Mark Brian

Saturday Nov 21st 9AM to 5PM

Wren High School

905 Wren School Rd, Piedmont SC 29673

The Hurricane Pride Project is dedicated to the beautification and utilization of Hurricane Springs Park and the surrounding Wren communities and is hosting the 2nd Annual Hurricane Hoopla. This is a great event for a great cause! It will feature a eclectic collection of local creative talents. What I like it us they strive to keep the event a true arts and crafts environment. I have been to many events that claim to have arts and crafts but half of the people are selling something imported from China!

So if you want real arts and craft items make sure to mark your calenders! And with the holiday season upon us, who doesn't need to find something different for that special someone?

For more information be sure to check out The Hurricane Pride Project Website!

Not only does owning a home give you a haven for yourself and your family, it also makes great financial sense because of the tax benefits — which you can’t take advantage of when paying rent.

The following calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will be, too. Based on your current rent, use this calculation to figure out how much mortgage you can afford.

Rent: _________________________

Multiplier: x 1.32

Mortgage payment: _________________________

Because of tax deductions, you can make a mortgage payment — including taxes and insurance — that is approximately one-third larger than your current rent payment and end up with the same amount of income.

For more help, use Fannie Mae’s online mortgage calculators.

I found this simple list that anyone selling a home in Upstate South Carolina should look over. It probably looks like common sense to most of you but because every item is so important. But believe me, many sellers need to not just read this list but actually take this advice!

1. Price it right. Set a price at the lower end of your property’s realistic price range.

2. Prepare for visitors. Get your house market ready at least two weeks before you begin showing it.

3. Be flexible about showings. It’s often disruptive to have a house ready to show at the spur of the moment. But the more amenable you can be about letting people see your home, the sooner you’ll find a buyer.

4. Anticipate the offers. Decide in advance what price and terms you’ll find acceptable.

5. Don’t refuse to drop the price. If your home has been on the market for more than 30 days without an offer, you should be prepared to at least consider lowering your asking price.

Reprinted from REALTOR Magazine (Realtor.org/realtormag) with permission of the National Association of Realtors. Copywrite 2008. All rights reserved

1. What are the most popular mortgages you offer? Why are they so popular?

2. Which type of mortgage plan do you think would be best for me? Why?

3. Are your rates, terms, fees, and closing costs negotiable?

4. Will I have to buy private mortgage insurance? If so, how much will it cost, and how long will it be required? (NOTE: Private mortgage insurance is usually required if your down payment is less than 20 percent. However, most lenders will let you discontinue PMI when you’ve acquired a certain amount of equity by paying down the loan.)

5. Who will service the loan — your bank or another company?

6. What escrow requirements do you have?

7. How long will this loan be in a lock-in period (in other words, the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if it drops during this period?

8. How long will the loan approval process take?

9. How long will it take to close the loan?

10. Are there any charges or penalties for prepaying the loan?

Used with permission from Real Estate Checklists & Systems, www.realestatechecklists.com.

This super nice home for sale in Starr SC is neat as a pin! It is a brick ranch with 2 bedrooms 1 bath sitting on over an acre that is fenced and level. There is a large deck in the back, 2 outbuildings and a screened porch. The interior is open and airy with a heat pump for year round comfort and energy efficiency.Asking $76900

Property marketed by Mark Brian, Realtor @ Silver Star Real Estate 864-353-1253 To see more pictures and details of this property please visit Starr SC Home for Sale