Nate Baldwin

One of my job duties is to keep an eye out for new potential branches for our branching company, and right now we are looking for a new branch in Texas.

A little about us:

Scotsman's Guide's #1 VA lender since 2008

7 of the top 15 VA loan officers are with our company (Scotsman's guide's standings as well.)

$500 per file fee

Marketing support (and it works)

FHA/VA/Conv/USDA/Reverse/and everything else

Lending in 40+ states

Broker only

for more details give me a call at 801.341.7397

I have heard a lot of gripes over the years about people trying to get referrals out of other people. Yes, a lot of the real estate business is built on referrals and I think that's the way it should be. However, I have taken a different approach to getting referrals.

I dont ask for referrals, I offer them.

Simple right. (well, after you find a way to produce a steady stream of people to refer out it is.) Being a loan officer I'm constantly bombarded with "realtor marketing" strategies, and they are all basically the same thing - stay in the face of the realtors so that they remember you when they have someone to refer. That's all well and good and there are some sound marketing principles being applied. However, the best way to stay in front of your referral partners isn't to send them an cutsie email, or stop by their office with lunch, or go to their kid's 3rd grade play. The best way to get someone to give you business is to give them business.

I recently read a study that said that most people think you need a 20% down payment to buy a house. That is ABSOLUTELY NOT TRUE. It is very common to purchase a house with 3.5% down. The Federal Housing Administration has made this possible. So, if you're one of those people that thought you needed $30,000.00 to buy a house. Think again, for a $150,000.00 house the down payment is only $5250. Makes buying a house seem a lot more possible doesn't it. Give me a call and we'll see what kind of a house we can get you into.

Call me at 801.341.7397 or you can hook up with me on Facebook by Clicking Here

Over here at Flagship Financial Group, we do a TON of VA loans. We've actually been given the title of America's largest VA lender for the past couple of years by Scotsman's Guide. But that is neither here nor there. VA has now posted the loan limits for 2012. Keep in mind that if you are a veteran you can borrow more than the loan limits, however these are the maximum loan amounts that the VA guarantee applies to.

http://www.benefits.va.gov/HOMELOANS/docs/Loan_Limits_2012_Dec_2011.pdf

As always, you can track me down on Facebook by Clicking Here

I ran some numbers through a buy vs. rent calculator for a property across the street from AF high school. Here's what it kicked back. (assuming you could rent a similar house for 1150 a month)

Save $115k over ten years. Sign me up! Can I sign you up?

Call me at 801.341.7397 or you can hook up with me on Facebook by Clicking Here