Over the years I’ve conducted hundreds of consultations for buyers & sellers. Once in a long while you have those “lightning in a bottle” situations where you’re so excited for your clients (and maybe a little envious because you’d love to trade places). I’ve worked with roughly 10 families in the last 3 years from the same church group (and I’m not even a member of their church) & thankfully, yet again they were referring me to another young couple looking to purchase their 1st home.
We discussed the unique circumstance, challenges, and procedures for how we’d approach finding the right home for them. We always start with “What criteria does your ideal home have? And if something had to be sacrificed which pieces of criteria would need to be non-negotiable?”. As I advise all of my potential clients, before we meet I’d like to have you pre-approved or at the very least have you talking with lenders and about to be pre-approved (always done prior to ever going to see properties……this situation was the perfect example of this – because without a pre-approval letter or proof of funds you can’t submit an offer).
We’ll call them Tom & Betty for the sake of privacy, came in to my office for a 1 pm buyer consultation. After discussing their criteria, timeline, the types of seller scenarios we commonly run into (bank owned, short sale, and traditional resale), search process, basic expectations, etc. I told them we’d truly be looking for a needle in a haystack that we’d have to jump on immediately if/when it hit the market to more than likely compete in a multiple-offer highest & best situation that can occur when banks release the occasionally great foreclosure at an extremely low price…..basically creating a bidding war similar to a shark feeding frenzy because someone just dropped blood in the water.
As is standard practice we ran a preliminary search for homes meeting their criteria at the end of the consultation, more or less to show how the MLS system works and what to pay attention to when viewing listings online initially. And then it happened…..BAM – the needle in the haystack had literally hit the market the evening before and just come through on the FMLS. We discussed all of their criteria & my knowledge of the properties in the area as well as what I anticipated the listing agent to tell me when calling to confirm availability. We called the listing agent (I had it on speaker phone just so the buyers could hear what she had to say & know I wasn’t b.s.ing them.) We were informed there were multiple offers & there was now a highest & best deadline of 4 pm today……we basically had less than 2 hours to finish the pre-approval, go view the home, and potentially write an offer on the type of home that I wasn’t sure we’d see again for another 6-12 months.
Tom, Betty, & I went to view the foreclosure – a 2 story Charleston style home with all the bells and whistles of newer construction – granite counters, stainless steel appliances, hardwoods, etc. - along with upgrades including surround sound – previously sold in the high 200’s was now on the market for 90k. I’ve viewed possibly thousands of foreclosures of the years…..this one left me completely shocked. Only 1 other foreclosure I’d ever walked into looked as well taken care of & functioning properly with all utilities still on – that property had been over a million dollars. Not only was the interior in pristine condition, nothing was vandalized on the exterior (stealing a/c condensers on vacant homes is a very common trend at all price points around the city….even the nicest well-established historic districts with million dollar homes fall victim to this practice.
I let Tom & Betty know that whether we looked at 5 more today or for another 5-6 months I expected every home to fall short of their expectations because the bar had just been set ridiculously high & nothing would compare. Tom & Betty went by another home in the area that was considered a “comparable” just to gain a bit more perspective on what to expect, and it further solidified ---we’d found the needle in the haystack on the very 1st home….again, this had never happened with any of my buyers previously yet it was WAY TOO GOOD TO PASS UP.
We went back to my office – reviewed the comps once again, they saw for themselves what others had recently paid for homes in ranging in the level of repair needed to make the homes livable on the same street and how this was light-years ahead. It also didn’t hurt for them to have friends who live in the area come by to look at the property…virtually all of them fell in love with the home instantly as well & validated their amazement at the condition of the property.
All of this happened with 4 hours – that’s right:
Buyer Consultation/Preliminary Search Established
Pre-Approval
Viewing of the ideal home for their specific criteria
Writing an offer to participate in a multiple offer highest & best situation
This all took place on late in the week & the Buyers had to sweat it out over the weekend waiting to hear back….yet that gave them more time to process the transaction and get comfortable with the decision to submit an offer. In these REO multiple offer situations I stress that there’s no harm in submitting an offer – it can be withdrawn if you later decide to pass on the opportunity (prior to it being signed off by both parties & actually going binding), and we still have a due diligence period for the home to be inspected & appraised….which is another time period where we can basically pull the rip chord & eject ….get the heck out of the deal and have your earnest money returned.
