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Mike Turner

Florida Real Estate Investor Loans, Florida Real Estate Investor Loans, Florida Loans for Real Estate Investors

01-30-09
Mike Turner

Florida Real Estate Investor Loans, Florida Real Estate Investor Loans, Florida Loans for Real Estate Investors

Perhaps the greatest investor of all time is Warren Buffett. Interviewed recently, he said something that all Florida real estate investors ought to take to heart: "When people get greedy, I get scared...and when people get scared, I get greedy."

Plenty of people are scared of the recent declines in the Florida real estate market and the uncertainty in financial markets, but smart Florida real estate investors know that there is wisdom in being a buyer when many people are anxious or even forced to sell their Florida real estate.

Florida Investor Loans

When you have a tenant or another investor who wishes to purchase one of your Florida investment properties, we can work with you to create creative financing options to create a win/win deal. Call 1st Continental Mortgage at 1-800-570-0448 or apply securely online using our quick application for dependable help from a company that is known for closing Florida investment property loans quickly.

An Investor Friendly Mortgage Company

At 1st Continental Mortgage, many of our best and most loyal Florida Mortgage customers are real estate investors who have managed great returns in up or down markets because they know human nature and they know where to find the best non-owner occupied mortgage rates for their investment loan properties. Call 1-800-570-0448 today for a confidential, no obligation mortgage quote on your Florida investor loan or refi.

We can't tell you whether it's time to be scared or greedy in the Florida real estate market, but we can provide you with the lowest rates and best loan terms for your long-term purchase of rental investment properties or for your short-term purchase of investment properties to fix and flip.

Whether you are a part time real estate investor buying a second home to diversify your real estate portfolio or an active full-time real estate investor buying Foreclosures, chances are we can help you secure the best financing for Florida investment properties. From low rate fixed mortgages to flexible Construction loans to hard money loans. Call 1-800-570-0448 right now to speak with Thomas Martin about your next Florida investor mortgage or Refinance.

Florida Investment Property Loans
From A Mortgage Company Can Close Quickly

We can close quickly on your investment property loan in any city in Florida. From financing a B/C credit tenant for a rent to own in Hillsborough County to offering excellent financing on a rehabbed home that you have listed in MLS in Broward County, we can help you get the investment property loan you need in any of the cities we serve throughout Florida.

When you're buying investment property, we'll be glad to spell out your loan options and ensure that once your offer is accepted everything closes exactly as planned. No surprises and no excuses. That allows you to do what you do best: locate profitable Florida real estate investments that meet your property loan goals.

When you have a tenant or another investor who wishes to purchase one of your Florida investment properties, we can work with you to create creative financing options to create a win/win deal. Call 1st Continental Mortgage at 1-800-570-0448 or apply securely online using our quick application for dependable help from a company that is known for closing Florida investment property loans quickly.

Florida Investment Property Loans

Condos, Townhouses with Less Than Full Documentation

Some banks are reluctant to finance condominiums or townhouses in newer developments when the units require a Florida investment property loan. We can create options for you to purchase these units even using less than full Doc loan options such as our no income investor loans and NINA investor loans. Call 1-800-570-0448 for a no-obligation, no-cost Florida investor mortgage quote today! We love a challenge and especially love to close the investor loans that other Florida Mortgage Lenders believe can't be done.

Florida Investor Loans for Modular Homes

Many other mortgage lenders do not know the lenders and best programs for financing modular homes when they are non-owner occupied, so they refer clients to us. We have been closing modular home investment property loans for investors for over a decade at 1st Continental Mortgage.

In many instances, the rental numbers won't cash flow with a traditional site built home, but work easily with a lower cost modular home. We can help you with the right investor Mortgages for your modular homes across the Sunshine State. Never heard of a modular home? As a real estate investor, you certainly want to call us today at 1-800-570-0448 or use our quick application to find out more.

