Michael Lewers

LOOKING FOR PURCHASE PROGRAMS?

Turn your good credit into a good fixed rate mortgage.

There are still so many programs available for home purchase loans and refinance loans. If you have been able to keep your credit in good standing, take advantage of the opportunities you have created for yourself. Everything these days is determined by your 3 credit scores. Here are just a few of the loan programs available:

Purchase Loans: Just to name a few

100% purchase loans available in many areas. This loan has no required PMI and generally requires only a 620 credit score. Available on fixed rates.

FHA mortgage loans available with 3.50% down. Available on fixed rates

VA mortagge loans available to 100%. Available on fixed rates.

Conforming Loans avaiable with 5-10% down. Available on fixed rates.

Refinance Loans: Just to name a few

There are so many different programs still available on fixed rates. The better your credit score, the better the rate is that you qualify for.

If you ever have a question, feel free to contact me.

michael.lewers@emeryfed.com

1-877-457=6199 Ext. 123

www.emeryfederal.com/michaellewers

Conforming, Portfolio, No Hidden Fees, Close Fast (edit/delete)

Home Loans, 100% Purchase (Many Areas), VA 100%, FHA 3.50% Down, RD 100%, Jumbo, Portfolio, No Hidden Fees, Close Fast (edit/delete)

Let your clients, friends, and family save.

Savings:

I have decided to offer a special discount off closing costs to anyone who is referred to me who closes a loan in the next 30 days. The discount will be $300 off closings costs credited at closing.

Programs:

I am able to originate loans in all 50 states. Programs available are:

• Conforming purchase and refinance.
• VA purchase and refinance.
• Rural Developement 100% purchase.
• Commercial loans.
• Construction loans.
• FHA purchase and refinance.
• Jumbo loans.
• Non-conforming loans.

This is a list of some of the programs I offer. Refer a friend or family memeber in any state and they to will receeive the discount.

What sets us apart:

• Top knotch customer service.
• Years in the business.
• Hundreds of competitive programs.
• Excellant reputation.

Feel free to contact me with any questions. I will be in the office all week and available to help get loans closed quickly.

Make it a great week.

Michael Lewers

1-877-457-6199 Ext. 123

Apply online at www.emeryfederal.com/michaellewers

email michael.lewers@emeryfed.com

Hello,

Many high end homeowners have issues finding a lender that will allow them to borrower between $417.001-20,000,000. I offer very aggresive programs for borrowers throughout the United States. In addition to high end home loans, I also offer the following programs:

Programs:

I am able to originate loans in all 50 states. Programs available are:

• Conforming purchase and refinance.
• VA purchase and refinance.
• Rural Developement 100% purchase.
• Commercial loans.
• Construction loans.
• FHA purchase and refinance.
• Stated income loans.
• Jumbo loans.
• Non-conforming loans.

This is a list of some of the programs I offer. Refer a friend or family memeber in any state and they to will receeive the discount.

What sets us apart:

• Top knotch customer service.
• Years in the business.
• Hundreds of competitive programs.
• Excellant reputation.

Feel free to contact me with any questions. I will be in the office all week and available to help get loans closed quickly.

Make it a great week.

Michael Lewers

1-877-457-6199 Ext. 123

Apply online at www.emeryfederal.com/michaellewers

email michael.lewers@emeryfed.com

Fall into Savings!

Savings:

Fall is one of my favorite times of year. I have decided to offer a special discount off closing costs to anyone who is referred to me who closes a loan in the next 30 days. The discount will be $300 off closings costs credited at closing.

Programs:

I am able to originate loans in all 50 states. Programs available are:

• Conforming purchase and refinance.
• VA purchase and refinance.
• Rural Developement 100% purchase.
• Commercial loans.
• Construction loans.
• FHA purchase and refinance.
• Stated income loans.
• Jumbo loans.
• Non-conforming loans.

This is a list of some of the programs I offer. Refer a friend or family memeber in any state and they to will receeive the discount.

What sets us apart:

• Top knotch customer service.
• Years in the business.
• Hundreds of competitive programs.
• Excellant reputation.

Feel free to contact me with any questions. I will be in the office all week and available to help get loans closed quickly.

Make it a great week.

Michael Lewers

1-800-466-9042 Ext. 123

Apply online at www.emeryfederal.com/michaellewers

email michael.lewers@emeryfed.com

MONDAY RATE DROP!

AFTER THE FANNIE MAE AND FREDDIE MAC TAKE OVER ANNOUNCEMENT SUNDAY, MORTGAGE RATES TAKE A DRASTIC DROP. THIS IS GREAT FOR THE MARKET. THIS IS THE LARGEST ONE TIME DROP I HAVE SEEN IN 14 YEARS. IF YOU NEED TO GET A RATE LOCKED AND A DEAL CLOSED QUICKLY, CALL ME TODAY, I CAN HELP. I WILL NOT HAVE TIME TO CHECK MY ACTIVE RAIN TODAY AS I AM VERY BUSY DUE TO THIS EXTREME RATE DROP, FEEL FREE TO CALL ME. I WILL BE IN ALL DAY.

MICHAEL LEWERS 1-800-466-9042 EXT. 123