What "they" dont tell you about living in the Georgia!
In GA we get PERFECT Snow Storms!!
OH! What a beautiful sight!!!
Yes... this IS an actual picture of my neighborhood here in Georgia!!!
Last year we had the most snow on one day than we had had in over 15 years!!! My house received 7 whole inches!! The temperature was about 29f and conditions just right! The flurries began about 4 pm on a Friday afternoon and it snowed intil around 10 pm that night. It was absolutely GORGEOUS!
My children, and all the children in the neighborhood, were out building snowmen way into the night! Many of these kids were seeing snow for the very first time! (even at 10 or 12 years old)
By morning, the roads were clear thanks to the warm sun and adventurous southerners were slowly testing their winter driving skills. By noon, there was little snow left and the outside air temperature was a balmy 45f! Most of the wet white stuff had melted away and the green grass was fresh and our winter flowers relieved of their snowy burdens.
How could Old Man Winter achieve any more perfection than this storm?
From the first flake to the last melting snowball was a total of 18 hours!
Everyone thoroughly enjoyed it kids and adults alike!
AND it was absolutely BEAUTIFUL!!
THIS YEAR............. In fact in TWO days we are expecting another "RARE" GA snow storm.
LET it SNOW.... LET it SNOW...
Be careful and Safe and go have FUN!
Maria Vaill
RE/MAX True Advantage
Atollo Property Management
this photo taken Monday April 5, 2010 in Augusta GA. Check out the YELLOW cloud behind the billboard!
Just In time for the Masters Golf Tournament! The Yellow Cloud of Pollen Blankets the City!
We face this invasion every year! Literally buckets of pollen on every car, on every doorstep, in every nook and cranny in every house, on every roof, and even on the Golf course!
There is NO escaping it unless..... You literally head for the hills! (which my family did this week!)
This year it has been worse than any recent years. Maybe it is the torrential rain we received all winter on into March. Maybe it is made worse by the fact that we havent had any rain in a couple of weeks now.
It really doesnt matter whether you have allergies or not, anyone exposed to such copious amounts of dust in the air will be affected by it! It litterally grits between your teeth and dries your skin .
Even with the world famous Golf Tournament, The Masters, this week, Every visitor will Eat Pollen! Maybe the Green Jacket is really blue! It just looks green because it is covered with a yellow film! (LOL) I wonder if Tiger Woods is sneezing? hmmm....
Yellow is the official color of Augusta GA and all it surrounding communities like Martinez, Evans and Grovetown THIS WEEK!!
No HIDING from IT..... Your footprints will stay embedded in the yellow dust!
More ..... Later this week!
Maria Vaill
RE/MAX True Advantage
Martinez & Augusta GA
Lately, I have been working with tons of First Time Home Buyers just as many of you surely have as well.
I have seen a trend with many of these couples regarding credit and their feelings about credit. Remember these are 100% my observations only!
Consider the generation of the 50 and 40 somethings...... This generation seems to have been racked with all sorts of credit problems as a result of the social normalization of credit cards and easy credit. I can remember when having a "credit card" meant that you were special cause not everyone could get one!
Then this generation was bombarded with "everyone can get one" and because of the long time sterotyping that having credit available was GOOD, and desirable, this generation went for it!
Then comes along the children of this generation......
The 20 -30 year olds today..... This generation has preached and preached to the kids about the Evils of credit cards and how tough they can make your life because they are SO easy to get and to over use!
They have heard it all..."dont get them"..."Pay your bill off"..."Buy with Cash".... "live on what you make"...
These young people, our first time home buyers of today are coming to us with another problem indeed! NO credit history at all. Maybe a cell phone provider or a store credit card that they carry no balance on. But, that is it! They tout the evils of credit cards and other loan sources and say things like "As long as I have a DEBIT card, and money in my account... I dont need anything else to mess up my life".
They have cleaner credit than their parents were born with and very little debt load. As long as some sort of credit can be "established" then these guys dont seem to have too much trouble getting the mortgage.
Then we have the 55 - 75 generation....... These guys HAD great credit at one time, but were older when the E-Z credit craze hit. But, being the modern crowd they are, they didnt miss the bandwagon! This generation was truly honored (at first) when they were offered credit.
