San Diego Magazine and Crescendo Business Services conduct an annual business survey to find out which mortgage professionals deliver exceptional service to their clients. They survey by phone and by mail more than 29,000 home owners, 7,000 subscribers to San Diego Magazine and 250 title and mortgage companies in the San Diego area. Respondents were asked to evaluate mortgage professionals that they know through personal and professional experience.
The resulting list of Five Star Mortgage Professionals is comprised of less than 3 percent of the licensed mortgage professionals in the San Diego Area. Crescendo also screened the winners to verify that licenses were current and no disciplinary actions were pending. Mike Walsh at Amerifirst Finacial will go the extra mile to make sure your dream of home ownership is realized.
For the second consecutive year, Mike Walsh of Amerifirst Financial has been awarded San Diego Magazine's Five Star Award for overall customer satisfaction. What sets Mike apart is his attention to detail, communication and desire to sit down in person with each client. A face to face meeting allows for the lender and client to get on the same page regarding terms, payment info and conditions for approval. This extra step is vital to closing purchase transactions on time.
If you are a first time buyer or seasoned investor, Mike Walsh and Amerifirst Financial will find the loan program that is best suited for your particular needs. Whether it's FHA, FHA rehab, conventional, jumbo or even a reverse mortgage Mike will get your loan closed in a timely and efficient manner. Please contact him today at 858-848-0048 or at www.approvingcalifornia.com
FHA 203k Streamline Rehab loans are a great way to purchase a property and revitalize your community. FHA has made the rehabilitation process easier for buyers by enabling them to finance the acquistion of the property and rehabilitation in just one transaction. There is no need for second mortgages or expensive bridge loans. The FHA 203k Streamline loan is the right loan if you are looking to purchase a home that needs a little upgrading or minor repairs.
The FHA 203k Streamline rehab loan works similiar to a regular FHA loan in terms of qualifying. A buyer must have good credit and documentable income. A 3.50% down payment is all that is required. It is a good idea to prequalify for the FHA 203k loan before you spend money on such things as an appraisal or home inspection. Click on this link to begin the prequalification process now. http://www.approvingcalifornia.com/
A buyer on a Streamline FHA 203k rehab loan may get up to $35,000 towards eligible repairs. In order to receive the FHA 203k rehab funds a FHA licensed appraiser must do an appraisal that validates the property's value after the repairs are made. For instance, if you planned on purchasing a home for $200,000 and make $25,000 in repairs then it must appraise for $225,000. Eligible properties are single families, pud's, FHA approved condos, and 2-4 unit dwellings as long as one unit is owner occupied. REO's, foreclosures and short sale purchases are permitted as well.
Eligible improvements must be permanent and add value to the property. Keep in mind that FHA 203k rehab loans are for minor remodels and are not for structural improvements. An upgrade of a bedroom or bathroom can be done on a FHA 203k Rehab loan. You may finish exterior decks, basements, attics, roofs, new siding and fences. FHA 203k rehab loans also allow for safety upgrades to HVAC systems, plumbing, electrical, flooring and appliances. Weatherizing is an acceptable improvement as well, such as adding storm windows. Ineligible improvements are anything that is considered luxury items or foundation repairs. Also, ineligble are any repairs requiring plans or architectural drawings. However, FHA 203k rehab loans allow for $1,500 in improvements to existing pool and spas.
A key part of the FHA rehab loan is finding a qualified Contractor. Your contractor must be qualified to do the job. The contractor must be able to provide references, have general liability insurance, Bond and workman's comp insurance is required. Make sure you do your due diligence and find a contractor who can satisfy these requirements.
If you are interested in prequalifying or learning more about the process please call 858-848-0048 or email me t mwalsh006@gmail.com today. You may also begin the FHA 203k Renovation prequalification process by clicking here: http://www.approvingcalifornia.com/
FHA 203k Streamline Rehab loans are a great way to purchase a property and revitalize your community. FHA has made the rehabilitation process easier for buyers by enabling them to finance the acquistion of the property and rehabilitation in just one transaction. There is no need for second mortgages or expensive bridge loans. The FHA 203k Streamline loan is the right loan if you are looking to purchase a home that needs a little upgrading or minor repairs.
The FHA 203k Streamline rehab loan works similiar to a regular FHA loan in terms of qualifying. A buyer must have good credit and documentable income. A 3.50% down payment is all that is required. It is a good idea to prequalify for the FHA 203k loan before you spend money on such things as an appraisal or home inspection. Click on this link to begin the prequalification process now. http://www.approvingcalifornia.com/
A buyer on a Streamline FHA 203k rehab loan may get up to $35,000 towards eligible repairs. In order to receive the FHA 203k rehab funds a FHA licensed appraiser must do an appraisal that validates the property's value after the repairs are made. For instance, if you planned on purchasing a home for $200,000 and make $25,000 in repairs then it must appraise for $225,000. Eligible properties are single families, pud's, FHA approved condos, and 2-4 unit dwellings as long as one unit is owner occupied. REO's, foreclosures and short sale purchases are permitted as well.
Eligible improvements must be permanent and add value to the property. Keep in mind that FHA 203k rehab loans are for minor remodels and are not for structural improvements. An upgrade of a bedroom or bathroom can be done on a FHA 203k Rehab loan. You may finish exterior decks, basements, attics, roofs, new siding and fences. FHA 203k rehab loans also allow for safety upgrades to HVAC systems, plumbing, electrical, flooring and appliances. Weatherizing is an acceptable improvement as well, such as adding storm windows. Ineligible improvements are anything that is considered luxury items or foundation repairs. Also, ineligble are any repairs requiring plans or architectural drawings. However, FHA 203k rehab loans allow for $1,500 in improvements to existing pool and spas.