Thankfully, we received the great news that they’d won the multiple offer scenario with a bid of 95.2k & 3 % seller cc’s included……they now had a mortgage payment on a 3/2.5 Charleston Style home with an attached 2 car garage for less than the 2 bedroom condo they’d previously been renting.
This was definitely Lightning In A Bottle as I’ve never seen a home this immaculate as a foreclosure, nor have I ever gone from consultation to contract in less than four hours……most people spend more time in a car dealership than Tom & Betty had to spend deciding/negotiating their home purchase. The awesome bonus is the fact that Tom & Betty specifically chose this neighborhood so they could support the children of the neighborhood by participating in afterschool & weekend programs.
This was truly a win-win-win scenario & I’m fortunate to have been a part of making their dreams a reality while they in turn help support the dreams of numerous children.
I can’t promise to capture more Lightning In A Bottle, yet I know this wasn’t a matter of luck – it’s about the preparation & being ready/willing/able to act when opportunity presents itself (and knowing what is truly an excellent opportunity). With years of experience in working the foreclosure market & statistical analysis of neighborhoods – I’m able to identify the inventory that truly will “fly off the shelves” and help my clients help fulfill their goals by ensuring they have the best chance win.
If you or someone you know would benefit from this type of service – please feel free to email or call me & it will be my pleasure to schedule a consultation….who knows, you may just write an offer the same day…we’ll just have to find out.
Call Mike for Results You’ll Like!
Michael Neville
Real Estate Consultant
Keller Williams Realty Atlanta Midtown
404-310-8364
www.LiveInAtlantaGA.com (website)
I consider myself an ITP guy (Inside The Perimeter) – while I occasionally assist clients who want to explore areas outside of I-285, my primary focus has always been the intown neighborhoods -(I love selling in Morningside, Virginia Highland and the surrounding neighborhoods). Yes, I’ve sold homes in Alpharetta, Sandy Springs, Dunwoody, Marietta, Roswell, Cascade/Campcreek, Tucker, & Stone Mountain to name a few…..yet nearly 90% of my business is ITP.
A past client asked if I might be able to assist her co-worker who’d recently relocated to D.C. for a new position and was struggling to get her home sold. There are a number of programs out there where employers offer relocation incentives, yet require buyers/sellers to use their “approved” agents in order to qualify. Unfortunately, the relocation companies take a massive percentage of the agents’ commission – therefore you don’t have a great deal of top agents willing to participate in the program.
The seller had a few of the progam affiliated agents come out and give comp’s & suggest list prices in February…..let’s just say the market wasn’t anywhere near the numbers she was quoted – the median suggested value was more than 20% above where she should have been. After the required 90 period the relocation program required her to use their affiliated agents was up she was fed up & ready for a change.
She called me & explained the situation. The seller had a home in Clarkston, just outside of I-285 (not too far from the Dekalb Farmer’s Market)….yet not really a location that had a lot of demand from buyers currently in the market. I told her that I tend to give the brutally honest truth to sellers and don’t always have the information they find comfortable or exciting to hear, yet it is the true market activity & how they chose to act after hearing it is totally up to them. (For most sellers that means staying in their homes right now as they often are inverted or don’t want to lose all of the equity they’ve worked hard to achieve, which is totally understandable considering our current economy).
I developed the comparative market analysis & let the seller know that it would required more than a 20% reduction to even get in the range where buyers would consider her property…..and that wasn’t a guarantee that they’d pay that amount & even more importantly, that the home would actually appraise for that amount due to a lack of recent sales in the area of comparable properties.
My advice was either to rent the property for the foreseeable future or attempt the 20% price reduction and be prepared to cover Buyer Closing Costs up to 3% of sales price & some repairs (typically in the 1st time homebuyer price range it is wise for seller’s to have $1,000-$1,500 set aside following the Buyer’s home inspection for additional repairs – as long as all of the mechanical, electrical, plumbing systems are working properly).
