Millard W. Dowd III

Do you need a VA mortgage done with no complications? You need to trust a experienced loan officer. Call 207-777-4609 or e-mail me to qualify millard@mortgageinmaine.com. With over 9 years of experience with VA loans I have seen all of the pitfalls and I can see around the curve to be able to avoid problems.

A walk through of the VA mortgage process

The first day

1. I can obtain your certificate of eligibility online

2. Qualifiy you based on your income, credit and assets

3. Obtain an automated underwriting approval

4. I set up at least two different interest rate options and e-mail the two options and the pre-approval to you

The second day

1. Meet to go over the application sent to you the day before.

2. Collect most current pay stubs, W2's for the past two years, last two months of bank statements, and the purchase and sale agreement, or current mortgage statement and note

3. Order the appraisal

4. Order the title work

5. Submit to underwriting

The fifth day

1. Receive conditional underwriting approval

2. Call you and review the conditions

3. Receive title work

The seventh day

1. Receive the appraisal and the conditions needed to close the loan.

2. Call you to let you know what your property appraised for

The tenth to the fourteenth day

1. Receive a clear to close

2. Call you to ask you when you want to close.

It really should be this easy if you deal with the right professional. Contact me if I can be of service to you.