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Home Mike Lefton,Simi Valley Real Estate,Simi Realtor,Moorpark ,Troop Real Estate home

Mike Lefton,Simi Valley Real Estate,Simi Realtor,Moorpark ,Troop Real Estate home

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Simi Valley Tuesday Home Update-Mike Lefton Troop Real Estate

01-08-09
Mike Lefton,Simi Valley Real Estate,Simi Realtor,Moorpark ,Troop Real Estate home

Simi Valley Tuesday Home Update By Mike Lefton and Duane Bowers Troop Real Estate

Click Below

Search All Simi Valley/Moorpark Homes Homes

Updated Daily (FREE EMAIL HOME ALERTS)

WWW.MIKELEFTON.COM

Are you looking for homes for sale in Simi Valley Woodranch, California? View recently listed real estate properties throughout the Simi Valley woodranch, California area on mikelefton.com. View hundreds of listings including condos, town homes, foreclosures, new homes and Land/Lot property in the Simi Valley Woodranch Area. Here you can also search Simi Valley woodranch Realtor Mike Lefton,simi valley, Woodranch properties,woodranch Simi Valley ,Woodranch homes for sale,simi valley woodranch real estate,simi valley woodranch estate homes,simi Woodranch Condos.Search all the Foreclousre,REO and Bank Owned homes on the market.Your Simi Valley Woodranch Relocation Realtor.Simi Valley Wood Ranch Real Estate Information, Homes, and FREE simi valley woodranch MLS Access & Home Search.

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Real Estate Virtual Tours -Mike Lefton Troop Real Estate

01-08-09
Mike Lefton,Simi Valley Real Estate,Simi Realtor,Moorpark ,Troop Real Estate home

Mike Lefton,Troop Real Estate Virtual Tours Listings On The Market! 

 

Mike Lefton,realtor at Troop Real Estate Virtual Tours. Searching  all of Troop Real Estate Office Listings,Homes,Reo, foreclosure property for sale in Simi Valley, California?
Search Troop Real Estate Simi Valley foreclosure, bank owned and reo homes that fit your Real Estate needs. Search all my Simi Valley properties for sale on my online website of Simi Valley property Homes.

Troop Real Estate homes for sale in Simi Valley,Ventura California? View recently listed Troop real estate properties throughout the Simi Valley Homes, in California area on mikelefton.com. View hundreds of Troop Real Estate listings including condos, town homes, foreclosures, new homes and Land/Lot property in the Simi Valley California.  Here you can also search Simi Valley Foreclosure  Realtor Mike Lefton,Simi Valley Foreclosure properties,Simi Valley Troop Real Estate homes for sale,simi valley,Simi Valley troop real estate homes,Simi Valley Troop Real Estate Condos.Search all the Troop Real Estate Foreclousre,REO and Bank Owned homes on the market.Your Simi Valley Troop Real Estate Relocation Realtor.Simi Valley Relocation Realtor.

 

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Simi Valley Real Estate Short Sale Process

01-08-09
Mike Lefton,Simi Valley Real Estate,Simi Realtor,Moorpark ,Troop Real Estate home

AVOID FORECLOSURE! 

No Equity?

Need to Sell?

No Fee. Avoid Bankruptcy & Foreclosure.

CALL NOW! 805-407-6453

CLICK HERE 
CONTACT ME

Short Sale Proccess
  • Call the Lender
    You may need to make a half dozen phone calls before you find the person responsible for handling short sales. You do not want to talk to the "real estate short sale" or "work out" department, you want the supervisor's name, the name of the individual capable of making a decision.

     

  • Submit Letter of Authorization
    Lenders typically do not want to disclose any of your personal information without written authorization to do so. If you are working with a real estate agent, closing agent, title company or lawyer, you will receive better cooperation if you write a letter to the lender giving the lender permission to talk with those specific interested parties about your loan. The letter should include the following:

    • Property Address
    • Loan Reference Number
    • Your Name
    • The Date
    • Your Agent's Name & Contact Information

     

  • Preliminary Net Sheet
    This is an estimated closing statement that shows the sales price you expect to receive and all the costs of sale, unpaid loan balances, outstanding payments due and late fees, including real estate commissions, if any. Your closing agent or lawyer should be able to prepare this for you, if you do not know how to calculate any of these fees. If the bottom line shows cash to the seller, you will probably not need a short sale.