2 Weeks later we had her home repositioned on the market & Buyer showing traffic increased from what she’d seen in the prior listing period. Within 3 weeks we had an offer on her property….we actually ended up with 2 offers on the property (one was too low – which helped reinforce the data I’d sent the now out of state seller as to how the values had significantly dropped in her area – plus there was a new foreclosure listing on her street).
We were able to make one of the offers work – at roughly 98% of list and under contract in less than 30 days. While many would celebrate….I looked at this at yes, the 1st major hurdle – but far from the finish line. We negotiated & addressed repairs following the Buyer’s Inspection, and then I got to what I considered the biggest hurdle….the FHA appraiser.
Since these appraisers can come from anywhere and have no intimate knowledge of the neighborhoods I do my best to protect my clients interest & provide local knowledge to help ensure the appraisers are on the right track (some live in Macon or Acworth and then travel down into the city of Atlanta/metro area and conduct appraisals on areas they truly don’t know well at all – yet they look for comps within a 90 day window, sometime 180 day window in a specific radius of the property & don’t want to make more than a 15% adjustment on values). It’s a tough job – banks are breathing down their necks because they’re scared to have bad notes/artificially inflated values, so the appraisers are looking to minimize risk by scrutinizing values and keeping them as low as possible, which may or may not support the sales price. Considering the amount of work & time they have….I tend to try to assist in the process by providing my CMA of actives & solds along with distances from my listing, dates of sale, and a paragraph explaining the differences we’ve seen from actually having been in the other properties.
I see this portion of the transaction one of the most value-added components of the process I provide to my clients, yet they usually don’t understand the importance of it – considering they see a buyer & themselves having already agreed to a price & are looking forward to a closing date. But believe me, if they suddenly lose an additional 10k-20k or even as much as 100k because an appraisal came in below the agreed upon sales price & the buyers couldn’t get financing for the deal…..they’d be devastated.
We were able to proceed with the closing, ensuring the seller didn’t have to make any more mortgage payments on a now vacant home & allowing her to move on with her life – which now could be focused 100% in the D.C. area.
It’s about being realistic, staying up to date with market data/trends, and being the eyes & ears for your clients – especially when they are no longer in the area. We take an oath as realtors (not as mere licensed agents) to subscribe to a code of ethics & commit with our brokerage agreements to serve the best interest of our clients. I take this responsibility very seriously & believe that when you are given the opportunity to positively impact the lives of others, especially when handling some of the largest financial decisions of their lives, you must live by the Platinum Rule (do onto others as they’d like for you to do on to them) & remember that when you do good, more good will come your way.
If you know someone facing the challenge of selling their home, while encountering challenging market conditions…. definitely if they are relocating out of the Metro-Atlanta area, please let me know & we’ll be happy to assist them during this important transition within their lives.
With recent appearances on Good Morning America, ABC World News, HGTV and in the AJC….I’m glad to know when we consistently deliver a truly value-added service, people take notice & appreciate our efforts. My goal is to positively impact as many lives as possible in the Metro Atlanta area, 1 family at a time.
Call Mike for Results You’ll Like!
Michael Neville
Real Estate Consultant
Keller Williams Realty Atlanta Midtown
404-310-8364
www.LiveInAtlantaGA.com (website)
http://activerain.com/blogs/mpneville (blog)
No one should claim the short sale process is simple, easy & quick….yet it’s a very necessary component in stabilizing our market & enabling people to transition onto the next chapter of their lives.
We work long hours & dealing with banks can be incredibly frustrating at time, which is why I keep thank you letters like the one below that I just received from a seller in Atlanta who we recently helped successfully complete a short sale posted on the walls in my office as a constant reminder of whom we’re helping. It helps to fuel the internal fire to push forward and find a way to be successful on each negotiation.
Time to keep fighting the good fight…..
“Hi Michael,
I do want to take this opportunity to thank you so much for all your diligent work in guiding me through a successful Short Sale. I understand that short sales require much more work for the realtor than a traditional sale and not all realtors are knowledgeable on the subject. But you fully understood the entire process and knew exactly what the banks would be looking for. You provided excellent guidance and council and were fully prepared to deliver to the bank/investor the necessary documentation to prove that we were delivering the best deal they could acquire.
I so much appreciate you continuing to negotiate after the bank asked me to sign a Promissory Note and pay a substantial amount of cash.
