Mark Kempe

About Mark:

I thrive in a market and industry that has seen more changes in regulations, guidelines, corporate and personal accountability, education requirements, licensing, and certification than any other in recent history. It is coupled with high stress, anxiety, and ever increasing demands.

Now, more than ever, borrowers need to interact with a professional with many years of experience who can be trusted to get things done with the best available product that fits their needs. The originator must know the market with a proficient working knowledge of the guidelines, using a product with the best fit and is backed by a team that is #1 in customer satisfaction. I not only deliver the most competitive rate for your individual scenario, but we back up our service with (Our PNC Mortgage Advantage Program) a cash guarantee of $500.00 for closing your purchase ON TIME or on your refinance to fund by the rate-lock expiration date. On top of that, if you fulfill our document requests within 3 days of the application, including a 5 day response time for any subsequent Underwriter documentation demands, you will receive a $50.00 check (PNC Customer Rewards Program) shortly after your closing.

These are tough times as many of you know. Not everyone believes they have the ability to purchase or refinance. Every scenario is different. Some know that they cannot, but I take humble pride in helping those who face challenges or do not know their options. I gladly consult on a one-to-one confidential basis, giving my best advice and direction, with a variety of helpful resources and hopefully finding a creative solution.

My TRUE pre-approvals are extremely hard to obtain today without a contract on a specific address! A true pre-approval, NOT a pre-qualification, is a fully documented application reviewed and approved by an underwriter. It takes as little as 2 days to process. Cash is the only more powerful tool to win a bid on a home purchase. Close with confidence! 630-668-9000

Conventional, Jumbo, FHA, VA, HomePath, HELOC and Portfolio Loans.

Proficiencies

Proficient in all available mortgage products -Conventional, Jumbo, FHA, VA, HomePath, HELOC, and Portfolio loans. Government grant and charity programs, experienced in credit counseling. Mark enjoys his extensive experience with first time homebuyers. Mark is FHA federally trained with interminable continuing education, daily handling and processing FHA loans only in Illinois, Kentucky, Tennessee, Michigan, Indiana, Wisconsin, Iowa, and Missouri. Conventional and jumbo loans in 50 states.

Mark is a reliable reference for VA loans, FHA Secure, First-Time Home Buyer Tax Credit information source, and where to find the lowest jumbo interest rate sources available.

http://www.pncmortgage.com/markkempe

Apply online or call 630-668-9000.

Testimonials

Personal testimonials from years of past customers, Realtors, Attorneys, and Financial Planners, are readily available upon request. I highly recommend pursuing communication with these contacts for something as important as a Real Estate transaction where trust, confidence, history, experience, reliability and direct communication are critical to meet these essential needs. Do not trust internet sources and indirect referrals without interviewing their available testimonials.

At PNC Bank, we end up servicing the mortgage. We originate, process, underwrite and directly fund loans for you at the closing table immediately after signing. Closers, realtors, attorneys, buyers and sellers all appreciate a quick funding versus virtually all brokered loans. Again, references are available upon request.

We have most competitive rates; better than most mortgage brokers or other lending sources. Call me regarding the details on our most competitive and minimal closing costs (sometimes, if any), never any pre-pay penalties, points, origination costs or junk fees unless you want to.

I work at PNC Bank where we enjoy tremendous stability and backbone that not only cares, but mandates excellence in customer service and integrity that is beyond reproach for all of their Mortgage Customers!