New Hampshire home buyers are you thinking about buying a home and taking advantage of low prices, great mortgage rates and the $8,000 home buyer stimulus package recently approved?
Have questions about the process or simply want to get as much education before you enter into the home buying arena...then set aside April 4th and plan to attend the Home Buyers Fair offered by New Hampshire Housing Finance Authority.
I will be presenting one of the seminars and I'm scheduled to be on from 10:00 to 11:00 a.m, so come with questions prepared, admission is free and I'd love to meet you! Details are below and are directly from the New Hampshire Housing web site and used with their approval.
The 7th Annual Home Buyer Fair
A free Home Buyer Fair is scheduled early each spring and is held at the Radisson Hotel Manchester - Center of New Hampshire, 700 Elm Street, Manchester, NH from 9:00 a.m. - 3:00 p.m. In 2009, the event will take place on Saturday, April 4.
The Home Buyer Fair features exhibitors including lenders, real estate companies, non-profit housing agencies, title companies, as well as state and federal agencies. In addition, New Hampshire Housing offers a number of free home buying seminars on various topics.
Attendees can learn how to look for a home, how to establish good credit, different types of mortgages and more. Individuals wishing to register for a seminar may do so the day of the event.
The public is welcome and admission is free. There will even be a raffle held for door prizes. View Fair Flyer Schedule for the On-site seminars:
10:00am to 11:00 am Is It A Good Time To Buy? - It is a buyer's market, so when is the right time to buy? What is a realistic expectation in today's real estate market? What does it mean to buy a "bank owned property" and what are the risks for a first-time home buyer? Experienced REALTORS® share tips on finding the right home for you in a distressed market. Learn the value of hiring an experienced REALTOR® for your home search.
11:00am to 12:00pm Mortgage Lending 2009- How will the "credit crunch" affect your home search? What mortgage options are still out their? How is the current market helping or hurting your opportunities for mortgage financing? Come hear about the mortgage market and which programs may be right for you.
12:00pm to 1:00pm "Get the Facts" Home Buyer Orientation, Dispelling the Myths of Home Buying- Learn what it really takes to become a home owner. There will be no confusing jargon, no fine print, and no sales pitch, just the information you need to better understand your path to home ownership. Owning your own home could be much closer than you think!
1:00pm to 2:00pm Putting Your Financial House In Order- Is money slipping through your fingers? Learn ways to spend less and save more! Hear about tried and true examples and cost cutting ideas to help your money go from your pocket into the bank!
Jay and Monika McGillicuddy Prudential Verani Realty 603-548-7585 
A sneak peak of our new waterfront listing on Big Island Pond in Derry NH.
This is a rare opportunity to own a 3 bedroom year round Big Island Pond waterfront home and a separate stand alone 2 bedroom apartment or guest suite!
Incredible views of the main lake from nearly every window! This home will "wow" you!
Big Island Pond is a desirable 500+/- acre private lake located in Southern New Hampshire that is within the towns of Derry, Atkinson and Hampstead New Hampshire.
A rare offering!
Located on the shores of 500+/- acre Big Island Pond
Amenities for the main home:
Lindal Cedar Home boasting open concept living area with 2 stone Fireplaces, 3 bedrooms and 3 baths
Fully applianced kitchen w/ convection microwave oven, Nutone work center, trash compactor, Hot Shot H20, dishwasher, gas stove, refrigerator, washer and dryer
Spacious Master suite with loft, separate shower, whirl pool tub
Walkout Family room /stone fireplace, wet bar, bath and pantry area
Wired for two phone systems, speakers, cable TV and direct TV
Four Electric skylights (Rain Sensor), Trek Deck systems
Secret wall safe, FHA heating by Propane
Excellent water views
Barn/Garage 3 story 30X40
2 bedroom 1 bath 1200+/_ sq ft apartment
Living room, family room, sauna and Deck overlooking the water
Heated 4 car garage w/electric garage door openers, Storage and work bench
3rd Floor storage with ramp with automatic fan on top level for barn for exhausting heat
FHA by propane heat
Extras
2 Central Vacuum systems, 2 Central Air systems, 2 separate Irrigation systems, Automatic generator for both buildings (propane), alarm systems, smoke detectors, 200 amp service wired for 400 amp, wired with #12 gauge wire, lights with dimmers
Landscaped .94 acre lot with Koi Pond, Perennial flower gardens, Sandy beach, double docks with sitting area.
Move in condition through out
Included
21’ Chris Craft boat 1985 with trailer and ATV Polaris 1998
Marketed Exclusively by Jay and Monika McGillicuddy
Prudential Verani Realty
603-548-7685
www.NHRealtyScoops.com
This is one of those "just because I feel like it" posts... in other words it really has nothing to with real estate. When I left my house in Hampstead last Thursday morning and it was cold but bright and sunny.
The sun was sweet to see so I decided rather than highway driving I'd go the back way to Concord. As I drove up through Sandown and into Chester a sudden snow squall arrived and by the time I was in Auburn it was a full blown snow storm. I could barely see at times!
In fact Lake Massabesic totally disappeared from view. It was rather scary looking!
And then less than 45 minutes later the sun was shinning brightly in Concord!
This was the view that greeted me when I arrived at my meeting location.
Often buyers will ask if they should consider buying a foreclosed property?
They want to know what the risks are?
If they can lose their deposit?
Can they have contingencies in the Purchase Agreement?
Would it be better to buy at the foreclosure auction?