Your final negotiations were a success and I was so amazed that I went to closing not owing a penny and relieved that BofA provided a waiver so I never have to worry about them coming after me with a deficiency judgment.
Thank you again for your professionalism, guidance, and council. I have and will continue to recommend you to anyone looking for an outstanding realtor!
Best Regards,
Sherry”
So, if there’s a “Sherry” in your life, or you identify personally with “Sherry” and are facing financial hardship and need assistance in avoiding foreclosure and negotiating a short sale in the Metro Atlanta Area, give Michael Neville a call (404)-310-8364 or drop an email (Mike@LiveInAtlantaGA.com ) .....let us do the heavy lifting, it’s our pleasure to relieve peoples’ burden & help stabilize our market in the process.
Michael Neville
Real Estate Consultant
Keller Williams Realty Atlanta Midtown
404-310-8364
www.LiveInAtlantaGA.com (website)
http://activerain.com/blogs/mpneville (blog)
Late last fall I was contacted by a woman who’d been surfing the web looking for a local short sale expert…when she came across info about my track record of success in the Atlanta area. We discussed her situation over the phone – 2 years after being laid off, she’d thrown her hands up and admitted she needed help and had to get rid of the burden of her home mortgage.
My only disappointment in the whole situation is that she hadn’t contacted me earlier, as she’d been pulling money out of her retirement fund to pay the mortgage for nearly a year…..something I NEVER want to see my clients have to do.
We immediately qualified her & got the listing process started. Her townhome community across from the Glenwood Park development in Glenwood Green, officially in Ormewood Park & close to East Atlanta Village, had been hit hard by declining values.
We initiated a strategic price reduction schedule to ensure the bank knew we were attempting to get top dollar, yet have the supporting documentation to show how the listing appointments correlated with different price points. I’d informed the seller I anticipated exactly where offers would be accepted based on comps & thresholds of loan value recovery from the bank, it was a matter of being methodically so the bank would be in agreement with taking a nearly 50% loss on this loan.
We had low-ball offers & half-hearted offers, yet when they saw our required special stipulations & offer instructions those parties either retracted their offers or my seller respectfully declined them as we knew those weren’t serious candidates to commit to the process or reach approval from the bank.
By the end of March, we’d received a solid offer at exactly where I anticipated would be the bottom of the threshold (the outstanding mortgage was roughly 230k…the offer came in at 125k with 3k seller cc’s & standard commission…the bank would net roughly 113k).
We supplied all necessary documentation, provided a detailed packet prior to the bank BPO (some would refer to this as to as the equivalent bank’s own internal appraisal of value), and then received Bank of America’s response.
They approved the purchase & sale agreement, except they wanted another 18k in the form of a promissory note from the seller…..so it was time for more fun negotiations –after being proactive & praising the negotiator for prompt responses, it was time to clearly convey that someone who’d been depleting their lifesavings for over a year & no employment options on the horizon would not be bringing a dime to the table – yet this short sale ensured they’d save thousands on processing a foreclosures with attorney fees, eviction, holding costs in queue for being brought to market, as well as potential damage/theft to a vacant property, etc.
B of A came back 2 weeks later with a full approval, no promissory note, and a full discharge. Thanks to clear lines of communication & setting the proper expectations, we were able to have the buyer’s side get their FHA loan completed within 3 weeks & closed this short sale just 3 days prior to the foreclosure auction date. From Contract to Close we got this short sale done in just over 2 months!
ANOTHER SUCCESSFUL ATLANTA SHORT SALE NEGOTIATION!!!!!!!
This was a win for the seller getting out from over 100k in additional debt and avoiding further damage to her credit score, a win for the buyer who got in below other distressed property transactions closing around us (plus he got upgrades throughout & a move-in ready, well-cared-for home), and definitely a win for the realtors as I was able to protect our full commission & add to our legacy of successful short sales in the Atlanta market and know that we’re helping people move forward from difficult chapters in their lives.