     

  • Hardship Letter
    The sadder, the better. This statement of facts describes how you got into this financial bind and makes a plea to the lender to accept less than full payment. Lenders are not inhumane and can understand if you lost your job, were hospitalized or a truck ran over your entire family, but lenders are not particularly empathetic to situations involving dishonesty or criminal behavior.

     

  • Proof of Income and Assets
    It is best to be truthful and honest about your financial situation and disclose assets. Lenders will want to know if you have savings accounts, money market accounts, stocks or bonds, negotiable instruments, cash or other real estate or anything of tangible value. Lenders are not in the charity business and often require assurance that the debtor cannot pay back any of the debt that it is forgiving.

     

  • Copies of Bank Statements
    If your bank statements reflect unaccountable deposits, large cash withdrawals or an unusual number of checks, it's probably a good idea to explain each of those line items to the lender. In addition, the lender might want you to account for each and every deposit so it can determine whether deposits will continue.

     

  • Comparative Market Analysis
    Sometimes markets decline and property values fall. If this is part of the reason that you cannot sell your home for enough to pay off the lender, this fact should be substantiated for the lender through a comparative market analysis (CMA). Your real estate agent can prepare a CMA for you, which will show prices of similar homes:

    • Active on the market
    • Pending sales
    • Solds from the past six months.

     

  • Purchase Agreement & Listing Agreement
    When you reach an agreement to sell with a prospective purchaser, the lender will want a copy of the offer, along with a copy of your listing agreement. Be prepared for the lender to renegotiate commissions and to refuse to pay for certain items such as home protection plans or termite inspections.

Now, if everything goes well, the lender will approve your short sale. As part of the negotiation, you might ask that the lender not report adverse credit to the credit reporting agencies, but realize that the lender is under no obligation to accommodate this request.

  • Obtain legal advice from a competent real estate lawyer
  • Call an accountant to discuss short sale tax ramifications

Simi Valley/Moorpark Short Sale specialist in the ventura county area. Call Mike Lefton,Broker associate at Troop Real Estate Simi Valley California. Mike Lefton is the foreclosure simi valley real estate REO realtor. Mike Lefton, your real estate agent property home specialist.

 

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Troop Real Estate Homes For Sale

01-08-09
Mike Lefton,Simi Valley Real Estate,Simi Realtor,Moorpark ,Troop Real Estate home

Troop Real Estate Office Listing On The Market! 

 

Searching  all of Troop Real Estate Office Listings,Homes,Reo, foreclosure property for sale in Simi Valley, California?
Search Troop Real Estate Simi Valley foreclosure, bank owned and reo homes that fit your Real Estate needs. Search all my Simi Valley properties for sale on my online website of Simi Valley property Homes.

Troop Real Estate homes for sale in Simi Valley,Ventura California? View recently listed Troop real estate properties throughout the Simi Valley Homes, in California area on mikelefton.com. View hundreds of Troop Real Estate listings including condos, town homes, foreclosures, new homes and Land/Lot property in the Simi Valley California.  Here you can also search Simi Valley Foreclosure  Realtor Mike Lefton,Simi Valley Foreclosure properties,Simi Valley Troop Real Estate homes for sale,simi valley,Simi Valley troop real estate homes,Simi Valley Troop Real Estate Condos.Search all the Troop Real Estate Foreclousre,REO and Bank Owned homes on the market.Your Simi Valley Troop Real Estate Relocation Realtor.

 

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Search All Simi Valley SOLD HOMES in the last 24 months FREE-HBM scouting Report

12-11-08
Mike Lefton,Simi Valley Real Estate,Simi Realtor,Moorpark ,Troop Real Estate home

Are you looking for homes for sale in Simi Valley Woodranch, California? View recently listed real estate properties throughout the Simi Valley woodranch, California area on mikelefton.com. View hundreds of listings including condos, town homes, foreclosures, new homes and Land/Lot property in the Simi Valley,Moorpark, Woodranch Area. Here you can also search Simi Valley,Moorpark,woodranch Realtor Mike Lefton,simi valley, moorpark,Woodranch properties,woodranch Simi Valley ,moorpark homes for sale,simi valley,moorpark woodranch real estate,simi valley, moorpark woodranch estate homes,simi Woodranch Condos.Search all the Foreclousre,REO and Bank Owned homes on the market.Your Simi Valley,moorpark Relocation Realtor.Simi Valley,moorpark Wood Ranch Real Estate Information, Homes, and FREE simi valley, moorpark MLS Access & Home Search.

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