Find yourself sitting around thinking I'll never be able to purchase a New Home? Don't feel alone. With the 24/7 broadcasting of doom and gloom about the Credit Crunch is enough to make all of us want to crawl into bed and hide under the covers.
First thing you need to do is get a clear assessment of where you are. Knowledge is power and I want to help you gain that power back. Maybe you have a few late pays, collections, you're buried in credit card debt, or you have never established credit. You CAN and WILL overcome all of these if you're willing to do the work, but you need to work smart.
Make an appointment today 316.729.3736. Together with the help of a Loan Officer we will go over your concerns and layout a game plan to help make you successful.
Sometimes all it takes is a few short months. So let's get you started down the right path to SUCCESS.
Denise M Gray
Coldwell Banker Stucky & Associates
denise.gray@coldwellbanker.com
After a long wait we have our Playground. This was installed a few weeks ago but I haven't been able to get a picture of it without all the neighborhood kids all over it. Some days there are so many kids playing they look like ants on a pile of sugar.
If you're looking for a New Home and a place for your kids to burn off some energy stop by Trinity Point.
Three important aspects you need to look at when purchasing new construction are Specials, HOA, and Restrictive Covenants. These will vary in each New Home Community you look at.
These will have a direct impact on your monthly payment and life style.
Special Assessments pay for the improvements (streets, water, sewer, retention ponds, drainage sloughs, ect.) to a New Home Community. There are many variables that can cause Specials in some Communities to be higher than others and this will directly impact your monthly payments. Lower Specials will allow you to purchase more home or achieve a lower monthly payment. In regards to No Specials you should check if they have been added to the cost of the home site. Specials generally last for 15 or 20 years depending on the overall cost for improvements.
HOA (Home Owners Association) are normally in place to provide a source of income for the up keep of common areas (swimming pools, tennis courts, play ground areas, entry signs, retention ponds, ect). Not all Communities have HOA’s.
Restrictive Covenants are common in New Communities. Some areas are more restrictive than others so ask for a copy before purchasing to make sure they fit your lifestyle.
Ask questions, gather information, and remember knowledge is power.
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Watching the news is how I start every morning. A year ago it was all I watched. It had been my way of life for 4 years while my son was in the Marine Corp. When he was deployed in Iraq I even slept with the TV on Fox news. Even though I knew if something happened to him there was an agreement between the news stations andthe DOD not to report until the family had been notified. It became my addiction.
He has been home for a year now and I have weaned my way down to first thing in the morning, 3:00 so I can see how the market closed, 6:00 just in case, and 10:00 what if the world stopped spinning and I didn't feel it.
So what would it be like if they took the 24 hour news cycle and filled it with fun stuff like a good car chase in LA they always have the best ones. Or strange stories about zoo animals escaping. Just anything but the constant doom and gloom. Every news channel. No bad news for 3 days.
We can always change the channel and stop watching but what if we had no choice. No bad news to be found.
Would the mood of the public change? Would people start to feel hopefull again?
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If you're interested in Buying or Selling in Wichita visit my web site. It is a great place to start but cannot replace a Real Estate Professional. Give me a call when your ready.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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