The keys to a successful short sale are knowing the types of loan(s) involved, master servicer(s) …what many refer to as the bank – (yet most banks don’t actually hold the loan, it’s held by an investor & they just service the debt collection), the systematic approach to presenting documentation for approval & demonstrating the values are in line with optimal market position. Having a great closing attorney office in your corner helps tremendously as well, as they prep & revise HUD-1’s quickly & run preliminary title so you don’t waste your time on a short sale file that has countless liens that will stop you from reaching the closing table. My attorney of choice for all of my short sale listings is Travis Lackey of McLain & Merritt in Buckhead. Oh….it also doesn’t hurt to be persistent & have open lines of communication with clear expectations J
So, if you or anyone you know is facing financial hardship and need assistance in avoiding foreclosure and negotiating a short sale in the Metro Atlanta Area, give Michael Neville a call (404)-310-8364 or drop an email (Mike@LiveInAtlantaGA.com ) .....let us do the heavy lifting, it’s our pleasure to relieve peoples’ burden & help stabilize our market in the process.
Michael Neville
Realtor, CDPE, Short Sale Expert
Keller Williams Realty Atlanta Midtown
404-310-8364
www.LiveInAtlantaGA.com (website)
http://activerain.com/blogs/mpneville (blog)
Yesterday afternoon we shot the piece that aired this morning on Good Morning America. 4 Hours of taping condensed into less than 2 minutes almost ensures that part of the key components hit the editor's floor...so here' the rest you should know.
While we’d all love to buy a home for under $100,000 – it’s not always that simple. The fundamental components to what I was interviewed on & aired this morning on Good Morning America was the fact that we are in an unprecedented period in time where people are capable of purchasing property with an incredibly large volume of homes on the market & with great interest rates. The combination of these components leads to an unrivaled period in modern America to purchase a home. The % of your total income that would be utilized to pay for principal, interest, tax, and insurance is a fraction of where it has been previously.
Without a doubt, people are able to cut their monthly expenses by purchasing a home in the current market rather than throwing money away as renters. Now, there are people and situations that dictate whether people should rent rather than buy, yet for those who are ready, willing, able & have explored their exit strategies….right now is an absolutely incredible time to purchase a home or homes.
Yes, that’s right – HOMES. This isn’t a secret, numerous experts & best-selling authors (Richard Kiyosaki and Gary Keller are the first 2 that come to mind) about the concept of creating passive income and long-term wealth by developing a portfolio of real estate. The current market is a prime example of the “Buy & Hold” strategy where you can rental properties that create positive cash-flow instantly while paying down the principal loan amount on recently acquired investments.
For others, it’s about the opportunity to acquire their primary residence at incredible value – possibly cutting down their monthly expenses or finally being able to move-up to the neighborhood they never thought they could afford. No matter the reason, Buyers ARE making those dreams a reality.
The home featured in the Good Morning America segment is in the “Metro Atlanta” area – it actually is in Decatur, GA 30034 – OTP (Outside The Perimeter). Depending on the distance from the heart of the city and the commercial infrastructure that was in place prior to the boom – the ripple effect following the crash could have ranged from what some would consider 5 foot waves to that of a Perfect Storm. Areas that saw rapid expansion, cookie cutter large scale developments, massive predatory lending, and limited commercial infrastructure have been impacted in a devastating manner.
Historically, all cities grow systemically out as a common practice, and if there is a period of retraction….the property on the outskirts will experience the greatest drop off in value from the peak of the market. For this reason, a home that previously sold for $180,000 – with refinances reaching well above $225,000 with supporting appraisals….can now drop as low as $50,000.
When buyers come in with their wishlist it can sometimes sound like this: “I want a 3 bedroom, 2 bath home in the heart of the Atlanta – possibly Virginia Highland or Inman Park for under $100,000 with granite counters and stainless steel appliances, can you make that happen for me?”….Rather than dismissing their dream, & trust me that request is a pipe dream for those neighborhoods where you’d be a hero for finding a quality home in the high 300’s or low 400’s that met the other initial criteria, it’s about asking “What are the key components for you? Have you looked at the recent sales/comps in these neighborhoods and those of the surrounding neighborhood? When can we conduct an initial consultation where we’ll walk you through the home-buying process scenarios in the current market & ensure you get pre-qualified for a loan if you require financing” Basically, it’s about educating the buyers and then being able to assess their situation & desires. If the key is under 100k then we’re going to look at a completely different neighborhoods in Metro Atlanta, and they won’t have the high reputations of Virginia Highland or Inman Park. If it’s about being in the heart of the city then we’re going to have to discuss price points and bed/bath count. We had a “steal of a deal” for the Morningside neighborhood with a 4 bedroom/4 bath home with the rare 2 car drive under garage for just over 500k….but it’s all relative to where the values were, locations, and surrounding circumstances.
