Photos from Nate Ellis "Mr Danke Schoen"
Kauai,LIMAHULI GARDEN AND PRESERVE - HAENA NATIONAL TROPICAL BOTANICAL GARDEN www.CaHousingBlog.com
Located in: Princeville, HI
Just got this announcement from CalHFA. This is a huge blow to First Time Home Buyers in California. These programs help a lot of people bridge the down payment gap. I hope we get these back soon!
Effective immediately and until the financial markets stabilize, the following CalHFA first mortgage products are temporarily unavailable:
Effective September 23, 2008, the interest rate on all 30-Year Fixed Mortgages will be 6.750%. This situation is being monitored daily and these rates and loan products are under continual review. When conditions warrant, programs will be reinstated, announced by Program Bulletin and posted on CalHFA’s website.
View the complete CalHFA Bulletin #2008-31
Danke Schoen,
Nate Ellis
888-808-6283
You must cut your expenses!
But how do I cut my expenses? I have already cut everything I can. Have YOU?
After you have trimmed your budget, take a look at Other options you may have.
Danke Schoen,
Nate Ellis
888-808-6283
The first thing you must do is seek the advice of the following professionals:
All of the professionals above will need the following information from you in order to be able to give you the information you need to decide which option is the best for your situation.
Make sure you make multiple copies of your documents so you always have a set available to give to one of the professionals.
Your options will be based on the professionals you contact. Start with the Non-Profit Housing Counselor. They will give you unbiased options for your situation. In most cases they can not tell you what your next step should be. They will only give you the options.
Then seek out the advice of the other professionals. When selecting the other professionals to consult look for people that give back to the community and work directly with local housing agencies and cities. Make sure you ask for and check the references of each of the professionals. Real Estate Agents and Mortgage Lenders should not be charging you up front for their services. There may be fees however once documentation is being submitted to the lender or for requesting documents like deedsa and credit reports.
You should always be able to get a free consultation.
Danke Schoen,
Nate Ellis
888-808-6283
The job of the non-profit distressed Homeowner Counselor is to inform you about all the options that may be available for you to save or sell your home and to inform you about the possible consequences. Counselors can be found by contacting the HOPE Alliance or by contacting your local City and County Housing Offices. In your Counseling session you should cover the following:
Establishing and Amending your Budget to allow you to Keep Your Home
Contacting your current lender to see if you are eligible for:
a) Interest Rate Freeze
b) Interest Rate Reduction
c) Principal Reduction
All of these options may be know as Loan Modifications.
Choices you have for selling the home
a) Selling to a Relative
b) Selling on the Open Market
c) Short Sale
The Advantages and Consequences of a Short Sale and other options
Cash for Keys Programs
The Foreclosure Process and Consequences
Possibility of Bankruptcy
If you have questions about the process feel free to contact me.
Nate 888-808-6283
Down Payment Dreams – San Ramon, CA 2008 May 30th
The City of San Ramon in Contra Costa County , California is a great place to raise a family in the Diablo Valley. With top notch schools and lots of parks your home search stops here. The City has approved plans to create a Down Town Center to rival Beverly Hill's Rodeo Drive. Take a look at some of Home deals you can take advantage of today.
