowners KEEP their homes and receive a PRINCIPAL REDUCTION. Fannie Mae and Freddie Mac loans and INVESTOR OWNED HOMES can also benefit from these incentives.

Listen in as Alex Charfen, CEO of the Certified Distressed Institute [CDPE] as he explains the major changes that can affect you and those you care for.

If you or anyone you know is interested in learning more about this program please contact me immediately, we have a task force of over 30,000 CDPE's [globally] standing by to help.

Unmanageable Mortgages Continue to Cloud Family Finances and Real Estate Recovery [Press Release]

Burgos has developed a free report entitled, “Are You Living Under the Cloud of an Unmanageable Mortgage?” that is accessible from her website, www.FLAvoidForeclosure.com

The report provides an overview of qualification criteria for the most common foreclosure alternatives, cites red flags for scams, and reminds homeowners why avoiding foreclosure needs to be a top priority.Burgos Press Release [Feb 12]