I would like to announce to everyone that my new office in Stamford, Connecticut is open.
Please update your contact information for me:
Nima Rezvan
Loan Officer
NMLS#: 110681
Prospect Mortgage
68 Southfield Avenue
Suite 170
2 Stamford Building
Stamford, CT 06902
Phone: 203.913.6016
Fax: 877.804.5752
Email: nima@prospectmtg.com
Website: http://www.NimaLoans.com
FHA UPDATE FHA UPDATE
On January 21, 2010; the federal housing commissioner announced news about the increase in upfront premiums for FHA mortgage insurance. Effective for FHA loans for which the case number is assigned on or after April 5, 2010, FHA will collect an upfront MIP or Mortgage Insurance Premium of 2.25%. This will be an increase of 0.50% from current MIP of 1.75%.
If you have any FHA questions please feel free to email me at: nima@concorde.bz
Nima Rezvan
Executive Mortgage Banker
Blackberry: 203.913.6016
Email: nima@concorde.bz
Website: http://www.NimaLoans.com
The unemployment report which I saw on CNBC stated that the US economy lost 85,000 jobs in the month of December which could mean the mortgage interest rates could come down a bit from their existing positions.
The mortgage interest rates have been going higher and higher since November 30, 2009. The poor report today could cause a small drop in rates and that's what most home buyers will be hoping for.
In my opinion, lower rates could cause much mortgage rate lock activity as most borrowers and most mortgage professionals did not lock in before November 30th.
Let's hope for a decrease in the mortgage interest rates so that more consumers can take advantage of these low rates. You can't get greedy in this highly volatile market and you need to be pro-active. I watch the market like a hawk for my clients here in Connecticut.
Let me know if you have any questions about the mortgage interest rates and if you just simply would like a rate quote then email me now at Nima@concorde.bz
Your CT Mortgage Professional,
Nima Rezvan
Executive Mortgage Banker
Phone: 203.913.6016
Email: Nima@concorde.bz
Website: http://www.NimaLoans.com
Healthy Alternatives to Asbestos a Priority for Connecticut Home Owners
Used in millions of homes and buildings built prior to 1980, many civilians are still being exposed to asbestos in public facilities, restaurants, schools, shipyards and other industrial locations. As one of the small states in the country, it is ironic that Connecticut is one of the largest in terms of asbestos exposure risks. There are an estimated 600 locations in the state that have been known exposure sites. All of the known exposure sites occurred in the cities of Hartford, New Haven and Fairfield. There are many things to consider in the real estate industries.
Asbestos is often in old fireproofing, roofing, vinyl flooring, pipe and boiler insulation, and some roads and cement pipe and cement sheet products. Citizens of Connecticut should be aware that when purchasing or remodeling older homes, exposure to asbestos may potentially become a health concern.
Although exposure to asbestos does not always lead to related illnesses, frequent exposure greatly increases those odds. Asbestos exposure can cause a severe lung ailment known as malignant mesothelioma. This rare form of asbestos lung cancer accounts for nearly three percent of all cancer diagnoses in the country. Mesothelioma treatment is unfortunately almost always unsuccessful and physician prognosis is poor. There were 498 fatalities relating to asbestos in Connecticut between 1979 and 1999. Of those deaths, 249 can be attributed to mesothelioma. Mesothelioma diagnosis can be hard to detect, as it can take as long as 20-50 years for symptoms to show.
The removal of asbestos must be performed by licensed abatement contractors who are specially trained in handling hazardous materials. It is highly recommended that those who believe they live or work in an area where asbestos are found to leave it undisturbed. Contractors come equipped with protective gear in case its fibers become airborne immediately after it is broken up.
The removal of hazardous materials must be performed by an abatement contractor who is trained and licensed in handling toxic substances. The Connecticut Department of Public Health administers an asbestos program that aims to reduce potential exposure to asbestos. Found in over 3,000 products in the state, they provide assistance in the safe inspection, removal and disposal of asbestos-contaminated areas by following state regulations.
With increasing technology and public initiatives, green alternatives exist which allow for an asbestos free environment. The United States Green Building Council (USGBC), in a study conducted in 2003, estimated a savings of $50-$65 per square foot for well-constructed green buildings in the U.S. These asbestos alternatives will not only reduce energy costs, but allow for a clean, healthy home, free of health damaging materials.
* * * * * * * * * * * * * * *
This is an informative blog for everyone who should be well aware of this deadly disease.
As you may know, homes built before 1980 likely have asbestos insulation in them. When homeowners remodel, they may expose themselves to asbestos, which could lead to the deadly cancer called mesothelioma. There are many environmentally safe and healthy ways to insulate your home and this is among the topics we like to discuss. For more information please visit http://www.Asbestos.com
Your Connecticut Senior Mortgage Broker,
Nima Rezvan
Blackberry: 203.913.6016
Email: Nima@concorde.bz
Dear Realtors and Consumers,
Are you always wondering if a certain condo complex is FHA approved or not? Do you find yourself having to contact the listing agent and asking them if it is and sometimes they don't know? Wouldn't it be better if I just gave you a link to go and check on your own with the most updated FHA Condo Approved list? This website is not a big secret and it is easily found on http://www.HUD.gov but sometimes difficult to locate on the website.
Click on this link to do a simple search to see if a condo complex is FHA approved or not:
https://entp.hud.gov/idapp/html/condlook.cfm
Currently there are 1,590 condo complex's in the state of Connecticut that are FHA approved.
If you would like any information on FHA loans or even would like to apply for an FHA loan here in CT or any of the following states: NY, NJ, MA, RI and FL, then don't hesitate to contact me now.
Remember that a FHA mortgage - home loan is not solely for first time home buyers. Ask me for details.
Hope this blog is helpful to anyone looking to see if a condo is FHA approved or not. This link needs to be added to your favorites so that you can go back to it if you ever need to look up a new condo complex.
Your Fairfield County Senior Mortgage Broker,
Nima Rezvan
Blackberry: 203.913.6016
Email: Nima@concorde.bz
* * * * * * * * * * * * * * * * * * * * * * * *
 |
|
|
CLICK on Email above to contact me now! Specialize in helping First Time Home Buyers. Ask me for a complimentary mortgage pre-approval. Ask me for the CT Foreclosure list. Ask me if you can Refinance?
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2013 ActiveRain Corp. All Rights Reserved
.jpg&imgrefurl=http://www.suttonhousingpartnership.org.uk/asbestos_page.html&usg=__g3_e6WkjqSpfl_VygTTgMPFr_XI=&h=354&w=300&sz=37&hl=en&start=65&tbnid=4jHT61_1SVsmdM:&tbnh=121&tbnw=103&prev=/images%3Fq%3Dasbestos%26gbv%3D2%26ndsp%3D21%26hl%3Den%26sa%3DN%26start%3D63)