View Contra Costa County Homes in other cities
or Call Nate 888-808-6283
|
Price |
City |
Bed |
Bath |
½ Bath |
Psbl Ast |
0 Down Mo Pmt |
Address |
Brokerage |
Listed By |
|
|
|
$225,000 |
SAN RAMON |
2 |
1 |
|
$29,813 |
$1,393 |
8975 ALCOSTA BLVD |
CORNERSTONE RLTY & FUNDING |
JAMEEL BATSHON |
||
|
$229,450 |
SAN RAMON |
1 |
1 |
0 |
$30,402 |
$1,475 |
9052 CRAYDON CIR |
J. Rockcliff Realtors Inc |
Mark Traikoff |
||
|
$249,900 |
SAN RAMON |
2 |
1 |
0 |
$33,112 |
$1,602 |
9085 ALCOSTA BLVD |
ALL PHASE BROKERS, INC. |
ANDREA SOUSA |
||
|
$258,888 |
SAN RAMON |
1 |
1 |
|
$34,303 |
$1,516 |
115 Reflections Drive |
PRUDENTIAL CALIF REALTY |
SOPHIE ARETTA |
||
|
$259,000 |
SAN RAMON |
2 |
1 |
|
$34,318 |
$1,666 |
9085 Alcosta Blvd. |
Prudential California Realty |
Joe Kehrig |
||
|
$259,000 |
SAN RAMON |
1 |
1 |
|
$34,318 |
$1,514 |
115 Reflections |
PRUDENTIAL CALIF REALTY |
NORM NELSON |
||
|
$259,000 |
SAN RAMON |
2 |
1 |
|
$34,318 |
$1,656 |
9085 ALCOSTA BLVD |
Prudential California Realty |
Mehrasa Bagheri |
||
|
$270,000 |
SAN RAMON |
2 |
2 |
0 |
$35,775 |
$1,589 |
367 EASTRIDGE DR |
RE/MAX ACCORD |
ANNETTE M JUNELL |
||
|
$274,950 |
SAN RAMON |
2 |
1 |
0 |
$36,431 |
$1,736 |
9085 ALCOSTA BLVD |
J. Rockcliff Realtors Inc |
Bonnie King |
||
|
$275,000 |
SAN RAMON |
2 |
2 |
|
$36,438 |
$1,678 |
9025 Alcosta blvd |
THE CHASE REALTY GROUP |
ALFREDO J CHAVIRA |
||
|
$275,000 |
SAN RAMON |
2 |
2 |
0 |
$36,438 |
$1,707 |
9005 ALCOSTA BLVD |
PRUDENTIAL CALIF REALTY |
CINDY E DUFFY |
||
|
$288,000 |
SAN RAMON |
1 |
1 |
0 |
$38,160 |
$1,659 |
210 Reflections Dr |
Fox Real Estate |
Glenn Mendell |
||
|
$294,000 |
SAN RAMON |
1 |
1 |
|
$38,955 |
$1,786 |
280 S Overlook Dr |
BETTER HOMES REALTY |
MICHAEL DOMDE |
||
|
$319,000 |
SAN RAMON |
1 |
1 |
|
$42,268 |
$1,873 |
415 Pine Ridge Drive |
J. Rockcliff Realtors Inc. |
Sarah E Arnold |
||
|
$329,999 |
SAN RAMON |
1 |
1 |
0 |
$43,725 |
$1,902 |
755 WATSON CANYON CT |
Prudential California Realty |
Manjit Hundle |
||
|
$335,000 |
SAN RAMON |
2 |
1 |
1 |
$44,388 |
$2,008 |
2665 FOUNTAINHEAD DR |
Ram Properties |
Marvin Remmich |
||
|
$336,000 |
SAN RAMON |
1 |
1 |
|
$44,520 |
$1,913 |
210 Reflections Drive |
GOLDEN HILLS BROKERS |
CAMILLE HARRISON |
||
|
$338,888 |
SAN RAMON |
2 |
1 |
0 |
$44,903 |
$2,098 |
202 COMPTON CIR |
COLDWELL BANKER |
ELAINE ARNT |
||
|
$349,000 |
SAN RAMON |
2 |
2 |
0 |
$46,243 |
$2,049 |
3655 CROW CANYON RD |
Eagle Real Estate Services |
Steve L Martin |
||
|
$351,500 |
SAN RAMON |
2 |
1 |
0 |
$46,574 |
$2,040 |
258 EASTRIDGE DR |
Weichert Realtors-America Fir |
Judy A Bittner |
||
|
$354,900 |
SAN RAMON |
2 |
1 |
1 |
$47,024 |
$2,113 |
322 NORRIS CANYON TER |
Ram Properties |
Marvin Remmich |
||
|
$359,000 |
SAN RAMON |
2 |
1 |
0 |
$47,568 |
$2,133 |
200 NORRIS CANYON PL |
Wheaton & Associates |
Peggy Wheaton |
||
|
$359,900 |
SAN RAMON |
2 |
1 |
0 |
$47,687 |
$2,028 |
1610 CUTTER CT |
RETHINK REAL ESTATE, INC. |
STACEY WILSON |
||
|
$395,000 |
SAN RAMON |
2 |
2 |
0 |
$52,338 |
$2,107 |
237 TANGERINE CT |
CROW CANYON REALTY |
BRUCE L BALDWIN |
||
|
$399,000 |
SAN RAMON |
2 |
2 |
0 |
$52,868 |
$2,386 |
273 S OVERLOOK DR |
RELIANCE REALTY GROUP |
DAVID TANG |
||
|
$399,000 |
SAN RAMON |
2 |
2 |
0 |
$52,868 |
$2,338 |
309 S OVERLOOK DR |
PRUDENTIAL CALIF REALTY |
CHRIS KAMALI |
||
|
$400,000 |
SAN RAMON |
3 |
1 |
1 |
$53,000 |
$2,253 |
562 LA COPITA COURT |
KELLER WILLIAMS BENCHMARK |
COCO LEWIS |
||
|
$410,000 |
SAN RAMON |
2 |
2 |
0 |
$54,325 |
$2,090 |
144 DOGWOOD PL |
Ram Properties |
Marvin Remmich |
||
|
$414,900 |
SAN RAMON |
3 |
2 |
0 |
$54,974 |
$2,408 |
2717 FOUNTAINHEAD DRIVE |
Help-U-Sell San Ramon Prop |
Gregory R McPherson |
||
|
$415,000 |
SAN RAMON |
3 |
1 |
1 |
$54,988 |
$2,408 |
2864 Bollinger Canyon Rd |
Prudential California Realty |
