Marty Doorn is the owner and founder of WGRT 102.3FM Radio since 1991. He is a gifted speaker with great insight into being a Christian in the workplace. Don't miss this special guest speaker. Please join us! Below is a link to the brochure explaining in more detail.
Your only cost is your lunch.
My Pastor, Terry Kuhns, knows Marty personally and he tells me that Marty is just an excellent speaker. Marty is a former Pastor in Port Huron and made the transition out of full time, professional ministry, and into the business world. God has really blessed Marty and he has been wildly successful.
Marty wants to share his experience on being a Christian business man in a very secular world.
Wednesday Feb 1, 2012 at 12 noon. Super Buffet 3823 Bay Road, Saginaw No cost for attendance. You pay for your own lunch.
What is an Annuity? The main benefit of an Annuity is SAFETY
What is an Annuity? Types of annuities
Depending upon investment goals and need for income, investors can choose an immediate annuity or deferred annuity.
What is an Annuity? Interest Structures of an Annuity
What is an Annuity? Some other main benefits of annuity investing
What is an Annuity? How an annuity works
The life of your annuity can be broken down into two phases:
What is an Annuity? Variable Annuities
I personally do not choose to write Variable Annuities. These are investments that give up the main benefit of the Annuity...Safety. These investments are sold by stock brokers, and licensed securities personnel. I would say that if you want an investment that has all of the risks of a Mutual Fund, then you should invest in a Mutual Fund. As an Insurance Agent, I am very risk averse and I like written guarantees, and in these unstable times guarantees are very important.
Michigan Retirement Fund- Maury Davis, CIC, 989-220-6157, Saginaw, Michigan, Vice President, Future Insurance Agency.
In 2008, when the market nearly collapsed, none of my Annuity clients lost a dime of their principal. I got calls thanking me for offering them a Michigan Retirement Fund.
One client was nearly in tears. We switched her from a Mutual Fund based Michigan Retirement Fund a couple of months earlier. This was her sole source of income. The stock broker, who had her money in a mutual fund, tried to scare her into staying with his Michigan Retirement Fund saying; "there are heavy early withdrawal penalties with annuities, and these recent losses are only on paper. If you stick with the mutual fund you make the money back. You only lose money if you cash in the mutual fund."
She said that didn't know what to do. I told her "you know what? just have him do what my my company is doing; guaranteeing, in writing, that you will not lose anymore of your principal. If he does that I think you should stay with him." She called me back later in the week to tell me, of course, that neither his company or he personally would guarantee no future losses to principal. She said " I can't afford to lose anymore. I'm going with your Annuity."
This was in June of 2008. A few months later the stocked market crashed. The mutual fund Michigan Retirement Fund that she was in suffered terrific losses. She would have been absolutely devastated. But her Annuity did not lose a dime. She did not participate in the 2008 market Holocaust with her principal.
That is my favorite story. This story could be your story. Do you know what your mutual fund or stock investment is going to do over the next 1, 5, 10, or 20 years? Will your stock broker guarantee, in writing, that you will not lose any principal from your Michigan Retirement Fund? I think we all know that everything is very uncertain. Safety of principal is more important now than ever before.
Can you afford to lose half or more of your principal when it is time to retire? Are you depending on Social Security?
One of the best features of the Annuity based Michigan Retirement Fund is its ability to pay out a fixed, lifetime income when you decide to start living on your investment. No other investment can do this.
Michigan Retirement Fund for: Saginaw Michigan, Bay City Michigan, Midland Michigan, Saint Charles, Chesaning, Freeland, Birch Run, Bridgeport, Montrose, New Lothrop, Owosso, Grand Blanc, Livonia, Kalamazoo, Grand Rapids, Grosse Pointe, Traverse City, Alpena, Mount Pleasant, Sterling Heights, Saint Clare Shores, Muskegon... ALL OF MICHIGAN!
I recieved this newsletter in my email from Gov. Rick Snyder today:
"The most underreported story of 2011
One of the things I’ve learned during my first year as governor is that the most important government reforms often fly under the radar, virtually unnoticed.
Take for example action the administration recently took to deal with Michigan’s unfunded liabilities problem. This reform will save taxpayers $5.6 BILLION by asking state employees to contribute to the cost of their retirement health care benefits.
Saving $5.6 billion may not sound like much at a time when the federal government is racking up debt in the trillions, but to put that number and what it means to our state in perspective, that’s comparable to a family with a $145,000 mortgage refinancing its loan agreement and reducing the amount it owes to only $89,000.
That’s a huge savings! Michigan basically cut this long-term debt by a third.
So, does this mean taxpayers can expect a hefty refund from the state? Unfortunately not yet; after decades of mismanagement and chronic overspending, we still have a lot of work to do to get our fiscal house in order. But it does mean that in the future instead of spending money to pay off long-term liabilities, we can direct that money to other priorities such as education.
2011 was not easy. But by making the tough decisions now we’ve laid the foundation for Michigan’s economic recovery, leading The Detroit News to write that 2011, “Might go down as Michigan’s most consequential year in terms of unshackling the state from its obsolete economic past and positioning it for new prosperity in the 21st century.”
And we are already seeing results. Michigan is experiencing the 2nd fastest economic recovery in the nation and our unemployment rate is below 10 percent for the first time in more than three years. With the new, simplified Corporate Income Tax now in effect, we should see continued improvement and job creation.
2012 belongs to Michigan."
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Gov. Rick Snyder |
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Independent Insurance Agent & Certified Insurance Counselor serving all of Michigan for 27 yrs. Auto Insurance, Home Insurance, Commercial Insurance, Life Insurance, Workers Compensation, ...
Saginaw, Midland, Bay City, Mt. Pleasant, Flint, Lansing, Grand Rapids, Traverse City, Kalamazoo, Troy, Port Huron, Livonia, Sterling Heights, Grosse Pointe, Owosso, Chesaning, Ann Arbor, Detroit, Grand Blanc...
I am licensed to do business in the entire State of Michigan.
I offer Mortgage Life Insurance to all agents who need that for their clients. I also offer Permanent and Term insurance plans for customers. I offer all forms of Life, Disability, Annuites Long Term Care, etc...
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Auto Insurance
Life Insurance
Business Insurance
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Employee Benefits
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Annuities
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“Maury is a top level insurance professional. His background provides a diverse outlook on the needs of today's consumer. With the changing litigious climate, I have seen Maury recommend levels of protection only a well rounded insurance professional could identify.” February 2, 2011
Request a new or revised recommendation from Kurt Dettmer
“Working with Maury at Future Insurance Agency has always been a great pleasure. Not only has he always displayed the highest level of professionalism in our interactions, but I have never met an individual who didn't speak of Maury in the highest regard. He is a tremendous asset to Progressive Insurance and I'm thrilled to call him a colleague!” February 16, 2011
Request a new or revised recommendation from Bill Schmidt
“If you are looking for a good independent insurance agent in the Saginaw area, Maury Davis is your man. He'll find the best coverage for your needs, with the best company available.” July 21, 2011
“I am impressed with Maury's ability to immediately welcome you into his fold. He takes a sincere interest in people asking questions about goals and livelihood. He is also willing to share with you his experiences and knowledge to help you attain success in your life. I would recommend Maury to anyone who wants a personal relationship with their business advisor.” January 21, 2011
Top qualities: Personable, Expert, Good Value
“Recently had Maury write all my personal insurance. It was a pleasure doing business with him and a significant savings as well! Thanks, Brad” January 20, 2011
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