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Dawn Marie White, Broker-Office Manager

Monmouth Ocean County Food Bank Holiday Drive Successful

Crossroads Realty's Wall & Manchester Office sponsored a food drive at the Shop Rite on Route 34 in Wall Township today.

With great pride we were able to deliver just under 800lbs of canned food and turkeys along with $125.00 cash donation to the Monmouth Ocean County Food Bank.

This is the 6th Year that Crossroads Realty has participated in this food Drive.

I want to thank all of the people who opened their hearts to Monmouth and Ocean County families in need of assistance this year. I would also like to thank all the agents and staff who participated on behalf of Crossroads Realty we had a great day and volunteered our time to a wonderful cause.

buildingThe FoodBank began in 1984 when three people saw hunger at the Jersey shore and decided to make a difference. They purchased a small, dilapidated warehouse in Spring Lake. Carpenters, masons and other members of the community donated work, office furniture and supplies. Food streamed in from hundreds of donors. After one year, the FoodBank was serving 25 charities with 100,000 pounds of food.

Ten years later, nearly two million pounds of food was being distributed annually from the same small warehouse. Bursting at the seams, the FoodBank undertook a capital campaign in 1998 to construct a new facility in Neptune. Three years later, the current 40,000 sq. ft facility became a reality.

Today, the FoodBank serves over 270 pantries, soup kitchens and other feeding programs with over 5 million pounds of food annually. The FoodBank also operates a Culinary Training Program for people in need of better-paid jobs, a Kids Café and Backpack program for children, a Mobile Pantry, and Food Stamp Outreach Program. With the help of roughly 1,000 volunteers each year, the FoodBank's programs are truly a community effort, working to eliminate hunger by providing emergency food, skills training, outreach programs and advocacy for families in need.

Happy Holidays,

Dawn Marie White

Broker-Manager

Crossroads Realty Inc

732-657-1300 x 204

732-581-9414 Cell-Text

www.njwaterfront.com

www.crossroadsrealtynj.com

NJAR STATEMENT REGARDING 3rd QUARTER 2009 HOME SALES REPORT

For Immediate Release:
November 10, 2009

NJAR® RELEASES STATEMENT REGARDING 3rd QUARTER HOME SALES REPORT

(Edison, NJ) Reacting to the NATIONAL ASSOCIATION OF REALTORS®' (NAR) 2009 Third Quarter Metro Home Prices/State Resales report, New Jersey Association of REALTORS® (NJAR®) Executive Vice President Jarrod C. Grasso, RCE, today issued the following statement:

"The real estate climate in New Jersey is heading toward stabilization. Existing home sales in the state rose 8.5 percent in the third quarter of 2009, compared to the third quarter of 2008. This pace outperformed the national rate of resales, which is up only 5.9 percent when comparing the third quarter of 2009 to that of 2008. This is also the second consecutive quarter-over-quarter increase in New Jersey this year.

"The jump in third quarter activity in New Jersey as a whole can largely be attributed to the summer and early-fall rush of first-time home buyers aiming to close in time to obtain the $8,000 tax credit. Thankfully, President Obama's approval of an extension of the tax credit will allow those purchasers extra time to close on their first home since the expiration is now extended until April 30, 2010. The legislation also expanded the tax credit to offer $6,500 to repeat buyers. These incentives, paired with the passage of increased loan limits from the Federal Housing Administration (FHA), Freddie Mac, and Fannie Mae available through December 31, 2010, make for a prime opportunity for various buyers in this market.

"New Jersey's eight metropolitan statistical areas (MSA) are becoming more affordable and attainable for those buyers looking to make the Garden State their home. Median prices of existing single family homes have declined yearly when comparing the third quarter 2009 to 2008. However, each of the state's MSAs has shown a quarter-over-quarter increase in sales price. This demonstrates that the federal stimulus incentives are showing promise by bringing more first-time and repeat buyers into the arena, thus fueling competition in the marketplace."

# # #

The New Jersey Association of REALTORS® is a non-profit organization serving the professional needs of approximately 50,000 REALTOR® and REALTOR-ASSOCIATE® members in the state. REALTOR® is a registered collective membership mark which may be used only by real estate professionals who subscribe to the REALTOR® organization's strict Code of Ethics and are members of the national, state and local REALTOR® organizations. For more information, please visit www.njar.com.

Dawn Marie White Broker-Manager-e-pro

Sales & Marketing Professional

Crossroads Realty Inc

732-657-1300 x202

www.njwaterfront.com

www.crossroadsrealtynj.com

Crossroads Realty Joins With Kevins Kids

Kevin's Kids Holiday Drive

November 10, 2009

Crossroads Realty is proud to help Kevin Berger of Kevin's Kids Holiday drive for our 8th year!

