Michael Lewers

I am showing Realtors and Buyers all over the country how they can get Buyers into a new home with no money down.

• 100% financing purchase loans
• Low rates
• No monthy PMI
• Seller can pay buyers closing costs.
• Many qualifying areas.
• 620 minimum credit score required
• At least 3 years out of bankruptcy
• No manufactured homes.

Call me today at 1-877-457-6199 Ext. 123

Michael Lewers

Senior Mortgage Consultant

www.emeryfederal.com/michaellewers

michael.lewers@emeryfed.com

Conforming, Portfolio, No Hidden Fees, Close Fast (edit/delete)

Home Loans, 100% Purchase (Many Areas), VA 100%, FHA 3.50% Down, RD 100%, Jumbo, Portfolio, No Hidden Fees, Close Fast (edit/delete)

Let your clients, friends, and family save.

Savings:

I have decided to offer a special discount off closing costs to anyone who is referred to me who closes a loan in the next 30 days. The discount will be $300 off closings costs credited at closing.

Programs:

I am able to originate loans in all 50 states. Programs available are:

• Conforming purchase and refinance.
• VA purchase and refinance.
• Rural Developement 100% purchase.
• Commercial loans.
• Construction loans.
• FHA purchase and refinance.
• Jumbo loans.
• Non-conforming loans.

This is a list of some of the programs I offer. Refer a friend or family memeber in any state and they to will receeive the discount.

What sets us apart:

• Top knotch customer service.
• Years in the business.
• Hundreds of competitive programs.
• Excellant reputation.

Feel free to contact me with any questions. I will be in the office all week and available to help get loans closed quickly.

Make it a great week.

Michael Lewers

1-877-457-6199 Ext. 123

Apply online at www.emeryfederal.com/michaellewers

email michael.lewers@emeryfed.com

Hello,

Many high end homeowners have issues finding a lender that will allow them to borrower between $417.001-20,000,000. I offer very aggresive programs for borrowers throughout the United States. In addition to high end home loans, I also offer the following programs:

Programs:

I am able to originate loans in all 50 states. Programs available are:

• Conforming purchase and refinance.
• VA purchase and refinance.
• Rural Developement 100% purchase.
• Commercial loans.
• Construction loans.
• FHA purchase and refinance.
• Stated income loans.
• Jumbo loans.
• Non-conforming loans.

This is a list of some of the programs I offer. Refer a friend or family memeber in any state and they to will receeive the discount.

What sets us apart:

• Top knotch customer service.
• Years in the business.
• Hundreds of competitive programs.
• Excellant reputation.

Feel free to contact me with any questions. I will be in the office all week and available to help get loans closed quickly.

Make it a great week.

Michael Lewers

1-877-457-6199 Ext. 123

Apply online at www.emeryfederal.com/michaellewers

email michael.lewers@emeryfed.com

Fall into Savings!

Savings:

Fall is one of my favorite times of year. I have decided to offer a special discount off closing costs to anyone who is referred to me who closes a loan in the next 30 days. The discount will be $300 off closings costs credited at closing.

Programs:

I am able to originate loans in all 50 states. Programs available are:

• Conforming purchase and refinance.
• VA purchase and refinance.
• Rural Developement 100% purchase.
• Commercial loans.
• Construction loans.
• FHA purchase and refinance.
• Stated income loans.
• Jumbo loans.
• Non-conforming loans.

This is a list of some of the programs I offer. Refer a friend or family memeber in any state and they to will receeive the discount.

What sets us apart:

• Top knotch customer service.
• Years in the business.
• Hundreds of competitive programs.
• Excellant reputation.

Feel free to contact me with any questions. I will be in the office all week and available to help get loans closed quickly.

Make it a great week.

Michael Lewers

1-800-466-9042 Ext. 123

Apply online at www.emeryfederal.com/michaellewers

email michael.lewers@emeryfed.com

MONDAY RATE DROP!

AFTER THE FANNIE MAE AND FREDDIE MAC TAKE OVER ANNOUNCEMENT SUNDAY, MORTGAGE RATES TAKE A DRASTIC DROP. THIS IS GREAT FOR THE MARKET. THIS IS THE LARGEST ONE TIME DROP I HAVE SEEN IN 14 YEARS. IF YOU NEED TO GET A RATE LOCKED AND A DEAL CLOSED QUICKLY, CALL ME TODAY, I CAN HELP. I WILL NOT HAVE TIME TO CHECK MY ACTIVE RAIN TODAY AS I AM VERY BUSY DUE TO THIS EXTREME RATE DROP, FEEL FREE TO CALL ME. I WILL BE IN ALL DAY.

MICHAEL LEWERS 1-800-466-9042 EXT. 123