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Nancy Cagno

HOLIDAY OPEN HOUSE TOUR Saturday 12/6/08 ISLAND HEIGHTS, NJ

12-02-08
Nancy Cagno

Get into the holiday spirit and enjoy the sights, sounds and smells of holiday cheer at the annual Holiday House Tour in Island Heights this Saturday from 10-4. Tour some of this nicest homes in this historic riverfront town decked out in their holiday best, visit the craft fair and Artist Guild and sample some home made soups and goodies at the firehouse and Methodist church.

Also open will be

128 West End 9 - 11am

AND

177 Van Sant 11am - 1 pm

First time buyers assistance--New Jersey, Ocean County

01-30-08
Nancy Cagno

I just went to a great seminar at the Ocean County Board of Realtors and I wanted to let you New Jersey realtors know about a program for your first time buyers (or any buyers who have not bought a home in the last 3 years) who may need a little assistance (who doesn't??). Homes must be less than $429,619 and mortgages must be 30 or 40 year fixed.

Log on to www.nj-hmfa.com to access the site for more information on the NJHMFA First Time Homebuyer Program as well as the "Smart Start" Program to see if there might be some assistance there for your buyers.

Also, Ocean County residents can apply for grants of up to 20K from O.C.E.A.N, Inc. a group sponsored by the Ocean County Board of Chosen Freeholders to increase the opportunities for homeownership for low to moderate income residents in the county. Their offices can be reached at 732-244-2351. These grants would really give would-be homeowners some much needed funds for downpayments, closing costs, repairs etc. The buyer does need to have at 1-1/2% of their own money to put down and if they sell within 6 years of buying the home the grant will need to be repaid. Good stuff-check it out!