
Happy Monday!
A big week this week with mid term elections tomorrow. Please take time to vote and let your voice be heard!
One of the biggest news items up for debate is the Fed's expected announcement of another round of Quantitative Easing (QE2) when it releases its statement this week. Remember, QE is the concept of the Fed becoming a heavy buyer of Treasuries and Bonds. This is done to artificially cause those security prices to move higher under the increased demand, which in turn will cause interest rates to move lower in the hopes of stimulating the economy - but it also continues to load the US with debt and may have numerous other negative unintended consequences. Although this move by the Fed is likely, it's been under some criticism - and after hearing some colorful commentary about QE2 last week from Fed Chair Ben Bernanke, the skepticism heightened. Look for this news to come out on Wednesday followed by the jobs report on Friday. These 2 reports due out this week in addition to the election tomorrow are all important issues to keep an eye on this week.
Interest rates remain incredibly low and it continues to be a great time for buyers. We're starting to see investors get back into the market which is great news! Prices are low enough to make properties cash flow from a rental stand point and with interest rates so low, it's a no brainer. If you need some guidance on investment purchases, just give us a call.
The Cameron Team has a new facebook page, to become a fan, just search "Cameron Team" or click here
Have a great week and we look forward to helping you with all your real estate needs.
Have a great week!
Melanie Cameron, Broker 910.233.2840
Susan Harkins, Buyer Specialist, 910.431.2362
Alexa Winstead, Marketing/Closing Coordinator 910.202.2547
Diligently working to exceed real estate expectations in Wilmington, NC and surrounding areas including Ogden, Porters Neck, Wrightsville Beach, Carolina Beach, Castle Hayne, Leland, Burgaw, Rocky Point, and Hampstead.
P.S. If you would like to receive this update on Monday via e-mail, you can sign-up for our weekly newsletter by sending us a quick contact.

SOW GOOD SEEDS!
James Bender, in his book "How to Talk Well," tells of a farmer who grew prize-winning corn. Each year he won the blue ribbon at the state fair. When asked how he did it, the farmer explained that he shared his seed corn with his neighbors.
Pollen from ripening corn is carried by the wind from field to field. If the farmer's neighbors grew inferior corn, he felt that cross-pollination would steadily degrade his own prize-winning variety. If he was to grow good corn, the farmer felt he first had to help his neighbors grow good corn.
Having a good attitude and achieving your goals works the same way. How you view the world is affected by the attitudes of others, and vice-versa. Surely you can think of a time that someone else's dark outlook on life caused you to have a bad day. Your positive, can-do attitude can be easily cross-pollinated by the negative thoughts of others.
So . . . why not share your award-winning, success-oriented approach to life with your neighbors? By simply sharing a smile and a kind word with those around you, you can improve everyone's outlook. That thought can be carried a step further, too.
Can you imagine a farmer purposely planting corn in a field adjoined by a field full of briars, thorns and thistles, owned by a farmer with no intention of improving it? While it's a noble cause to improve the lives of others by sowing good seeds all around, it is sometimes necessary to do your farming elsewhere. By spending your time with others who share your aptitude for excellence, your own personal value will increase.
When picking a field in which to grow your dreams, choose your neighbors wisely - then sow only seeds that improve everyone involved. It's your choice.
Melanie Cameron, Broker 910.233.2840
Susan Harkins, Buyer Specialist, 910.431.2362
Alexa Winstead, Marketing/Closing Coordinator 910.202.2547
Diligently working to exceed real estate expectations in Wilmington, NC and surrounding areas including Ogden, Porters Neck, Wrightsville Beach, Carolina Beach, Castle Hayne, Leland, Burgaw and Hampstead.
This video of a lab test conducted at the Institute for Business and Home Safety's disaster lab shows the importance of making sure your home is built to hurricane standards when you live in hurricane territory. The test includes two homes, one reinforced to hurricane building standards and one not (guess which one that was). The winds are blowing at 96 mph, which are the same as a Category 3 hurricane.
Melanie Cameron, Broker 910.233.2840
Susan Harkins, Buyer Specialist, 910.431.2362
Michelle Roberts, Buyer Specialist, 910-431-5686
Alexa Winstead, Marketing/Closing Coordinator 910.202.2547
Diligently working to exceed real estate expectations in Wilmington, NC and surrounding areas including Ogden, Porters Neck, Wrightsville Beach, Carolina Beach, Castle Hayne, Leland, Burgaw and Hampstead.