Laura Nguyen |
||
|
$419,900 |
SAN RAMON |
3 |
1 |
1 |
$55,637 |
$2,433 |
2869 FOUNTAINHEAD DR |
REALTY WORLD PIGATI & RUSSELL |
ANTHONY PIGATI |
||
|
$429,700 |
SAN RAMON |
2 |
2 |
0 |
$56,935 |
$2,281 |
236 TANGERINE CT |
Alain Pinel REALTORS |
Darrel Bihr |
||
|
$450,000 |
SAN RAMON |
2 |
2 |
0 |
$59,625 |
$2,554 |
3815 CROW CANYON RD |
People & Properties Sotheby's |
Kathleen M Adami |
||
|
$450,000 |
SAN RAMON |
2 |
2 |
1 |
$59,625 |
$2,613 |
458 PINE RIDGE DR |
Empire Realty Associates |
Lisa Tichenor |
||
|
$459,950 |
SAN RAMON |
2 |
2 |
0 |
$60,943 |
$2,340 |
108 DOGWOOD PL |
J. Rockcliff Realtors Inc. |
Robert Rittenhouse |
||
|
$469,950 |
SAN RAMON |
2 |
2 |
0 |
$62,268 |
$2,389 |
6916 WISTERIA ST |
VALLEY PROPERTIES |
JUDI IRWIN |
||
|
$479,000 |
SAN RAMON |
2 |
2 |
0 |
$63,468 |
$2,700 |
3665 Crow Canyon Rd. |
United California Brokers |
Scott Anderson |
||
|
$479,000 |
SAN RAMON |
2 |
2 |
0 |
$63,468 |
$2,728 |
2595 TWIN CREEKS DR |
Blackhawk Real Estate Co. |
Gloria Corda |
||
|
$479,000 |
SAN RAMON |
2 |
2 |
0 |
$63,468 |
$2,633 |
701 Destiny Lane |
Coldwell Banker |
Henry Ohlmeyer |
||
|
$483,950 |
SAN RAMON |
2 |
2 |
0 |
$64,123 |
$2,753 |
2632 MEADOW GLEN PL |
RE/MAX Accord |
Marianna T Bottari |
||
|
$490,000 |
SAN RAMON |
2 |
2 |
0 |
$64,925 |
$2,491 |
9169 Tangerine St |
PMZ REAL ESTATE |
MICHAEL BAZIUK |
||
|
$490,000 |
SAN RAMON |
2 |
2 |
0 |
$64,925 |
$2,798 |
336 S OVERLOOK DR |
INTEGRITY REALTY |
MASOUDA HAMIDI |
||
|
$499,900 |
SAN RAMON |
2 |
2 |
0 |
$66,237 |
$2,675 |
951 SPRINGVIEW CIR |
REGENCY REAL ESTATE |
IRENE G WOODS |
||
|
$499,950 |
SAN RAMON |
3 |
2 |
1 |
$66,243 |
$2,823 |
2693 MARSH DR |
COLDWELL BANKER |
CINDY NGAN |
||
|
$499,950 |
SAN RAMON |
4 |
2 |
0 |
$66,243 |
$2,513 |
9752 TAREYTON |
FIDELITY BROKERS |
ALICIA VENEGAS |
||
|
$510,000 |
SAN RAMON |
3 |
3 |
1 |
$67,575 |
$2,764 |
2011 NANCY LN |
OUT OF AREA - NON MEMBER |
EBRD OUT OFAREA OUT |
||
|
$510,000 |
SAN RAMON |
2 |
2 |
1 |
$67,575 |
$2,789 |
1206 DESTINY LN |
RE/MAX 1ST CHOICE |
MICHAEL HYLES |
||
|
$519,950 |
SAN RAMON |
4 |
1 |
1 |
$68,893 |
$2,613 |
3101 KITTERY AVE |
Blue Sky Realty |
Jeffrey Klaus |
||
|
$525,000 |
SAN RAMON |
2 |
2 |
1 |
$69,563 |
$2,847 |
129 Coralflower Ln |
Prudential California Realty |
Elin Matter |
||
|
$529,000 |
SAN RAMON |
3 |
2 |
0 |
$70,093 |
$2,685 |
6920 WISTERIA ST |
WESTON PROPERTIES |
MATT FORD |
||
|
$549,000 |
SAN RAMON |
2 |
2 |
1 |
$72,743 |
$2,921 |
908 SPRINGVIEW CIR |
IStar Real Estate |
Jon Buchanan |
||
|
$549,000 |
SAN RAMON |
4 |
2 |
1 |
$72,743 |
$2,779 |
801 Ladera Corte |
Brookline Real Estate |
Jerry Kasin |
||
|
$549,000 |
SAN RAMON |
3 |
1 |
1 |
$72,743 |
$2,759 |
9886 DEL MAR DR |
Empire Realty Associates, Inc. |
Raelene Sprague |
||
|
$549,000 |
SAN RAMON |
3 |
2 |
1 |
$72,743 |
$2,898 |
7525 IMPERATA LN |
PACIFIC UNION GMAC RL EST |
TERRY P ABTS |
||
|
$550,000 |
SAN RAMON |
4 |
3 |
0 |
$72,875 |
$2,952 |
414 Regal Liliy Ln |
REALTY WORLD GLOBAL |
TAMMY R YAU |
||
|
$550,000 |
SAN RAMON |
2 |
2 |
1 |
$72,875 |
$2,979 |
1830 CUTTER COURT |
Tucker Associates RE Services |
Stephanie A Swenson |
||
|
$550,000 |
SAN RAMON |
3 |
2 |
0 |
$72,875 |
$2,764 |
636 FILBERT CT |
Alain Pinel REALTORS |
Terry L Osburn |
||
|
$557,167 |
SAN RAMON |
2 |
2 |
1 |
$73,825 |
$3,034 |
7754 Stoneleaf Road |
SHAPELL HOMES |
JOHN S LUEDEMANN |
||
|
$559,950 |
SAN RAMON |
3 |
2 |
0 |
$74,193 |
$3,123 |
2639 MARSH DR. |
The Blackhawk Real Estate Co. |
Karen Worswick |
||
|
$560,000 |
SAN RAMON |
3 |
2 |
1 |
$74,200 |
$2,988 |
7379 BRIZA LOOP |
ROUNDUP REALTY |
JULIN E PEREZ-BERNTSEN |
||
|
$565,000 |
SAN RAMON |
3 |
2 |
1 |
$74,863 |
$3,054 |
540 SUTTER CREEK LN |
PRUDENTIAL CALIF REALTY |
DEBRA ANN ALLEN |
||
|
$568,000 |
SAN RAMON |
3 |
2 |
1 |
$75,260 |
