Emilia Eneva

Have you ever wondered what it's like to seek and find EXACTLY what you are looking for? Let me say it another way. You are coming to me for a reason - you are looking for your home, you want great service and you need a professional who not only knows how to do the "job" but also understands the "Work". I say the "Work" with a capital "W" because I belive we are each put on this earth to contribute something of ourselves to others and to the Whole. I have a biotech degree and I am a Flamenco singer and never in 1000 dreams did I imagine I would be doing loans and real estate. Yes - for some reason, that is exactly what I am doing, enjoying it immensely and helping many people in the process. I have been doing this since 2004 and since then helped hundreds of families. In many cases these families never thought they would own a home - they came from Ethiopia, Euretaria and Mexico, US and were of all nationalities and socioeconomic classes. My parents were immigrants and so I wanted to reach out to these families, who, without the help of the downpayment assistance programs I worked so hard to provide, may not have been able to own a home in the US at all. Maybe it's because I am that rare combination of math-nerd & people-person "tuned" in (being a musician) if you knwo what I mean. I can sense what you need and want even if sometimes you yourself don't believe it's possible. That's why my motto is "helping people get to the next level in their life". I truly belive that buying your first home or second home, or investment, whatever it is, is a next step - usually a big step - for many of us. It requires a lot of attention, analysis and foresight. For this decision to be made wisely and profitably, it requires good leadership from someone with experience. So I don;t have to tell you that you are in good hands - just read/watch/listen below for yourself.

Warmest,

Emilia

Use this section to write about your specific areas of expertise. Do you specialize in first time buyers - listing high end homes - etc. Are there specific market area's that you specialize in? The more you write about your area's of expertise the more knowledgeable you'll sound to a potential buyer or seller.

Nov. 7, 2010

Mr. Evan Zupancic and Ms. Emilia Eneva

Primary Residential Mortgage, Inc.

I'm writing this letter to express my deepest gratitude to you and your staff.

We'd been trying to refinance our mortgage for more than 1 year, but we kept receiving a

rejection after a rejection from banks. We came close at one point to receive the final approval for

refinancing from Bank of America only for the bank to withdraw at the last minute. We went to

Union Bank of California who didn't look at our application very seriously. We tried Wells Fargo

who didn't even return our repeated calls. We have an excellent financial history, but the fact that

the value of our house hadn't come back to what it was before the real estate bubble burst didn't

help. After all the attempts we became hopeless. We felt that we had to just wait till the home

value would return without knowing when it may be.

It was then Emilia called me out of blue. I had been already discouraged by the unwilling

banks and those eager telemarketers who would turn us down once they learned the value of our

house. Naturally, I was very skeptical in the beginning. But, she offered a new government

program that would allow homeowners such as ourselves who lost the home value, but still

qualified for refinancing. This was news to me, and I became a bit hopeful.

Still, I was suspicious since I never heard of Primary Residential Mortgage before. I heard

numerous dubious financial schemes where victimized borrowers only increased their debts. There

are always people who take advantage of the financially disadvantaged in a situation like this.

However, my suspicion gradually melted away once I learned the honesty and the

professionalism of the staff, especially you, Evan. You worked very hard to earn my trust and

gratitude. I was impressed by your work ethics of going out of your way to get things done. For

example, when we learned that BOA didn't keep the record of my second mortgage, you went

straight to BOA to fix the problem. You're a "get-it-done" guy.

There are many homeowners out there who are suffering financially because they get

turned down by their banks for refinancing. What I learned from you is that many banks chose not

to take a risk when they could take advantage of the government program. I was not even aware of

the program. The situations would be better if they learned more from your firm. Please help other

homeowners who have excellent financial history, but can't get refinanced because some banks are

just too greedy.

I strongly recommend Primary Residential Mortgage for anyone who got fed up with large,

unwilling banks. People at Primary are very hard working professionals who are determined to

provide decent serves people deserve.

Sincerely,

Ken Tasaki

410 Palos Verdes, Blvd.

Redondo Beach, CA 90277

_________________________________________________________________________________________________

9/2/10

This letter is to encourage any future home buyers.

To whom this may concern,


This letter is to encourage anyone in the market to buy a home to utilize the professional services of Miss Emilia Enerva. My husband and I can only speak highly of der dedication,knowledge and tenacity in helping us find our home. My family needed to live closer to our aging parents and needed any additional programs that could help us financially get closer to that goal. She advised and educated us to these special programs and with that in place worked hard at making our loans cohesive and affordable.

Prior to meeting Emilia, other Real Estate and Loan agents were steering us to the "unrealistic" loans which caused such harm to the market. Emilia listened to our needs. respected them and helped guide us to being the home owners we are now. I truly appreciate her " down to earth" and professional manner at all times.


Alycen Haynesworth and James Kerns (619) 507-8971