Laguna Hills Homes For Sales
Oxford Realty offers a complete MLS search tool that includes all of the Laguna Hills homes for sale.
Laguna Hills Homes for sale
Laguna Niguel Homes For Sales Oxford Realty offers a complete MLS search tool that includes all of the Laguna Niguel homes for sale. Laguna Niguel Homes for sale
Aliso Viejo Homes For Sales
Oxford Realty offers a complete MLS search tool that includes all of the Aliso Viejo homes for sale.
Aliso Viejo Homes for sale
Relocating to Aliso Viejo CA 
Thinking of relocating to Aliso viejo CA? Here is some information that will help you learn more about our community:
Alsio Viejo was voted "Best New Home Community in Orange County" by the Orange County Register Reader Survey
Aliso Viejo officially incorporated as a city in 2001. Prior to that, it was an unincorporated community since the early 1990's. Aliso Viejo has an estimated population of 41,424. Aliso Viejo is located in the San Joquin Hills and backs up to Aliso Canyon and Wood Canyon Regional Parks. It is bordered by the cities of Laguna Niguel on the South, Laguna Hills on the East, Laguna Beach on the West and Laguna woods on the North. 51% of the community is dedicated to parks, recreation, schools, open space, and community facilities.
The temperature of Aliso Viejo is often in the 90's in the summer and goes as low as the 50's in the winter. According to the 2000 census, there are over 16,000 household in Aliso Viejo. The racial make up of Aliso Viejo is approximately 77% white, 11% Hispanic or Latino, 10% Asian, 2% Black or African American. 37% of the households have kids under the age of 18 and 52% are married couples living together.
The median annual household income in Aliso Viejo is just over $92,000.
Aliso Viejo is home to numerous company headquarters including:Valeant pharmaceuticals,Quest Software, Kettle One, and BUY.COM.
The city is served by Capistrano Unified School District which includes:
Elementary
Wood Canyon
Canyon Vista
Don Juan Avila
Oak Grove
Middle School
Aliso Viejo
Don Juan Avila
High School
Aliso Niguel
Aliso Viejo is also home to Soka University
Contact an Aliso Viejo Realtor for current home inventory
Here are some more helpful links if you are relocating to Aliso Viejo CA
Capistrano Unified School District
Short selling a house in Aliso Viejo
You owe more money on your home then it is worth, your income is not what it used to be, and debt is mounting. Is it time to short sell your house in Aliso Viejo?
What is a short sale?
A short sale is a sale of real estate in which the proceeds from the sale are less than the balance owed on the mortgage.
A short sale is when a lender reduces the loan balance on a piece of real estate because of financial hardship on the part of the borrower. The home owner sells the property for less than the outstanding amount of money still owed on the the loan. The proceeds of the sale are given to the lender, sometimes (but not always) in full satisfaction of the debt.
Short sale Vs. Foreclosure
There are many myths floating around when it comes to the difference between a short sale and a foreclosure. The first thing you must be aware of is that a short sale will normally affect your credit the same as a foreclosure. On average, your credit score will drop 200-300 points. This would mean that a 720 fico could drop to a 420. The primary difference between a short sale and foreclose on credit is the amount of time they will affect your score. A foreclosure can reduce your score for up to 7 years while a short sale can stop its adverse effects after only 24 months.
Tax issues
The IRS considers any debt forgiveness as taxable income. This means that if you short sell your house for $100,000 less then you owe, the IRS can tax you on the $100,000. However, recent legislation prohibits this as long as the debt was incurred between 2007 and 2010. Please contact a tax attorney before you proceed with a short sale.
Aliso Viejo short sales
Currently, the majority of homes for sale in Aliso Viejo are short sales. More and more people are opting for a short sale in today's market. With the right real estate agent, a short sale can be a fairly painless experience and can be handled in a timely manner. This increase in short selling is causing new legislation to be brought forward to assist people who have been affected. If you are considering a short sale in Aliso Viejo, make sure you contact:
A good attorney
A good real estate agent
Hi my name is Michael Sciacca. I am the owner/ broker of Oxford Realty. We specialize in state-of-the-art technology to connect clients with the home of their dreams.
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