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Michelle Quinn

Apple Picking in Greater Boston!

Apple Picking in Boston!

Fall is one of Boston’s most beautiful seasons, with cool fresh air and vibrant colors of changing foliage. Boston Residents and Home Owners with the sweet smell of apple pies, tarts and sauces! This is the time to grab your pumpkin flavored coffee and go apple picking! Apple picking is an excellent way to get the family together, get a little exercise and reap the many health benefits of the Apple!

Apples are often highly underrated in regards to its powerful health benefits. You’ve heard it before and you will hear it again…..but have you ever really asked why….An apple a day keeps the doctor away?

Why You Should Eat Apples!

1. Apple contains Vitamin C. Vitamin C helps greatly your immune system. A lot of people who lack Vitamin C in their diet have poor healing, bruise easily and have bleeding gums.

2-Prevent Heart Diseases. The reason it can prevent both coronary heart disease and cardiovascular disease is because apples are rich in flavonoid. Flavonoids are also known for their antioxidant effects.

3-Low in calories. A regular size apple has between 70-100 calories. Eating an apple when craving for candy or chocolate can make the desire disappear since apple in itself contains sugar, but gives you only ? of the calories.

4-Prevent Cancers. Notice the plural. We all know that cancer comes in several forms and in different places. Apples target multiple cancers such as colon cancer, prostate cancer and breast cancer in women.

5-Apples contain phenols, which have a double effect on cholesterol. It reduces bad cholesterol and increases good cholesterol. They prevent LDL cholesterol from turning into oxidized LDL, a very dangerous form of bad cholesterol which can be deadly.

6-Prevent tooth decay. Tooth decay is an infection that seriously damages the structure of your teeth, which is caused primarily because of bacteria. The juice of the apples has properties that can kill up to 80% of bacteria. So there you have it, an apple a day also keeps the dentist away!

7-Protects your brain from brain disease. This is something many people don’t know, and when you consider that your brain makes the person you are, it gives a whole new perspective. Apple has substances called phytonutrients, and these phytonutrients prevents neurodegenerative diseases like Alzheimer’s and Parkinsonism.

8-Healthier Lungs. A research at the University of Nottingham Research shows that people who eat 5 apples or more per week has lower respiratory problems, including asthma.

9-They taste great! And not only that, they also come in many flavors and colors. Not in a mood for a green apple? Why not get a red one, or a macintosh! Their taste can vary greatly, but still give you all the apple benefits. Variety is an important element to maintaining your health.

On average, Americans consume around 20 pounds of apples a year, which comes to around 1 apple a week. Unfortunately, while an apple a week is better than nothing, it is nowhere close to being able to extract all the advantages apples have to offer. Eating apples is part of balanced and healthy diet than will increase your longevity, so why limit yourself to only 1 per week?

So Now you are ready to get yourself some apples right? Here is a link to apple picking in Greater Boston. Enjoy, be healthy and have fun!

http://www.mass.gov/agr/massgrown/apple_pyo.htm

How Do I Rent My Home/Condo in Boston??

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I Want To Rent My Home/Condo in Boston! Where Do I Begin?

Well, first of all, I would just like to say, good thinking! Renting your property is an excellent option, especially in the Boston rental market where, I’ve personally heard many, single renters, say, “ a good, rental property is pretty hard to find!” (my sources, of course, will remain anonymous)

Whether you are moving, relocating for work, or you have recently acquired an additional property that you either just aren’t ready to sell or would like to sell in a slightly better market, renting is smart!

Where to begin? First ask your self a few questions:

1. Can you, a regular “Joe”, with a day job, become a landlord, avoid tenants from hell, and possibly make $$?

2. Is it worth hanging onto this property?

3. Will you be comfortable with strangers moving into your home?

If you answered yes, to at least 2 out three of those questions, then you are officially prepared to continue to read this blog. Congratulations!

Start Here:

Calculate your "nut." That's the total cost of keeping the place going, including mortgage payments, utilities, maintenance, yard work, repairs and any professional services you'll need, which could include property management, tax help and a legal consultant. If you're renting out your primary residence, you'll also have to decide whether to rent it furnished or unfurnished. If you leave furniture, be prepared for it to be damaged or, at the minimum, show some wear. Any personal effects, electronics, fragile items and anything else you care about should go in locked storage, either on-site or at a paid storage facility. This may be a good time to call your local, very knowledgeable Boston real estate professional!

Next:

Estimate your rent price. A competitive rent price reflects prevailing rates, so simply adding up your cost of ownership won't do. Check newspaper ads, call property management agencies and look at online classified ads to assess the price range for similar units in your locale. Visit a few to hone your research. Again, a very good time to call your local, very smart, Boston real estate professional.