The condition of the properties makes a huge difference in how the buyer pool will respond, as well as impact what loans they can qualify for. If a property is missing it’s hvac condensers, all built-in kitchen appliances (stove, dishwasher, refrigerator) then it more than likely won’t qualify for a very common 1st time buyer loan…the traditional FHA loan. You’ll notice I’m not saving NEVER, as HUD homes are allowed to have escrow accounts for repairs. There’s also the FHA full 203k or 203k streamline, which are renovation loans….but there are additional expenses involved with these loans beyond what the traditional FHA loan involves. Conventional loans can vary from lender to lender and there’s always the CASH Buyer, who often times in this market likes to flex his/her muscle by demonstrating the ability to close quickly and with limited/no contingencies in order to demand the lowest acquisition price possible.
Whatever the case may be, it helps tremendously to have experienced advocates on your side in the form of a great realtor & a quality lender that look for solutions to “speed bumps” rather than saying issues of a home is a complete roadblock. There’s always a solution, it’s just a matter of evaluating the time and money involved to see if it’s ultimately worth it.
If you or someone you know is in need of an Expert Realtor to best serve their interests in Buying or Selling Real Estate in the Metro-Atlanta Market, please don’t hesitate to “Call Mike For Results You’ll Like!”
Michael Neville
Real Estate Consultant
Keller Williams Realty Atlanta Midtown
#1 Individual Realtor for KW Atlanta Midtown '09
404-310-8364
www.LiveInAtlantaGA.com (website)
http://activerain.com/blogs/mpneville (blog)
Short Sale Info & Avoiding Foreclosure: www.AtlantaDignifiedSolutions.com
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Michael works with buyers & sellers primarily Intown Atlanta, but does cover OTP areas. Niches include 1st time buyers, foreclosures/short sales - CDPE short sale specialist. 404-310-8364
- Realtor with experience in buying & selling single family homes, condo’s, townhomes, & foreclosures in Atlanta
- Keller Williams Realty Atlanta Midtown Rookie of the Year '08, KW International Career Launch Award, '09 #1 Individual Agent for Keller Williams Realty Atlanta Midtown
- Member of the Agent Leadership Council for Keller Williams Atlanta Midtown
- Academic All-American Athlete at Cornell University
¨ Graduated with Distinction from the Cornell Hotel School, providing exceptional service at 5 Star/5 Diamond resorts around the world
¨ Teach For America Alumni & Former KIPP Teacher, continues to be an advocate for educational reform
¨ City of Atlanta Teacher of Year Semi-Finalist & Teacher of Excellence award recipient
- Rookie of Year for Keller Williams Realty Atlanta Midtown '08
- Career Launch Award from Keller Williams Realty International '08
- #1 Individual Sales Agent for Keller Williams Realty Atlanta Midtown '09
- Agent Leadership Council Member 3 year
- Featured on an episode of HGTV's "House Hunter"
Michael specializes in working with 1st time buyers & investors, as well as listing properties in the East Atlanta, Kirkwood, and Grant Park areas to name a few of the intown neighborhoods. Having worked extensively on the Buyer side of foreclosures, Michael is well-versed in guiding his clients through the high-risk high-reward world of foreclosures that can be very challenging & unpredictable for those without experience. Being situated in the Midtown area Michael has a wealth of knowledge and research he shares with his clients in a number of neighborhoods including LaVista Park, Ansley Park, Morningside, Virginia Highland, Candler Park, Lake Claire, Kirkwood, East Atlanta, Ormewood Park, Grant Park, Cabbagetown, and Edgewood. Whether it's a $40K cash investment property or $2 Million Dollar estate, Michael has experience with these types of transactions and tailors his services to meet his clients needs, which is why so much of his business is based on referrals from past clients.
