Find yourself sitting around thinking I'll never be able to purchase a New Home? Don't feel alone. With the 24/7 broadcasting of doom and gloom about the Credit Crunch is enough to make all of us want to crawl into bed and hide under the covers.
First thing you need to do is get a clear assessment of where you are. Knowledge is power and I want to help you gain that power back. Maybe you have a few late pays, collections, you're buried in credit card debt, or you have never established credit. You CAN and WILL overcome all of these if you're willing to do the work, but you need to work smart.
Make an appointment today 316.729.3736. Together with the help of a Loan Officer we will go over your concerns and layout a game plan to help make you successful.
Sometimes all it takes is a few short months. So let's get you started down the right path to SUCCESS.
Denise M Gray
Coldwell Banker Stucky & Associates
denise.gray@coldwellbanker.com
After a long wait we have our Playground. This was installed a few weeks ago but I haven't been able to get a picture of it without all the neighborhood kids all over it. Some days there are so many kids playing they look like ants on a pile of sugar.
If you're looking for a New Home and a place for your kids to burn off some energy stop by Trinity Point.
La Galette French Bakery and Restaurant is located at 1017 W Douglas Ave, in the Delano District. It is a wonderful Cafe that is known for their homemade bread, quiche, and French pastries.
I had the pleasure of having lunch with my Niece Aimee today at La Galette French Bakery and Restaurant. She is visiting from the San Francisco area where she is attending school. She wanted to go somewhere she would miss when she goes back.
If you are in the area it would be well worth your while to stop in for lunch.
Three important aspects you need to look at when purchasing new construction are Specials, HOA, and Restrictive Covenants. These will vary in each New Home Community you look at.
These will have a direct impact on your monthly payment and life style.
Special Assessments pay for the improvements (streets, water, sewer, retention ponds, drainage sloughs, ect.) to a New Home Community. There are many variables that can cause Specials in some Communities to be higher than others and this will directly impact your monthly payments. Lower Specials will allow you to purchase more home or achieve a lower monthly payment. In regards to No Specials you should check if they have been added to the cost of the home site. Specials generally last for 15 or 20 years depending on the overall cost for improvements.
HOA (Home Owners Association) are normally in place to provide a source of income for the up keep of common areas (swimming pools, tennis courts, play ground areas, entry signs, retention ponds, ect). Not all Communities have HOA’s.
Restrictive Covenants are common in New Communities. Some areas are more restrictive than others so ask for a copy before purchasing to make sure they fit your lifestyle.
Ask questions, gather information, and remember knowledge is power.
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If you're interested in Buying or Selling in Wichita visit my web site. It is a great place to start but cannot replace a Real Estate Professional. Give me a call when your ready.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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