Then:

Compare the rent you think you can get with your costs.," Small Business resources, suggest working up two profit-and-loss statements: a best-case list and a more conservative one that includes all the things that could go wrong. Try this link to learn more about understanding and completing a profit and loss statement. http://www.esmalloffice.com/SBR_template.cfm?DocNumber=PL12_3500.htm

If the plan doesn't pencil out, don’t give up, there still may be very good reasons for hanging onto a rental that doesn't turn an immediate profit. Among them: tax-sheltered depreciation; the chance of a profit if property values appreciate; the need to hold a home for a family member to use later; the prospect of a worse loss incurred by selling immediately; or the simple desire to add to the value of your estate.

Screening: Please Note: Gut Instinct does not apply here! Tenant screening is perhaps a landlord's most crucial task. You may think your gut is your best ally for this job, but there are two important reasons this isn't a good idea:

It doesn't work and It's not legal.

People can look fantastic. Finding the perfect tenant most likely won’t happen, but you can find a reliable, responsible, good natured person, who will be happy to treat your home as if it were there own. Which essentially, is what you want it to be, for the length of the lease, anyway.

Don't settle for checking with the applicant's last landlord -- call at least two addresses back, since a current landlord might want to get rid of a difficult tenant. Earlier landlords feel no such constraint. I know, I probably don’t have to say it again…, but…. This may be a very good reason to check in with your local, very savvy, Boston real estate professional.

Maintenance: As for property maintenance, if you are handy, go for it. Just remember that there will come a time when you'll hit a problem you can't solve. You'll also likely want to take a vacation at some point and will need emergency resources your tenants can contact. Today, before you need it, establish a relationship with a plumber, an electrician and a carpenter whom you can trust to jump in at a moment's notice. If you aren't handy, you'll want to be extremely nice to these people, since you will definitely need them some day.

If you are still reading this, then it seems you may very likely be willing to take the leap and rent your home, condo or apartment. Good Luck! And don’t forget, if you have any questions, please call your local, very nice, Boston real estate agent for some help and or guidance!

This link will help you understand the tenant/landlord laws in Massachusetts.

http://www.mass.gov/?pageID=ocasubtopic&L=4&L0=Home&L1=Consumer&L2=Housing+Information&L3=Tenant+%26+Landlord&sid=Eoca

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Home is Where The Heart Is, So How Do You Sell It? Especially When You HAVE To.

If Home Is Where The Heart is, How Do You Sell It?

When the decision to sell your home in Boston arrives more out of financial necessity than desire to make a change, emotion is sometimes your biggest hurdle. You raised your kids, possibly your grandkids, planted trees and flowers and made great friends with neighbors you never thought you would like. Now you are trying to figure out if the investment value your home currently holds, is greater than the sentimental value it now holds for you. Selling your home out of necessity rather than choice, is never going to be easy, however, the long term stress of struggling to keep a home that has become a financial burden will begin to take its toll on you and your family. Before that happens, take a moment to consider these points, which may help you balance the scales and help check your emotion.

Consider what the benefits of selling your home will mean for you. If you are selling due to financial strain, make sure the benefit of selling will far outweigh the potential risks of trying to hold on to it. Current monthly utility bills, taxes and home repairs should all be considered and compared to similar costs of your potential new home and lifestyle.

Seek help BEFORE you plan on selling your home, speak with people experienced in similar situations. This may include friends, Real Estate Attorneys, mortgage brokers and also, consider approaching a real estate agent who is experienced in your local market. These professionals can help you organize your finances, review your budget and also give you the data you need to see what your house would most likely sell for in the current market.

Once you are confident in the decision to sell your home you may need to put your emotion into storage first. Emotion can get in the way of appropriately pricing and showing your home, ultimately it can prevent you from selling your home and moving forward. Try to remember the positive direction you are moving in and remember, your memories are coming with you, they are not considered part of the sale!

Again, seek advice from an experienced Boston real estate professional, who will provide you with valuable market data and property analysis. This will help you price your home in accordance with current Boston Real Estate Market prices. Your real estate agent will also consult with you on how to make your home more attractive to potential buyers. If it is hard for you to put away collectibles, photo’s and other items that might be considered “clutter”, try to consider yourself, or even better, ask a friend, to look first as a buyer, at the present condition of your home. Would they be one to consider buying it? Do they see certain flaws, damages or un-necessary clutter that might cloud a buyers estimated worth of your home? If these questions get not so encouraging answers and you still want to sell your home, you must clear it out. The memory of your mom making you eggs when you were little will not be lost if you throw out that old frying pan, the handle is broken anyway!

Potential buyers will appreciate the chance to see how they will be able to enjoy life in their new home and believe it or not…..that is what you want. This is how you will sell your current house and begin to enjoy the opportunity you have given to yourself and your family; which is to make your new home in a worry and stress free zone!



How Do Boston Home Owners Spell Fall? C.O.M.P.O.S.T!