$3,042 |
209 PLUMPOINTE LN |
J. Rockcliff Realtors Inc |
Bonnie King |
||
|
$569,000 |
SAN RAMON |
4 |
2 |
0 |
$75,393 |
$2,859 |
6 ONA CT |
AMERICAN DREAM BROKERAGE |
DANIEL HUBER |
||
|
$569,950 |
SAN RAMON |
4 |
3 |
0 |
$75,518 |
$3,091 |
2418 CEDARWOOD LOOP |
Prudential California Realty |
Joe Kehrig |
||
|
$575,000 |
SAN RAMON |
3 |
2 |
1 |
$76,188 |
$3,059 |
622 S Blackbrush Lane |
L & S PROPERTIES |
RON SOMMER |
||
|
$575,000 |
SAN RAMON |
2 |
2 |
0 |
$76,188 |
$3,345 |
30 EAGLE LAKE PLACE |
CROW CANYON REALTY |
BRUCE L BALDWIN |
||
|
$578,000 |
SAN RAMON |
4 |
2 |
0 |
$76,585 |
$2,904 |
7606 Corrinne Place |
INTERO REAL ESTATE SERVICES |
CATALINA GUINTO |
||
|
$585,000 |
SAN RAMON |
3 |
2 |
0 |
$77,513 |
$2,939 |
7447 BLUE FOX WAY |
Better Homes Realty |
Suzy Cardwell |
||
|
$594,990 |
SAN RAMON |
4 |
2 |
1 |
$78,836 |
$2,989 |
3105 KITTERY AVE |
CALIFORNIA HOMES |
SEAN SCOTT |
||
|
$598,000 |
SAN RAMON |
2 |
2 |
1 |
$79,235 |
$3,290 |
6205 Lakeview Circle |
RE/MAX ACCORD |
IDA CENTONI-MONTGOMERY |
||
|
$599,000 |
SAN RAMON |
3 |
2 |
1 |
$79,368 |
$3,179 |
473 S Clovercrest Ln |
J. Rockcliff Realtors Inc. |
Julia Kim |
||
|
$599,000 |
SAN RAMON |
3 |
2 |
0 |
$79,368 |
$3,009 |
2825 WINTHROP AVENUE |
Help-U-Sell San Ramon Prop |
Gregory R McPherson |
||
|
$599,000 |
SAN RAMON |
3 |
2 |
0 |
$79,368 |
$3,009 |
210 Dayton Court |
Prudential California Realty |
Debby Alberti |
||
|
$599,000 |
SAN RAMON |
3 |
2 |
0 |
$79,368 |
$3,039 |
23 Pamplona Ct |
Karen Fleming |
Karen Fleming |
||
|
$599,000 |
SAN RAMON |
3 |
2 |
0 |
$79,368 |
$3,009 |
9748 Broadmoor Drive |
PRUDENTIAL CALIF REALTY |
CAROL GIBBONS |
||
|
$599,000 |
SAN RAMON |
4 |
3 |
0 |
$79,368 |
$3,168 |
7187 BRIZA LOOP |
INTERO REAL ESTATE SERVICES |
ASAD KHORASANEE |
||
|
$599,000 |
SAN RAMON |
3 |
2 |
1 |
$79,368 |
$3,150 |
9764 BELLADONNA DRIVE |
TUCKER ASSOC RL EST SRVCS |
Nicole Tucker |
||
|
$599,888 |
SAN RAMON |
4 |
2 |
1 |
$79,485 |
$3,217 |
1309 AMARYLLIS CIR |
Patterson & Associates |
Cissy Thoms |
||
|
$599,900 |
SAN RAMON |
3 |
2 |
0 |
$79,487 |
$3,013 |
9651 BROADMOOR DR |
J. Rockcliff Realtors Inc |
Sharen J Metz |
||
|
$600,000 |
SAN RAMON |
3 |
2 |
1 |
$79,500 |
$3,014 |
2352 ELAN LN |
Keller Williams Realty |
Robert M Mills |
||
|
$610,000 |
SAN RAMON |
4 |
3 |
0 |
$80,825 |
$3,223 |
7001 BRIZA LOOP |
Help-U-Sell San Ramon Prop |
Gregory R McPherson |
||
|
$610,000 |
SAN RAMON |
3 |
2 |
0 |
$80,825 |
$3,064 |
109 MADORA PL |
Alain Pinel Realtors |
Ralph Bleier |
||
|
$619,000 |
SAN RAMON |
3 |
2 |
1 |
$82,018 |
$3,255 |
9808 Belladonna Drive |
VIVA REAL ESTATE GROUP INC |
LADISLAO RAPIZ JR. |
||
|
$624,950 |
SAN RAMON |
3 |
2 |
0 |
$82,806 |
$3,138 |
100 SUNNYBROOK PL |
MVP REALTY |
JIM HARRINGTON |
||
|
$625,000 |
SAN RAMON |
4 |
3 |
0 |
$82,813 |
$3,389 |
2225 Watermill Rd |
FREEDOM KEY FINANCIAL SRVCS |
CLAUDIA M GUZMAN |
||
|
$625,000 |
SAN RAMON |
4 |
2 |
1 |
$82,813 |
$3,139 |
7483 Hillsboro Ave |
J. Rockcliff Realtors Inc. |
Michael Vera |
||
|
$625,000 |
SAN RAMON |
4 |
2 |
0 |
$82,813 |
$3,139 |
7615 CORRINNE PL |
Intero Real Estate Services |
(R) Gladys Albakian |
||
|
$629,950 |
SAN RAMON |
3 |
2 |
1 |
$83,468 |
$3,454 |
29 CANYON GREEN CT |
King Brothers Real Estate |
Glenn King |
||
|
$629,950 |
SAN RAMON |
3 |
2 |
1 |
$83,468 |
$3,326 |
946 SPRINGVIEW CIR |
Sunrise Real Estate Services |
Rhoda Thilmony |
||
|
$630,000 |
SAN RAMON |
4 |
2 |
0 |
$83,475 |
$3,164 |
22 PETAR PL |
Value Realty |
Ronald T McLaughlin |
||
|
$635,000 |
SAN RAMON |
4 |
2 |
1 |
$84,138 |
$3,409 |
2300 CEDARWOOD LOOP |
RE/MAX Accord |
Mary Ann DeGuzman |
||
|
$639,900 |
SAN RAMON |
3 |
2 |
1 |
$84,787 |
$3,383 |
725 GALEMEADOW CIR |
HOMETOWN GMAC RL EST |
STEVE FAST |
||
|
$639,950 |
SAN RAMON |
2 |
2 |
0 |
$84,793 |
$3,669 |
4112 EAGLE LAKE CT |
