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Perri K. Feldman NJRealEstateWire.com

Great News For New Jersey Home Buyers

If you were considering a home purchase along the Midtown Direct Train line...now is the time to act!

In a move to increase credit availability, the Federal Reserve and Federal Home Loan Banks announced that they would purchase up to $600 billion in Mortgage-Backed Securities (MBS), exciting news that sent interest rates for 30-year fixed-rate mortgages plummeting below 6.00% and near the lows for the year!

Interest rates are extremely low and home prices in some areas are at 2003-2004 levels. Add to that recent declines in energy prices and lower consumer interest rates, and you have a great holiday recipe for success, but only if you give your favorite Midtown Direct realtor a call @ 973.650.4727.

Falling prices are bringing out home buyers that have been waiting to buy near the Midtown Direct Train for the past twenty-four months. They are scooping up both bargains and hot properties.

This is the time for Great Home Buying Opportunities in New Jersey's Essex, Morris & Union Counties.

Call Perri K. Feldman for Midtown Direct Real Estate AdviceCall Perri K. Feldman if you want to learn more about Midtown Direct real estate: South Orange, Maplewood, Millburn, Short Hills, Summit, Chatham, Madison, Morristown, Livingston and West Orange 973.650.4727 or email Perri@MidtownDirectHomes.com

Coat Drive in Millburn New Jersey

Thousands of New Jersey adults and children need a new, warm coat each winter. Many are forced to make a choice between buying a winter coat and putting food on the table, or meeting other basic survival needs. We can't ignore the headlines and wanted to create an event to teach our children the importance of sharing and lending a hand to those less fortunate than the residents of Millburn and Short Hills, NJ.

Four local professional women, Perri K. Feldman of Keller Williams Realty, KC Maloney of Merrill Lynch, Short Hills, Beth Naphtali of Kitchen Expressions and Alyssa Sutton of All Media Consultants, LLC, have joined together to sponsor a Winter Sweater & Coat Drive to benefit local New Jersey families in need.

SHARE THE WARMTH...
From Head to Toe

JOIN US
FOR AN EVENING OF GIVING & CAMARADERIE

WINTER SWEATER & COAT DRIVE

TO BENEFIT LOCAL NEW JERSEY FAMILIES

WEDNESDAY, DECEMBER 3, 2008
3 PM TO 7 PM

KITCHEN EXPRESSIONS
325 MILLBURN AVENUE
MILLBURN, NJ 07041

REFRESHMENTS WILL BE SERVED

TIME TO CLEAN OUT YOUR CLOSETS
GENTLY USED OR NEW ADULT AND CHILDREN

COATS
SWEATERS
SCARVES & MITTENS
SOCKS
BOOTS

COLLECTION BOXES WILL BE PLACED IN THE
KITCHEN EXPRESSION SHOWROOM FROM
MONDAY DECEMBER 1, 2008 TO FRIDAY DECEMBER 5, 2008

SPONSORED BY:

FOUR GALS FOR GOODNESS

FOR INFORMATION CONTACT:

PERRI K. FELDMAN - 973-650-4727
KC MALONEY - 973-255-7144
BETH NAPHTALI - 973-912-4440
ALYSSA SUTTON - 973-420-4106

Judy Collins at SOPAC South Orange NJ

We went to SOPAC (South Orange Performing Arts Center) this evening for a memorable performance by Judy Collins.Judy Collins All of us were transported back in time. She still has a wonderful voice that moves you.

I have come to love SOPAC and all of the events they have to offer.

Upcoming events at SOPAC in South Orange, New Jersey:
December 5: The Roches
December 10: The Nutcracker New York Theatre Ballet
December 11: The Lettermen
December 12: Imani Winds
December 19: The Duprees
December 21: The Paper Bag Players

For more information visit SOPAC Now

If you want to learn more about South Orange, New Jersey call Perri @ 973.650.4727 or email Perri@MidtownDirectHomes.com.

Visit South Orange NJ Homes for current homes for sale.

Protect Your NJ Mortgage from Contract to Close

NJ Real Estate Wire How NOT to Mess Up Your NJ Mortgage

From Contract to Close: How NOT to Mess Up Your NJ Mortgage

First time home buyers in New Jersey need this list of do's and don'ts to protect their mortgage prior to closing. Sometimes what appears to be innocent can create havoc on the mortgage process.

Sellers will not accept an offer in NJ these days without a preapproval from a lender. Once an offer is accepted, follow this advice to Protect Your Mortgage.

In this environment, it is important to adhere to the following guidelines in New Jersey in order for your mortgage company to maintain your mortgage until closing:

  1. Keep in Touch with your Mortgage Banker: Make them aware of any significant changes in income, assets or employment
  2. Keep your Mortgage Banker informed:Let them know everything so they can preserve your transaction
  3. Don't make any large deposits into the bank without telling your Mortgage Banker
  4. Keep Your Job: Quitting your job or getting fired when you are trying to buy a house in NJ is a No-No
  5. No Big Ticket Purchases That Will End Up on Your Credit Report
  6. Sell Your Current Home Before Buying the Next One
  7. Don't Move: If you are planning to move residences before you close on a mortgage you MUST tell your Mortgage Banker
  8. Raises and Bonuses are OK
  9. Do Not Apply Elsewhere: If you plan to apply for more than one mortgage you should tell your Mortgage Banker
  10. Shop for Homeowner's Insurance: Getting a good rate on Homeowner's Insurance is a must

For the complete list of Do's and Don'ts visit NJRealEstateWire

Five Easy Steps to Set Up NJ Home Network

Computer Network in NJ HomeOne of the first questions I am asked after homeowners close on their new home along the Midtown Direct Train line is "How do we set up our home network?" and "Who do you know that can help us out?"

Here are five tips to consider when setting up a simple home network:

Here are five tips to consider when setting up a simple home network:

1) Get wired-wireless networks are convenient, reasonably priced, and fairly easy to set up for basic operation.

2) Stay cheap-if you have multiple PCs to network or a laptop to move around the house, wireless might be the best option.

3) Secure your Wireless - many wireless networks get shared with neighbors and strangers because homeowners don't make them secure. Secure your network, it's not worth the trouble.

4) Backup your data - There is nothing worse than knowing your pc was working one moment and not knowing what happened the next.

5) Lock it down-while a router can control who connects to a network, security software adds needed protection for any home network. Be sure your Virus Protection is running the current years software.

For the full story visit NJ Real Estate Wire or call Perri K. Feldman @ 973.650.4727