If you are interested in prequalifying or learning more about the process please call 858-848-0048 or email me t mwalsh006@gmail.com today. You may also begin the FHA 203k Renovation prequalification process by clicking here: http://www.approvingcalifornia.com/
FHA 203k Streamline Rehab loans are a great way to purchase a property and revitalize your community. FHA has made the rehabilitation process easier for buyers by enabling them to finance the acquistion of the property and rehabilitation in just one transaction. There is no need for second mortgages or expensive bridge loans. The FHA 203k Streamline loan is the right loan if you are looking to purchase a home that needs a little upgrading or minor repairs.
The FHA 203k Streamline rehab loan works similiar to a regular FHA loan in terms of qualifying. A buyer must have good credit and documentable income. A 3.50% down payment is all that is required. It is a good idea to prequalify for the FHA 203k loan before you spend money on such things as an appraisal or home inspection. Click on this link to begin the prequalification process now. http://www.approvingcalifornia.com/
A buyer on a Streamline FHA 203k rehab loan may get up to $35,000 towards eligible repairs. In order to receive the FHA 203k rehab funds a FHA licensed appraiser must do an appraisal that validates the property's value after the repairs are made. For instance, if you planned on purchasing a home for $200,000 and make $25,000 in repairs then it must appraise for $225,000. Eligible properties are single families, pud's, FHA approved condos, and 2-4 unit dwellings as long as one unit is owner occupied. REO's, foreclosures and short sale purchases are permitted as well.
Eligible improvements must be permanent and add value to the property. Keep in mind that FHA 203k rehab loans are for minor remodels and are not for structural improvements. An addition of a bedroom or bathroom can be done on a FHA 203k Rehab loan. You may finish decks, basements, attics and roofs. FHA 203k rehab loans also allow for safety upgrades to HVAC systems, plumbing, electrical, flooring and appliances. Weatherizing is an acceptable improvement as well, such as adding storm windows. Ineligible improvements are anything that is considered luxury items or foundation repairs. However, FHA 203k rehab loans allow for $1,500 in improvements to existing pool and spas.
If you are interested in prequalifying or learning more about the process please call 858-848-0048 or email me t mwalsh006@gmail.com today. You may also begin the FHA 203k Renovation prequalification process by clicking here: http://www.approvingcalifornia.com/
FHA 203k Streamline Rehab loans are a great way to purchase a property and revitalize your community. FHA financing has made the rehabilitation process easier for buyers by enabling them to finance the acquistion of the property and rehabilitation in just one transaction. There is no need for second mortgages or expensive bridge loans. The FHA 203k Streamline loan is the right loan if you are looking to purchase a home that needs a little upgrading or minor repairs.
The FHA 203k Streamline rehab loan works similiar to a regular FHA loan in terms of qualifying. A buyer must have good credit and documentable income. A 3.50% down payment is all that is required. It is a good idea to prequalify for the FHA 203k loan before you spend money on such things as an appraisal or home inspection. Click on this link to begin the prequalification process now. http://www.approvingcalifornia.com/
A buyer on a Streamline FHA 203k rehab loan may get up to $35,000 towards eligible repairs. In order to receive the FHA 203k rehab funds a FHA licensed appraiser must do an appraisal that validates the property's value after the repairs are made. For instance, if you planned on purchasing a home for $200,000 and make $25,000 in repairs then it must appraise for $225,000. Eligible properties are single families, pud's, FHA approved condos, and 2-4 unit dwellings as long as one unit is owner occupied. REO's, foreclosures and short sale purchases are permitted as well.
Eligible improvements must be permanent and add value to the property. Keep in mind that FHA 203k rehab loans are for minor remodels and are not for structural improvements. An addition of a bedroom or bathroom can be done on a FHA 203k Rehab loan. You may finish decks, basements, attics and roofs. FHA financing 203k rehab loans also allow for safety upgrades to HVAC systems, plumbing, electrical, flooring and appliances. Weatherizing is an acceptable improvement as well, such as adding storm windows. Ineligible improvements are anything that is considered luxury items or foundation repairs. However, FHA 203k rehab loans allow for $1,500 in improvements to existing pool and spas.
If you are interested in prequalifying or learning more about the process please call 858-848-0048 or email me t mwalsh006@gmail.com today. You may also begin the FHA financing 203k Renovation prequalification process by clicking here: http://www.approvingcalifornia.com/
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As a nationally registered Mortgage Professional, Mike Walsh has closed over $200,000,000 million in residential and commercial mortgages. Over the past decade Mike has helped thousands of clients achieve their goal of homeownership. Mike's clientele range from first-time buyers to seasoned investors.
Mike Walsh offers pre-approvals for purchases with highly competitive rates through the direct lender Primary Residential Mortgage. Recently, FHA and VA mortgages have become popular and Mike is quite knowledgeable in all guidelines pertaining to 
those programs. In addition, Mike Walsh has funded hundreds of down payment assistance bond programs such as CALHFA, My Community, CHF Platinum, USDA and San Diego Housing Commission loans. Conventional and Jumbo loans are also offered at low rates and fast pre-approvals.
Recently, Mike Walsh was named as one of San Diego Magazine's 5 Star Mortgage Professional for Highest Customer Satisfaction. Frequently, Mike has closed a loan that been denied by other lenders due to his relationships with multiple banks and his knowledge of all their programs. Other awards that Mike has received are for the highest closing percentage of submitted loans for Bank of America. Also, Mike Walsh has been named a three time recipient of Bank of America/Countrywide's Circle of Excellence. Your home purchase is one of the most important decisions of your life and Mike Walsh can help you navigate today's complex world of mortgages. Closing effectively and on time.
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