Nikitas Kouimanis

Trump Financials Real Estate Guarantee

We have formed a team of callers all well trained and are extremely professional.

The leads that you generate, whether it be from open houses, internet newspapers The customer will be called over and over again until we reach everyone.

From there we will cut out the people not interested or that do not qualify. We will then pre-qualify and create a buyer profile report.

BUYER PROFILE Where they are looking to purchase What price range they qualify for What type of house they are buying We will send you back an organized e-mail with this information, so ultimately we are helping the agent with qualified buyers. They will have a list of clients in front of them.

Included will be different t loan scenarios to help the buyer and the agent achieve there goals.

WHY DO WE FEEL THIS IS AN ASSET We will consistently be in contact with the buyers so the agent can be out on appointments and open houses, This is all free of charge all we would like to do is handle the financing. Once contract is signed we will take 2 weeks to close.

Types of loans that Trump Specializes in:

1. Conventional 30 year loans/15 year loans

2. Stated deals with 30% down depending on fico score as low as 620

3. FHA LOANS with minimum of 3% down (fico scores can be as low as 600 )

4. Commercial loans / including construction loans. 5. As mentioned we are flexible and the above loans can be slightly altered.

Our Company, Trump Financial, is a leader in the field of mortgage lending. We have earned our growing market share through hard work pointed towards the development of our relationships with seasoned local savings banks not normally in the mortgage business. These relationships have allowed us to continue to offer qualified stated loans and other programs not utilized by the traditional Fannie Mae lenders. Our competitive rates and quick turn around times put us in a favorable position when competing with larger national lenders on Fannie Mae products.

 FULL FANNIE MAE PRODUCT OFFERING: Including 1-4 family, condo’s and co-op’s, second homes and investment properties 1-4 Family, condo’s second homes and investment properties also available stated income.

 FULL COMMERCIAL LENDING DIVISION: offering financing up to $10 million in loan amounts and select stated products Variety of stated residential programs offered for Self Employed and Salaried borrowers. Super Jumbo loans available Full Income and Stated Income Wide array of other programs offered including construction, FHA and other collateral based loans on a case by case basis Trump Financial is positioned to lead in this difficult market by sharing with our clients the relationships we have with investors who still believe that this is a market worth lending in. The staff throughout Trump Financial is a perfect mix of experience and aggressiveness. Experienced enough to keep our attention grounded, thus insuring that we provide our clients the financing that is best for their needs, yet aggressive enough to keep up moving forward with new and exciting opportunities and relationships. Our blended “family” is insurance to our business associates that we will be a major player in the years to come. Please join the growing list of clients taking advantage of the personalized service, hard work and strong relationships at Trump Financial. We are aware that during these difficult times we all have to work and grow together to insure that we are the companies that come out of this tough market as leaders. We look forward to becoming an important part of your business. These are incredible times! Recently, the Federal Reserve cut interest rates by .75%, bringing them down to .25%…the lowest Fed Funds Rate in history. Additionally, the Fed has been purchasing Mortgage Bonds, which has helped drive interest rates to the lowest levels seen in our lifetime. While this is great news, we must remember that these windows of opportunity may exist for a very brief period of time. And the interest rate market has recently been incredibly volatile, with spikes of .25% within hours and .50% within days. As rates can change quickly, locking as soon as you can to obtain a rate that works for you is the best policy. Although we are now experiencing the greatest opportunity ever to save money on mortgage rates, there are a few things I would like to caution you on. Don’t make the mistake of waiting to see if rates will go even lower, which is dangerous for a few reasons. First, depending on the health of the real estate market in your neighborhood, your property’s appraised value could decline as a result of foreclosures and other homeowners in your area selling under pressure. This could prevent you from being able to close due to decreased equity in your home. Additionally – even if rates got slightly lower some months from now, the monthly interest savings you could be enjoying by acting right now adds up very fast. The opportunity cost of waiting – for something that may never happen – could quickly mount up into the thousands of dollars. Also, as more and more homeowners and home buyers take advantage of today’s rates, expect that the time it will take to complete your transaction could increase, so a little patience may be needed. It is important that we get all your necessary documentation immediately to help you start saving money right away. Don’t wait. With the lowest rates on record, there may never be a better time to put more money in your pocket. Call me today and we can explore your options. Calling me won’t cost you a dime…not calling could cost you a fortune.

Sincerely,

Nikitas Kouimanis

 Trump Financial

550 Old Country Road

Hicksville NY 11801

Office: 516-942-8700

Cell: 646-957-3346

Fax: 206-424-0111

Email: nkouimanis@trumpfinancial.com

Web: www.trumpfinancial.com

Web:http://www.trump.com/Trump_Financial/Trump_Financial.asp

Licensed Mortgage Banker: NY, NJ, CT, MD, D.C., PA, CA, IL, FL, MA, MN, VA, & AZ

I HAVE 12 CONDOS IN NORTH MIAMI HALF A BLACK FROM SOUTH BEACH 24 CONCIER SERVICE POOL TENNIS COURTS AND MUCH MORE RANGING FROM THE 200-300 PRICE RANGE WHERE THEY ARE AWARD WINNERS AND THE BUILDER IS OFERRING A 25,000 BACK TO YOU AT THE TIME OF CLOSING AS A BUILDERS INCENTIVE THERE IS ABOUT 50000 BUILDERS INCENTIVE SO LETS GO LADIES AND GENTELMAN UNLESS EVERYONE IS SO RICH OUT HERE AND DOES NOT NEED THAT TYPE OF MONEY.