Even when it comes time to qualify a tenant with less than perfect credit to purchase a modular home that he or she has been renting from you, we can make the process smooth and simple. Call 1-800-570-0448 or use our quick application form to find out about our investor financing for Florida modular homes.

Serving all of Florida: Alachua, Baker, Bay, Bradford, Brevard, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach Pasco Pinellas Polk Putnam Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington,

http://www.fhamortgageprograms.com/mortgage/real-estate-investors.shtml

Jacksonville Florida Mortgage Lender 97% Financing, Jacksonville Florida FHA Mortgage

01-30-09
Mike Turner

Jacksonville Florida Mortgage Lender, Jacksonville Florida Mortgage Lender 97% Financing, Jacksonville Florida FHA Mortgage

Providing Mortgage Services in Florida www.FHAMortgagePrograms.com

FHA loans have been helping Jacksonville Florida homebuyers become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer Pinellas county homebuyers and homeowners a better deal.

  • Low down payments
  • Low closing costs
  • Easy credit qualifying

What does FHA have for you?

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties.

Want a fixer-upper?
FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.

Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.

Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products - one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.

The FHA loan program was created to help increase homeownership in Jacksonville Florida. The FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a home,

Minimal Down Payment and Closing Costs.

  • Down payment less than 3% of Sales Price
  • 100% Financing options available
  • No reserves or required.
  • FHA regulated closing costs.
  • Seller can credit up to 6% of sales price towards buyers costs.

Easier Credit Qualifying Guidelines such as:

  • No minimum FICO score or credit score requirements.
  • FHA will allow a home purchase 2 years after a Bankruptcy.
  • FHA will allow a home purchase 3 years after a Foreclosure.

Easier Debt Ratio and Job Requirement Guidelines such as:

  • Higher Debt Ratio's than other home loan programs.
  • Less than two years on the job is allowed.
  • Self-Employed individuals o.k.


Apply today at www.FHAmortgagePrograms.com

To endure and be the most successful Jacksonville Florida mortgage lender, we have learned to adapt to a Florida real estate market that changes quickly. One reason 1st Continental Mortgage is still here after ten years, when so many other Florida mortgage businesses around the state have closed their doors, is how we treat our Mortgage clients.

Jacksonville Florida first time home buyers and other borrowers, the FHA home loans can have key advantages:

Easy Qualification - The FHA loan insures lenders against loss for loans made to properly qualified FHA home loan borrowers. So you're likely to find FHA mortgage loans with terms that make it easier for you to qualify.

Minimal Downpayment Requirements - FHA mortgages can work with as little as 3% down and those funds can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that your 1st Continental Mortgage loan officer can point you to many Downpayment assistance programs that work well with Florida FHA home loans.

Less than A-1 Credit is Okay - The Jacksonville Florida FHA home loan program exists to expand the pool of home buyers. Even borrowers with prior bankruptcies or mortgage lates get approved every day for FHA mortgages to buy or Refinance homes in Hillsborough County or any of the other Florida counties we serve. The FHA loan program uses credit quality, not credit score!

Lower Cost Over the Life of the Loan - The Jacksonville Florida FHA home loan rates are extraordinarily competitive. FHA's lower risk to the lender means a better rate for the borrower.

Safeguards for Borrowers Who Get Behind - The Jacksonville Florida FHA loan mortgages also allow the lender more options in helping borrowers who fall behind keep their homes are get current again: special forbearance, workouts, even free mortgage counseling. Further, HUD can allow the lender to take past due payments and move them to the end of the loan and in some instance will actually pay your past due payments for you. Options to save your home you'll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to get an FHA mortgage.

Options for Manufactured Housing - Under certain conditions, you can even finance a Mobile Home or manufactured home using a Jacksonville Florida FHA mortgage loan. Call 1-800-570-0448 to get pre-approved for a Florida FHA loan for manufactured housing or just use our quick application to learn more!

FHA Loans Are Fully Assumable - When you are ready to sell your home, you can offer buyers FHA financing! All FHA loans can be assumed by qualified buyers.