HOMETOWN GMAC RL EST |
DELORES GRAGG |
||
|
$640,000 |
SAN RAMON |
3 |
2 |
0 |
$84,800 |
$3,214 |
9871 brunswick way |
FIDELITY BROKERS |
ALICIA VENEGAS |
||
|
$645,000 |
SAN RAMON |
3 |
2 |
1 |
$85,463 |
$3,380 |
9796 Belladonna Drive |
Prudential California Realty |
Elin Matter |
||
|
$648,000 |
SAN RAMON |
3 |
2 |
0 |
$85,860 |
$3,254 |
16 MARILYN PL |
Century 21 Lincoln Realty |
Ted Babbes |
||
|
$649,000 |
SAN RAMON |
3 |
2 |
0 |
$85,993 |
$3,259 |
839 PINEHURST PL |
CENTURY 21 NEOTECH REALTY |
LUZ DELGADO |
||
|
$649,000 |
SAN RAMON |
4 |
3 |
0 |
$85,993 |
$3,364 |
2212 Maidenhair Way |
PRUDENTIAL CALIF REALTY |
RICH NOVOTNY |
||
|
$649,500 |
SAN RAMON |
4 |
2 |
0 |
$86,059 |
$3,261 |
2932 BIDDLEFORD DR |
J. Rockcliff Realtors Inc |
Terri Tucker |
||
|
$649,850 |
SAN RAMON |
3 |
2 |
1 |
$86,105 |
$3,315 |
4 Trillium Lane |
Alain Pinel Realtors |
Patricia Cox |
||
|
$649,950 |
SAN RAMON |
3 |
2 |
1 |
$86,118 |
$3,319 |
2431 Milford Drive |
J. Rockcliff Realtors Inc. |
Julia Kim |
||
|
$649,999 |
SAN RAMON |
3 |
2 |
0 |
$86,125 |
$3,264 |
2946 Marlboro Way |
Sycamore Real Estate Services |
Maryanne Collins |
||
|
$650,000 |
SAN RAMON |
4 |
2 |
0 |
$86,125 |
$3,264 |
2882 CALAIS DR |
KELLER WILLIAMS TRI-VALLEY |
MELISSA PEDERSON |
||
|
$650,000 |
SAN RAMON |
4 |
3 |
0 |
$86,125 |
$3,264 |
2919 PINE VALLEY RD |
Coldwell Banker |
James S Anderegg |
||
|
$655,000 |
SAN RAMON |
3 |
2 |
0 |
$86,788 |
$3,630 |
771 LAKEMONT PL |
Synoptic Real Estate |
(R) Lilian Soleimani |
||
|
$658,000 |
SAN RAMON |
3 |
2 |
1 |
$87,185 |
$3,573 |
2205 WATERMILL RD |
Empire Realty Associates, Inc. |
Dana Weiler |
||
|
$659,000 |
SAN RAMON |
4 |
2 |
1 |
$87,318 |
$3,394 |
141 SHADOWHILL CIR |
RE/MAX Accord |
Stacy Hale |
||
|
$659,000 |
SAN RAMON |
4 |
3 |
0 |
$87,318 |
$3,335 |
2844 SOMBRERO CIR |
ALAIN PINEL, REALTORS |
ANNI HAGFELDT |
||
|
$659,900 |
SAN RAMON |
3 |
2 |
1 |
$87,437 |
$3,531 |
6135 YARDLEY LANE |
RE/MAX Accord |
Peter Bareiss |
||
|
$663,000 |
SAN RAMON |
3 |
2 |
1 |
$87,848 |
$3,355 |
2909 SOMBRERO CIR |
J. Rockcliff Realtors Inc |
Lisa Doyle |
||
|
$665,000 |
SAN RAMON |
4 |
2 |
1 |
$88,113 |
$3,404 |
2141 N DONOVAN WAY |
Alain Pinel REALTORS |
Catherine Myers |
||
|
$667,800 |
SAN RAMON |
4 |
2 |
0 |
$88,484 |
$3,353 |
110 MAVIS PL |
Empire Realty Associates, Inc. |
Tom Hart |
||
|
$668,888 |
SAN RAMON |
4 |
3 |
0 |
$88,628 |
$3,627 |
181 LANDSDOWNE LOOP |
RE/MAX ACCORD |
JON AHERN |
||
|
$669,000 |
SAN RAMON |
4 |
2 |
1 |
$88,643 |
$3,539 |
337 BELLFLOWER DR |
REALTY WORLD - ELITE REALTY |
AMIR ALILOUPOUR |
||
|
$669,000 |
SAN RAMON |
4 |
2 |
1 |
$88,643 |
$3,539 |
677 S BLACKBRUSH LN |
Locations R.E. Sales |
Steve Swepston |
||
|
$669,000 |
SAN RAMON |
3 |
2 |
1 |
$88,643 |
$3,593 |
1083 VISTA POINTE CIR |
J. Rockcliff Realtors Inc |
Larry Williams |
||
|
$669,750 |
SAN RAMON |
3 |
2 |
1 |
$88,742 |
$3,471 |
2444 BASSWOOD DR |
J. Rockcliff Realtors Inc |
Joyce Papas |
||
|
$674,900 |
SAN RAMON |
3 |
2 |
0 |
$89,424 |
$3,388 |
7424 HILLSBORO AVE |
CENTURY 21 MISSION-BISHOP |
YVONNE C BISHOP |
||
|
$674,999 |
SAN RAMON |
4 |
3 |
0 |
$89,437 |
$3,607 |
6320 BYRON LN |
[R] INTERO REAL ESTATE SRVC |
[R] KAREN NELSEN |
||
|
$679,000 |
SAN RAMON |
4 |
2 |
1 |
$89,968 |
$3,619 |
2606 CEDARWOOD LOOP |
Windermere East Bay Realty |
Bill Gunn |
||
|
$682,500 |
SAN RAMON |
2 |
2 |
1 |
$90,431 |
$3,864 |
4073 W LAKESHORE DR |
J. Rockcliff Realtors Inc. |
Bob Winegarner |
||
|
$685,000 |
SAN RAMON |
4 |
2 |
0 |
$90,763 |
$3,439 |
200 ALAMOS PL |
Keller Williams Realty |
Desiree Bilich |
||
|
$687,000 |
SAN RAMON |
3 |
2 |
0 |
$48,090 |
$3,489 |
120 PEARLGRASS CT |
INTERO REAL ESTATE SERVICES |
ERIC J EVANS |
||
|
$688,000 |
SAN RAMON |
4 |
2 |
1 |
$48,160 |
$3,459 |
2541 MCLAREN LN |
Kroll Realty |