Boston Home Owners, How Do You Spell Fall? C.O.M.P.O.S.T!


The school bell is ringing, football Sundays are back and yellowing leaves are slowly beginning to accumulate on the lawns of Boston homeowners. Fall. It’s fast approaching and there is nothing we can do about it except…. COMPOST! New England weather is perfect for composting and now is the perfect time to start! Involve your kids, go “green”, save money and have the garden or flowerboxes that all your neighbors will envy.

Why compost? Most importantly, compost because it is EASY and it just makes sense!It saves you money, uses natural resources, which helps to protect our environment and will make you look like a master gardener whether you have just a few window boxes, or a massive vegetable garden.

You don’t have to live on acres of land in Sudbury or Lexington, or raise your own chickens in Plympton, to compost; in fact, you can successfully compost whether you live in a condo in South Boston, a large single family home inBrookline. You can live anywhere in the Greater Boston area, all you need is a patch of outdoor space large enough for a trash barrel. Composting is low maintenance, free and can save you heaps of money on landscaping and garbage pick up.

Here is what you need to get started. Compost requires only sunlight, water and periodic churning. Remarkably enough, if properly tended to, it doesn’t even stink! You will need a compost barrel, (these can be found at places like home depot or sites like craigslist.org used) or they can be made out of nearly any heavy duty trash barrel and a lid with plenty of small holes to let in light (small enough not to leak out composting materials). If you make your own barrel and it is not self-turning, you will need a pitchfork to periodically incorporate composting material.

What are the best compost materials? There are no magic tricks involved in transforming leftover dinner into rich and fertile soil, just a bit of science and preparation. There are two basic types of compostable material: carbon and nitrogen. Or, more simply, brown (dry) and green (damp) matter, respectively. Perhaps the best sources of brown matter are leaves and grass trimmings. As long as it is damp and the browns are mixing with the greens, you are creating garden gold. You can save nearly all kitchen scraps (though most agree that meat gets smelly and might attract critters…) such as coffee grinds, fruit cores/seeds/pits, moldy or stale bread, pasta, kids sandwich crusts, etc. in a sealable bucket in the kitchen and empty it into the compost bin as needed. Involve your children by letting them choose what leftovers to add each night and have them churn the materials each week. Involving your children is a great way to introduce them to a “green” project and they will love seeing the rich brown soil they helped to create!

You are now not only saving money by reducing the cost for the removal of yard and household trash, but come spring, your savings on fertilizer and soil will be eliminated, leaving you room to maybe buy a few flowers or seeds you couldn’t afford last season!

*For more info on composting specifics and local projects, seewww.howtocompost.org.

Why You Should Consider Buying Your New Home in Boston Now

Have you been considering purchasing a new home in the Greater Boston Area? Whether you are a first time homebuyer or you are considering moving to a larger or smaller home to suit your personal needs, now is a very good time to make the move. In fact, there are five very good reasons to consider buying a new home.

Reason #1: Home Prices are Down

It is no secret that housing costs are down. Even better, many of the homes coming on the market today are quite beautiful and contain many luxury features that were once too costly for many people to afford. The number of terrific houses in Boston, coming on the market is on the rise. At the same time, because many sellers are interested in selling their houses as quickly as possible, you enjoy a great deal of leverage as a buyer.

Reason #2: Mortgage Rates are Low

Today’s mortgage rates have reached a record low, which means you stand to save a significant amount in terms of interest. Furthermore, because the rates are so low, you actually start to build equity in your home as soon as you buy it, which means you don’t have to stress out about the ups and downs of the economy as it still works toward a recovery.

Reason #3: Many Available Houses are in Great Condition

Not only are there many beautiful houses coming onto the market, but many are in move-in condition as well. This is because most of those who had been holding back on putting their houses on the market were keeping their houses in good shape until the time was right to list it for sale.

Reason #4: Programs Make Home Buying More Affordable

Thanks to the many different grants, loans and other housing assistance programs available to homebuyers, buying a home is quite affordable. Many communities still offer “workforce housing” programs, which help middle-class families afford purchasing a home. For those who qualify for one of these programs, they can enjoy a helping hand with their home buying expenses.

Reason #5: Appraisal Guidelines Have Been Adjusted

Shortly after the economic fallout, appraisal guidelines were changed in such a way that it seriously impeded the purchasing process. Thankfully, Fannie Mae has made some adjustments to these guidelines, which gives appraisers more flexibility when it comes to setting values. The result? Closing on deals is a much faster process than it was just a year ago.

According to many industry experts, real estate markets throughout the country have reached their bottoms. This, combined with low prices,low interest rates, eager sellers, faster appraisal guidelines and numerous financial assistance programs, and there really has never been a better time to buy a home. So, if you have been thinking of making a home purchase, there is no reason to put it off any longer!

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