Hello All:
What a time it is for the first time buyer to purchase a home. The first time buyer has a TON of options. In Holliston MA we have several homes in GREAT neighborhoods that are under 300k. The reality is that first time buyers should take their timie and have a pre application consultation with me. The reason is simple it allows them to discuss their goals, concerns and options. This ensures that they have information that will allow them to make better decisions before starting the search process.
Yes there is still 100% financing available. It is a goverment backed program. The loan type is USDA. Ther is also other options that allow for low down payment as well as the option of having a non owner occupant be on the loan with the first time buyer to increase their options. These loans are FHA.
All loans have positive and negative points. Every indivuiduals situation is different. Please do contact me at 774-573-0329.
http://www.linkedin.com/ppl/webprofile?action=vmi&id=6619125&authToken=VVtV&authType=name&trk=ppro_viewmore&lnk=vw_pprofileTo see what others have said about me. Please see my linked in profile
I was inspired by a great blogger today. A blogger local to my area has a great ability to bring people to his site and educate them on real estate and other items. So I started to think about gifts that we all have and if we use them to aid others. This blogger I thought could highlight some non for profits in his community that are making an impact and that he respects their work. In the end his gift is getting people to read his blog now he would share the benefit of that with a non for profit by getting the organization highlighted to his readers.
I have a gift of having no fear asking people for help. Often I will highlight to people that I know the impact that our local food pantry has on our community. The pantry is headed by a wonderful women in her 70's and she has energy like no one else I know. She has made the pantry a place of respect and aid for the people that are in need. She looks at these people as her clients and has shaped the pantry in the format of a store. This allows the people in need to go and not feel shame but instead feel respected and treated like they were in a store. They have the option to choose what they need. To many that have not ever been to a food pantry may not realize that many towns that have them just hand the people that are in need a bag of random food and they have no choices. Again I think educating people is the key.
My challenge to anyone reading is to use their gift to help others in their community. We all have gifts and we should share them. I promise if you do you will feel better for it.
Remember a gift need not be a monetary donation but instead a gift of your talents.
Thanks for reading.
I must recommend the ultimate gift. It is a book that forces you to review your own character and the life you live.
In today's world of constant media and day to day events I think it is more important then ever to take time in our days to read for pure enjoyment. If that reading then adds value or helps impact your life then that is great as well.
Another favorite of mine is stone soup. This book is a very short children's story but the point of the story has is one of community and change.
Again I would like to hear about the books you have read. Thanks for sharing. If you are not presently reading I challenge you to change that. Take a night off from AR and go to the library.
Well take a moment and think about the above statement.
Then look at your week and your actions.
Are you proud of the way you treated the people around you during the week?
Are you proud of the level of effort that you put into your business this week?
Are you proud of how much positive impact you had on others this week?
Did you live your life with purpose this week?
I think at the end of each week me must look back at the week and reflect on what took place and how we feel about it. Then we must learn from the good and bad of the week. This allows us to be a better person the next week. This relates to work and home that should be reflected on.
Take care good night
Have you ever thought about an Elastic? How you can pull or stretch it and it does not break but instead just snaps back. I have been doing a good deal of thinking about the Real Estate market that we are in. I personally think it is a great time to be in the business and even a better time to be a buyer since they have some many options of homes to choose from and at the same time great loan programs that are government supported.
At the same time we are hit every day with negative from the media. Negative from the amount of houses that are boarded up due to foreclosures. Negative of people thinking that they can not ever get a loan since their brothers friends sister saw something on the news that loans are hard to get.
So that is where we go back to the elastic. It is simple we must become an elastic if we are going to do well in this industry. We know that we must always be bringing value to our past clients, business contacts, and the overall community that we live in. So when something hits you that is negative you must bounce back VERY VERY quickly and get refocused on what is important.
If your family is healthy. If you enjoy what you do for a living. If you know that you can impact other lives in a positive way then all is great and you should snap back like and elastic.
I am blessed to be in this profession. To be an expert in the mortgage field in MA. To have a healthy and happy supportive loving family. To that I say good night and please consider being and elastic this week.
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Do you want an excellent mortgage experience. If so then you have come to the right place. I have the best team in MA. I am blessed to have Raving fans as past clients and my business is 100% referral
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