How do you define ethics?
Our definition of ethics goes something like this: having a longing to do good, a desire for integrity in all that you do and a desire to serve others.
As Professional Realtors® we have a desire to serve others and to see that they are not taken advantage of. Professionalism begins with conducting yourself ethically. Approaching all client situations in an atmosphere of trust. There's a lot of corruption out there (in all business sectors not just real estate) and many times consumers approach business dealings with a high level of distrust. We're seeing and hearing about all the economic issues in our environment and it's pretty depressing, and to top it off there are those qho go out of the way to make a few dollars even if it means doing it unethically!
People can pick up a lot about you by reading your Internet profiles. Blogging affords us the opportunity to reflect those ethical traits- a simple glance at any of our Internet profiles, articles and comments and you get a glimpse of what a person is about. But the "real you" is the one who attempts to do the right thing even when no one is watching. So it is with that thought we say, stand firm, rise to the top and examine yourself continuously as to whether or not you are serving others in a truly ethical manner.
Some of our favorite postings on this subject:
I will never show that Realtor's listings! by Brian Tutas of Poinciana, FL.
Ethics: Truth vs Loyalty by Ardell DellaLoggia of Seattle, WA
Foreclosure Listings w/Out of Area Agents - This isn't Good Customer Service by Fran Gatti of Crescent City CA
Chris & Maria Jeantet: Redding CA Real Estate
America's most beloved musical comes to Redding..............ANNIE, the timeless tale of Little Orphan Annie is back, giving a whole new generation the chance to experience this classic musical about never giving up hope. Boasting one of Broadway´s most memorable scores, including "It's the Hard-Knock Life," "Easy Street," "N.Y.C." and the ever-optimistic "Tomorrow," Annie is a delightful theatrical experience for the entire family.
Bet your bottom dollar you'll like it!
Date: Thursday, January 22, 2008
Time: 7:00pm (doors open at 6pm)
Location: Redding Convention Center
Click to Buy Tickets
For starters think of Short-Sales as an alternative to preventing a foreclosure on your home.
SHORT SALES: THE BASICS
Definition of a Short-Sale: A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments (and is able to prove it). By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. This type of negotiation is done through frequent communication with the bank's Loss Mitigation department.
Why should you care? Well, you wouldn't care 
unless you are having difficulties making your mortgage payments, or worse, you've already missed a few payments. Often a bank will allow a short sale if they believe that it will result in a smaller financial loss than foreclosing (because it's faster and less expensive than a foreclosure). Another reason you should care is that although a short sale does affect your credit report, the impact is a lot less than a foreclosure, so by avoiding it, you are lessening the impact on your credit. Because a short sale is a type of settlement and it remains on your credit report for up to seven years, it is possible to obtain another mortgage loan 1-3 years after the short sale, generally. Now that's a HUGE reason to care!
Do you have to pay commission fees? No. If a short-sale is approved, the bank will handle and take care of the commission fees wwith the real estate brokerage.
Mistakes to avoid: Don't ignore the situation; not doing anything makes matters worse. Also, consult with an experienced Real Estate professional who specializes in this type of real estate transaction. There's a lot involved in a short sale, typically you're dealing with more than one lender (first and second, etc.), specific processes have to be followed, not to mention the timing of it all (time is of the essence since you're trying to avoid a foreclosure on your home). It is a fact that short sales have a high failure rate and often do not close on time when not handled by an experienced individual. Avoid this mistake.
Copyright © 2009 by Chris & Maria Jeantet of www.shastaliving.com - Realtors at Coldwell Banker C&C Properties, 1801 Buenaventura Blvd. Redding CA 96001, (530) 510-8880.
An idea has been brewing for quite some time in the mind of Valerie Ing-Miller of Jefferson Public Radio, she's teamed up with the Cascade Theatre to create a "Dinner and a Movie Night" for every Wednesday in January. The idea here is that people would get out and have fun while putting our beautiful Cascade Theater to use during the week. The twist? Cooking demonstration on stage at the end of the show! This piece hosted by Doni Greenberg of Food for Thought: A News Cafe!
Each week a food-themed movie will be featured providing the audience a "taste" of the actual movie - (brilliant idea)! The audience will sample the meal and may even get to participate.
Depending on Redding's participation, the event may continue into future months. So...get out, participate and have fun. The cost is $10 per person, that's it! And the movies...you'll be impressed, here's the list for January:
Wednesday, January 7th "Big Night",1996. To brothers - Primo, the chef, and Secondo, the schmoozer - move from Italy to open an Italian restaurant in America. The business is failing, and the brothers plan a benefit dinner to save the restaurant. It's their Big Night. Dinner theme: Italian
Wednesday, January 14th- "No Reservations", 2007. A renowned chef finds herself the keeper of her niece after her sister dies. It's a big step for somebody with such particularity and perfectionism to adapt to the needs of something other than her job. Dinner Theme: Kid Cuisine
Wednesday, January 21 - "Babette's Feast", 1987. Set in 19th century Denmark, this is the story of a father and his to daughters who take Babette - a French refugee - in as their maid. To celebrate the 100th anniversary of their father's birth, Babette takes the challenge of preparing the dinner of her lifetime. Dinner Theme: French Cuisine.
Wednesday, January 28 - "Waitress", 2007. This is the story of an unhappy woman; known for her phenomenal pies, who works at a diner...can you smell the pies? You know the theme...pies and more pies!
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The movies begin at 6:30pm, the cost is $10 per person and the tickets can be purchased at the Cascade Theater box office or call (530) 243-8877.
For starters think of a Short-Sales as an alternative to preventing a foreclosure on your home.