Miros Rodriguez |
||
|
$689,000 |
SAN RAMON |
3 |
2 |
0 |
$48,230 |
$3,441 |
2988 Sombrero Cir |
ERA - EAST WEST REALTY |
JANET KYONG LEE |
||
|
$689,000 |
SAN RAMON |
2 |
2 |
1 |
$48,230 |
$3,533 |
223 MAJORCA DR |
J. ROCKCLIFF, REALTORS |
DENISE IVALDI |
||
|
$689,000 |
SAN RAMON |
3 |
2 |
0 |
$48,230 |
$3,413 |
300 Alora Ct. |
MILLENNIUM |
ANDREW HOUGHTELLING |
||
|
$699,000 |
SAN RAMON |
4 |
2 |
|
$48,930 |
$3,463 |
9794 Davona Dr. |
HELP-U-SELL PLEASANTON VLY |
HOWARD W SMITH |
||
|
$699,000 |
SAN RAMON |
4 |
3 |
0 |
$48,930 |
$3,500 |
130 LAREDO CT |
J. Rockcliff Realtors Inc |
Mike Taylor |
||
|
$699,000 |
SAN RAMON |
4 |
2 |
1 |
$48,930 |
$3,500 |
460 SANTANDER DR |
Pacific Union R.E. Group |
Robert Gomberg |
||
|
$699,000 |
SAN RAMON |
3 |
3 |
0 |
$48,930 |
$3,583 |
104 Cortona Drive |
J. Rockcliff Realtors Inc |
Pablo Cela |
||
|
$699,900 |
SAN RAMON |
3 |
2 |
1 |
$48,993 |
$3,582 |
135 Cortona Drive |
KELLER WILLIAMS TRI-VALLEY |
DAISY BORBA |
||
|
$699,999 |
SAN RAMON |
3 |
2 |
0 |
$49,000 |
$3,468 |
110 Montclair Place |
K A D Alliance Inc. |
Roy Gilad |
||
|
$709,000 |
SAN RAMON |
4 |
3 |
0 |
$49,630 |
$3,549 |
2421 TALAVERA DR |
KELLER WILLIAMS TRI-VALLEY |
BRIGITTE HUNTEMANN |
||
|
$715,000 |
SAN RAMON |
3 |
2 |
1 |
$50,050 |
$3,924 |
791 LAKEMONT PL. |
RE REALTY EXPERTS |
SABA T NAZAR |
||
|
$715,900 |
SAN RAMON |
3 |
2 |
0 |
$50,113 |
$3,546 |
100 Scarboro Place |
RE/MAX ACCORD |
EVA R DEAGEN |
||
|
$729,000 |
SAN RAMON |
4 |
2 |
1 |
$51,030 |
$3,726 |
28 TERRACED HILLS WAY |
D & C REAL ESTATE & LOANS |
CALLIE HOANG |
||
|
$729,000 |
SAN RAMON |
4 |
2 |
1 |
$51,030 |
$3,611 |
9885 BROADMOOR DR |
The Duggan Group |
Linda Duggan |
Equal Housing Lender. This information was gathered from third party sources without further verification. CaHousingBlog HomeWay.tv disclaims any and all representations or warranties as to the accuracy of this information. Prospective buyers are advised to verify all information and to retain appropriate professionals (inspectors, engineers, attorneys, etc.) to obtain advice or assistance. (Note CaHousingBlog HomeWay.tv has not verified the square footage of the home) Listings are subject to change or withdrawal without notice. *Borrower eligibility is subject to income limitations and first time home buyer eligibility. Income limitations and availability of funds are subject to change. Resale and residency restrictions apply. **0Down Mo/Pmt is an estimated payment based on 7.125% 40 yr Fixed Rate Loan 7.38% apr based on $300,000 loan amount. Payment includes Principal, Interest payment, taxes HOA (if available) and adjusted by estimated tax savings based on 20% federal tax bracket- CaHousingBlog HomeWay.tv and Residential Pacific Mortgage are not tax advisors. Please consult your tax advisor for your actual savings. This is not a commitment to lend nor a guarantee of interest rates. The buyer must qualify for financing. Ask your loan officer for details. ©2008 Residential Pacific Mortgage 3201 Danville Blvd. #195, Alamo, CA 94507 CA Dept. of Real Estate – real estate broker license #01201643
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First Time Home Buyer Specialist-FTHB Down Payment Assistance-DAP Affordable Housing Specialist Below Market Rate CalHFA HomeWay.tv Nate@HomeWay.tv Mr Danke Schoen 925-337-8489
The Origin of Mr. Danke Schoen - Dancing with the Stars!
"Danke Schoen...Oh darlin'..." That golden voice. Wait is that a guy or a girl? It's a very young Wayne Newton.
Wayne is not so young these days as he clearly showed America on Dancing with the Stars.
For years I have been told I resemble a young Wayne Newton. A few years ago I took the resemblance to a new level. As a room sponsor for the Contra Costa Realtors in Motion I to a had to give a speech to a room of 250 people. Boy was I nervous!