Michael Neville has done a fantastic job finding a home for my family and me. He has gone “beyond Z” on each and every occasion. From taking me on perfectly mapped-out trips to view multiple homes every weekend until we finally closed on one, to dropping by even afterwards to provide us with the small affects that help where it really counts. He even created an elaborate list of affordable contractors to assist us with any optional or required home maintenance.
Mr. Neville, Mike as I have come to know him, has been an invaluable asset in finding our perfect home, and his kindness and genuine concern for my family’s satisfaction has significantly contributed in making our huge transition from house to home. Honestly, if didn’t know any better, I would have been assured that we were the absolute only family with whom Mike had been working. That’s just how great his service is. My family and I are extremely appreciative of the unequivocal level of attention we have been shown, and the beautiful home that resulted.
Most humbly,
Michael L. Champion
A more than satisfied client
Mike always went above and beyond the call of duty for me. Anytime I called and asked a question he either knew the answer or knew where to find it. As a first time home buyer this type of dedication was invaluable. I would recommend him to anyone in the market for a home because he will work hard for you, always keeping your concerns and best interest in mind.
Natalie Davis, Emory Law ‘07
Michael assisted us in selling our home, where he listed and placed it under contract in only 10 Days and sold at full list price & no closing costs, after having tried to sell it For Sale By Owner for the better part of last year! He also helped us find our next home and handled everything from negotiations to closing with great professionalism.
Michael’s suggestions, no-nonsense approach, attention to detail, extensive knowledge, honesty, commitment, follow through and caring attitude made the entire process very easy for us. Additionally, we can say the process was short and stress free!
If you are looking for assistance with buying a new home or selling your existing one, we would strongly recommend using Michael Neville.
Michael Neville is an upstanding person and excellent in his field. I knew that it was important for me to purchase a home for residency, but had no idea how to initiate the home buying process. He walked me through the entire process. I was fortunate that Michael was available to help me with a number of issues that arose when l was looking for a home. For me, it was very comforting to have someone so willing to go these extra-extra steps to ensure that I was not making one of the biggest financial decisions of my life alone or without someone that I could call at 6am on the day I was to close on my condo to be sure I’d asked all the right questions (which I did!) I am so satisfied and happy with my decision to purchase a home and I am glad that I had someone so willing to help me make good connections in a new town, as well as walk me through this process. It is with great enthusiasm that I recommend Mike’s services.
I am a 2008 graduate in the MD program and currently a pediatric resident at Morehouse School of Medicine. I am writing to recommend the services of Michael Neville. Recently I had the pleasure of having him as my realtor. He was very professional and proved to be a great asset during my home buying experience. I believe that if I had been working with anyone else, I would not have had such great results. He went beyond the call of duty, was very accessible, and displayed great problem-solving skills throughout everything. I actually went out of the country for over a week during the process. While I was gone, he continued to work for my benefit and kept me updated on all events, even when it was hard to get into contact with me.
I would recommend Michael Neville's services to anyone without any reservations because of the great job that he did for me during my home buying process. He is well versed in the various aspects of real estate and should prove to be an asset for anyone that works with him.
Michael Neville is not just interested in selling you a house (or helping you buy one), he takes customer satisfaction to its highest notch. Integerity comes to mind when I think of Neville.
Odini G. Nwakuche
Emory Law School
Juris Doctor 2007
We went through two other real estate agents before we found Michael. He worked with us and didn't try to push us into a home we didn't want or couldn't afford. In almost no time at all we found the perfect house for us at a price that we could afford. You always hear about how stressful your first home buying experience can be--not so with Michael. The entire process was easy and we felt like Michael was there for us every step of the way. We would not hesitate to recommend him to anyone.
Robyn Foster
Mike Neville is so thorough and diligent, he acts as if the house is his very own. He cares about his clients and the successful outcome of their project. Every detail is handled with the utmost care and expediency.
Shyam Kumar
Mike is organized, professional, extremely hard working and willing to do whatever it takes to get you in a home. He views putting his clients into a home as a personal AND professional responsibility.
Kathy Reding
I thought you were a great realtor, you were very straight forward, informative, and respected my questions. I say if someone wants a guy on their side to find a place, Mike Neville is it.
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