Through the generosity of the Manchester community and the volunteer efforts of the Manchester Township School District staff, the drive provides toys, clothing, and food to children in the Manchester/Lakehurst area that are not so fortunate. There is no gift to big or to small. Checks are also accepted and will directly be used to buy food, clothes, and toys.

Last year Crossroads Realty was able to collect a record number of gifts in one of the worst economic years we have seen in a while. We hope to match, if not beat, that record this year!

"It was wonderful last year. The amount of items and money that was donated during such hard times for everyone one of us was overwhelming. Thank you everyone for you heart felt concern for these children of all ages, that are less fortunate."- Linda Adamson of Crossroads Realty

This drive began rather innocently almost 30 years ago.
Kevin's Kids

"Mrs. Kathy Magee, a first grade teacher, was talking to her excited students just before the Christmas holidays," said founder Kevin Burger. "Each of the children was responding to Mrs. Magee's question, ‘What is Santa Claus going to bring you for Christmas?' After listening to each child's wish list, one little boy responded that ‘Santa Claus never comes to my house.' As Mrs. Magee fought back her tears, a drive began to make sure Santa visited that boy as well as the home of every child."

"The innocent words of that young boy remind us all that there are so many people in need," said Burger. "This year's economic times appear to be even more difficult. Whether it's increased gasoline prices or a rise in winter heating costs, too many parents have already told me that there just won't be a Christmas this year. We hear so many sad stories of people in need that I just hope we can help them all. Last year one little girl only wanted a new pair of sneakers. Since she had never had her very own pair, only having hand me downs that didn't fit, her mother didn't know her shoe size. The teachers decided to play a game with her by tracing her feet on paper. They then took the cut out model to the store to match the exact size."

"I am proud to be a part of this wonderful holiday drive for Kids" said Dawn Marie White Manager of the Manchester Office, In times of hardship Americans are known to come together and support one another. Children do not understand that mom and dad may not be able to pay the mortgage next month if santa claus brings Christmas presents.This holiday drive helps those who are less fortunate by taking a bit of the burden away from struggling families.This is the perfect opportunity for us to come together and make this holiday season a special one for all.

Crossroads Realty is proud to be an official drop off location for Kevin's Kids.

Donations can be new clothing, dry, or canned food, toys, books, games. All items, unwrapped, can be placed in the boxes that are located in our Whiting, Manchester, and West Dover Offices.

Manchester Office

2002 Route 70
(At the corner of Rt70 & 571)
Manchester Township, NJ

Toms River West Office

168 Route 37 West
(Just west of Community Medical)
Toms River, NJ

Whiting Office

480 Route 530
(Just west of Schoolhouse Road)
Whiting, NJ

Checks can be made out to Manchester Township Middle Schoolwith "Kevin's Kids" written in the memo section and dropped off at any of the Crossroads Realty offices listed above. Checks can also be mailed to: Kevin's Kids c/o Manchester Middle School, 2861 Ridgeway Rd., Manchester, NJ 08759. Donations go directly to buy food, new toys and clothing for every child identified on the list.

Tax Credit Extension Signed Includes Unemployment Benefit Extension

Obama signs bill assisting home buyers and Americans out of work.

President Barack Obama signed a $24 billion economic stimulus bill into law Friday, giving tax incentives to prospective home buyers and additional jobless benefits to those idled by the business slump.

The White House said the law, which also includes tax cuts for struggling businesses, builds on provisions in the $787 billion stimulus package enacted last February to avert an economic meltdown.

Friday the government reported the jobless rate hit 10.2 percent last month, the highest since 1983.

Obama called it a "sobering number that underscores the economic challenges that lie ahead" and vowed that he will not rest until all Americans who want work can find work.

"The law provides another 14 weeks of benefits to all out-of-work people who have exhausted their benefits or will do so by the end of the year, estimated at nearly 2 million. Those in states where the jobless rate is 8.5 percent or above get an additional six weeks.

The Labor Department reported Friday that that employers shed another 190,000 jobs in October. Obama said job creation traditionally lags behind economic growth, but he acknowledged that is small comfort to those seeking work.

"So although it will take time and it will take patience, I am confident that our economy will recover," Obama said. "I'm confident that we're moving in the right direction. And I promise that I won't rest until America prospers once again."

The tax credits will be available through next June as long as the buyer signs a binding contract by the end of April.

The program is expanded to include a $6,500 credit for existing homeowners who buy a new place after living in their current residence for at least five years.

Call a professional for additional details..

Dawn Marie White

Broker-Manager e-pro

Sales & Marketing Professional

Crossroads Realty Inc

732-581-9414 Cell 732-657-1300 Office

dawnmariewhite@gmail.com

www.njwaterfront.com

www.crossroadsrealtynj.com

WE SELL MORE HOMES IN OUR MARKET PLACE THAN ANY OTHER REALTOR

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