Now I had been attending the meetings for almost 2 years at this point in relative anonymity. My boss said it would be a good place to network with Realtors, so I went. I generally sat at the back of the room and hung out with the same 5 people each week. I remember looking at the Broker's tour sheet (a list of homes that would be open that day) just circling properties so it looked like I was doing something.
Fast forward 2 years, I know a few more people and can recognize most of the local players. It is my week to speak. Most people get in front of the group and bore us to tears talking about how they offer great rates, and they have this program and that program. O.K. I did a bit of that myself, it was my first time alright!
Ahh, but that's when I separated myself. I pulled the mic from the podium and ...
At first nothing came out. I had come to my big crescendo and I froze. I took a deep breath and and began belting out "Danke Schoen" with a few word variations to make it topical to Real Estate. At first I was singing in that Wayne Newton falsetto, but soon settled into my strong tenor voice. I finished my couple of verses and received thunderous applause from the room. The singing and hard work have become my trademark.
Before a few years ago I did not know who Wayne Newton was. Now I must thank him, for through his music I am truly living a thankful life.
~ Danke Schoen
Nate Ellis
MtDHOC Mt Diablo Housing Opportunity Center Steering Committee Chair
Vice President 2007 & 2008 Contra Costa Realtors in Motion
Affiliate of the Year 2006 & 2007 Contra Costa Realtors in Motion
City of Walnut Creek Certified Lender
Certified Money Management Volunteer
16 Years of Customer Service
BEFORE YOU BUY:
Whether you're a first-time buyer or a seasoned homeowner, Nate Ellis will help you before you buy and every step of the way once you're ready to finance your home.
You know what you want, so look to us to help you get there. By choosing Nate Ellis, you're putting yourself in a winning position. Of course we offer the variety of loan programs you'd expect. But the right mortgage program is just the beginning. There's so much more we offer before, during and long after your loan closes. And in the future? Whenever you want to make the most of your home investment, we'll be there.
City of Pittsburg First Time Home Buyer Assistance
Get up to $100,000 to help you buy your first home in Pittsburg, Contra Costa County, California.
Summary: The City of Pittsburg offers First Time Home Buyer's Down Payment Assistance of 24% of the purchase price or a maximum of $100,000. The assistance is a 0% interest loan bound with an Affordable Housing Resale clause. To be eligible for the assistance you must buy a home in the incorporated limits of Pittsburg and meet the income guideline restrictions based on the number of persons living in home.
Special financing may also be available, including additional Down Payment Assistance and Below Market Interest Rates. Restrictions Apply.
To see if you are eligible for assistance contact Nate Ellis.
Or Call 925-337-8489
Click Here to download the official brochure.
City of Concord First Time Home Buyer Program
Get up to $25,000 to help you buy your first home in Concord, Contra Costa County, California.
Summary: The City of Concord offers First Time Home Buyer's Down Payment Assistance of 20% of the purchase price or$15,000 or $25,000 depending on income. The assistance is a 0% interest loan bound with an equity share clause and an Affordable Housing Resale clause. To be eligible for the assistance you must buy a home in the incorporated limits of Concord and meet the income guideline restrictions based on the number of persons living in home.
