Andrew Monaghan CRS, GRI, EPro Associate Broker

I have been frustrated trying to re size pictures down to sizes that will upload to the web etc, i found this site MicrosoftPower Toys there are many tools that are developed by Microsoft and the best is the image resizer that can be found on the download bar on the right hand side of the page.

The only challenge is it only works in windows XP

Andrew Monaghan, CRS, GRI, CDPE.
Team Leader,
The Monaghan Group
Keller Williams Professional Partners.
http://WWW.TheMonaghanGroup.com
Andrew@TheMonaghanGroup.com

For the most complete home search tool, visit http://www.themonaghangroup.com and click on the map.
602-308-4660 Ext 203 (O) 480-302-5816 (F)

The city of Peoria AZ has recieved a grant of $150,000 from the federal government to assist first time home buyers, this money will be given out on a first come basis and the program will run until it runs out of money.

Applicants must make less than $36,900 a year for singles; $42,150 for two people; $47,450 for three people; $52,700 for four; $56,900 for five people. Annual salary requirement continue up to a household of 10 people.

• Applicants must not have owned a primary home in the past three years. This stipulation does not include single parents who owned a home with a former spouse.

• Applicants must have a preapproval for a mortgage and provide proof.

• Applicants must complete eight hours of home-buyer counseling from a HUD counseling agency.

• Applicants or household members are not eligible if they are convicted felons who have not had their civil rights restored, registered sex offenders or do not have citizenship or noncitizen immigration status.

• Homebuyers must reside in the home for at least five years. If that term is broken, a lien will be placed on the house.

AZrerublic Peoria home buyers credit.

Andrew Monaghan, CRS, GRI, CDPE.
Team Leader,
The Monaghan Group
Keller Williams Professional Partners.
http://WWW.TheMonaghanGroup.com
Andrew@TheMonaghanGroup.com

For the most complete home search tool, visit http://www.themonaghangroup.com and click on the map.
602-308-4660 Ext 203 (O) 480-302-5816 (F)

I have been witness to a lot of talk about A to B to C transactions, these are transactions where A is the original seller, B is a investor and C is the end buyer, B puts the home under contract with A, then sells the home to C while in escrow with A, then there is either a simultaneous close or B takes down the home and sells it to C within a short time at a huge profit.

All the practitioners that i have heard about all say its legal, they have legal advice and it is all disclosed. if its so transparent why does the bank in the short sale not just sell it to C in the first place, is the Realtors in the transaction treating all parties fairly as the code of ethics say, what happens when the A seller receives a notice of deficiency and has to pay taxes on a loss that is greater than they should have.

My feeling is that this practice should be against the law, it is profiteering at the expense of us all, banks take a bigger than needed loss, we have to bail out the banks and it gives responsable realtors a bad name.

Andrew Monaghan, CRS, GRI, CDPE.
Team Leader,
The Monaghan Group
Keller Williams Professional Partners.
WWW.TheMonaghanGroup.com,
Andrew@TheMonaghanGroup.com

602-308-4660 Ext 203 (O) 480-302-5816 (F)

I found this article on MSNBC showing that median prices of homes have dropped in 123 of 153 metro areas in the US, This is also matched by a increase in home sales as the first time home buyer credit have been extended and the prices have become much more affordable.

Andrew Monaghan, CRS, GRI, CDPE.
Team Leader,
The Monaghan Group
Keller Williams Professional Partners.
WWW.TheMonaghanGroup.com,
Andrew@TheMonaghanGroup.com

602-308-4660 Ext 203 (O) 480-302-5816 (F)

My primary market is the REO arena and way too often i am the first person to let the occupant know that the home has been foreclosed, more and more i am finding that the occupant is a tenant that does not know what is going on.

to protect yourself

1. Make sure that the landlord is paying the mortgage, request proof of payment of mortgage when they collect the rent.

2. Have a clause written into the lease that the security deposit is not to be released to the landlord.

3. Monitor the home through Maricopa.gov website, on this websit you can find the notices of foreclosure that are filed.

4. Review if something is posted on your door, seek legal advice

5. Remember when all else fails you have rights.

Andrew Monaghan, CRS, GRI, CDPE.
Team Leader,
The Monaghan Group
Keller Williams Professional Partners.
WWW.TheMonaghanGroup.com,
Andrew@TheMonaghanGroup.com

602-308-4660 Ext 203 (O) 480-302-5816 (F)