We really do take a long-term view.

About five years ago, adjustable rate mortgages with five year fixed periods were the rage with most Florida Mortgage lenders.

However, not with our team.

Why take an ARM when interest rates were near historic lows?

As a mortgage lender in Jacksonville Florida, over the last ten years we've earned a reputation for listening to our clients and for recommending the mortgage solution that is best for their long-term home ownership goals. As a result, we receive a large number of new Jacksonville Florida mortgage loan businesses by referral from past clients and our real estate partners.

If you are fortunate enough to be looking to buy a home or Refinance an existing one in the current market, we'll be glad to offer you sound advice and friendly service. Service and advice you deserve from a Jacksonville Florida mortgage lender that's been around for a decade and will be around for the long haul. Call 1-800-570-0448 or use our quick application for a no-pressure and no-obligation quote on your Florida mortgage or refinance.

We are a Resourceful Jacksonville Florida Mortgage Lender with excellent Conventional and FHA Mortgages for First Time Home buyers

Although many lenders are tightening credit standards and demanding higher FICO scores and more money down, we still have excellent conventional home loan programs with no money down for 1st time home buyers. In the current Florida real estate market, selling Realtors® are often eager to offer 3% and even 6% toward closing costs to coax an offer from our FHA approved Home Buyers in Jacksonville Florida and other cities throughout Florida.

Don't let lack of a downpayment keep you on the sidelines in a prime Jacksonville Florida real estate market that offers some of the best buying opportunities in years. Call 1-800-570-0448 to discuss your first time home buyer mortgage options with a representative from the premier mortgage lender in Jacksonville Florida. You can even use our quick application for a no-hassle consultation. Even if you're not a first time home buyer, we have excellent fixed rate home loans with terms from 10 to 50 years.

The Mortgage Lender in Jacksonville Florida

Excellent Refinance Options For Florida Homeowners

As a Florida mortgage lender, we know well how quickly the world can change. Sometimes you outgrow your mortgage before you've outgrown the home that you financed.

Whether you need to make the move from a dangerous adjustable rate mortgage to a low Florida fixed rate mortgage or just want to do a refi to pull some cash out, chances are good we can help. We will be happy to review your present mortgage financing to ensure you're getting the right solution and that you do not have any prepayment penalties. For some clients, a Second Mortgage or home equity line of credit is a better way to create a financing solution. To discuss your situation with an outstanding mortgage lender who actually is in Jacksonville Florida, call 1-800-570-0448 or use our secure quick application form.

If you have a Bad Credit home loan, have been paying on time, and are ready for a low interest rate alternative, don't wait until your change date and attempt to pay your higher payment. Call us today at 1-800-570-0448 to see if we can move you to a fixed rate FHA mortgage and give you a stable long-term financing solution. We did it for a bad credit mortgage client in Duval County! Don't get stranded in a bad credit mortgage with accelerating payments! A Florida refi to a stable low rate loan solution today is far better than needing a hard money Florida Foreclosure bailout tomorrow.

A Reputable Florida Mortgage Lender
Offering Low Cost Jacksonville Florida Construction Loan Programs

The slowing Florida real estate market has also opened up excellent construction loan opportunities for buyers who are building custom homes. During the boom, it was tough to get the attention of the best custom builders and competition for premium lots was fierce.

Those applying for a Jacksonville Florida Construction loan will find supply and demand working in their favor in today's market. Builders are hungry and all too eager to complete a construction loan funded project ahead of schedule. For reliable answers and experienced help in applying for a Florida construction loan, you can count on a reputable Florida mortgage lender like 1st Continental Mortgage! Call 1-800-570-0448 right now or use our quick application to get started!