Special financing may also be available, including additional Down Payment Assistance and Below Market Interest Rates. Restrictions Apply.
To see if you are eligible for assistance contact Nate Ellis.
Or Call 925-337-8489
Click Here to download the official brochure.
City of Walnut Creek First Time Home Buyer Program
Get up to $65,000 to help you buy your first home in Walnut Creek, Contra Costa County, California.
Summary: The City of Walnut Creek offers First Time Home Buyer's Down Payment Assistance equal to 17% of the purchase price to a maximum of $65,000. The assistance is a 0% interest loan bound with an equity share clause. To be eligible for the assistance you must live or work in the incorporated areas of Walnut Creek and meet the income guideline restrictions, 110% of median income, based on the number of persons living in home.
Special financing may also be available, including additional Down Payment Assistance and Below Market Interest Rates. Restrictions Apply.
To see if you are eligible for assistance contact Nate Ellis.
Or Call 925-337-8489
Click Here to download the official brochure.
Nate Ellis "Mr. Danke Schoen" is the Vice President of the Contra Costa Realtors in Motion (CCRIM) real estate marketing group. He specializes in assisting First Time Home Buyers with no money down by leveraging Down Payment Assistance in the form of grants and "silent seconds". Nate Ellis is a certified lender for the City of Walnut Creek, City of Concord and City of Pittsburg First Time Home Buyer program, as well as several other San Francisco Bay Area Cities. Nate Ellis is also the Chairman of the Mt Diablo Housing Opportunity Center (MtDHOC) steering committee. The MtDHOC acts as the central resource for Contra Costa County's housing needs and education regarding: First Time Home Buyers, Foreclosure Prevention, Senior Housing and Landlord and Tennant resources. Nate Ellis is also a Certified Money Management Volunteer (CMMV) for Money Management International and assists people with credit evaluation and financial education. Nate Ellis is a certified CalHFA, CalPERS and FHA Lender. Nate Ellis is a Loan Officer for Residential Pacific Mortgage 3201 Danville Blvd, Alamo, CA 94507. Equal Housing Lender. http://www.cahousingblog.com/ Nate@BuilditBuyitRefiit.com Help Teachers, Cops, Firefighters and EMTs be Good Neighbors.
"You really made a dream come true."
~ Sasha, Richmond - Teacher, First Time Home Buyer
"Thank you for helping us improve our credit. Our new financing has helped us save over $500 a month."
~Ron and Harriet, Concord
"Our move out of state was crazy enough... Thanks for helping us keep the house here and buy the new one."
~ Rene and Renee, Peekskill-NY
You don't have to be a First Time Home Buyer to be a First Time Home Buyer.
That's right! You could have owned a home in the past and still qualify as a First Time Home Buyer.
There are lots of great financing options and down payment assistance for First Time Home Buyers. But what if you're not a buying your first home? Can you still get those great rates and assistance?
The answer is YES!
Let's start with the federal definition of a First Time Home Buyer.
A First Time Home Buyer is defined as someone who has not owned a primary residence (a home you live in most of the year) in the past three (3) years.
So if I owned a home in the past, I could still be considered a First Time Home Buyer? ...YES!
But wait...There's more:
There are several exceptions to the rule which also may allow you to be considered a First Time Home Buyer.
•· A single parent who has only owned with a former spouse while married.
•· An individual who is a displaced homemaker and has only owned with a spouse.
•· An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations.
•· Any individual who has only owned property that was not in compliance with State, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.
Every program has its own definition of what constitutes a First Time Home Buyer. Most follow the federal guidelines, but the most restrictive of policies is usually applied.
Some programs also make exceptions for any buyer if the property is located in a HUD census code that is slated for revitalization. In these areas many of the First Time Home Buyer Restrictions are lifted to promote role model ownership. Under these programs you are generally required to take occupancy of the property for a minimum set period of time to get the advantages of the program without penalty.
Exceptions can also be made for Teachers, Law Enforcement, Firefighters and Emergency Medical Technicians. Check out the Good Neighbor Next Door Program for more on special programs for these individuals.
Nate Ellis "Mr. Danke Schoen" is the Vice President of the Contra Costa Realtors in Motion (CCRIM) real estate marketing group. He specializes in assisting First Time Home Buyers with no money down by leveraging Down Payment Assistance in the form of grants and "silent seconds". Nate Ellis is a certified lender for the City of Walnut Creek, City of Concord and City of Pittsburg First Time Home Buyer program, as well as several other San Francisco Bay Area Cities. Nate Ellis is also the Chairman of the Mt Diablo Housing Opportunity Center (MtDHOC) steering committee. The MtDHOC acts as the central resource for Contra Costa County's housing needs and education regarding: First Time Home Buyers, Foreclosure Prevention, Senior Housing and Landlord and Tennant resources. Nate Ellis is also a Certified Money Management Volunteer (CMMV) for Money Management International and assists people with credit evaluation and financial education. Nate Ellis is a certified CalHFA, CalPERS and FHA Lender. Nate Ellis is a Loan Officer for Residential Pacific Mortgage 3201 Danville Blvd, Alamo, CA 94507. Equal Housing Lender. http://www.cahousingblog.com/ Nate@BuilditBuyitRefiit.com Help Teachers, Cops, Firefighters and EMTs be Good Neighbors.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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