Usually I answer by saying there are some fabulous buys out there in the foreclosed property arena BUT you need to have a stomach of steel and a ton of patience. Nothing happens fast when dealing with a bank owned property....unless of course if they want to foreclose on you, sorry I am being sarcastic here, but it sure does seems true. If you are a homeowner facing a potential foreclosure please read this post on Foreclosure? Don't Go It Alone.
There are many Pitfalls when buying a bank owned home and a huge amount of disconnect and yes incompetent people including real estate agents ,I'm not going to sugar coat it. There are some crappy real estate agents running around.
If you're thinking of buying a foreclosure property then this is an excellent article full of timely and important advice. It was written by Andrew Cadorette, Education Coordinator, New Hampshire Housing Finance Authority and is published on NH Realty Scoops with his permission. As Andy said the more people that read it the better it is.
Read more here >>> The Pitfalls of buying a bank owned home
Our Foreclosure and Short Order sales list has been updated.
Check the list out... New Hampshire Foreclosure and Short sales and if you'd like more detail or would like to set up a showing just give us a call.
Don't forget you can also search New Hampshire Listings right here on our Blog and while you'll need to sign in to do so we promise that we will never sell your information OR hound you in anyway.
We Hate Spam worse than you do!!! Our only request is that when you are ready to book an appointment that you contact us…we would be honored.
Jay and Monika McGillicuddy
New Hampshire REALTORS
603-548-7728
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We talk about everything you need to know about buying or selling real estate in Southern NH. and training to be a great real estate agent! Call 603-548-7728 for additional information.
I have been a New Hampshire real estate agent since 1984 and have been training other agents since 1988.
I live in Hampstead NH with my husband and business partner Jay. Jay and I work together as a real estate team for Prudential Verani in Hampstead. He holds down the sales front while I spend a lot of my time training agents. Together we have over 44 years of real estate experience behind us. I teach ABR, SRES, GRI, Quick Start which is a new agent training program and Ethics courses for the New Hampshire Association of REALTORS®. I also teach several courses including Agency and REALTOR® professionalism through out the states of NH, Vermont and Maine. I have several classes that I have developed that are approved for continuing education credits for license renewal in NH,VT and Maine.
Want to learn more about Monika McGillicuddy check out my Blog at New Hampshire Real Estate Blogs.
Since becoming a REALTOR® in 1984, I have twice been honored to have been selected REALTOR® of the Year by my peers. I have served on several committees, chaired the professional standards committee for several years, as well as being a State, local Director and an orientation instructor for my local board.
I have also been very active at the New Hampshire Association of REALTORS®, a long-term member of and have chaired the professional standards committee, the legal committee, served on the Executive committee for 2 years. I have just been selected to chair the Professional Development committee.
I am a National Association of REALTORS® trained Professional Standards and Mediation instructor. Currently I am serving a second 3 year term on National Associations of REALTORS®, Professional Standards committee.
I continue to work in the field listing and selling real estate on a daily basis. Over the years, I have attended countless seminars, conferences, conventions, and continue to promote the REALTOR® image and spirit that I so strongly believe in.
I discovered my passion for teaching early in my real estate career and I am really proud to be able to offer hands on skill development programs for REALTORS® of all levels.
Disclaimer……
~All statistics and housing information provided by Northern New England Real Estate Network Service. Information is deemed reliable but not guaranteed. Seek the advice of an attorney on all legal matters.
~The opinions expressed on this blog are that of Jay and Monika McGillicuddy and no one else’s and those providing comments are theirs alone, and do not reflect the opinions of Prudential Verani Realty, Inc. or any employee thereof. Prudential Verani is not responsible for the accuracy of any of the information supplied by us on this blog. All information deemed accurate in is our best opinion and should not be relied upon without personally verifying it yourself. The information we post is believed to be accurate at the time of the post, our opinion of the situation may change at a later time with newer information or under a different set of circumstances. In other words, we reserve the right to change our mind from time to time. We are open to your comments on the blog post, however, we do reserve the right to delete your comment, if we find it offensive or hateful. Let’s all play nicely in the sandbox.
Check out my Training Website for detailed information on courses including the SRES and ABR courses.
Some of the classes that I currently teach besides GRI,ABR and SRES are:
Agency in the Trenches
Code of Ethics
New Agent Training QuickStart Program
Dual Agency Life in the Fast Lane
REALTOR Professional Guidelines
nderstanding Fiduciary...Your Professional Obligation
Procuring Cause...doing the right thing and getting paid for it
The Professional standards Enforcement Process.. what happens when we don't play nice in the sandbox
From a recent class…"Professional conduct and proper business practices should be part of licensing requirements." "Good open discussion on good business practice. Monika is very clear in presenting material & allows others to interject freely""Monika does great job training. She is always a pleasure to listen to & very knowledgeable. She does a great job making sure the class understands what's being taught. I like that she involves the class & doesn't focus on talking the entire time" "Great class, everyone should be encouraged to take this class." "Very helpful hearing the different scenarios/stories from other agents and Monika. Also, recommendations very helpful." "Good sharing of information" "A very good class" "Great topic-should be required each year for all agents or for recertification." "It was very informative. I think it is a very valuable class." “Monika is a great presenter!”“Really enjoyed the class- fun, straight forward, well paced and relevant information”“Excellent presentation and pace”“Monika did a great job explaining Agency relationships, the pit falls and how to keep it all in perspective”“She is simply- great”“Excellent instructor”“Should be required just like the CORE”“She made a basic topic very interesting”“Great examples of bad behavior”
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