A Jacksonville Florida Mortgage Lender Motivated to Lend

Mobile Homes, Modular Homes and Manufactured Homes

Try finding a Jacksonville Mobile Home or modular home loan at your local bank and you'll quickly learn about one of the lasting prejudices in the world of mortgage lending. Many banks don't offer mortgages for mobile homes with land, modular homes, or double wide trailers on rural acreage. They're much more comfortable lending on traditional "Brick" built block homes in subdivisions. It's a sentiment we've heard from all across the state: Duval County, Seminole County, and Dade County!

We're a mortgage lender business that welcomes and understands that a manufactured homes can offer superior quality at an affordable price in a high cost housing market. We offer both FHA mortgage loans and conventional financing for purchasing or refinancing mobile homes on lots, modular homes, and double wide trailer homes on land.

For a free no obligation quote on a manufactured home mortgage, call 1-800-570-0448 or use our quick application. You'll know you have found the right Florida mortgage lender for your manufactured housing loan!

A Jacksonville Florida Mortgage Lender
Capable of Handling Florida Jumbo or Super Jumbo Mortgages

The Fannie Mae loan limits have not increased as rapidly as real estate prices in Florida over the last five years. More and more homes, especially in more expensive coastal Florida counties, now require a Jacksonville Florida Jumbo or Super Jumbo home loan to purchase.

As an experienced Jacksonville Florida mortgage lender, we would be pleased to help you secure the best combination of rate and terms for your Florida home purchase. For a quote on your Jacksonville Florida Jumbo or Super Jumbo mortgage, please call 1-800-570-0448 or use our quick application for a fast, no obligation consultation.

A Jacksonville Florida Mortgage Lender That Knows Investor Loans

Motivated sellers always look good to smart real estate Investors. In the near term, it looks as if Jacksonville Florida will have its share of homeowners and institutions forced to sell REO homes at a loss. At 1st Continental Mortgage, some of our favorites repeat Jacksonville Florida mortgage clients are investors.

As a Jacksonville Florida mortgage lender, we understand the special needs of Florida real estate investors. Whether you are accumulating a portfolio of rental houses in Tampa to hold long term or buying and fixing REO homes in jacksonville, Florida from asset managers at Jacksonville Florida lenders, we will be happy to help you close a competitively priced loan on time. If your investor loans aren't getting the attention they deserve from your Jacksonville Florida mortgage lender, why not try 1st Continental Mortgage?

To get a quote on your next Jacksonville Florida investor loan, call 1-800-570-0448 or use our secure quick application form. You'll find 1st Continental Mortgage deserves it reputation as an investor friendly Jacksonville Florida mortgage lender.

FHA Loans FHA Secure Loan FHA FAQFHA Loan Limits Mobile Home Loans

Jacksonville Florida Property appraiser

Answers to Mortgage Questions

Whether Refinancing or Buying, We
Deliver Good Answers to Great Questions!



I need a mortgage. Why should I do business with you?
What is a Home Loan?
What is a Mortgage?
What is Refinancing?
What is FHA?
What is HUD?
What is Sub Prime?
What is a Lender? Do I need a Lender?
What is a Broker? Should I use a Mortgage Broker?
What is a Mortgage Originator?
What is a Mortgage Loan Processor?
What is a Mortgage Underwriter?
What is a Pre-Approval Letter?
What is a Mortgage Commitment?
What do I need to apply for a mortgage?
What is the difference between a fixed and adjustable rate mortgage?
Can I buy a house using a FHA Loan?
How much mortgage do I qualify for using an FHA Loan?
Does the FHA loan impact how much house I can qualify to buy?
How do I qualify for a home mortgage using the FHA program?
What is the difference between a regular mortgage and a FHA Loan?
Do you have to improve your credit score to get a better rate with FHA?
What is the importance of credit when you apply for an FHA Loan?
I heard the FHA loan is only for 1st time buyers, is that true?
My mortgage company says I should not consider the FHA program. Why should I listen to you and not them?
I want to improve my mortgage term. Can I refinance my FHA loan now?
How soon can I refinance to a new home loan?
How often can I refinance my home?
How can I refinance my home when I have credit problems?
Where can I refinance my home if I'm late on my mortgage?