by. Melanie Cameron
Happy Monday! I hope you had a wonderful weekend and were able to enjoy the great weather. I attended my 20th High School Reunion and was reminded how quickly time flys by!
I attended another 2 day Short Sale education class last week and continue to be amazed how confusing the mortgage industry makes it for consumers to get good information about their options if they are in financial distress. The majority of homeowners that go into foreclosure never seek other alternatives and end up facing the consequences of a foreclosure on their credit for years to come. Did you know a foreclosure on your credit could cost you a job? It can cause your insurance premiums to go up? There are other alternatives and if you meet certain criteria, you may even be able to modify your loan and stay in your home. If you’re facing financial hardship, don’t put your head in the sand and think it’ll go away. Call me and we can discuss confidentially your alternatives and what route may be best for you.
Interest rates continue to be at record lows so if you’ve considered buying, it’s the perfect time to do so. I don’t think you’ll see opportunities like this for a very long time.
We’re here to help with all your real estate needs. Have a great week and we look forward to hearing from you.
Have a great week!
Melanie Cameron, Broker 910.233.2840
Susan Harkins, Buyer Specialist, 910.431.2362
Michelle Roberts, Buyer Specialist, 910-431-5686
Alexa Winstead, Marketing/Closing Coordinator 910.202.2547
Diligently working to exceed real estate expectations in Wilmington, NC and surrounding areas including Ogden, Porters Neck, Wrightsville Beach, Carolina Beach, Castle Hayne, Leland, Burgaw, Rocky Point, and Hampstead.
P.S. If you would like to receive this update on Monday via e-mail, you can sign-up for our weekly newsletter by sending us a quick contact.

BE ALL THAT THEY CAN BE?
On an A&E Biography segment, Oprah Winfrey was being interviewed. She was asked whether she considered all the competing talk shows to be a threat to her own daytime show. She answered with a personal story about running in a marathon.
It seems Oprah had always had a dream of running in a marathon. She trained for two years to get ready, and she ran her marathon. Oprah explained that, to her, competition was like that marathon. As long as she was hitting her stride with her goal of winning in clear focus, there was no time to consider the competition. She added that just turning her head backward to see how close competing runners were to her position was enough to rob her of energy needed to win the race.
Oprah’s view of the competition brought to mind the U.S. Army recruiting slogan: “Be all that you can be!” Note that it doesn’t say, “Be all that THEY can be!” Even when your competition has a recognizable face, why would you want to be them? If you want to improve yourself, speed up your achievements, or earn more money, why not just better your own time? Comparing yourself to others is a waste of precious time and energy.
Realizing your dreams requires a roadmap. First, you decide on a destination – your dream. Next, you choose a route. For Oprah, that involved hiring a personal trainer, improving her aerobic capacity, and adding strength training to her daily regimen. It also helps to identify some stops or landmarks along the way to help you measure your progress. Finally, you apply all your energy to running the race – and achieving your dream.
Oprah’s dream was to run a marathon. What’s yours?
Melanie Cameron, Broker 910.233.2840
Susan Harkins, Buyer Specialist, 910.431.2362
Michelle Roberts, Buyer Specialist, 910-431-5686
Alexa Winstead, Marketing/Closing Coordinator 910.202.2547
Diligently working to exceed real estate expectations in Wilmington, NC and surrounding areas including Ogden, Porters Neck, Wrightsville Beach, Carolina Beach, Castle Hayne, Leland, Burgaw and Hampstead.
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