This group seems to be a mix of ones that were able to keep up and make it work and those that got all tangled in the web of credit problems along the way. In fact, many of them seem to have been entangled but now have freed themselves and are in a better place NEVER to return to the E-Z credit lifestyle again!
This group seems to be ok as far as getting mortgages. They are generally on the downsizing mission anyway and have equity in their homes if they have owned them for a number of years.
Somewhere in between all this generational stuff you have the 30- 45 year old generation...... Who, for the most part are the children of the 55-75 group and were very young adults or older teens when the E-Z credit craze hit!
This generation was right in there with their parents, Enjoying all that life and credit had to offer! Afterall, it was an "HONOR" to be given the right to have opportunities to run up debt.
They have struggled with raising young families during the 90's when" life was ALL GOOD and nothing bad could every happen!" At least that is what we all thought then. Then the new millineum and the world did not end! yippee! The economy soared and so did their debt!
My observations have been that many in this generation are still struggling the most with the economy. They have the most debt load and the most problems with job loss, foreclosure and bankruptcy. This group (in my experience) seems to be having the most difficult getting qualified for home mortgages right now. ITS not impossible, dont get me wrong. These are the ones that seem to require the most work and getting mortgages is a bit "Iffy" .
It is ALL About Balance.
Remember, these are ONLY My Observations over the past several months!
Maria Vaill
RE/MAX True Advantage.
The Perfect Location Of Your New Home
The most important facet in the search for a new home is establishing an ideal neighborhood. Where do you want your new home to be situated? The location of a home has a lot or relevance to your life. It is the location that reflects your taste, class, economic status, security, investment value and convenience.
A perfect home in the wrong location equals a bad home. The following are the key elements to consider in settling for a particular location for your new home.
1. The neighborhood in which the home is located. This neighborhood must have: a) Conformity to high quality standard homes b)The neighborhood must be secure and manned in proximity of law enforcement agencies. You do not want to settle in an area popular for child predators, muggings, home break-ins, and such felons. c)The neighborhood must in proximity to reputable schools that are good for your children.
2. The street location of the home such that it has good access from the main roads. Remember that you might need to sell the house in future and a well located house will be easy to sell.
3. The amenities available or accessible from the location of your new home. The transport facilities available, the accessibility to local malls, health clubs, restaurants, health facilities, movie theatre and the like is important in making your home ideal. The more amenities available in the area, the more valuable your home will be deemed.
4. A pollution level is also an important consideration. This includes noise and waste disposal from companies, businesses and residential areas. You do not want to live in an area with ill waste disposal trends. It is not wise to choose a location where you might suffer from adverse pollution effects.
5. The access of your home from your place of work or business since you should not buy a home where it will be a hustle to get to work every morning.
RePosted with permission ....
This entry was posted on March 4th, 2010 | Posted in Real Estate
Home prices to increase say real state professionals
Some 77 percent of U.S. real estate professionals surveyed think home prices will either stay the same (48 percent) or decrease (29 percent) in the next six months, according to HomeGain's First Quarter Home Prices Survey. In comparison, the first quarter 2009 survey results indicated that 89 percent of agents and brokers thought home prices would decrease (53 percent) or stay the same (36 percent).
The top 10 states where real estate professionals think home prices will go down in the next six months:
1. Minnesota (82%)
2. Oregon (65%)
3. Illinois (54%)
4. Utah (50%)
5. Michigan (42%)
6. New Jersey (44%)
7. Nevada (43%)
8. Connecticut (42%)
9. Washington (35%)
10. New York (35%)
Top 10 states where real estate professionals think home prices will go up in the next six months:
1. Texas (41%)
2. Massachusetts (38%)
3. California (37%)
4. Nevada (36%)
5. Idaho (31%)
6. Colorado (31%)
7. Alabama 25%
8. Tennessee (25%)
9. Arizona (23%)
10. Indiana (22%)
Source: Homegain.com
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Maria is a highly accomplished professional with an unshakeable zest for life. It spills over into everything she does. WHEN LIFE MOVES YOU.......Call Maria
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