DIRECT LENDER FOR RESIDENTIAL PURCHASES AND REFINANCES IN THE STATES OF FLORIDA, GEORGIA, TENNESSEE, SOUTH CAROLINA AND NORTH CAROLINA. TODO MY STAFF ES 100% BILINGUE
Born and raised in Bogota, Colombia, Marcelo Saucedo possesses a detailed understanding of the Central Florida market from over eight years of combined and successful real estate and banking experience in the area.
As a HomeBanc Mortgage Banker, Marcelo uses his experience and vast knowledge of the real estate industry to create the best financial solution for his clients. Through his integrity, he is committed to providing unparalleled customer service and to creating customers for life.
Active in his community, Marcelo supports the American Cancer Society and Habitat for Humanity. He also volunteers as a basketball coach for the Junior Magic. Marcelo currently resides in Orlando with his wife and four children.
First Home Loans Yes, you can own a home. If you're looking to buy your first home, we're here to make it happen for you - quickly, clearly, and on terms most beneficial to you. Our mortgage bankers understand how to translate all the numbers, terms and data into everyday language, enabling you to make informed decisions. We are also here to walk you through each step along the way. As a result, you're on the short track to having a place to call your own.
Interest-Only Loans Where dream homes come true. You've found your dream home. Great! Yet the monthly payments on a traditional mortgage are beyond your budget. Don't worry. There's another way. You may want to consider an interest-only loan where you only pay on interest for a defined period of time. That way you can finance your home with lower monthly payments.
Credit-Challenged Loans Personalized Solutions If your employment or credit history presents a challenge to the loan application process, we can help. We start by taking a look at your individual situation. Then we do our best to find an investment option that works for you.
Foreign National Investment Loans Coming to America If you're a foreign national wanting to purchase a home in the U.S., talk to one of our mortgage bankers about Foreign National Investment Loans. They know how to apply your non-U.S. credit history and assets to qualify for a loan in this country with all the proper documentation.
Construction Loans Create Your Dream Home Whether you want to build your home from the ground up, or renovate the one you have with a new addition, securing a loan that works best with your plans is a HomeBanc specialty. From streamlining the application process to working with flexible renovation schedules, your HomeBanc Mortgage Banker can find the best way to build the home you've always wanted.
No Documentation Loans No problem For self-employed homebuyers with no verification of income or assets, the HomeBanc High LTV - No Documentation loan may be the solution. If you want to learn how to buy a home with as little as 5% down, talk to one of our mortgage bankers today.
Refinance Loans Take advantage of change Here's your chance to capitalize on changing rates. Lock your adjustable rate mortgage into a fixed rate. Pull some equity out of your home for extra cash. Lower your payments. Whatever your reasons, you can find out the best way to take advantage of the changing market by letting a HomeBanc Mortgage Banker educate you on all your refinancing options.
Apply online now
Learn more
I wanted to let you know that Marcelo and Keila both deserve big KUDOS for saving a deal which the clients spoke only Spanish! I have been dealing with this couple for over a week, have spent endless hours with them in person and I thought the Listing Agent, who referred the Perez's to me had been translating everything to them regarding the loan. The co-borrower signed on Friday 2/9 with Keila translating during the signing and that is when we found out the Realtor did NOT translate any of the information hence leaving us with a very frustrated, rightfully so, client. Due to the lack of communication between lender, client, realtor I lost the deal. The client went back and said some things to the Realtor which upset the Realtor who then in turn told her to go back to the a lender who pulled their credit 31 times killing their credit score! Now that is a Realtor looking out for the best interest of her clients!
Bottom line I called Marcelo as my last resource (since the deal was lost) and outside from the office he called the client to win them back on that friday evening. After a couple of phone calls he finally gets to talk to all the parties involved and through his conversation with the client on monday 2/12, I saw him receiving the rest of the requested documentation. Bottomline they did close on 2/26 on their 100% financing $235k loan! Thanks Marcelo and Keila for being "TEAM PLAYERS" Going forward, trying to always learn from my mistakes, should I again have a client who only speaks Spanish, Marcelo is going to be my "partner" to translate! Thanks again Marcelo and Keila, great job!! -Michelle
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2009 ActiveRain Corp. All Rights Reserved

