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Laura Rubinchuk - The LJR Group - Your Northern Virginia and D.C. Realtor

Labor Day Weekend 2008 in Washington DC and Northern Virginia

I can't believe how fast the summer flew by!! As Labor Day weekend is now upon us, I wanted to wish you all a happy, and safe Holiday weekend! Here's what's on the Calendar of Events for the Nations Capitol for the 2008 Holiday:

Labor Day Concert
Who: The National Symphony Orchestra
What: Free Concert!
Where: U.S. Capitol - West Lawn
When: Sunday, August 31, 2008 - 8pm (Gates Open at 5)
How: Admission is free! No tickets necessary


Hope you all enjoy your long weekend, with many BBQs, sunshine, and swimming!!

Google-ing Yourself - Surprised By What You Find?

Every so often I like to type in "Laura Rubinchuk" into my google search to see what pops up - and i'm never disappointed by the hits that pop up! It seems my activerain, localism, and a few particular blogs have finally made it to the top. Before my adventure into blogging, my search results were always (mostly embarrassing) past Softball statistics and game recaps from my University of Rochester days as a Yellowjacket Softball player. I will be happy when those stats are finally on the LAST pages! (**Now I know you may be tempted to see how good - or bad - I once was, but please, spare yourself the trouble!)

Google

I still find it interesting though what pops up - comments I have left on other peoples blogs, on websites about technology (in particular, one comment about how unhappy I was with a MacBook Pro and its' inability to work with real estate software), and other non-real estate related topics. Just makes me always remember to be careful in this technology driven area, where information is constantly at your fingertips, to be careful of where you leave your mark!! Especially on social networking sites, where I tend to dance the line between professional and personal lives, I always monitor photos/comments carefully to make sure it's painting the picture I want to portray!

Technology is a GREAT thing, but just remember, even if you delete it - someone, somewhere can find it online!

FHA Wikipedia - Great Resource for First Time Home Buyers!

Part of the reason I love working with first-time homebuyers is getting to teach them things about the process. I know with the constant changing guidelines (be it lending, Northern Virginia Association of Realtors paperwork changes, etc) I learn something constantly! I think you have to in order to grow...so this is why I love sharing new resources for the ever eager home buyer.

For questions like, what does PMI stand for? What does LTV mean? How about FHA? :) The Federal Housing Administration (FHA) came up with a Wikipedia site of their own: check it out here.

For home buying process questions, give me a call! I'm always happy to help :)

Laura Rubinchuk
Keller Williams Realty
703.283.6120

Condo Spotlight in Rosslyn/Courthouse in Arlington: 1800 Wilson Blvd

Located at 1800 Wilson Blvd in Arlington, minutes from the Courthouse and Rosslyn Metros, this luxury condo building built in 2007 has left no detail unattended to.

Units feature:granite counter-tops, maple cabinetry, stainless steel appliances, gas cooking, hardwoods in the units.
Bathrooms feature: granite vanity tops, porcelain bathroom fixtures, and ceramic tile.
Community amenities include: a fitness center, business center, library, and storage areas. The building is home to several retails stores and directly across from several restaurants.

The building has units that are either 1 bedrooms, 2 bedrooms, or 2 bedrooms with a Den. Currently there are several units for sale, both 1 bedrooms and 2 bedrooms.

For more information, please feel free to call or email me!

Laura Rubinchuk
Keller Williams Realty
703.283.6120
Laura.Rubinchuk@kw.com

FHA Down Payment Assistance Programs Ban Effective Oct 1

Beginning October 1, 2008, legislation will take effect that prohibits many (but not all) Down-payment Assistance Programs funded by the seller. Note: Down-payment assistance from family members, government programs, or charities that are not seller-funded are still permitted. This means, you must have settled and closed by September 30th of this year to still benefit from these programs.

For more information about this provision of the Housing Stimulus Bill, click here.

Also noteworthy: I'm not a lender, so if you're looking for more information on what programs have been nixed, give one of my preferred lenders a call and they'll be happy to discuss options with you. Gleyde Schatz, with InterCoastal Mortgage can be reached at Gleyde@icmtg.com or by cell: 703.431.7531