Definition of a Short-Sale: A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments (and is able to prove it). By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. This type of negotiation is done through frequent communication with the bank's Loss Mitigation department.
Why should you care? Well, you wouldn't care unless you are having difficulties making your mortgage payments, or worse, you've already missed a few payments. Often a bank will allow a short sale if they believe that it will result in a smaller financial loss than foreclosing (because it's faster and less expensive than a foreclosure). Another reason you should care is that although a short sale does affect your credit report, the impact is a lot less than a foreclosure, so by avoiding it, you are lessening the impact on your credit. Because a short sale is a type of settlement and it remains on your credit report for up to seven years, it is possible to obtain another mortgage loan 1-3 years after the short sale, generally. Now that's a HUGE reason to care!
Do you have to pay commission fees? No. If a short-sale is approved, the bank will handle and take care of the commission fees wwith the real estate brokerage.
Mistakes to avoid: Don't ignore the situation; not doing anything makes matters worse. Also, consult with an experienced Real Estate professional who specializes in this type of real estate transaction. There's a lot involved in a short sale, typically you're dealing with more than one lender (first and second, etc.), specific processes have to be followed, not to mention the timing of it all (time is of the essence since you're trying to avoid a foreclosure on your home). It is a fact that short sales have a high failure rate and often do not close on time when not handled by an experienced individual. Avoid this mistake.
Copyright © 2009 by Chris & Maria Jeantet of www.shastaliving.com - Realtors at Coldwell Banker C&C Properties, 1801 Buenaventura Blvd. Redding CA 96001, (530) 510-8880.
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Experience life in the Northstate. Affordable housing, excellent schools and a world of recreational opportunities. Live and retire here, life is good! We know, we're local experts.
It's the strong family values that brought us back to Redding. We spent several years in Southern, California and longed to live in a peaceful place where our children could have a better and safer place to live. For us, "quality of life" is not defined by fancy buildings, stores, entertainment or even the size of a city. We define it by the tranquility of the area, the clean air, friendly neighbors, clear rivers and lakes, open spaces and a stress-free lifestyle. Redding was the obvious choice.
When not at work, Chris likes to go fishing with his dad and brother. He enjoys stream fishing, deer and duck hunting and taking his family out to the lake. Maria loves the outdoors just as much and has a passion for photography. She likes capturing the beauty of the North State and she Blogs about everything Redding. She has a love for gourmet cooking and looks forward to her "Dinner Club" gatherings with friends. She appreciates the Mediterranean and Italian cuisine and especially likes to entertain friends and family with exciting meals. When you're proud of what you do and enjoy everything about it, it should reflect in the quality of your work. Real Estate is a career we are very passionate about. To us, it's about combining the elements of exceptional customer service, appreciation for home design and solid management skills. We are successful in this industry because we have a heart for it. Our level of service has been measured by a third-party company (Leading Research Corporation) and we have been recognized for maintaining 100% client satisfaction year after year, currently holding a 5 out of 5 rating (on a rating scale of 1-5), Platinum Level. 
CERTIFIED DISTRESSED PROPERTY EXPERTS (CDPE)
RESIDENTIAL SALES
SENIORS REAL ESTATE SPECIALISTS (SRES Certified)
COMPANY RELOCATIONS
SHORT SALES AND FORECLOSURES
MAXIMUM INTERNET EXPOSURE
SPANISH-SPEAKING REALTOR
*SET APART FROM THE COMPETITION*
Members of the:
National Association of Realtors
California Association of Realtors
Shasta Association of Realtors
National Association of Hispanic Realtors
We appreciate you taking interest in who we are and in visiting our Blog. We have written many articles with you in mind. Visit our BLOG regularly and feel free to pass on any feedback you might have, we value your input!
"I would like to take this opportunity to thank you for the excellent service you provided when you assisted me in selling my home and purchasing another home. Your knowledge of the housing market enabled me to sell my home for a fair price in a very short amount of time. My home was on the market less than 2 weeks when I received a cash offer for it. Your professionalism in handling each transaction of the selling and buying aspects went far and above my expectations. Both your work ethic and willingness to put in long hours, is very appreciated. When I had questions or concerns, you were available even late at night. When I accepted the offer on my home, I needed to find another home in a short amount of time. You located many homes in my price range with the features I was looking for. You kept in close contact with my lender and offered suggestions to me to make for a smooth transition. With your assistance, I was able to find the exact kind of home I was looking for in less than 3 weeks. Your efficiency in setting up all my appointments for home inspection, roof inspection, plumbing inspection, etc. with your network of companies is amazing. This experience is one that I will never forget and am truly grateful. Your house warming gift to me was very thoughtful and I am enjoying it with my friends and family! You have continued to check in periodically to ensure that my relocation is going well." Thank you again! -- Ms. Young
"Chris and Maria were exceptional to work with in every way. They were extremely supportive, caring and conscientious about every detail and concern we had during our transition. They have impeccable character and ethics, listen attentively and honestly give their input, which made both the experience and the sale of our home a huge success! We will highly recommend them and consider them to be superior as professionals in real estate. Thank you Chris and Maria!" ---Mr. & Mrs. Ferrara "We have purchased 4 homes in our lifetime. We've never received such personal, professional and fun people to have represented us. We had some issues with a contractor but Chris and Maria stayed by our side and guided us throughout. My husband doesn't care for "sales people" but Chris and Maria are the exception. They always addressed our concerns, you are lucky to have them on board." -- Mr. & Mrs. Bivens
"We were impressed with the organization and personal skills of our real estate agents. Redding has become a desirable place to live. Chris and Maria presented us with two offers at top asking price the very next day" ---Mr. & Mrs. King
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